The Laredo National Bank
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for The Laredo National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Laredo National Bank P.O. Box 59 Laredo, TX 78042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,024 |
| Total Mortgage Loan Application Amount | $295,517,000 |
| Average Mortgage Loan Application Amount | $81,000 |
| Highest Mortgage Loan Application Amount | $4,050,000 |
| Average Applicant Income | $70,666 |
| Highest Applicant Income | $9,999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Webb County Texas | 1,319 | $ 76,293,000 | $ 57,000 | $ 52,000 |
| Bexar County Texas | 541 | $ 45,358,000 | $ 83,000 | $ 70,000 |
| Harris County Texas | 435 | $ 34,262,000 | $ 78,000 | $ 68,000 |
| Nueces County Texas | 328 | $ 19,722,000 | $ 60,000 | $ 72,000 |
| Hidalgo County Texas | 289 | $ 18,601,000 | $ 64,000 | $ 65,000 |
| Maverick County Texas | 204 | $ 8,078,000 | $ 39,000 | $ 43,000 |
| Val Verde County Texas | 189 | $ 11,541,000 | $ 61,000 | $ 63,000 |
| Cameron County Texas | 173 | $ 14,723,000 | $ 85,000 | $ 88,000 |
| Dallas County Texas | 140 | $ 9,091,000 | $ 64,000 | $ 128,000 |
| Travis County Texas | 59 | $ 10,382,000 | $ 175,000 | $ 94,000 |
| Montgomery County Texas | 30 | $ 6,140,000 | $ 204,000 | $ 170,000 |
| Fort Bend County Texas | 28 | $ 3,348,000 | $ 119,000 | $ 77,000 |
| Zapata County Texas | 26 | $ 1,000,000 | $ 38,000 | $ 48,000 |
| San Patricio County Texas | 22 | $ 1,835,000 | $ 83,000 | $ 62,000 |
| Tarrant County Texas | 21 | $ 1,601,000 | $ 76,000 | $ 53,000 |
| Williamson County Texas | 17 | $ 2,541,000 | $ 149,000 | $ 90,000 |
| Brazoria County Texas | 15 | $ 1,163,000 | $ 77,000 | $ 71,000 |
| Comal County Texas | 14 | $ 2,779,000 | $ 198,000 | $ 132,000 |
| Hays County Texas | 13 | $ 1,775,000 | $ 136,000 | $ 141,000 |
| Galveston County Texas | 9 | $ 618,000 | $ 68,000 | $ 66,000 |
| Guadalupe County Texas | 9 | $ 1,271,000 | $ 141,000 | $ 79,000 |
| Kleberg County Texas | 8 | $ 461,000 | $ 57,000 | $ 73,000 |
| La Salle County Texas | 8 | $ 352,000 | $ 44,000 | $ 69,000 |
| Medina County Texas | 7 | $ 861,000 | $ 123,000 | $ 67,000 |
| Atascosa County Texas | 6 | $ 332,000 | $ 55,000 | $ 42,000 |
| Jim Wells County Texas | 6 | $ 381,000 | $ 63,000 | $ 95,000 |
| Kinney County Texas | 6 | $ 385,000 | $ 64,000 | $ 61,000 |
| Wilson County Texas | 6 | $ 1,118,000 | $ 186,000 | $ 76,000 |
| Brooks County Texas | 5 | $ 80,000 | $ 16,000 | $ 76,000 |
| Denton County Texas | 5 | $ 337,000 | $ 67,000 | $ 64,000 |
| Starr County Texas | 5 | $ 56,000 | $ 11,000 | $ 52,000 |
| Collin County Texas | 4 | $ 700,000 | $ 175,000 | $ 96,000 |
| Dimmit County Texas | 4 | $ 61,000 | $ 15,000 | $ 63,000 |
| Duval County Texas | 4 | $ 243,000 | $ 60,000 | $ 69,000 |
| Kendall County Texas | 4 | $ 458,000 | $ 114,000 | $ 116,000 |
| New York County New York | 3 | $ 1,374,000 | $ 458,000 | $ 119,000 |
| Aransas County Texas | 3 | $ 247,000 | $ 82,000 | $ 60,000 |
| Bandera County Texas | 3 | $ 650,000 | $ 216,000 | $ 100,000 |
| Ellis County Texas | 3 | $ 526,000 | $ 175,000 | $ 168,000 |
| Hood County Texas | 3 | $ 287,000 | $ 95,000 | $ 817,000 |
| Willacy County Texas | 3 | $ 202,000 | $ 67,000 | $ 79,000 |
| Miami-Dade County Florida | 2 | $ 2,650,000 | $ 1,325,000 | $ 606,000 |
| Bee County Texas | 2 | $ 169,000 | $ 84,000 | $ 139,000 |
| Caldwell County Texas | 2 | $ 18,000 | $ 9,000 | $ 47,000 |
| El Paso County Texas | 2 | $ 422,000 | $ 211,000 | $ 150,000 |
| Liberty County Texas | 2 | $ 77,000 | $ 38,000 | $ 26,000 |
| Terrell County Texas | 2 | $ 11,000 | $ 5,000 | $ 22,000 |
| Victoria County Texas | 2 | $ 52,000 | $ 26,000 | $ 84,000 |
| Pima County Arizona | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Los Angeles County California | 1 | $ 1,375,000 | $ 1,375,000 | $ 803,000 |
| San Bernardino County California | 1 | $ 345,000 | $ 345,000 | $ 66,000 |
| San Diego County California | 1 | $ 405,000 | $ 405,000 | $ 116,000 |
| Eagle County Colorado | 1 | $ 1,760,000 | $ 1,760,000 | $ 747,000 |
| San Miguel County Colorado | 1 | $ 4,050,000 | $ 4,050,000 | $ 0 |
| Weld County Colorado | 1 | $ 108,000 | $ 108,000 | $ 121,000 |
| Broward County Florida | 1 | $ 113,000 | $ 113,000 | $ 66,000 |
| St. Louis County Missouri | 1 | $ 188,000 | $ 188,000 | $ 85,000 |
| Flathead County Montana | 1 | $ 100,000 | $ 100,000 | $ 140,000 |
| Dona Ana County New Mexico | 1 | $ 129,000 | $ 129,000 | $ 50,000 |
| Anderson County Texas | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Bastrop County Texas | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Bell County Texas | 1 | $ 20,000 | $ 20,000 | $ 44,000 |
| Blanco County Texas | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Brazos County Texas | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
| Calhoun County Texas | 1 | $ 298,000 | $ 298,000 | $ 105,000 |
| Frio County Texas | 1 | $ 4,000 | $ 4,000 | $ 28,000 |
| Glasscock County Texas | 1 | $ 2,000 | $ 2,000 | $ 60,000 |
| Grayson County Texas | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| Jim Hogg County Texas | 1 | $ 4,000 | $ 4,000 | $ 50,000 |
| Kaufman County Texas | 1 | $ 74,000 | $ 74,000 | $ 39,000 |
| Kerr County Texas | 1 | $ 80,000 | $ 80,000 | $ 61,000 |
| Lavaca County Texas | 1 | $ 241,000 | $ 241,000 | $ 84,000 |
| Leon County Texas | 1 | $ 127,000 | $ 127,000 | $ 98,000 |
| Llano County Texas | 1 | $ 132,000 | $ 132,000 | $ 132,000 |
| McLennan County Texas | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Midland County Texas | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Rockwall County Texas | 1 | $ 91,000 | $ 91,000 | $ 28,000 |
| Smith County Texas | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Tom Green County Texas | 1 | $ 53,000 | $ 53,000 | $ 42,000 |
| Walker County Texas | 1 | $ 77,000 | $ 77,000 | $ 102,000 |
| Zavala County Texas | 1 | $ 28,000 | $ 28,000 | $ 76,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Laredo National Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,729 | $29,261,000 | $16,000 | $580,000 | $43,000 | $823,000 |
| Home Purchase | 1,259 | $172,860,000 | $137,000 | $4,050,000 | $100,000 | $9,999,000 |
| Refinancing | 1,036 | $93,396,000 | $90,000 | $1,411,000 | $69,000 | $1,608,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 3,489 | $219,926,000 | $63,000 | $2,200,000 | $59,000 | $3,600,000 |
| White | 412 | $55,865,000 | $135,000 | $1,411,000 | $137,000 | $9,999,000 |
| Asian | 52 | $8,068,000 | $155,000 | $415,000 | $102,000 | $394,000 |
| Black or African American | 23 | $2,116,000 | $92,000 | $408,000 | $73,000 | $302,000 |
| Not Provided | 23 | $446,000 | $19,000 | $110,000 | $60,000 | $327,000 |
| Not applicable | 18 | $8,495,000 | $471,000 | $4,050,000 | $52,000 | $747,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $581,000 | $96,000 | $162,000 | $99,000 | $179,000 |
| American Indian or Alaskan Native | 1 | $20,000 | $20,000 | $20,000 | $203,000 | $203,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,020 | $295,467,000 | $73,000 | $4,050,000 | $67,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 4 | $50,000 | $12,000 | $25,000 | $104,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,166 | $221,601,000 | $102,000 | $4,050,000 | $86,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,566 | $45,345,000 | $28,000 | $585,000 | $41,000 | $1,000,000 |
| Application Approved But Not Accepted | 225 | $21,433,000 | $95,000 | $744,000 | $73,000 | $1,200,000 |
| Application Withdrawn By Applicant | 50 | $5,165,000 | $103,000 | $500,000 | $56,000 | $225,000 |
| File Closed For Incompleteness | 17 | $1,973,000 | $116,000 | $680,000 | $51,000 | $141,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 804 | $23,829,000 | $29,000 | $405,000 | $33,000 | $240,000 |
| Other | 404 | $10,646,000 | $26,000 | $202,000 | $50,000 | $288,000 |
| Credit History | 308 | $8,148,000 | $26,000 | $585,000 | $46,000 | $343,000 |
| Collateral | 25 | $1,339,000 | $53,000 | $571,000 | $82,000 | $1,000,000 |
| Employment History | 12 | $215,000 | $17,000 | $72,000 | $29,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $198,000 | $49,000 | $132,000 | $41,000 | $86,000 |
| Unverifiable Information | 4 | $277,000 | $69,000 | $120,000 | $66,000 | $120,000 |
| Credit Application Incomplete | 3 | $596,000 | $198,000 | $240,000 | $106,000 | $180,000 |
| Mortgage Insurance Denied | 2 | $97,000 | $48,000 | $93,000 | $85,000 | $125,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.