The First State Bank
Mortgage Loan Application
Totals and Details
for 2011
Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for The First State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The First State Bank Po Box 295 Barboursville, WV 25504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 985 |
| Total Mortgage Loan Application Amount | $139,968,000 |
| Average Mortgage Loan Application Amount | $134,500 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $1,179,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cabell County West Virginia | 196 | $ 28,043,000 | $ 143,000 | $ 108,000 |
| Putnam County Ohio | 56 | $ 8,275,000 | $ 147,000 | $ 82,000 |
| Pulaski County Kentucky | 49 | $ 6,093,000 | $ 124,000 | $ 81,000 |
| Putnam County West Virginia | 45 | $ 9,059,000 | $ 201,000 | $ 121,000 |
| Muskingum County Ohio | 41 | $ 5,368,000 | $ 130,000 | $ 72,000 |
| Fayette County Kentucky | 36 | $ 7,590,000 | $ 210,000 | $ 178,000 |
| Stark County Ohio | 26 | $ 3,256,000 | $ 125,000 | $ 83,000 |
| Montgomery County Kentucky | 25 | $ 3,659,000 | $ 146,000 | $ 80,000 |
| Noble County Ohio | 23 | $ 2,238,000 | $ 97,000 | $ 62,000 |
| Auglaize County Ohio | 20 | $ 2,721,000 | $ 136,000 | $ 87,000 |
| Defiance County Ohio | 20 | $ 2,078,000 | $ 103,000 | $ 66,000 |
| Perry County Ohio | 20 | $ 2,246,000 | $ 112,000 | $ 67,000 |
| Washington County Ohio | 20 | $ 2,490,000 | $ 124,000 | $ 81,000 |
| Dubois County Indiana | 19 | $ 2,713,000 | $ 142,000 | $ 70,000 |
| Kanawha County West Virginia | 18 | $ 2,242,000 | $ 124,000 | $ 89,000 |
| Graves County Kentucky | 17 | $ 2,330,000 | $ 137,000 | $ 99,000 |
| Lawrence County Ohio | 17 | $ 3,215,000 | $ 189,000 | $ 112,000 |
| Hocking County Ohio | 15 | $ 1,878,000 | $ 125,000 | $ 72,000 |
| Shelby County Ohio | 15 | $ 2,182,000 | $ 145,000 | $ 82,000 |
| Wayne County West Virginia | 14 | $ 2,705,000 | $ 193,000 | $ 122,000 |
| Kalamazoo County Michigan | 13 | $ 1,348,000 | $ 103,000 | $ 60,000 |
| Knox County Kentucky | 12 | $ 1,505,000 | $ 125,000 | $ 82,000 |
| Morgan County Ohio | 12 | $ 1,439,000 | $ 119,000 | $ 76,000 |
| Guernsey County Ohio | 11 | $ 1,312,000 | $ 119,000 | $ 55,000 |
| Bourbon County Kentucky | 10 | $ 1,424,000 | $ 142,000 | $ 100,000 |
| Clark County Kentucky | 9 | $ 1,623,000 | $ 180,000 | $ 101,000 |
| Athens County Ohio | 9 | $ 1,408,000 | $ 156,000 | $ 75,000 |
| Henry County Ohio | 9 | $ 771,000 | $ 85,000 | $ 62,000 |
| Carroll County Ohio | 7 | $ 759,000 | $ 108,000 | $ 59,000 |
| Columbiana County Ohio | 7 | $ 575,000 | $ 82,000 | $ 45,000 |
| Spencer County Indiana | 6 | $ 480,000 | $ 80,000 | $ 53,000 |
| Cumberland County Kentucky | 6 | $ 610,000 | $ 101,000 | $ 62,000 |
| Warren County Kentucky | 6 | $ 908,000 | $ 151,000 | $ 59,000 |
| Clinton County Kentucky | 5 | $ 531,000 | $ 106,000 | $ 92,000 |
| Trigg County Kentucky | 5 | $ 609,000 | $ 121,000 | $ 57,000 |
| Allen County Ohio | 5 | $ 690,000 | $ 138,000 | $ 95,000 |
| Ottawa County Ohio | 5 | $ 1,110,000 | $ 222,000 | $ 153,000 |
| Osceola County Michigan | 4 | $ 330,000 | $ 82,000 | $ 44,000 |
| Tuscola County Michigan | 4 | $ 463,000 | $ 115,000 | $ 63,000 |
| Horry County South Carolina | 4 | $ 967,000 | $ 241,000 | $ 421,000 |
| Mason County West Virginia | 4 | $ 780,000 | $ 195,000 | $ 81,000 |
| Adair County Kentucky | 3 | $ 340,000 | $ 113,000 | $ 38,000 |
| Boyd County Kentucky | 3 | $ 417,000 | $ 139,000 | $ 126,000 |
| Hart County Kentucky | 3 | $ 153,000 | $ 51,000 | $ 32,000 |
| Wayne County Kentucky | 3 | $ 748,000 | $ 249,000 | $ 82,000 |
| Woodford County Kentucky | 3 | $ 756,000 | $ 252,000 | $ 68,000 |
| Van Buren County Michigan | 3 | $ 408,000 | $ 136,000 | $ 67,000 |
| Coshocton County Ohio | 3 | $ 201,000 | $ 67,000 | $ 29,000 |
| Franklin County Ohio | 3 | $ 253,000 | $ 84,000 | $ 133,000 |
| Hancock County Ohio | 3 | $ 292,000 | $ 97,000 | $ 60,000 |
| Licking County Ohio | 3 | $ 308,000 | $ 102,000 | $ 77,000 |
| Paulding County Ohio | 3 | $ 264,000 | $ 88,000 | $ 51,000 |
| Jackson County West Virginia | 3 | $ 726,000 | $ 242,000 | $ 93,000 |
| Lincoln County West Virginia | 3 | $ 317,000 | $ 105,000 | $ 73,000 |
| Raleigh County West Virginia | 3 | $ 847,000 | $ 282,000 | $ 287,000 |
| Wood County West Virginia | 3 | $ 437,000 | $ 145,000 | $ 138,000 |
| Barren County Kentucky | 2 | $ 135,000 | $ 67,000 | $ 70,000 |
| Calloway County Kentucky | 2 | $ 217,000 | $ 108,000 | $ 50,000 |
| Jefferson County Kentucky | 2 | $ 347,000 | $ 173,000 | $ 102,000 |
| Laurel County Kentucky | 2 | $ 157,000 | $ 78,000 | $ 46,000 |
| Madison County Kentucky | 2 | $ 289,000 | $ 144,000 | $ 161,000 |
| Rowan County Kentucky | 2 | $ 247,000 | $ 123,000 | $ 71,000 |
| Kent County Maryland | 2 | $ 287,000 | $ 143,000 | $ 76,000 |
| Kent County Michigan | 2 | $ 342,000 | $ 171,000 | $ 141,000 |
| Lake County Michigan | 2 | $ 177,000 | $ 88,000 | $ 36,000 |
| Manistee County Michigan | 2 | $ 138,000 | $ 69,000 | $ 103,000 |
| St. Joseph County Michigan | 2 | $ 335,000 | $ 167,000 | $ 63,000 |
| Belmont County Ohio | 2 | $ 174,000 | $ 87,000 | $ 45,000 |
| Tuscarawas County Ohio | 2 | $ 158,000 | $ 79,000 | $ 43,000 |
| Union County Ohio | 2 | $ 288,000 | $ 144,000 | $ 81,000 |
| Cumberland County Pennsylvania | 2 | $ 412,000 | $ 206,000 | $ 59,000 |
| Clay County Florida | 1 | $ 226,000 | $ 226,000 | $ 265,000 |
| Manatee County Florida | 1 | $ 351,000 | $ 351,000 | $ 761,000 |
| St. Johns County Florida | 1 | $ 100,000 | $ 100,000 | $ 155,000 |
| Volusia County Florida | 1 | $ 98,000 | $ 98,000 | $ 485,000 |
| Cobb County Georgia | 1 | $ 67,000 | $ 67,000 | $ 28,000 |
| Perry County Indiana | 1 | $ 77,000 | $ 77,000 | $ 25,000 |
| Warrick County Indiana | 1 | $ 81,000 | $ 81,000 | $ 35,000 |
| Bath County Kentucky | 1 | $ 129,000 | $ 129,000 | $ 120,000 |
| Bell County Kentucky | 1 | $ 351,000 | $ 351,000 | $ 265,000 |
| Boyle County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 111,000 |
| Butler County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 103,000 |
| Garrard County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 71,000 |
| Green County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Greenup County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 65,000 |
| Jessamine County Kentucky | 1 | $ 181,000 | $ 181,000 | $ 113,000 |
| Lawrence County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 66,000 |
| Lincoln County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 42,000 |
| Marshall County Kentucky | 1 | $ 400,000 | $ 400,000 | $ 1,179,000 |
| Menifee County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 66,000 |
| Monroe County Kentucky | 1 | $ 107,000 | $ 107,000 | $ 53,000 |
| Taylor County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 113,000 |
| Allegan County Michigan | 1 | $ 69,000 | $ 69,000 | $ 84,000 |
| Huron County Michigan | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Jackson County Michigan | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
| Lapeer County Michigan | 1 | $ 79,000 | $ 79,000 | $ 24,000 |
| Mecosta County Michigan | 1 | $ 110,000 | $ 110,000 | $ 99,000 |
| Muskegon County Michigan | 1 | $ 70,000 | $ 70,000 | $ 34,000 |
| Newaygo County Michigan | 1 | $ 112,000 | $ 112,000 | $ 151,000 |
| Ogemaw County Michigan | 1 | $ 118,000 | $ 118,000 | $ 61,000 |
| Wayne County Michigan | 1 | $ 268,000 | $ 268,000 | $ 121,000 |
| Wexford County Michigan | 1 | $ 68,000 | $ 68,000 | $ 51,000 |
| Burke County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| New Hanover County North Carolina | 1 | $ 207,000 | $ 207,000 | $ 277,000 |
| Ashtabula County Ohio | 1 | $ 142,000 | $ 142,000 | $ 59,000 |
| Delaware County Ohio | 1 | $ 232,000 | $ 232,000 | $ 148,000 |
| Erie County Ohio | 1 | $ 91,000 | $ 91,000 | $ 88,000 |
| Geauga County Ohio | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Jefferson County Ohio | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Medina County Ohio | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Mercer County Ohio | 1 | $ 156,000 | $ 156,000 | $ 42,000 |
| Ross County Ohio | 1 | $ 147,000 | $ 147,000 | $ 39,000 |
| Summit County Ohio | 1 | $ 118,000 | $ 118,000 | $ 60,000 |
| Trumbull County Ohio | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Warren County Ohio | 1 | $ 84,000 | $ 84,000 | $ 52,000 |
| Wayne County Ohio | 1 | $ 123,000 | $ 123,000 | $ 63,000 |
| Wood County Ohio | 1 | $ 216,000 | $ 216,000 | $ 114,000 |
| Wyandot County Ohio | 1 | $ 84,000 | $ 84,000 | $ 29,000 |
| Franklin County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 57,000 |
| Luzerne County Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 78,000 |
| Washington County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 317,000 |
| Charleston County South Carolina | 1 | $ 228,000 | $ 228,000 | $ 80,000 |
| Lexington County South Carolina | 1 | $ 144,000 | $ 144,000 | $ 68,000 |
| Jefferson County Tennessee | 1 | $ 221,000 | $ 221,000 | $ 125,000 |
| Sullivan County Tennessee | 1 | $ 167,000 | $ 167,000 | $ 77,000 |
| Sumner County Tennessee | 1 | $ 312,000 | $ 312,000 | $ 125,000 |
| Loudoun County Virginia | 1 | $ 116,000 | $ 116,000 | $ 70,000 |
| Virginia Beach County Virginia | 1 | $ 348,000 | $ 348,000 | $ 161,000 |
| Boone County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Greenbrier County West Virginia | 1 | $ 407,000 | $ 407,000 | $ 992,000 |
| Marshall County West Virginia | 1 | $ 120,000 | $ 120,000 | $ 98,000 |
| Nicholas County West Virginia | 1 | $ 161,000 | $ 161,000 | $ 44,000 |
| Ohio County West Virginia | 1 | $ 176,000 | $ 176,000 | $ 93,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The First State Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 744 | $110,641,000 | $148,000 | $417,000 | $103,000 | $1,179,000 |
| Home Purchase | 241 | $29,327,000 | $121,000 | $417,000 | $77,000 | $701,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 931 | $131,343,000 | $141,000 | $417,000 | $95,000 | $1,179,000 |
| Not Provided | 36 | $5,850,000 | $162,000 | $417,000 | $140,000 | $490,000 |
| Hispanic | 9 | $792,000 | $88,000 | $166,000 | $47,000 | $152,000 |
| Asian | 5 | $1,046,000 | $209,000 | $417,000 | $100,000 | $234,000 |
| Black or African American | 3 | $705,000 | $235,000 | $396,000 | $76,000 | $133,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $232,000 | $232,000 | $232,000 | $121,000 | $121,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 965 | $137,894,000 | $142,000 | $417,000 | $97,000 | $1,179,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $2,074,000 | $103,000 | $271,000 | $50,000 | $74,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 752 | $107,502,000 | $142,000 | $417,000 | $100,000 | $1,179,000 |
| Application Denied By Financial Institution | 103 | $13,832,000 | $134,000 | $417,000 | $64,000 | $538,000 |
| Application Approved But Not Accepted | 56 | $7,621,000 | $136,000 | $417,000 | $96,000 | $427,000 |
| Application Withdrawn By Applicant | 51 | $7,028,000 | $137,000 | $410,000 | $99,000 | $513,000 |
| File Closed For Incompleteness | 23 | $3,985,000 | $173,000 | $417,000 | $107,000 | $480,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1 | $73,000 | $73,000 | $73,000 | $102,000 | $102,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $84,000 | $84,000 | $84,000 | $59,000 | $59,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.