The First State Bank Of Pond Creek, Oklahoma
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage loan statistics, lending data, and loan application totals for Oklahoma.
The mortgage statistics and data below are specific to mortgage loan applications for The First State Bank Of Pond Creek, Oklahoma.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address The First State Bank Of Pond Creek, Oklahoma
136 Broadway Ave
Pond Creek, OK 73766
Tel #: available with data download
Federal Regulator * available with data download
Years 2019  
Total Number of Mortgage Applications 28
Total Mortgage Loan Application Amount $3,640,000
Average Mortgage Loan Application Amount $133,250
Highest Mortgage Loan Application Amount $425,000
Average Applicant Income $61,750
Highest Applicant Income $294,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OK, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for The First State Bank Of Pond Creek, Oklahoma by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Grant County Oklahoma 19 $ 2,375,000 $ 125,000 $ 89,000
Garfield County Oklahoma 6 $ 1,160,000 $ 193,000 $ 69,000
Osage County Oklahoma 2 $ 80,000 $ 40,000 $ 70,000
Kay County Oklahoma 1 $ 25,000 $ 25,000 $ 61,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Oklahoma, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for The First State Bank Of Pond Creek, Oklahoma in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 14 $1,480,000 $105,000 $245,000 $89,000 $294,000
Refinancing 10 $1,380,000 $138,000 $355,000 $53,000 $99,000
Other Purpose 3 $735,000 $245,000 $425,000 $105,000 $126,000
Not Applicable 1 $45,000 $45,000 $45,000 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 21 $2,965,000 $141,000 $425,000 $85,000 $294,000
Not applicable 5 $625,000 $125,000 $245,000 $0 $0
Black or African American 1 $25,000 $25,000 $25,000 $61,000 $61,000
Hispanic 1 $25,000 $25,000 $25,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 28 $3,640,000 $130,000 $425,000 $84,000 $294,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 26 $3,450,000 $132,000 $425,000 $88,000 $294,000
Application Withdrawn By Applicant 2 $190,000 $95,000 $165,000 $48,000 $75,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 28 $3,640,000 $130,000 $425,000 $84,000 $294,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OK, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Oklahoma, and search similar information at your convenience.

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