The First State Bank
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for The First State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | The First State Bank Po Box 295 Barboursville, WV 25504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,563 |
| Total Mortgage Loan Application Amount | $228,140,000 |
| Average Mortgage Loan Application Amount | $135,333 |
| Highest Mortgage Loan Application Amount | $555,000 |
| Average Applicant Income | $72,666 |
| Highest Applicant Income | $1,127,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cabell County West Virginia | 112 | $ 18,084,000 | $ 161,000 | $ 120,000 |
| Dubois County Indiana | 98 | $ 13,851,000 | $ 141,000 | $ 69,000 |
| Muskingum County Ohio | 83 | $ 11,246,000 | $ 135,000 | $ 85,000 |
| Pulaski County Kentucky | 80 | $ 11,006,000 | $ 137,000 | $ 79,000 |
| Fayette County Kentucky | 71 | $ 15,843,000 | $ 223,000 | $ 159,000 |
| Putnam County Ohio | 69 | $ 10,942,000 | $ 158,000 | $ 89,000 |
| Warren County Kentucky | 63 | $ 10,738,000 | $ 170,000 | $ 96,000 |
| Montgomery County Kentucky | 60 | $ 9,201,000 | $ 153,000 | $ 98,000 |
| Graves County Kentucky | 52 | $ 5,912,000 | $ 113,000 | $ 76,000 |
| Spencer County Indiana | 48 | $ 6,327,000 | $ 131,000 | $ 78,000 |
| Clark County Kentucky | 38 | $ 5,837,000 | $ 153,000 | $ 83,000 |
| Putnam County West Virginia | 38 | $ 6,808,000 | $ 179,000 | $ 93,000 |
| Noble County Ohio | 36 | $ 4,273,000 | $ 118,000 | $ 63,000 |
| Auglaize County Ohio | 35 | $ 4,981,000 | $ 142,000 | $ 77,000 |
| Athens County Ohio | 29 | $ 4,195,000 | $ 144,000 | $ 85,000 |
| Bourbon County Kentucky | 27 | $ 4,299,000 | $ 159,000 | $ 88,000 |
| Hocking County Ohio | 26 | $ 3,120,000 | $ 120,000 | $ 72,000 |
| Perry County Ohio | 20 | $ 2,375,000 | $ 118,000 | $ 80,000 |
| Carroll County Ohio | 19 | $ 2,278,000 | $ 119,000 | $ 59,000 |
| Stark County Ohio | 18 | $ 2,245,000 | $ 124,000 | $ 69,000 |
| Barren County Kentucky | 17 | $ 1,748,000 | $ 102,000 | $ 72,000 |
| Tuscola County Michigan | 17 | $ 1,824,000 | $ 107,000 | $ 55,000 |
| Defiance County Ohio | 17 | $ 1,720,000 | $ 101,000 | $ 71,000 |
| Lawrence County Ohio | 17 | $ 2,463,000 | $ 144,000 | $ 77,000 |
| Pickaway County Ohio | 17 | $ 1,847,000 | $ 108,000 | $ 56,000 |
| McCracken County Kentucky | 15 | $ 2,660,000 | $ 177,000 | $ 95,000 |
| Shelby County Ohio | 15 | $ 2,017,000 | $ 134,000 | $ 100,000 |
| Clinton County Kentucky | 14 | $ 1,638,000 | $ 117,000 | $ 62,000 |
| Hart County Kentucky | 14 | $ 1,680,000 | $ 120,000 | $ 80,000 |
| Simpson County Kentucky | 14 | $ 2,531,000 | $ 180,000 | $ 91,000 |
| Guernsey County Ohio | 12 | $ 1,346,000 | $ 112,000 | $ 50,000 |
| Ottawa County Ohio | 12 | $ 2,028,000 | $ 169,000 | $ 111,000 |
| Wayne County West Virginia | 11 | $ 1,343,000 | $ 122,000 | $ 80,000 |
| Osceola County Michigan | 10 | $ 962,000 | $ 96,000 | $ 57,000 |
| Henry County Ohio | 10 | $ 1,134,000 | $ 113,000 | $ 53,000 |
| Morgan County Ohio | 10 | $ 996,000 | $ 99,000 | $ 73,000 |
| Calloway County Kentucky | 9 | $ 1,438,000 | $ 159,000 | $ 91,000 |
| Lake County Michigan | 9 | $ 765,000 | $ 85,000 | $ 59,000 |
| Paulding County Ohio | 9 | $ 1,059,000 | $ 117,000 | $ 71,000 |
| Pike County Ohio | 9 | $ 1,765,000 | $ 196,000 | $ 94,000 |
| Columbiana County Ohio | 8 | $ 778,000 | $ 97,000 | $ 62,000 |
| Adair County Kentucky | 7 | $ 565,000 | $ 80,000 | $ 51,000 |
| Cumberland County Kentucky | 7 | $ 769,000 | $ 109,000 | $ 138,000 |
| Wayne County Kentucky | 7 | $ 839,000 | $ 119,000 | $ 81,000 |
| Washington County Ohio | 7 | $ 680,000 | $ 97,000 | $ 74,000 |
| Chittenden County Vermont | 7 | $ 1,489,000 | $ 212,000 | $ 99,000 |
| Kanawha County West Virginia | 7 | $ 826,000 | $ 118,000 | $ 92,000 |
| Allen County Kentucky | 6 | $ 693,000 | $ 115,000 | $ 57,000 |
| Casey County Kentucky | 6 | $ 975,000 | $ 162,000 | $ 51,000 |
| Madison County Kentucky | 6 | $ 1,153,000 | $ 192,000 | $ 107,000 |
| Menifee County Kentucky | 6 | $ 486,000 | $ 81,000 | $ 57,000 |
| Mason County West Virginia | 6 | $ 687,000 | $ 114,000 | $ 63,000 |
| Green County Kentucky | 5 | $ 507,000 | $ 101,000 | $ 56,000 |
| Allen County Ohio | 5 | $ 811,000 | $ 162,000 | $ 74,000 |
| Belmont County Ohio | 5 | $ 527,000 | $ 105,000 | $ 66,000 |
| Fulton County Ohio | 5 | $ 618,000 | $ 123,000 | $ 53,000 |
| Lincoln County West Virginia | 5 | $ 459,000 | $ 91,000 | $ 58,000 |
| Vanderburgh County Indiana | 4 | $ 460,000 | $ 115,000 | $ 64,000 |
| Jefferson County Kentucky | 4 | $ 1,053,000 | $ 263,000 | $ 406,000 |
| Jessamine County Kentucky | 4 | $ 896,000 | $ 224,000 | $ 137,000 |
| Woodford County Kentucky | 4 | $ 793,000 | $ 198,000 | $ 162,000 |
| Licking County Ohio | 4 | $ 564,000 | $ 141,000 | $ 52,000 |
| Pike County Indiana | 3 | $ 414,000 | $ 138,000 | $ 96,000 |
| Boyd County Kentucky | 3 | $ 559,000 | $ 186,000 | $ 118,000 |
| Laurel County Kentucky | 3 | $ 353,000 | $ 117,000 | $ 50,000 |
| Marshall County Kentucky | 3 | $ 655,000 | $ 218,000 | $ 127,000 |
| Rowan County Kentucky | 3 | $ 336,000 | $ 112,000 | $ 46,000 |
| Russell County Kentucky | 3 | $ 350,000 | $ 116,000 | $ 40,000 |
| Scott County Kentucky | 3 | $ 730,000 | $ 243,000 | $ 130,000 |
| Kent County Michigan | 3 | $ 300,000 | $ 100,000 | $ 58,000 |
| Geauga County Ohio | 3 | $ 379,000 | $ 126,000 | $ 114,000 |
| Portage County Ohio | 3 | $ 398,000 | $ 132,000 | $ 83,000 |
| Horry County South Carolina | 3 | $ 912,000 | $ 304,000 | $ 571,000 |
| Crawford County Indiana | 2 | $ 220,000 | $ 110,000 | $ 106,000 |
| Hamilton County Indiana | 2 | $ 408,000 | $ 204,000 | $ 88,000 |
| Marion County Indiana | 2 | $ 196,000 | $ 98,000 | $ 52,000 |
| Bath County Kentucky | 2 | $ 366,000 | $ 183,000 | $ 76,000 |
| Butler County Kentucky | 2 | $ 142,000 | $ 71,000 | $ 31,000 |
| McCreary County Kentucky | 2 | $ 149,000 | $ 74,000 | $ 45,000 |
| Rockcastle County Kentucky | 2 | $ 142,000 | $ 71,000 | $ 96,000 |
| Lapeer County Michigan | 2 | $ 114,000 | $ 57,000 | $ 29,000 |
| Mecosta County Michigan | 2 | $ 188,000 | $ 94,000 | $ 84,000 |
| Nassau County New York | 2 | $ 470,000 | $ 235,000 | $ 96,000 |
| Mecklenburg County North Carolina | 2 | $ 393,000 | $ 196,000 | $ 105,000 |
| Clermont County Ohio | 2 | $ 200,000 | $ 100,000 | $ 41,000 |
| Delaware County Ohio | 2 | $ 515,000 | $ 257,000 | $ 91,000 |
| Franklin County Ohio | 2 | $ 185,000 | $ 92,000 | $ 41,000 |
| Jackson County Ohio | 2 | $ 129,000 | $ 64,000 | $ 52,000 |
| Meigs County Ohio | 2 | $ 252,000 | $ 126,000 | $ 92,000 |
| Mercer County Ohio | 2 | $ 311,000 | $ 155,000 | $ 65,000 |
| Vinton County Ohio | 2 | $ 279,000 | $ 139,000 | $ 40,000 |
| Williams County Ohio | 2 | $ 156,000 | $ 78,000 | $ 76,000 |
| Wood County Ohio | 2 | $ 317,000 | $ 158,000 | $ 126,000 |
| Cumberland County Pennsylvania | 2 | $ 104,000 | $ 52,000 | $ 99,000 |
| Franklin County Vermont | 2 | $ 577,000 | $ 288,000 | $ 82,000 |
| Wood County West Virginia | 2 | $ 198,000 | $ 99,000 | $ 70,000 |
| Winston County Alabama | 1 | $ 160,000 | $ 160,000 | $ 22,000 |
| Alameda County California | 1 | $ 440,000 | $ 440,000 | $ 100,000 |
| San Francisco County California | 1 | $ 555,000 | $ 555,000 | $ 130,000 |
| Middlesex County Connecticut | 1 | $ 385,000 | $ 385,000 | $ 91,000 |
| Broward County Florida | 1 | $ 406,000 | $ 406,000 | $ 144,000 |
| Citrus County Florida | 1 | $ 49,000 | $ 49,000 | $ 78,000 |
| Collier County Florida | 1 | $ 531,000 | $ 531,000 | $ 279,000 |
| Manatee County Florida | 1 | $ 355,000 | $ 355,000 | $ 714,000 |
| Daviess County Indiana | 1 | $ 166,000 | $ 166,000 | $ 120,000 |
| Martin County Indiana | 1 | $ 64,000 | $ 64,000 | $ 44,000 |
| Perry County Indiana | 1 | $ 70,000 | $ 70,000 | $ 34,000 |
| Steuben County Indiana | 1 | $ 70,000 | $ 70,000 | $ 162,000 |
| Warrick County Indiana | 1 | $ 123,000 | $ 123,000 | $ 56,000 |
| Boyle County Kentucky | 1 | $ 107,000 | $ 107,000 | $ 57,000 |
| Campbell County Kentucky | 1 | $ 218,000 | $ 218,000 | $ 72,000 |
| Carroll County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 54,000 |
| Daviess County Kentucky | 1 | $ 137,000 | $ 137,000 | $ 48,000 |
| Edmonson County Kentucky | 1 | $ 84,000 | $ 84,000 | $ 83,000 |
| Fleming County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 33,000 |
| Franklin County Kentucky | 1 | $ 97,000 | $ 97,000 | $ 54,000 |
| Greenup County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 23,000 |
| Hardin County Kentucky | 1 | $ 268,000 | $ 268,000 | $ 81,000 |
| Henderson County Kentucky | 1 | $ 97,000 | $ 97,000 | $ 71,000 |
| Lawrence County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 87,000 |
| Lincoln County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 63,000 |
| Livingston County Kentucky | 1 | $ 54,000 | $ 54,000 | $ 57,000 |
| Logan County Kentucky | 1 | $ 134,000 | $ 134,000 | $ 91,000 |
| Lyon County Kentucky | 1 | $ 162,000 | $ 162,000 | $ 18,000 |
| Taylor County Kentucky | 1 | $ 102,000 | $ 102,000 | $ 59,000 |
| Kent County Maryland | 1 | $ 74,000 | $ 74,000 | $ 94,000 |
| Queen Anne's County Maryland | 1 | $ 179,000 | $ 179,000 | $ 91,000 |
| Washington County Maryland | 1 | $ 166,000 | $ 166,000 | $ 124,000 |
| Genesee County Michigan | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Gladwin County Michigan | 1 | $ 44,000 | $ 44,000 | $ 44,000 |
| Hillsdale County Michigan | 1 | $ 80,000 | $ 80,000 | $ 150,000 |
| Lenawee County Michigan | 1 | $ 222,000 | $ 222,000 | $ 67,000 |
| Muskegon County Michigan | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Oakland County Michigan | 1 | $ 172,000 | $ 172,000 | $ 42,000 |
| Saginaw County Michigan | 1 | $ 64,000 | $ 64,000 | $ 36,000 |
| Jackson County Missouri | 1 | $ 404,000 | $ 404,000 | $ 510,000 |
| Suffolk County New York | 1 | $ 417,000 | $ 417,000 | $ 110,000 |
| Brunswick County North Carolina | 1 | $ 238,000 | $ 238,000 | $ 219,000 |
| Lincoln County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 53,000 |
| Ashtabula County Ohio | 1 | $ 165,000 | $ 165,000 | $ 207,000 |
| Brown County Ohio | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Darke County Ohio | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Fairfield County Ohio | 1 | $ 62,000 | $ 62,000 | $ 115,000 |
| Hancock County Ohio | 1 | $ 141,000 | $ 141,000 | $ 61,000 |
| Hardin County Ohio | 1 | $ 92,000 | $ 92,000 | $ 63,000 |
| Harrison County Ohio | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Knox County Ohio | 1 | $ 142,000 | $ 142,000 | $ 144,000 |
| Lake County Ohio | 1 | $ 52,000 | $ 52,000 | $ 109,000 |
| Logan County Ohio | 1 | $ 164,000 | $ 164,000 | $ 73,000 |
| Lorain County Ohio | 1 | $ 390,000 | $ 390,000 | $ 156,000 |
| Lucas County Ohio | 1 | $ 160,000 | $ 160,000 | $ 59,000 |
| Monroe County Ohio | 1 | $ 52,000 | $ 52,000 | $ 29,000 |
| Ross County Ohio | 1 | $ 69,000 | $ 69,000 | $ 46,000 |
| Warren County Ohio | 1 | $ 225,000 | $ 225,000 | $ 107,000 |
| Wyandot County Ohio | 1 | $ 74,000 | $ 74,000 | $ 54,000 |
| Lycoming County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 80,000 |
| Davidson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Knox County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Scott County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 67,000 |
| Addison County Vermont | 1 | $ 150,000 | $ 150,000 | $ 257,000 |
| Grand Isle County Vermont | 1 | $ 405,000 | $ 405,000 | $ 108,000 |
| Lamoille County Vermont | 1 | $ 200,000 | $ 200,000 | $ 51,000 |
| Rutland County Vermont | 1 | $ 153,000 | $ 153,000 | $ 63,000 |
| Fairfax County Virginia | 1 | $ 210,000 | $ 210,000 | $ 119,000 |
| Berkeley County West Virginia | 1 | $ 130,000 | $ 130,000 | $ 180,000 |
| Greenbrier County West Virginia | 1 | $ 417,000 | $ 417,000 | $ 992,000 |
| Hampshire County West Virginia | 1 | $ 327,000 | $ 327,000 | $ 65,000 |
| Harrison County West Virginia | 1 | $ 63,000 | $ 63,000 | $ 80,000 |
| Mercer County West Virginia | 1 | $ 154,000 | $ 154,000 | $ 196,000 |
| Pendleton County West Virginia | 1 | $ 187,000 | $ 187,000 | $ 76,000 |
| Summers County West Virginia | 1 | $ 249,000 | $ 249,000 | $ 117,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The First State Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,233 | $186,265,000 | $151,000 | $555,000 | $93,000 | $1,127,000 |
| Home Purchase | 326 | $41,358,000 | $126,000 | $531,000 | $77,000 | $714,000 |
| Home Improvement | 4 | $517,000 | $129,000 | $385,000 | $48,000 | $94,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,513 | $219,722,000 | $145,000 | $555,000 | $89,000 | $1,127,000 |
| Not Provided | 22 | $3,953,000 | $179,000 | $440,000 | $105,000 | $357,000 |
| Hispanic | 12 | $1,630,000 | $135,000 | $360,000 | $54,000 | $83,000 |
| Black or African American | 7 | $1,199,000 | $171,000 | $407,000 | $83,000 | $133,000 |
| Asian | 5 | $1,359,000 | $271,000 | $417,000 | $94,000 | $165,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $217,000 | $72,000 | $119,000 | $42,000 | $74,000 |
| Not applicable | 1 | $60,000 | $60,000 | $60,000 | $69,000 | $69,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,481 | $220,046,000 | $148,000 | $555,000 | $92,000 | $1,127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 79 | $7,795,000 | $98,000 | $203,000 | $45,000 | $83,000 |
| FHA-insured (Federal Housing Administration) | 3 | $299,000 | $99,000 | $144,000 | $55,000 | $77,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,295 | $192,026,000 | $148,000 | $555,000 | $92,000 | $1,127,000 |
| Application Denied By Financial Institution | 112 | $14,127,000 | $126,000 | $472,000 | $64,000 | $513,000 |
| Application Approved But Not Accepted | 98 | $14,044,000 | $143,000 | $417,000 | $86,000 | $433,000 |
| Application Withdrawn By Applicant | 33 | $4,531,000 | $137,000 | $305,000 | $74,000 | $153,000 |
| File Closed For Incompleteness | 25 | $3,412,000 | $136,000 | $354,000 | $95,000 | $268,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Employment History | 1 | $215,000 | $215,000 | $215,000 | $52,000 | $52,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.