The First State Bank
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for The First State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The First State Bank Po Box 295 Barboursville, WV 25504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 575 |
| Total Mortgage Loan Application Amount | $67,802,000 |
| Average Mortgage Loan Application Amount | $94,666 |
| Highest Mortgage Loan Application Amount | $1,218,000 |
| Average Applicant Income | $62,666 |
| Highest Applicant Income | $602,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cabell County West Virginia | 81 | $ 10,082,000 | $ 124,000 | $ 74,000 |
| Athens County Ohio | 42 | $ 4,868,000 | $ 115,000 | $ 107,000 |
| Spencer County Indiana | 29 | $ 3,155,000 | $ 108,000 | $ 58,000 |
| Putnam County Ohio | 26 | $ 2,647,000 | $ 101,000 | $ 56,000 |
| Defiance County Ohio | 22 | $ 2,072,000 | $ 94,000 | $ 67,000 |
| Hocking County Ohio | 22 | $ 2,330,000 | $ 105,000 | $ 59,000 |
| Pulaski County Kentucky | 21 | $ 1,764,000 | $ 84,000 | $ 61,000 |
| Noble County Ohio | 18 | $ 1,847,000 | $ 102,000 | $ 49,000 |
| Lawrence County Ohio | 17 | $ 1,582,000 | $ 93,000 | $ 38,000 |
| Graves County Kentucky | 16 | $ 1,166,000 | $ 72,000 | $ 60,000 |
| Stark County Ohio | 16 | $ 1,359,000 | $ 84,000 | $ 57,000 |
| Putnam County West Virginia | 16 | $ 2,808,000 | $ 175,000 | $ 72,000 |
| Carroll County Ohio | 13 | $ 1,514,000 | $ 116,000 | $ 55,000 |
| Columbiana County Ohio | 13 | $ 1,362,000 | $ 104,000 | $ 49,000 |
| Morgan County Ohio | 12 | $ 1,071,000 | $ 89,000 | $ 54,000 |
| Kanawha County West Virginia | 12 | $ 1,553,000 | $ 129,000 | $ 63,000 |
| Perry County Ohio | 11 | $ 988,000 | $ 89,000 | $ 50,000 |
| Dubois County Indiana | 10 | $ 917,000 | $ 91,000 | $ 50,000 |
| Washington County Ohio | 10 | $ 1,165,000 | $ 116,000 | $ 63,000 |
| Clark County Kentucky | 9 | $ 1,758,000 | $ 195,000 | $ 83,000 |
| Bourbon County Kentucky | 7 | $ 1,404,000 | $ 200,000 | $ 105,000 |
| Knox County Kentucky | 7 | $ 928,000 | $ 132,000 | $ 55,000 |
| Wayne County West Virginia | 7 | $ 910,000 | $ 130,000 | $ 88,000 |
| Muskingum County Ohio | 5 | $ 783,000 | $ 156,000 | $ 209,000 |
| Paulding County Ohio | 5 | $ 630,000 | $ 126,000 | $ 67,000 |
| Shelby County Ohio | 5 | $ 657,000 | $ 131,000 | $ 60,000 |
| Fayette County Kentucky | 4 | $ 818,000 | $ 204,000 | $ 230,000 |
| McCracken County Kentucky | 4 | $ 532,000 | $ 133,000 | $ 90,000 |
| Lenawee County Michigan | 4 | $ 524,000 | $ 131,000 | $ 84,000 |
| Auglaize County Ohio | 4 | $ 410,000 | $ 102,000 | $ 68,000 |
| Geauga County Ohio | 4 | $ 670,000 | $ 167,000 | $ 70,000 |
| Monroe County Ohio | 4 | $ 383,000 | $ 95,000 | $ 38,000 |
| Montgomery County Kentucky | 3 | $ 358,000 | $ 119,000 | $ 78,000 |
| Lake County Michigan | 3 | $ 222,000 | $ 74,000 | $ 57,000 |
| Tuscola County Michigan | 3 | $ 471,000 | $ 157,000 | $ 80,000 |
| Belmont County Ohio | 3 | $ 253,000 | $ 84,000 | $ 44,000 |
| Fairfield County Ohio | 3 | $ 276,000 | $ 92,000 | $ 97,000 |
| Henry County Ohio | 3 | $ 608,000 | $ 202,000 | $ 68,000 |
| Jackson County Ohio | 3 | $ 221,000 | $ 73,000 | $ 38,000 |
| Licking County Ohio | 3 | $ 769,000 | $ 256,000 | $ 94,000 |
| Pike County Ohio | 3 | $ 308,000 | $ 102,000 | $ 42,000 |
| Summit County Ohio | 3 | $ 247,000 | $ 82,000 | $ 89,000 |
| Escambia County Florida | 2 | $ 254,000 | $ 127,000 | $ 60,000 |
| Adair County Kentucky | 2 | $ 155,000 | $ 77,000 | $ 48,000 |
| Cumberland County Kentucky | 2 | $ 192,000 | $ 96,000 | $ 52,000 |
| Marshall County Kentucky | 2 | $ 246,000 | $ 123,000 | $ 72,000 |
| Powell County Kentucky | 2 | $ 155,000 | $ 77,000 | $ 54,000 |
| Rockcastle County Kentucky | 2 | $ 155,000 | $ 77,000 | $ 79,000 |
| Jackson County Michigan | 2 | $ 142,000 | $ 71,000 | $ 47,000 |
| Kalamazoo County Michigan | 2 | $ 94,000 | $ 47,000 | $ 51,000 |
| Manistee County Michigan | 2 | $ 236,000 | $ 118,000 | $ 60,000 |
| Allen County Ohio | 2 | $ 234,000 | $ 117,000 | $ 51,000 |
| Franklin County Ohio | 2 | $ 317,000 | $ 158,000 | $ 63,000 |
| Guernsey County Ohio | 2 | $ 199,000 | $ 99,000 | $ 52,000 |
| Hardin County Ohio | 2 | $ 130,000 | $ 65,000 | $ 21,000 |
| Tuscarawas County Ohio | 2 | $ 277,000 | $ 138,000 | $ 68,000 |
| Fayette County West Virginia | 2 | $ 196,000 | $ 98,000 | $ 323,000 |
| Jackson County Georgia | 1 | $ 227,000 | $ 227,000 | $ 108,000 |
| Allen County Indiana | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| DeKalb County Indiana | 1 | $ 112,000 | $ 112,000 | $ 81,000 |
| Pike County Indiana | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Barren County Kentucky | 1 | $ 46,000 | $ 46,000 | $ 14,000 |
| Greenup County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Hickman County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 35,000 |
| Menifee County Kentucky | 1 | $ 123,000 | $ 123,000 | $ 52,000 |
| Metcalfe County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 27,000 |
| Scott County Kentucky | 1 | $ 343,000 | $ 343,000 | $ 190,000 |
| Osceola County Michigan | 1 | $ 90,000 | $ 90,000 | $ 78,000 |
| Wayne County Michigan | 1 | $ 57,000 | $ 57,000 | $ 183,000 |
| Cumberland County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 44,000 |
| Dare County North Carolina | 1 | $ 945,000 | $ 945,000 | $ 446,000 |
| Mecklenburg County North Carolina | 1 | $ 294,000 | $ 294,000 | $ 109,000 |
| Ashtabula County Ohio | 1 | $ 92,000 | $ 92,000 | $ 49,000 |
| Brown County Ohio | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Clermont County Ohio | 1 | $ 208,000 | $ 208,000 | $ 58,000 |
| Delaware County Ohio | 1 | $ 368,000 | $ 368,000 | $ 153,000 |
| Fulton County Ohio | 1 | $ 151,000 | $ 151,000 | $ 31,000 |
| Hancock County Ohio | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Holmes County Ohio | 1 | $ 350,000 | $ 350,000 | $ 204,000 |
| Madison County Ohio | 1 | $ 71,000 | $ 71,000 | $ 59,000 |
| Mahoning County Ohio | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Miami County Ohio | 1 | $ 400,000 | $ 400,000 | $ 104,000 |
| Portage County Ohio | 1 | $ 200,000 | $ 200,000 | $ 66,000 |
| Seneca County Ohio | 1 | $ 139,000 | $ 139,000 | $ 68,000 |
| Trumbull County Ohio | 1 | $ 73,000 | $ 73,000 | $ 80,000 |
| Vinton County Ohio | 1 | $ 60,000 | $ 60,000 | $ 75,000 |
| Wayne County Ohio | 1 | $ 124,000 | $ 124,000 | $ 75,000 |
| Williams County Ohio | 1 | $ 184,000 | $ 184,000 | $ 81,000 |
| Knox County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| Obion County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Boone County West Virginia | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Nicholas County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 11,000 |
| Summers County West Virginia | 1 | $ 214,000 | $ 214,000 | $ 167,000 |
| Wirt County West Virginia | 1 | $ 200,000 | $ 200,000 | $ 69,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The First State Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 293 | $36,340,000 | $124,000 | $1,218,000 | $73,000 | $602,000 |
| Home Purchase | 279 | $31,317,000 | $112,000 | $945,000 | $68,000 | $446,000 |
| Home Improvement | 3 | $145,000 | $48,000 | $71,000 | $47,000 | $61,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 548 | $62,958,000 | $114,000 | $945,000 | $71,000 | $602,000 |
| Not Provided | 10 | $1,078,000 | $107,000 | $324,000 | $62,000 | $117,000 |
| Not applicable | 6 | $1,830,000 | $305,000 | $1,218,000 | $23,000 | $140,000 |
| Hispanic | 5 | $580,000 | $116,000 | $225,000 | $59,000 | $94,000 |
| Asian | 3 | $803,000 | $267,000 | $396,000 | $115,000 | $240,000 |
| Black or African American | 3 | $553,000 | $184,000 | $287,000 | $65,000 | $87,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 556 | $65,922,000 | $118,000 | $1,218,000 | $71,000 | $602,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $1,880,000 | $98,000 | $140,000 | $43,000 | $69,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 405 | $47,795,000 | $118,000 | $1,218,000 | $77,000 | $602,000 |
| Application Denied By Financial Institution | 89 | $10,845,000 | $121,000 | $945,000 | $59,000 | $446,000 |
| Application Approved But Not Accepted | 35 | $4,424,000 | $126,000 | $417,000 | $56,000 | $137,000 |
| Application Withdrawn By Applicant | 28 | $2,736,000 | $97,000 | $400,000 | $51,000 | $144,000 |
| File Closed For Incompleteness | 17 | $1,827,000 | $107,000 | $190,000 | $46,000 | $116,000 |
| Loan Purchased By The Institution | 1 | $175,000 | $175,000 | $175,000 | $109,000 | $109,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $150,000 | $150,000 | $150,000 | $98,000 | $98,000 |
| Other | 1 | $298,000 | $298,000 | $298,000 | $94,000 | $94,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.