The First State Bank
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for The First State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The First State Bank Po Box 295 Barboursville, WV 25504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 798 |
| Total Mortgage Loan Application Amount | $105,861,000 |
| Average Mortgage Loan Application Amount | $129,000 |
| Highest Mortgage Loan Application Amount | $517,000 |
| Average Applicant Income | $82,000 |
| Highest Applicant Income | $728,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cabell County West Virginia | 123 | $ 15,895,000 | $ 129,000 | $ 109,000 |
| Putnam County Ohio | 37 | $ 5,419,000 | $ 146,000 | $ 78,000 |
| Pulaski County Kentucky | 34 | $ 3,908,000 | $ 114,000 | $ 86,000 |
| Hocking County Ohio | 32 | $ 3,712,000 | $ 116,000 | $ 74,000 |
| Montgomery County Kentucky | 31 | $ 4,633,000 | $ 149,000 | $ 85,000 |
| Putnam County West Virginia | 29 | $ 4,102,000 | $ 141,000 | $ 126,000 |
| Athens County Ohio | 28 | $ 4,803,000 | $ 171,000 | $ 90,000 |
| Muskingum County Ohio | 27 | $ 3,672,000 | $ 136,000 | $ 80,000 |
| Fayette County Kentucky | 23 | $ 4,750,000 | $ 206,000 | $ 97,000 |
| Defiance County Ohio | 23 | $ 2,369,000 | $ 103,000 | $ 54,000 |
| Washington County Ohio | 18 | $ 1,858,000 | $ 103,000 | $ 58,000 |
| Graves County Kentucky | 17 | $ 2,496,000 | $ 146,000 | $ 92,000 |
| Kanawha County West Virginia | 16 | $ 2,034,000 | $ 127,000 | $ 80,000 |
| Carroll County Ohio | 15 | $ 1,585,000 | $ 105,000 | $ 56,000 |
| Lawrence County Ohio | 15 | $ 2,831,000 | $ 188,000 | $ 126,000 |
| Noble County Ohio | 15 | $ 1,421,000 | $ 94,000 | $ 58,000 |
| Bourbon County Kentucky | 13 | $ 2,498,000 | $ 192,000 | $ 85,000 |
| Stark County Ohio | 12 | $ 1,904,000 | $ 158,000 | $ 89,000 |
| Wayne County West Virginia | 12 | $ 1,534,000 | $ 127,000 | $ 86,000 |
| Knox County Kentucky | 11 | $ 1,756,000 | $ 159,000 | $ 149,000 |
| Dubois County Indiana | 10 | $ 821,000 | $ 82,000 | $ 43,000 |
| Spencer County Indiana | 10 | $ 1,024,000 | $ 102,000 | $ 66,000 |
| Clark County Kentucky | 10 | $ 1,530,000 | $ 153,000 | $ 96,000 |
| Tuscola County Michigan | 10 | $ 989,000 | $ 98,000 | $ 42,000 |
| Columbiana County Ohio | 9 | $ 631,000 | $ 70,000 | $ 40,000 |
| Perry County Ohio | 9 | $ 1,218,000 | $ 135,000 | $ 63,000 |
| Calloway County Kentucky | 6 | $ 937,000 | $ 156,000 | $ 90,000 |
| McCracken County Kentucky | 6 | $ 652,000 | $ 108,000 | $ 69,000 |
| Fairfield County Ohio | 6 | $ 836,000 | $ 139,000 | $ 78,000 |
| Guernsey County Ohio | 6 | $ 663,000 | $ 110,000 | $ 63,000 |
| Clinton County Kentucky | 5 | $ 447,000 | $ 89,000 | $ 43,000 |
| Osceola County Michigan | 5 | $ 506,000 | $ 101,000 | $ 70,000 |
| Henry County Ohio | 5 | $ 449,000 | $ 89,000 | $ 36,000 |
| Morgan County Ohio | 5 | $ 425,000 | $ 85,000 | $ 59,000 |
| Pickaway County Ohio | 5 | $ 578,000 | $ 115,000 | $ 59,000 |
| Williams County Ohio | 5 | $ 435,000 | $ 87,000 | $ 47,000 |
| Pike County Indiana | 4 | $ 349,000 | $ 87,000 | $ 43,000 |
| Barren County Kentucky | 4 | $ 259,000 | $ 64,000 | $ 26,000 |
| Cumberland County Kentucky | 4 | $ 400,000 | $ 100,000 | $ 83,000 |
| Jackson County Michigan | 4 | $ 408,000 | $ 102,000 | $ 79,000 |
| Lake County Michigan | 4 | $ 433,000 | $ 108,000 | $ 52,000 |
| Belmont County Ohio | 4 | $ 556,000 | $ 139,000 | $ 98,000 |
| Paulding County Ohio | 4 | $ 229,000 | $ 57,000 | $ 47,000 |
| Madison County Kentucky | 3 | $ 693,000 | $ 231,000 | $ 136,000 |
| Marshall County Kentucky | 3 | $ 460,000 | $ 153,000 | $ 94,000 |
| Russell County Kentucky | 3 | $ 326,000 | $ 108,000 | $ 52,000 |
| Woodford County Kentucky | 3 | $ 896,000 | $ 298,000 | $ 232,000 |
| Geauga County Ohio | 3 | $ 555,000 | $ 185,000 | $ 37,000 |
| Medina County Ohio | 3 | $ 289,000 | $ 96,000 | $ 70,000 |
| Massac County Illinois | 2 | $ 251,000 | $ 125,000 | $ 77,000 |
| Warrick County Indiana | 2 | $ 202,000 | $ 101,000 | $ 115,000 |
| Adair County Kentucky | 2 | $ 197,000 | $ 98,000 | $ 54,000 |
| Boyd County Kentucky | 2 | $ 174,000 | $ 87,000 | $ 51,000 |
| Hart County Kentucky | 2 | $ 169,000 | $ 84,000 | $ 42,000 |
| Jessamine County Kentucky | 2 | $ 529,000 | $ 264,000 | $ 149,000 |
| Lawrence County Kentucky | 2 | $ 201,000 | $ 100,000 | $ 93,000 |
| Rowan County Kentucky | 2 | $ 282,000 | $ 141,000 | $ 104,000 |
| Warren County Kentucky | 2 | $ 221,000 | $ 110,000 | $ 48,000 |
| Kent County Michigan | 2 | $ 188,000 | $ 94,000 | $ 91,000 |
| Lenawee County Michigan | 2 | $ 305,000 | $ 152,000 | $ 109,000 |
| Franklin County Ohio | 2 | $ 276,000 | $ 138,000 | $ 100,000 |
| Fulton County Ohio | 2 | $ 211,000 | $ 105,000 | $ 61,000 |
| Holmes County Ohio | 2 | $ 420,000 | $ 210,000 | $ 36,000 |
| Jackson County Ohio | 2 | $ 234,000 | $ 117,000 | $ 63,000 |
| Licking County Ohio | 2 | $ 156,000 | $ 78,000 | $ 89,000 |
| Meigs County Ohio | 2 | $ 294,000 | $ 147,000 | $ 74,000 |
| Seneca County Ohio | 2 | $ 171,000 | $ 85,000 | $ 54,000 |
| Trumbull County Ohio | 2 | $ 120,000 | $ 60,000 | $ 34,000 |
| Vinton County Ohio | 2 | $ 195,000 | $ 97,000 | $ 59,000 |
| Bradford County Pennsylvania | 2 | $ 264,000 | $ 132,000 | $ 75,000 |
| Mason County West Virginia | 2 | $ 373,000 | $ 186,000 | $ 134,000 |
| Escambia County Florida | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Lee County Florida | 1 | $ 133,000 | $ 133,000 | $ 55,000 |
| Okeechobee County Florida | 1 | $ 517,000 | $ 517,000 | $ 400,000 |
| Palm Beach County Florida | 1 | $ 133,000 | $ 133,000 | $ 53,000 |
| Allen County Indiana | 1 | $ 128,000 | $ 128,000 | $ 45,000 |
| Knox County Indiana | 1 | $ 51,000 | $ 51,000 | $ 50,000 |
| Perry County Indiana | 1 | $ 109,000 | $ 109,000 | $ 44,000 |
| Steuben County Indiana | 1 | $ 89,000 | $ 89,000 | $ 253,000 |
| Vanderburgh County Indiana | 1 | $ 94,000 | $ 94,000 | $ 43,000 |
| Allen County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Bath County Kentucky | 1 | $ 142,000 | $ 142,000 | $ 89,000 |
| Boyle County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 110,000 |
| Christian County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 44,000 |
| Franklin County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 150,000 |
| Garrard County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Grant County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| Green County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 97,000 |
| Jefferson County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 73,000 |
| Mercer County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 244,000 |
| Scott County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Taylor County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 75,000 |
| Wayne County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 65,000 |
| Whitley County Kentucky | 1 | $ 107,000 | $ 107,000 | $ 89,000 |
| Frederick County Maryland | 1 | $ 185,000 | $ 185,000 | $ 296,000 |
| Queen Anne's County Maryland | 1 | $ 126,000 | $ 126,000 | $ 68,000 |
| Lapeer County Michigan | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Manistee County Michigan | 1 | $ 72,000 | $ 72,000 | $ 37,000 |
| Saginaw County Michigan | 1 | $ 271,000 | $ 271,000 | $ 122,000 |
| Clark County Nevada | 1 | $ 391,000 | $ 391,000 | $ 59,000 |
| Brunswick County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 51,000 |
| Burke County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 57,000 |
| Adams County Ohio | 1 | $ 60,000 | $ 60,000 | $ 27,000 |
| Ashtabula County Ohio | 1 | $ 154,000 | $ 154,000 | $ 66,000 |
| Brown County Ohio | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Butler County Ohio | 1 | $ 221,000 | $ 221,000 | $ 78,000 |
| Crawford County Ohio | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Erie County Ohio | 1 | $ 96,000 | $ 96,000 | $ 78,000 |
| Gallia County Ohio | 1 | $ 200,000 | $ 200,000 | $ 61,000 |
| Hancock County Ohio | 1 | $ 200,000 | $ 200,000 | $ 160,000 |
| Hardin County Ohio | 1 | $ 120,000 | $ 120,000 | $ 63,000 |
| Mahoning County Ohio | 1 | $ 160,000 | $ 160,000 | $ 86,000 |
| Miami County Ohio | 1 | $ 400,000 | $ 400,000 | $ 104,000 |
| Monroe County Ohio | 1 | $ 99,000 | $ 99,000 | $ 51,000 |
| Montgomery County Ohio | 1 | $ 280,000 | $ 280,000 | $ 193,000 |
| Portage County Ohio | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| Ross County Ohio | 1 | $ 132,000 | $ 132,000 | $ 75,000 |
| Summit County Ohio | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Wyandot County Ohio | 1 | $ 225,000 | $ 225,000 | $ 186,000 |
| Columbia County Pennsylvania | 1 | $ 37,000 | $ 37,000 | $ 24,000 |
| Cumberland County Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 271,000 |
| Fayette County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 35,000 |
| Lycoming County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Tioga County Pennsylvania | 1 | $ 223,000 | $ 223,000 | $ 73,000 |
| Union County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 47,000 |
| Horry County South Carolina | 1 | $ 167,000 | $ 167,000 | $ 60,000 |
| Jefferson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 284,000 |
| Weakley County Tennessee | 1 | $ 106,000 | $ 106,000 | $ 104,000 |
| Boone County West Virginia | 1 | $ 104,000 | $ 104,000 | $ 39,000 |
| Fayette County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 125,000 |
| Greenbrier County West Virginia | 1 | $ 249,000 | $ 249,000 | $ 148,000 |
| Jackson County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| Lincoln County West Virginia | 1 | $ 89,000 | $ 89,000 | $ 29,000 |
| Pocahontas County West Virginia | 1 | $ 116,000 | $ 116,000 | $ 330,000 |
| Roane County West Virginia | 1 | $ 99,000 | $ 99,000 | $ 46,000 |
| Wirt County West Virginia | 1 | $ 78,000 | $ 78,000 | $ 110,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The First State Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 524 | $73,480,000 | $140,000 | $517,000 | $93,000 | $728,000 |
| Home Purchase | 274 | $32,381,000 | $118,000 | $400,000 | $71,000 | $557,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 767 | $101,644,000 | $132,000 | $517,000 | $86,000 | $728,000 |
| Not Provided | 10 | $1,271,000 | $127,000 | $391,000 | $92,000 | $184,000 |
| Hispanic | 8 | $1,035,000 | $129,000 | $184,000 | $65,000 | $110,000 |
| Black or African American | 5 | $613,000 | $122,000 | $325,000 | $70,000 | $139,000 |
| Not applicable | 3 | $339,000 | $113,000 | $200,000 | $9,000 | $29,000 |
| Asian | 3 | $641,000 | $213,000 | $349,000 | $93,000 | $152,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $318,000 | $159,000 | $213,000 | $176,000 | $300,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 759 | $102,441,000 | $134,000 | $517,000 | $88,000 | $728,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 39 | $3,420,000 | $87,000 | $145,000 | $40,000 | $67,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 612 | $82,108,000 | $134,000 | $517,000 | $90,000 | $728,000 |
| Application Denied By Financial Institution | 94 | $9,911,000 | $105,000 | $417,000 | $54,000 | $330,000 |
| Application Approved But Not Accepted | 47 | $7,304,000 | $155,000 | $417,000 | $99,000 | $545,000 |
| Application Withdrawn By Applicant | 31 | $4,895,000 | $157,000 | $391,000 | $98,000 | $308,000 |
| File Closed For Incompleteness | 14 | $1,643,000 | $117,000 | $298,000 | $55,000 | $89,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.