The First State Bank
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for The First State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The First State Bank Po Box 295 Barboursville, WV 25504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 989 |
| Total Mortgage Loan Application Amount | $145,730,000 |
| Average Mortgage Loan Application Amount | $139,333 |
| Highest Mortgage Loan Application Amount | $642,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $1,039,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cabell County West Virginia | 133 | $ 19,655,000 | $ 147,000 | $ 92,000 |
| Fayette County Kentucky | 69 | $ 12,165,000 | $ 176,000 | $ 159,000 |
| Muskingum County Ohio | 61 | $ 8,429,000 | $ 138,000 | $ 73,000 |
| Putnam County West Virginia | 51 | $ 10,358,000 | $ 203,000 | $ 122,000 |
| Putnam County Ohio | 31 | $ 5,122,000 | $ 165,000 | $ 96,000 |
| Kanawha County West Virginia | 25 | $ 3,367,000 | $ 134,000 | $ 74,000 |
| Greenup County Kentucky | 21 | $ 2,518,000 | $ 119,000 | $ 72,000 |
| Pulaski County Kentucky | 19 | $ 2,676,000 | $ 140,000 | $ 73,000 |
| Stark County Ohio | 19 | $ 2,521,000 | $ 132,000 | $ 93,000 |
| Wayne County West Virginia | 18 | $ 1,882,000 | $ 104,000 | $ 64,000 |
| Monongalia County West Virginia | 17 | $ 2,963,000 | $ 174,000 | $ 108,000 |
| Boyd County Kentucky | 16 | $ 1,563,000 | $ 97,000 | $ 67,000 |
| Auglaize County Ohio | 16 | $ 2,182,000 | $ 136,000 | $ 75,000 |
| Lawrence County Ohio | 15 | $ 2,034,000 | $ 135,000 | $ 68,000 |
| Clark County Kentucky | 14 | $ 2,873,000 | $ 205,000 | $ 155,000 |
| Montgomery County Kentucky | 14 | $ 2,089,000 | $ 149,000 | $ 100,000 |
| Perry County Ohio | 13 | $ 1,548,000 | $ 119,000 | $ 75,000 |
| Defiance County Ohio | 12 | $ 1,459,000 | $ 121,000 | $ 57,000 |
| Licking County Ohio | 11 | $ 1,643,000 | $ 149,000 | $ 76,000 |
| Bourbon County Kentucky | 10 | $ 2,078,000 | $ 207,000 | $ 96,000 |
| Washington County Ohio | 10 | $ 1,241,000 | $ 124,000 | $ 56,000 |
| Dubois County Indiana | 8 | $ 892,000 | $ 111,000 | $ 57,000 |
| Guernsey County Ohio | 8 | $ 1,113,000 | $ 139,000 | $ 104,000 |
| Hocking County Ohio | 8 | $ 848,000 | $ 106,000 | $ 51,000 |
| Kankakee County Illinois | 6 | $ 699,000 | $ 116,000 | $ 69,000 |
| Ballard County Kentucky | 6 | $ 524,000 | $ 87,000 | $ 42,000 |
| Jessamine County Kentucky | 6 | $ 1,704,000 | $ 284,000 | $ 108,000 |
| Scott County Kentucky | 6 | $ 1,405,000 | $ 234,000 | $ 86,000 |
| Allen County Ohio | 6 | $ 1,171,000 | $ 195,000 | $ 107,000 |
| Belmont County Ohio | 6 | $ 1,103,000 | $ 183,000 | $ 96,000 |
| Carroll County Ohio | 6 | $ 752,000 | $ 125,000 | $ 69,000 |
| Scioto County Ohio | 6 | $ 411,000 | $ 68,000 | $ 35,000 |
| Shelby County Ohio | 6 | $ 930,000 | $ 155,000 | $ 81,000 |
| Marion County West Virginia | 6 | $ 872,000 | $ 145,000 | $ 66,000 |
| Kalamazoo County Michigan | 5 | $ 694,000 | $ 138,000 | $ 76,000 |
| Morgan County Ohio | 5 | $ 480,000 | $ 96,000 | $ 38,000 |
| Barbour County West Virginia | 5 | $ 425,000 | $ 85,000 | $ 51,000 |
| Fayette County West Virginia | 5 | $ 621,000 | $ 124,000 | $ 62,000 |
| Lincoln County West Virginia | 5 | $ 948,000 | $ 189,000 | $ 76,000 |
| Ohio County West Virginia | 5 | $ 646,000 | $ 129,000 | $ 92,000 |
| Upshur County West Virginia | 5 | $ 512,000 | $ 102,000 | $ 42,000 |
| Spencer County Indiana | 4 | $ 354,000 | $ 88,000 | $ 65,000 |
| Barren County Kentucky | 4 | $ 403,000 | $ 100,000 | $ 59,000 |
| Graves County Kentucky | 4 | $ 294,000 | $ 73,000 | $ 46,000 |
| Woodford County Kentucky | 4 | $ 1,009,000 | $ 252,000 | $ 208,000 |
| Athens County Ohio | 4 | $ 354,000 | $ 88,000 | $ 71,000 |
| Erie County Ohio | 4 | $ 297,000 | $ 74,000 | $ 67,000 |
| Franklin County Ohio | 4 | $ 631,000 | $ 157,000 | $ 79,000 |
| Paulding County Ohio | 4 | $ 393,000 | $ 98,000 | $ 73,000 |
| Tuscarawas County Ohio | 4 | $ 663,000 | $ 165,000 | $ 91,000 |
| Harrisonburg County Virginia | 4 | $ 621,000 | $ 155,000 | $ 150,000 |
| Rockingham County Virginia | 4 | $ 599,000 | $ 149,000 | $ 132,000 |
| Grant County West Virginia | 4 | $ 651,000 | $ 162,000 | $ 146,000 |
| Wood County West Virginia | 4 | $ 405,000 | $ 101,000 | $ 70,000 |
| Hart County Kentucky | 3 | $ 263,000 | $ 87,000 | $ 54,000 |
| Kenton County Kentucky | 3 | $ 851,000 | $ 283,000 | $ 98,000 |
| Laurel County Kentucky | 3 | $ 212,000 | $ 70,000 | $ 59,000 |
| Lewis County Kentucky | 3 | $ 305,000 | $ 101,000 | $ 49,000 |
| Madison County Kentucky | 3 | $ 309,000 | $ 103,000 | $ 64,000 |
| Warren County Kentucky | 3 | $ 668,000 | $ 222,000 | $ 66,000 |
| Kent County Michigan | 3 | $ 281,000 | $ 93,000 | $ 88,000 |
| Lake County Michigan | 3 | $ 266,000 | $ 88,000 | $ 111,000 |
| Osceola County Michigan | 3 | $ 394,000 | $ 131,000 | $ 81,000 |
| Noble County Ohio | 3 | $ 411,000 | $ 137,000 | $ 98,000 |
| Williams County Ohio | 3 | $ 309,000 | $ 103,000 | $ 42,000 |
| Hardy County West Virginia | 3 | $ 764,000 | $ 254,000 | $ 103,000 |
| Harrison County West Virginia | 3 | $ 400,000 | $ 133,000 | $ 95,000 |
| Mason County West Virginia | 3 | $ 147,000 | $ 49,000 | $ 74,000 |
| Palm Beach County Florida | 2 | $ 535,000 | $ 267,000 | $ 183,000 |
| Cook County Illinois | 2 | $ 451,000 | $ 225,000 | $ 254,000 |
| Lake County Indiana | 2 | $ 274,000 | $ 137,000 | $ 51,000 |
| Clinton County Kentucky | 2 | $ 203,000 | $ 101,000 | $ 40,000 |
| Hickman County Kentucky | 2 | $ 102,000 | $ 51,000 | $ 40,000 |
| Knox County Kentucky | 2 | $ 306,000 | $ 153,000 | $ 167,000 |
| Metcalfe County Kentucky | 2 | $ 116,000 | $ 58,000 | $ 32,000 |
| Calhoun County Michigan | 2 | $ 180,000 | $ 90,000 | $ 76,000 |
| St. Joseph County Michigan | 2 | $ 149,000 | $ 74,000 | $ 70,000 |
| Van Buren County Michigan | 2 | $ 194,000 | $ 97,000 | $ 78,000 |
| Mecklenburg County North Carolina | 2 | $ 506,000 | $ 253,000 | $ 303,000 |
| Columbiana County Ohio | 2 | $ 178,000 | $ 89,000 | $ 39,000 |
| Coshocton County Ohio | 2 | $ 206,000 | $ 103,000 | $ 48,000 |
| Fulton County Ohio | 2 | $ 212,000 | $ 106,000 | $ 46,000 |
| Gallia County Ohio | 2 | $ 143,000 | $ 71,000 | $ 38,000 |
| Hancock County Ohio | 2 | $ 390,000 | $ 195,000 | $ 65,000 |
| Obion County Tennessee | 2 | $ 189,000 | $ 94,000 | $ 53,000 |
| Marshall County West Virginia | 2 | $ 384,000 | $ 192,000 | $ 126,000 |
| Pendleton County West Virginia | 2 | $ 358,000 | $ 179,000 | $ 78,000 |
| Pocahontas County West Virginia | 2 | $ 245,000 | $ 122,000 | $ 59,000 |
| Preston County West Virginia | 2 | $ 241,000 | $ 120,000 | $ 56,000 |
| Taylor County West Virginia | 2 | $ 378,000 | $ 189,000 | $ 57,000 |
| Baldwin County Alabama | 1 | $ 136,000 | $ 136,000 | $ 53,000 |
| Jefferson County Alabama | 1 | $ 417,000 | $ 417,000 | $ 242,000 |
| Indian River County Florida | 1 | $ 627,000 | $ 627,000 | $ 188,000 |
| Lee County Florida | 1 | $ 316,000 | $ 316,000 | $ 587,000 |
| Manatee County Florida | 1 | $ 255,000 | $ 255,000 | $ 146,000 |
| Volusia County Florida | 1 | $ 260,000 | $ 260,000 | $ 93,000 |
| Cherokee County Georgia | 1 | $ 207,000 | $ 207,000 | $ 156,000 |
| Will County Illinois | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Allen County Indiana | 1 | $ 232,000 | $ 232,000 | $ 75,000 |
| DeKalb County Indiana | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Bath County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 36,000 |
| Cumberland County Kentucky | 1 | $ 138,000 | $ 138,000 | $ 85,000 |
| Edmonson County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Fulton County Kentucky | 1 | $ 92,000 | $ 92,000 | $ 88,000 |
| Grant County Kentucky | 1 | $ 82,000 | $ 82,000 | $ 22,000 |
| Johnson County Kentucky | 1 | $ 157,000 | $ 157,000 | $ 86,000 |
| Lawrence County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 41,000 |
| Marshall County Kentucky | 1 | $ 157,000 | $ 157,000 | $ 71,000 |
| McCracken County Kentucky | 1 | $ 157,000 | $ 157,000 | $ 53,000 |
| Mercer County Kentucky | 1 | $ 218,000 | $ 218,000 | $ 98,000 |
| Powell County Kentucky | 1 | $ 82,000 | $ 82,000 | $ 34,000 |
| Rowan County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Wayne County Kentucky | 1 | $ 173,000 | $ 173,000 | $ 145,000 |
| Cecil County Maryland | 1 | $ 276,000 | $ 276,000 | $ 151,000 |
| Frederick County Maryland | 1 | $ 152,000 | $ 152,000 | $ 50,000 |
| Kent County Maryland | 1 | $ 92,000 | $ 92,000 | $ 55,000 |
| Newaygo County Michigan | 1 | $ 84,000 | $ 84,000 | $ 74,000 |
| Oakland County Michigan | 1 | $ 179,000 | $ 179,000 | $ 245,000 |
| St. Louis County Missouri | 1 | $ 369,000 | $ 369,000 | $ 207,000 |
| Brunswick County North Carolina | 1 | $ 397,000 | $ 397,000 | $ 295,000 |
| Guilford County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 87,000 |
| Clermont County Ohio | 1 | $ 180,000 | $ 180,000 | $ 68,000 |
| Crawford County Ohio | 1 | $ 94,000 | $ 94,000 | $ 64,000 |
| Fairfield County Ohio | 1 | $ 134,000 | $ 134,000 | $ 73,000 |
| Hardin County Ohio | 1 | $ 72,000 | $ 72,000 | $ 67,000 |
| Henry County Ohio | 1 | $ 51,000 | $ 51,000 | $ 35,000 |
| Huron County Ohio | 1 | $ 51,000 | $ 51,000 | $ 22,000 |
| Medina County Ohio | 1 | $ 67,000 | $ 67,000 | $ 23,000 |
| Meigs County Ohio | 1 | $ 158,000 | $ 158,000 | $ 56,000 |
| Mercer County Ohio | 1 | $ 93,000 | $ 93,000 | $ 54,000 |
| Monroe County Ohio | 1 | $ 116,000 | $ 116,000 | $ 62,000 |
| Ottawa County Ohio | 1 | $ 254,000 | $ 254,000 | $ 898,000 |
| Ross County Ohio | 1 | $ 81,000 | $ 81,000 | $ 38,000 |
| Union County Ohio | 1 | $ 93,000 | $ 93,000 | $ 47,000 |
| Van Wert County Ohio | 1 | $ 66,000 | $ 66,000 | $ 244,000 |
| Vinton County Ohio | 1 | $ 76,000 | $ 76,000 | $ 96,000 |
| Bradford County Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 68,000 |
| Bucks County Pennsylvania | 1 | $ 226,000 | $ 226,000 | $ 265,000 |
| Cumberland County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 154,000 |
| Luzerne County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 57,000 |
| Lycoming County Pennsylvania | 1 | $ 49,000 | $ 49,000 | $ 47,000 |
| Tioga County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 47,000 |
| Charleston County South Carolina | 1 | $ 217,000 | $ 217,000 | $ 67,000 |
| Horry County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 350,000 |
| Weakley County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 39,000 |
| Augusta County Virginia | 1 | $ 149,000 | $ 149,000 | $ 112,000 |
| Montgomery County Virginia | 1 | $ 119,000 | $ 119,000 | $ 277,000 |
| Boone County West Virginia | 1 | $ 198,000 | $ 198,000 | $ 105,000 |
| Braxton County West Virginia | 1 | $ 183,000 | $ 183,000 | $ 75,000 |
| Doddridge County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Greenbrier County West Virginia | 1 | $ 132,000 | $ 132,000 | $ 52,000 |
| Jackson County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Mercer County West Virginia | 1 | $ 255,000 | $ 255,000 | $ 350,000 |
| Nicholas County West Virginia | 1 | $ 170,000 | $ 170,000 | $ 101,000 |
| Roane County West Virginia | 1 | $ 40,000 | $ 40,000 | $ 61,000 |
| Brown County Wisconsin | 1 | $ 107,000 | $ 107,000 | $ 136,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The First State Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 550 | $83,826,000 | $152,000 | $642,000 | $95,000 | $696,000 |
| Home Purchase | 414 | $58,765,000 | $141,000 | $585,000 | $94,000 | $1,039,000 |
| Home Improvement | 25 | $3,139,000 | $125,000 | $300,000 | $81,000 | $204,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 550 | $83,016,000 | $150,000 | $585,000 | $93,000 | $898,000 |
| White | 403 | $57,487,000 | $142,000 | $642,000 | $94,000 | $1,039,000 |
| Not Provided | 28 | $3,953,000 | $141,000 | $347,000 | $111,000 | $350,000 |
| Hispanic | 5 | $522,000 | $104,000 | $170,000 | $45,000 | $112,000 |
| Asian | 2 | $701,000 | $350,000 | $417,000 | $501,000 | $502,000 |
| Black or African American | 1 | $51,000 | $51,000 | $51,000 | $42,000 | $42,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 965 | $143,075,000 | $148,000 | $642,000 | $95,000 | $1,039,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $820,000 | $74,000 | $106,000 | $29,000 | $58,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,078,000 | $154,000 | $220,000 | $66,000 | $101,000 |
| FHA-insured (Federal Housing Administration) | 6 | $757,000 | $126,000 | $168,000 | $54,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 534 | $80,441,000 | $150,000 | $493,000 | $95,000 | $898,000 |
| Loan Originated | 332 | $48,541,000 | $146,000 | $642,000 | $97,000 | $1,039,000 |
| Application Denied By Financial Institution | 83 | $12,223,000 | $147,000 | $627,000 | $80,000 | $384,000 |
| Application Withdrawn By Applicant | 28 | $3,378,000 | $120,000 | $417,000 | $87,000 | $264,000 |
| File Closed For Incompleteness | 12 | $1,147,000 | $95,000 | $204,000 | $71,000 | $191,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 21 | $2,711,000 | $129,000 | $347,000 | $69,000 | $213,000 |
| Debt-To-Income Ratio | 20 | $3,322,000 | $166,000 | $376,000 | $90,000 | $366,000 |
| Collateral | 15 | $2,792,000 | $186,000 | $627,000 | $119,000 | $384,000 |
| Other | 4 | $423,000 | $105,000 | $190,000 | $36,000 | $50,000 |
| Employment History | 2 | $405,000 | $202,000 | $271,000 | $57,000 | $73,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $63,000 | $63,000 | $63,000 | $28,000 | $28,000 |
| Unverifiable Information | 1 | $66,000 | $66,000 | $66,000 | $20,000 | $20,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.