The First State Bank
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for The First State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The First State Bank Po Box 295 Barboursville, WV 25504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,315 |
| Total Mortgage Loan Application Amount | $195,863,000 |
| Average Mortgage Loan Application Amount | $108,333 |
| Highest Mortgage Loan Application Amount | $437,000 |
| Average Applicant Income | $89,333 |
| Highest Applicant Income | $1,379,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cabell County West Virginia | 172 | $ 25,299,000 | $ 147,000 | $ 99,000 |
| Fayette County Kentucky | 100 | $ 22,286,000 | $ 222,000 | $ 173,000 |
| Putnam County West Virginia | 85 | $ 15,360,000 | $ 180,000 | $ 117,000 |
| Montgomery County Kentucky | 65 | $ 7,808,000 | $ 120,000 | $ 85,000 |
| Putnam County Ohio | 64 | $ 10,072,000 | $ 157,000 | $ 86,000 |
| Muskingum County Ohio | 60 | $ 8,268,000 | $ 137,000 | $ 83,000 |
| Pulaski County Kentucky | 54 | $ 7,420,000 | $ 137,000 | $ 81,000 |
| Auglaize County Ohio | 45 | $ 6,613,000 | $ 146,000 | $ 84,000 |
| Noble County Ohio | 35 | $ 3,948,000 | $ 112,000 | $ 72,000 |
| Kanawha County West Virginia | 35 | $ 4,285,000 | $ 122,000 | $ 80,000 |
| Bourbon County Kentucky | 34 | $ 5,712,000 | $ 168,000 | $ 97,000 |
| Graves County Kentucky | 32 | $ 3,767,000 | $ 117,000 | $ 78,000 |
| Stark County Ohio | 26 | $ 2,982,000 | $ 114,000 | $ 71,000 |
| Clark County Kentucky | 25 | $ 4,328,000 | $ 173,000 | $ 110,000 |
| Perry County Ohio | 21 | $ 2,846,000 | $ 135,000 | $ 72,000 |
| Lawrence County Ohio | 20 | $ 3,352,000 | $ 167,000 | $ 132,000 |
| Dubois County Indiana | 19 | $ 2,560,000 | $ 134,000 | $ 70,000 |
| Washington County Ohio | 17 | $ 2,332,000 | $ 137,000 | $ 74,000 |
| Wayne County West Virginia | 17 | $ 2,231,000 | $ 131,000 | $ 111,000 |
| Ottawa County Ohio | 15 | $ 3,149,000 | $ 209,000 | $ 145,000 |
| Shelby County Ohio | 15 | $ 2,046,000 | $ 136,000 | $ 103,000 |
| Kalamazoo County Michigan | 14 | $ 1,847,000 | $ 131,000 | $ 79,000 |
| Defiance County Ohio | 14 | $ 1,634,000 | $ 116,000 | $ 73,000 |
| Cumberland County Kentucky | 12 | $ 1,397,000 | $ 116,000 | $ 77,000 |
| Columbiana County Ohio | 11 | $ 1,042,000 | $ 94,000 | $ 70,000 |
| Guernsey County Ohio | 11 | $ 1,187,000 | $ 107,000 | $ 51,000 |
| Morgan County Ohio | 10 | $ 1,061,000 | $ 106,000 | $ 63,000 |
| Adair County Kentucky | 9 | $ 785,000 | $ 87,000 | $ 84,000 |
| Barren County Kentucky | 9 | $ 951,000 | $ 105,000 | $ 68,000 |
| Clinton County Kentucky | 9 | $ 1,212,000 | $ 134,000 | $ 57,000 |
| Knox County Kentucky | 9 | $ 1,283,000 | $ 142,000 | $ 103,000 |
| Carroll County Ohio | 9 | $ 865,000 | $ 96,000 | $ 73,000 |
| Athens County Ohio | 8 | $ 1,246,000 | $ 155,000 | $ 90,000 |
| Calloway County Kentucky | 7 | $ 1,145,000 | $ 163,000 | $ 132,000 |
| Hart County Kentucky | 7 | $ 702,000 | $ 100,000 | $ 68,000 |
| Trigg County Kentucky | 7 | $ 949,000 | $ 135,000 | $ 72,000 |
| Jessamine County Kentucky | 6 | $ 1,523,000 | $ 253,000 | $ 156,000 |
| Warren County Kentucky | 6 | $ 1,181,000 | $ 196,000 | $ 122,000 |
| Osceola County Michigan | 6 | $ 707,000 | $ 117,000 | $ 58,000 |
| Allen County Ohio | 6 | $ 822,000 | $ 137,000 | $ 67,000 |
| Hocking County Ohio | 6 | $ 716,000 | $ 119,000 | $ 54,000 |
| Licking County Ohio | 6 | $ 922,000 | $ 153,000 | $ 98,000 |
| Mason County West Virginia | 6 | $ 996,000 | $ 166,000 | $ 67,000 |
| Boyd County Kentucky | 5 | $ 629,000 | $ 125,000 | $ 101,000 |
| Wayne County Kentucky | 5 | $ 842,000 | $ 168,000 | $ 203,000 |
| St. Joseph County Michigan | 5 | $ 650,000 | $ 130,000 | $ 144,000 |
| Hancock County Ohio | 5 | $ 632,000 | $ 126,000 | $ 79,000 |
| Scott County Kentucky | 4 | $ 686,000 | $ 171,000 | $ 105,000 |
| Newaygo County Michigan | 4 | $ 530,000 | $ 132,000 | $ 58,000 |
| Belmont County Ohio | 4 | $ 536,000 | $ 134,000 | $ 56,000 |
| Paulding County Ohio | 4 | $ 407,000 | $ 101,000 | $ 93,000 |
| Palm Beach County Florida | 3 | $ 694,000 | $ 231,000 | $ 571,000 |
| Harrison County Kentucky | 3 | $ 388,000 | $ 129,000 | $ 60,000 |
| Madison County Kentucky | 3 | $ 507,000 | $ 169,000 | $ 97,000 |
| McCracken County Kentucky | 3 | $ 517,000 | $ 172,000 | $ 160,000 |
| Kent County Michigan | 3 | $ 298,000 | $ 99,000 | $ 61,000 |
| Lake County Michigan | 3 | $ 345,000 | $ 115,000 | $ 57,000 |
| Mercer County Ohio | 3 | $ 585,000 | $ 195,000 | $ 75,000 |
| Horry County South Carolina | 3 | $ 866,000 | $ 288,000 | $ 413,000 |
| Lincoln County West Virginia | 3 | $ 233,000 | $ 77,000 | $ 28,000 |
| Broward County Florida | 2 | $ 579,000 | $ 289,000 | $ 317,000 |
| Volusia County Florida | 2 | $ 243,000 | $ 121,000 | $ 112,000 |
| Pike County Indiana | 2 | $ 399,000 | $ 199,000 | $ 110,000 |
| Kenton County Kentucky | 2 | $ 322,000 | $ 161,000 | $ 103,000 |
| Mercer County Kentucky | 2 | $ 139,000 | $ 69,000 | $ 109,000 |
| Rockcastle County Kentucky | 2 | $ 244,000 | $ 122,000 | $ 121,000 |
| Russell County Kentucky | 2 | $ 261,000 | $ 130,000 | $ 69,000 |
| Frederick County Maryland | 2 | $ 232,000 | $ 116,000 | $ 81,000 |
| Kent County Maryland | 2 | $ 380,000 | $ 190,000 | $ 113,000 |
| Cass County Michigan | 2 | $ 90,000 | $ 45,000 | $ 42,000 |
| Lapeer County Michigan | 2 | $ 180,000 | $ 90,000 | $ 55,000 |
| Tuscola County Michigan | 2 | $ 229,000 | $ 114,000 | $ 61,000 |
| Van Buren County Michigan | 2 | $ 136,000 | $ 68,000 | $ 47,000 |
| Fairfield County Ohio | 2 | $ 136,000 | $ 68,000 | $ 59,000 |
| Huron County Ohio | 2 | $ 155,000 | $ 77,000 | $ 64,000 |
| Logan County Ohio | 2 | $ 486,000 | $ 243,000 | $ 133,000 |
| Lucas County Ohio | 2 | $ 366,000 | $ 183,000 | $ 83,000 |
| Mahoning County Ohio | 2 | $ 314,000 | $ 157,000 | $ 107,000 |
| Pike County Ohio | 2 | $ 475,000 | $ 237,000 | $ 125,000 |
| Ross County Ohio | 2 | $ 196,000 | $ 98,000 | $ 72,000 |
| Tuscarawas County Ohio | 2 | $ 174,000 | $ 87,000 | $ 88,000 |
| Williams County Ohio | 2 | $ 215,000 | $ 107,000 | $ 98,000 |
| Ohio County West Virginia | 2 | $ 479,000 | $ 239,000 | $ 222,000 |
| Wood County West Virginia | 2 | $ 240,000 | $ 120,000 | $ 59,000 |
| Pinellas County Florida | 1 | $ 417,000 | $ 417,000 | $ 195,000 |
| St. Johns County Florida | 1 | $ 185,000 | $ 185,000 | $ 461,000 |
| Spencer County Indiana | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Vanderburgh County Indiana | 1 | $ 118,000 | $ 118,000 | $ 39,000 |
| Warrick County Indiana | 1 | $ 53,000 | $ 53,000 | $ 59,000 |
| Allen County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 46,000 |
| Ballard County Kentucky | 1 | $ 192,000 | $ 192,000 | $ 119,000 |
| Bath County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 27,000 |
| Carroll County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Green County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| Hickman County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 82,000 |
| Jefferson County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 248,000 |
| Lincoln County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 33,000 |
| Menifee County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Nelson County Kentucky | 1 | $ 260,000 | $ 260,000 | $ 184,000 |
| Ohio County Kentucky | 1 | $ 94,000 | $ 94,000 | $ 99,000 |
| Oldham County Kentucky | 1 | $ 342,000 | $ 342,000 | $ 238,000 |
| Taylor County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 110,000 |
| Woodford County Kentucky | 1 | $ 288,000 | $ 288,000 | $ 81,000 |
| Allegan County Michigan | 1 | $ 122,000 | $ 122,000 | $ 78,000 |
| Huron County Michigan | 1 | $ 52,000 | $ 52,000 | $ 16,000 |
| Ionia County Michigan | 1 | $ 102,000 | $ 102,000 | $ 100,000 |
| Jackson County Michigan | 1 | $ 89,000 | $ 89,000 | $ 87,000 |
| Ottawa County Michigan | 1 | $ 119,000 | $ 119,000 | $ 148,000 |
| Jackson County Missouri | 1 | $ 377,000 | $ 377,000 | $ 530,000 |
| Ashtabula County Ohio | 1 | $ 167,000 | $ 167,000 | $ 196,000 |
| Coshocton County Ohio | 1 | $ 120,000 | $ 120,000 | $ 67,000 |
| Cuyahoga County Ohio | 1 | $ 236,000 | $ 236,000 | $ 84,000 |
| Delaware County Ohio | 1 | $ 106,000 | $ 106,000 | $ 71,000 |
| Erie County Ohio | 1 | $ 122,000 | $ 122,000 | $ 83,000 |
| Franklin County Ohio | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Henry County Ohio | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Holmes County Ohio | 1 | $ 121,000 | $ 121,000 | $ 66,000 |
| Meigs County Ohio | 1 | $ 119,000 | $ 119,000 | $ 155,000 |
| Miami County Ohio | 1 | $ 124,000 | $ 124,000 | $ 153,000 |
| Morrow County Ohio | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Portage County Ohio | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Bradford County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 17,000 |
| Lancaster County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 83,000 |
| Charleston County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 84,000 |
| Newberry County South Carolina | 1 | $ 103,000 | $ 103,000 | $ 101,000 |
| Hamilton County Tennessee | 1 | $ 279,000 | $ 279,000 | $ 125,000 |
| Norfolk County Virginia | 1 | $ 63,000 | $ 63,000 | $ 77,000 |
| Greenbrier County West Virginia | 1 | $ 408,000 | $ 408,000 | $ 659,000 |
| Harrison County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 161,000 |
| Jackson County West Virginia | 1 | $ 316,000 | $ 316,000 | $ 134,000 |
| Pendleton County West Virginia | 1 | $ 183,000 | $ 183,000 | $ 97,000 |
| Raleigh County West Virginia | 1 | $ 181,000 | $ 181,000 | $ 92,000 |
| Summers County West Virginia | 1 | $ 203,000 | $ 203,000 | $ 169,000 |
| Tyler County West Virginia | 1 | $ 104,000 | $ 104,000 | $ 122,000 |
| Upshur County West Virginia | 1 | $ 28,000 | $ 28,000 | $ 74,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The First State Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,049 | $157,257,000 | $149,000 | $417,000 | $103,000 | $1,379,000 |
| Home Purchase | 262 | $38,484,000 | $146,000 | $437,000 | $89,000 | $529,000 |
| Home Improvement | 4 | $122,000 | $30,000 | $52,000 | $76,000 | $140,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,248 | $184,249,000 | $147,000 | $417,000 | $99,000 | $1,379,000 |
| Not Provided | 41 | $6,955,000 | $169,000 | $437,000 | $130,000 | $525,000 |
| Asian | 10 | $2,096,000 | $209,000 | $414,000 | $144,000 | $461,000 |
| Hispanic | 9 | $1,012,000 | $112,000 | $192,000 | $70,000 | $125,000 |
| Black or African American | 7 | $1,551,000 | $221,000 | $360,000 | $142,000 | $391,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,308 | $195,223,000 | $149,000 | $437,000 | $101,000 | $1,379,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $640,000 | $91,000 | $132,000 | $46,000 | $58,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,061 | $161,255,000 | $151,000 | $417,000 | $102,000 | $1,379,000 |
| Application Denied By Financial Institution | 115 | $14,375,000 | $125,000 | $409,000 | $79,000 | $480,000 |
| Application Withdrawn By Applicant | 101 | $13,714,000 | $135,000 | $437,000 | $89,000 | $490,000 |
| Application Approved But Not Accepted | 37 | $6,124,000 | $165,000 | $417,000 | $131,000 | $708,000 |
| File Closed For Incompleteness | 1 | $395,000 | $395,000 | $395,000 | $517,000 | $517,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 9 | $1,069,000 | $118,000 | $300,000 | $89,000 | $288,000 |
| Debt-To-Income Ratio | 3 | $333,000 | $111,000 | $150,000 | $48,000 | $98,000 |
| Unverifiable Information | 3 | $376,000 | $125,000 | $182,000 | $58,000 | $119,000 |
| Collateral | 2 | $448,000 | $224,000 | $398,000 | $262,000 | $480,000 |
| Mortgage Insurance Denied | 1 | $59,000 | $59,000 | $59,000 | $122,000 | $122,000 |
| Other | 1 | $130,000 | $130,000 | $130,000 | $90,000 | $90,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.