The First State Bank
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for The First State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The First State Bank Po Box 295 Barboursville, WV 25504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 524 |
| Total Mortgage Loan Application Amount | $59,567,000 |
| Average Mortgage Loan Application Amount | $87,333 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $61,333 |
| Highest Applicant Income | $751,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cabell County West Virginia | 79 | $ 9,159,000 | $ 115,000 | $ 60,000 |
| Athens County Ohio | 36 | $ 4,333,000 | $ 120,000 | $ 80,000 |
| Hocking County Ohio | 30 | $ 3,209,000 | $ 106,000 | $ 56,000 |
| Putnam County Ohio | 21 | $ 2,997,000 | $ 142,000 | $ 65,000 |
| Spencer County Indiana | 19 | $ 2,409,000 | $ 126,000 | $ 61,000 |
| Putnam County West Virginia | 18 | $ 2,299,000 | $ 127,000 | $ 88,000 |
| Defiance County Ohio | 17 | $ 1,695,000 | $ 99,000 | $ 43,000 |
| Auglaize County Ohio | 16 | $ 2,148,000 | $ 134,000 | $ 116,000 |
| Morgan County Ohio | 14 | $ 1,579,000 | $ 112,000 | $ 100,000 |
| Graves County Kentucky | 13 | $ 1,247,000 | $ 95,000 | $ 59,000 |
| Pulaski County Kentucky | 13 | $ 1,017,000 | $ 78,000 | $ 44,000 |
| Stark County Ohio | 13 | $ 1,022,000 | $ 78,000 | $ 49,000 |
| Paulding County Ohio | 11 | $ 1,266,000 | $ 115,000 | $ 52,000 |
| Shelby County Ohio | 11 | $ 1,309,000 | $ 119,000 | $ 74,000 |
| Carroll County Ohio | 10 | $ 1,073,000 | $ 107,000 | $ 56,000 |
| Kalamazoo County Michigan | 9 | $ 1,026,000 | $ 114,000 | $ 61,000 |
| Washington County Ohio | 9 | $ 959,000 | $ 106,000 | $ 46,000 |
| Muskingum County Ohio | 8 | $ 1,171,000 | $ 146,000 | $ 71,000 |
| Wayne County West Virginia | 8 | $ 666,000 | $ 83,000 | $ 125,000 |
| Dubois County Indiana | 7 | $ 728,000 | $ 104,000 | $ 42,000 |
| Montgomery County Kentucky | 7 | $ 1,137,000 | $ 162,000 | $ 75,000 |
| Lawrence County Ohio | 7 | $ 674,000 | $ 96,000 | $ 56,000 |
| Noble County Ohio | 7 | $ 934,000 | $ 133,000 | $ 38,000 |
| Kanawha County West Virginia | 7 | $ 661,000 | $ 94,000 | $ 66,000 |
| Allen County Kentucky | 6 | $ 457,000 | $ 76,000 | $ 60,000 |
| Cumberland County Kentucky | 6 | $ 602,000 | $ 100,000 | $ 68,000 |
| Hart County Kentucky | 6 | $ 285,000 | $ 47,000 | $ 38,000 |
| Columbiana County Ohio | 5 | $ 541,000 | $ 108,000 | $ 71,000 |
| Barren County Kentucky | 4 | $ 208,000 | $ 52,000 | $ 51,000 |
| Clinton County Kentucky | 4 | $ 301,000 | $ 75,000 | $ 47,000 |
| Fayette County Kentucky | 4 | $ 813,000 | $ 203,000 | $ 60,000 |
| Knox County Kentucky | 4 | $ 432,000 | $ 108,000 | $ 49,000 |
| St. Joseph County Michigan | 4 | $ 606,000 | $ 151,000 | $ 55,000 |
| Van Buren County Michigan | 4 | $ 546,000 | $ 136,000 | $ 54,000 |
| Perry County Ohio | 4 | $ 444,000 | $ 111,000 | $ 61,000 |
| Osceola County Michigan | 3 | $ 279,000 | $ 93,000 | $ 64,000 |
| Clermont County Ohio | 3 | $ 368,000 | $ 122,000 | $ 47,000 |
| Pike County Ohio | 3 | $ 377,000 | $ 125,000 | $ 42,000 |
| Raleigh County West Virginia | 3 | $ 247,000 | $ 82,000 | $ 34,000 |
| Adair County Kentucky | 2 | $ 217,000 | $ 108,000 | $ 111,000 |
| McCracken County Kentucky | 2 | $ 184,000 | $ 92,000 | $ 72,000 |
| Lake County Michigan | 2 | $ 253,000 | $ 126,000 | $ 59,000 |
| Newaygo County Michigan | 2 | $ 207,000 | $ 103,000 | $ 66,000 |
| Tuscola County Michigan | 2 | $ 144,000 | $ 72,000 | $ 37,000 |
| Allen County Ohio | 2 | $ 343,000 | $ 171,000 | $ 72,000 |
| Belmont County Ohio | 2 | $ 120,000 | $ 60,000 | $ 57,000 |
| Guernsey County Ohio | 2 | $ 182,000 | $ 91,000 | $ 47,000 |
| Licking County Ohio | 2 | $ 183,000 | $ 91,000 | $ 48,000 |
| Meigs County Ohio | 2 | $ 345,000 | $ 172,000 | $ 47,000 |
| Monroe County Ohio | 2 | $ 230,000 | $ 115,000 | $ 37,000 |
| Williams County Ohio | 2 | $ 173,000 | $ 86,000 | $ 38,000 |
| Tallapoosa County Alabama | 1 | $ 103,000 | $ 103,000 | $ 76,000 |
| Broward County Florida | 1 | $ 300,000 | $ 300,000 | $ 41,000 |
| Palm Beach County Florida | 1 | $ 110,000 | $ 110,000 | $ 62,000 |
| Polk County Florida | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| DeKalb County Indiana | 1 | $ 188,000 | $ 188,000 | $ 130,000 |
| Orange County Indiana | 1 | $ 50,000 | $ 50,000 | $ 17,000 |
| Perry County Indiana | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| Warrick County Indiana | 1 | $ 89,000 | $ 89,000 | $ 86,000 |
| Bourbon County Kentucky | 1 | $ 383,000 | $ 383,000 | $ 260,000 |
| Calloway County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 44,000 |
| Daviess County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 81,000 |
| Franklin County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 52,000 |
| Marshall County Kentucky | 1 | $ 121,000 | $ 121,000 | $ 66,000 |
| McCreary County Kentucky | 1 | $ 77,000 | $ 77,000 | $ 20,000 |
| Russell County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 69,000 |
| Warren County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 31,000 |
| Whitley County Kentucky | 1 | $ 97,000 | $ 97,000 | $ 97,000 |
| Bay County Michigan | 1 | $ 95,000 | $ 95,000 | $ 97,000 |
| Manistee County Michigan | 1 | $ 113,000 | $ 113,000 | $ 29,000 |
| Mason County Michigan | 1 | $ 152,000 | $ 152,000 | $ 153,000 |
| Mecosta County Michigan | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Union County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 60,000 |
| Brown County Ohio | 1 | $ 112,000 | $ 112,000 | $ 35,000 |
| Fairfield County Ohio | 1 | $ 66,000 | $ 66,000 | $ 249,000 |
| Gallia County Ohio | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
| Greene County Ohio | 1 | $ 97,000 | $ 97,000 | $ 25,000 |
| Hamilton County Ohio | 1 | $ 79,000 | $ 79,000 | $ 16,000 |
| Hardin County Ohio | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Holmes County Ohio | 1 | $ 150,000 | $ 150,000 | $ 40,000 |
| Jackson County Ohio | 1 | $ 186,000 | $ 186,000 | $ 88,000 |
| Lake County Ohio | 1 | $ 216,000 | $ 216,000 | $ 110,000 |
| Mercer County Ohio | 1 | $ 132,000 | $ 132,000 | $ 122,000 |
| Ross County Ohio | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Vinton County Ohio | 1 | $ 147,000 | $ 147,000 | $ 35,000 |
| Wood County Ohio | 1 | $ 184,000 | $ 184,000 | $ 90,000 |
| Bradford County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 123,000 |
| Union County Pennsylvania | 1 | $ 34,000 | $ 34,000 | $ 20,000 |
| Richland County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 36,000 |
| Blount County Tennessee | 1 | $ 212,000 | $ 212,000 | $ 60,000 |
| Pickett County Tennessee | 1 | $ 36,000 | $ 36,000 | $ 20,000 |
| Travis County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| King William County Virginia | 1 | $ 187,000 | $ 187,000 | $ 72,000 |
| Boone County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Jackson County West Virginia | 1 | $ 237,000 | $ 237,000 | $ 169,000 |
| Lincoln County West Virginia | 1 | $ 12,000 | $ 12,000 | $ 25,000 |
| Marion County West Virginia | 1 | $ 120,000 | $ 120,000 | $ 56,000 |
| Wood County West Virginia | 1 | $ 74,000 | $ 74,000 | $ 52,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The First State Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 277 | $33,439,000 | $120,000 | $1,200,000 | $63,000 | $751,000 |
| Home Purchase | 240 | $25,882,000 | $107,000 | $383,000 | $66,000 | $667,000 |
| Home Improvement | 7 | $246,000 | $35,000 | $110,000 | $55,000 | $113,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 498 | $55,561,000 | $111,000 | $417,000 | $65,000 | $751,000 |
| Not Provided | 12 | $1,277,000 | $106,000 | $187,000 | $64,000 | $153,000 |
| Not applicable | 5 | $2,063,000 | $412,000 | $1,200,000 | $0 | $0 |
| Asian | 4 | $353,000 | $88,000 | $140,000 | $71,000 | $198,000 |
| Hispanic | 4 | $266,000 | $66,000 | $87,000 | $38,000 | $45,000 |
| Black or African American | 1 | $47,000 | $47,000 | $47,000 | $105,000 | $105,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 511 | $58,466,000 | $114,000 | $1,200,000 | $65,000 | $751,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,094,000 | $91,000 | $145,000 | $40,000 | $64,000 |
| FHA-insured (Federal Housing Administration) | 1 | $7,000 | $7,000 | $7,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 413 | $46,912,000 | $113,000 | $1,200,000 | $66,000 | $667,000 |
| Application Denied By Financial Institution | 58 | $7,121,000 | $122,000 | $417,000 | $61,000 | $751,000 |
| Application Withdrawn By Applicant | 22 | $2,019,000 | $91,000 | $197,000 | $57,000 | $140,000 |
| Application Approved But Not Accepted | 18 | $2,174,000 | $120,000 | $300,000 | $50,000 | $113,000 |
| File Closed For Incompleteness | 13 | $1,341,000 | $103,000 | $163,000 | $48,000 | $116,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $50,000 | $50,000 | $50,000 | $62,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $90,000 | $90,000 | $90,000 | $49,000 | $49,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.