The First State Bank
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for The First State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The First State Bank Po Box 295 Barboursville, WV 25504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 340 |
| Total Mortgage Loan Application Amount | $49,712,000 |
| Average Mortgage Loan Application Amount | $132,666 |
| Highest Mortgage Loan Application Amount | $1,850,000 |
| Average Applicant Income | $105,333 |
| Highest Applicant Income | $869,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cabell County West Virginia | 124 | $ 17,867,000 | $ 144,000 | $ 75,000 |
| Putnam County West Virginia | 27 | $ 3,559,000 | $ 131,000 | $ 99,000 |
| Lawrence County Ohio | 20 | $ 2,189,000 | $ 109,000 | $ 68,000 |
| Kanawha County West Virginia | 13 | $ 1,911,000 | $ 147,000 | $ 88,000 |
| Wayne County West Virginia | 9 | $ 526,000 | $ 58,000 | $ 73,000 |
| Dubois County Indiana | 5 | $ 386,000 | $ 77,000 | $ 47,000 |
| Fayette County Kentucky | 5 | $ 1,069,000 | $ 213,000 | $ 152,000 |
| Hocking County Ohio | 4 | $ 492,000 | $ 123,000 | $ 78,000 |
| Muskingum County Ohio | 4 | $ 500,000 | $ 125,000 | $ 65,000 |
| Lincoln County West Virginia | 4 | $ 534,000 | $ 133,000 | $ 74,000 |
| Pulaski County Kentucky | 3 | $ 572,000 | $ 190,000 | $ 72,000 |
| Kent County Michigan | 3 | $ 362,000 | $ 120,000 | $ 61,000 |
| Athens County Ohio | 3 | $ 403,000 | $ 134,000 | $ 78,000 |
| Columbiana County Ohio | 3 | $ 361,000 | $ 120,000 | $ 121,000 |
| Putnam County Ohio | 3 | $ 448,000 | $ 149,000 | $ 53,000 |
| Stark County Ohio | 3 | $ 273,000 | $ 91,000 | $ 60,000 |
| Mason County West Virginia | 3 | $ 635,000 | $ 211,000 | $ 330,000 |
| Adair County Kentucky | 2 | $ 185,000 | $ 92,000 | $ 37,000 |
| Bourbon County Kentucky | 2 | $ 355,000 | $ 177,000 | $ 66,000 |
| Boyd County Kentucky | 2 | $ 267,000 | $ 133,000 | $ 148,000 |
| Kent County Maryland | 2 | $ 135,000 | $ 67,000 | $ 59,000 |
| Osceola County Michigan | 2 | $ 176,000 | $ 88,000 | $ 82,000 |
| Mecklenburg County North Carolina | 2 | $ 575,000 | $ 287,000 | $ 142,000 |
| Defiance County Ohio | 2 | $ 278,000 | $ 139,000 | $ 69,000 |
| Delaware County Ohio | 2 | $ 304,000 | $ 152,000 | $ 121,000 |
| Erie County Ohio | 2 | $ 471,000 | $ 235,000 | $ 144,000 |
| Huron County Ohio | 2 | $ 165,000 | $ 82,000 | $ 92,000 |
| Perry County Ohio | 2 | $ 130,000 | $ 65,000 | $ 43,000 |
| Aiken County South Carolina | 2 | $ 295,000 | $ 147,000 | $ 206,000 |
| Braxton County West Virginia | 2 | $ 278,000 | $ 139,000 | $ 74,000 |
| Jackson County West Virginia | 2 | $ 263,000 | $ 131,000 | $ 41,000 |
| Pocahontas County West Virginia | 2 | $ 250,000 | $ 125,000 | $ 102,000 |
| Broward County Florida | 1 | $ 220,000 | $ 220,000 | $ 185,000 |
| Charlotte County Florida | 1 | $ 180,000 | $ 180,000 | $ 432,000 |
| Duval County Florida | 1 | $ 417,000 | $ 417,000 | $ 115,000 |
| St. Johns County Florida | 1 | $ 143,000 | $ 143,000 | $ 123,000 |
| Clark County Kentucky | 1 | $ 360,000 | $ 360,000 | $ 161,000 |
| Greenup County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 64,000 |
| Knox County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 129,000 |
| Lawrence County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 73,000 |
| Montgomery County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 15,000 |
| Ohio County Kentucky | 1 | $ 36,000 | $ 36,000 | $ 38,000 |
| Russell County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 27,000 |
| Trigg County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 47,000 |
| Warren County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Whitley County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Anne Arundel County Maryland | 1 | $ 320,000 | $ 320,000 | $ 97,000 |
| Queen Anne's County Maryland | 1 | $ 150,000 | $ 150,000 | $ 64,000 |
| Moore County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 306,000 |
| New Hanover County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 131,000 |
| Auglaize County Ohio | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Belmont County Ohio | 1 | $ 91,000 | $ 91,000 | $ 69,000 |
| Carroll County Ohio | 1 | $ 132,000 | $ 132,000 | $ 44,000 |
| Franklin County Ohio | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Gallia County Ohio | 1 | $ 90,000 | $ 90,000 | $ 47,000 |
| Geauga County Ohio | 1 | $ 300,000 | $ 300,000 | $ 159,000 |
| Hancock County Ohio | 1 | $ 196,000 | $ 196,000 | $ 56,000 |
| Noble County Ohio | 1 | $ 94,000 | $ 94,000 | $ 38,000 |
| Washington County Ohio | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Bradford County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 50,000 |
| Luzerne County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 16,000 |
| Lycoming County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 49,000 |
| Northumberland County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 48,000 |
| Horry County South Carolina | 1 | $ 266,000 | $ 266,000 | $ 170,000 |
| Lexington County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 51,000 |
| Sevier County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Dallas County Texas | 1 | $ 239,000 | $ 239,000 | $ 255,000 |
| Hanover County Virginia | 1 | $ 300,000 | $ 300,000 | $ 692,000 |
| Rockingham County Virginia | 1 | $ 128,000 | $ 128,000 | $ 33,000 |
| Boone County West Virginia | 1 | $ 57,000 | $ 57,000 | $ 101,000 |
| Monongalia County West Virginia | 1 | $ 210,000 | $ 210,000 | $ 87,000 |
| Nicholas County West Virginia | 1 | $ 417,000 | $ 417,000 | $ 161,000 |
| Raleigh County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Randolph County West Virginia | 1 | $ 320,000 | $ 320,000 | $ 226,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The First State Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 239 | $36,131,000 | $151,000 | $1,850,000 | $83,000 | $808,000 |
| Home Purchase | 86 | $11,932,000 | $138,000 | $950,000 | $103,000 | $692,000 |
| Home Improvement | 15 | $1,649,000 | $109,000 | $390,000 | $130,000 | $869,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 306 | $43,345,000 | $141,000 | $1,850,000 | $94,000 | $869,000 |
| Not applicable | 15 | $3,860,000 | $257,000 | $1,010,000 | $17,000 | $243,000 |
| Not Provided | 11 | $1,719,000 | $156,000 | $320,000 | $109,000 | $255,000 |
| Hispanic | 5 | $588,000 | $117,000 | $164,000 | $55,000 | $81,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $100,000 | $100,000 | $100,000 | $75,000 | $75,000 |
| Asian | 1 | $82,000 | $82,000 | $82,000 | $42,000 | $42,000 |
| Black or African American | 1 | $18,000 | $18,000 | $18,000 | $21,000 | $21,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 339 | $49,590,000 | $146,000 | $1,850,000 | $90,000 | $869,000 |
| FHA-insured (Federal Housing Administration) | 1 | $122,000 | $122,000 | $122,000 | $38,000 | $38,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 255 | $36,195,000 | $141,000 | $1,010,000 | $92,000 | $869,000 |
| Application Withdrawn By Applicant | 43 | $7,656,000 | $178,000 | $1,850,000 | $87,000 | $808,000 |
| Application Denied By Financial Institution | 22 | $3,213,000 | $146,000 | $528,000 | $78,000 | $226,000 |
| File Closed For Incompleteness | 20 | $2,648,000 | $132,000 | $405,000 | $89,000 | $397,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 5 | $762,000 | $152,000 | $328,000 | $60,000 | $114,000 |
| Collateral | 4 | $454,000 | $113,000 | $136,000 | $43,000 | $73,000 |
| Credit History | 3 | $278,000 | $92,000 | $100,000 | $87,000 | $97,000 |
| Other | 1 | $117,000 | $117,000 | $117,000 | $96,000 | $96,000 |
| Employment History | 1 | $75,000 | $75,000 | $75,000 | $64,000 | $64,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.