The First State Bank
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for The First State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address The First State Bank
Po Box 295
Barboursville, WV 25504
Tel #: available with data download
Federal Regulator * available with data download
Years 2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,103
Total Mortgage Loan Application Amount $360,052,000
Average Mortgage Loan Application Amount $142,540
Highest Mortgage Loan Application Amount $650,000
Average Applicant Income $95,837
Highest Applicant Income $1,512,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for The First State Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cabell County West Virginia 255 $ 23,753,000 $ 93,000 $ 60,000
Kent County Michigan 135 $ 21,092,000 $ 156,000 $ 80,000
Dubois County Indiana 96 $ 10,532,000 $ 109,000 $ 61,000
Auglaize County Ohio 89 $ 9,030,000 $ 101,000 $ 86,000
Montgomery County Kentucky 88 $ 11,074,000 $ 125,000 $ 100,000
Erie County Ohio 78 $ 9,224,000 $ 118,000 $ 64,000
Shelby County Ohio 72 $ 8,159,000 $ 113,000 $ 61,000
Putnam County Ohio 71 $ 7,210,000 $ 101,000 $ 65,000
Muskingum County Ohio 70 $ 6,700,000 $ 95,000 $ 58,000
Spencer County Indiana 67 $ 7,205,000 $ 107,000 $ 68,000
Lawrence County Ohio 60 $ 5,763,000 $ 96,000 $ 57,000
Graves County Kentucky 48 $ 3,447,000 $ 71,000 $ 42,000
Stark County Ohio 48 $ 4,681,000 $ 97,000 $ 41,000
Huron County Ohio 47 $ 4,605,000 $ 97,000 $ 97,000
Fayette County Kentucky 46 $ 6,180,000 $ 134,000 $ 108,000
Putnam County West Virginia 46 $ 5,436,000 $ 118,000 $ 80,000
Jessamine County Kentucky 42 $ 4,876,000 $ 116,000 $ 77,000
Kanawha County West Virginia 41 $ 3,899,000 $ 95,000 $ 65,000
Barren County Kentucky 37 $ 3,771,000 $ 101,000 $ 98,000
Coshocton County Ohio 37 $ 3,486,000 $ 94,000 $ 46,000
Knox County Kentucky 35 $ 3,644,000 $ 104,000 $ 55,000
Perry County Ohio 34 $ 3,013,000 $ 88,000 $ 48,000
Kent County Maryland 33 $ 4,820,000 $ 146,000 $ 77,000
Crawford County Ohio 33 $ 3,214,000 $ 97,000 $ 66,000
Medina County Ohio 32 $ 3,897,000 $ 121,000 $ 84,000
Defiance County Ohio 30 $ 2,627,000 $ 87,000 $ 40,000
Union County Ohio 30 $ 3,605,000 $ 120,000 $ 61,000
Hart County Kentucky 28 $ 1,872,000 $ 66,000 $ 51,000
Lancaster County Pennsylvania 28 $ 3,251,000 $ 116,000 $ 73,000
Boyd County Kentucky 27 $ 2,378,000 $ 88,000 $ 58,000
Greenup County Kentucky 24 $ 2,441,000 $ 101,000 $ 81,000
Carroll County Ohio 24 $ 3,074,000 $ 128,000 $ 34,000
Noble County Ohio 21 $ 1,890,000 $ 90,000 $ 47,000
Franklin County Pennsylvania 21 $ 2,346,000 $ 111,000 $ 51,000
Wayne County West Virginia 21 $ 1,842,000 $ 87,000 $ 79,000
Allen County Kentucky 20 $ 1,242,000 $ 62,000 $ 49,000
Ottawa County Michigan 20 $ 2,599,000 $ 129,000 $ 69,000
Clark County Kentucky 18 $ 2,163,000 $ 120,000 $ 79,000
Bradford County Pennsylvania 17 $ 1,826,000 $ 107,000 $ 64,000
Luzerne County Pennsylvania 17 $ 1,403,000 $ 82,000 $ 50,000
Ohio County Kentucky 16 $ 951,000 $ 59,000 $ 47,000
Licking County Ohio 16 $ 2,109,000 $ 131,000 $ 55,000
Cumberland County Pennsylvania 16 $ 2,225,000 $ 139,000 $ 61,000
Washington County Ohio 15 $ 1,559,000 $ 103,000 $ 86,000
Lycoming County Pennsylvania 14 $ 1,718,000 $ 122,000 $ 57,000
Columbiana County Ohio 13 $ 1,136,000 $ 87,000 $ 55,000
McCracken County Kentucky 11 $ 1,014,000 $ 92,000 $ 60,000
Frederick County Maryland 11 $ 1,420,000 $ 129,000 $ 58,000
Knox County Ohio 11 $ 1,188,000 $ 108,000 $ 66,000
Queen Anne's County Maryland 9 $ 1,156,000 $ 128,000 $ 56,000
Morgan County Ohio 9 $ 881,000 $ 97,000 $ 70,000
Tioga County Pennsylvania 9 $ 1,164,000 $ 129,000 $ 53,000
Bourbon County Kentucky 7 $ 768,000 $ 109,000 $ 92,000
Madison County Kentucky 7 $ 607,000 $ 86,000 $ 52,000
Guernsey County Ohio 7 $ 669,000 $ 95,000 $ 148,000
Ottawa County Ohio 7 $ 616,000 $ 88,000 $ 83,000
Richland County Ohio 7 $ 491,000 $ 70,000 $ 51,000
Warrick County Indiana 6 $ 514,000 $ 85,000 $ 65,000
Hardin County Ohio 6 $ 500,000 $ 83,000 $ 67,000
Seneca County Ohio 6 $ 642,000 $ 107,000 $ 58,000
Mason County West Virginia 6 $ 558,000 $ 93,000 $ 70,000
Pike County Indiana 5 $ 531,000 $ 106,000 $ 68,000
Bath County Kentucky 5 $ 383,000 $ 76,000 $ 64,000
Elliott County Kentucky 5 $ 562,000 $ 112,000 $ 67,000
Newaygo County Michigan 5 $ 730,000 $ 146,000 $ 65,000
Allen County Ohio 5 $ 603,000 $ 120,000 $ 45,000
Cuyahoga County Ohio 5 $ 682,000 $ 136,000 $ 169,000
Fairfield County Ohio 5 $ 521,000 $ 104,000 $ 59,000
Franklin County Ohio 5 $ 665,000 $ 133,000 $ 172,000
Geauga County Ohio 5 $ 490,000 $ 98,000 $ 49,000
Summit County Ohio 5 $ 575,000 $ 115,000 $ 47,000
Vanderburgh County Indiana 4 $ 449,000 $ 112,000 $ 58,000
Carter County Kentucky 4 $ 262,000 $ 65,000 $ 39,000
Pendleton County Kentucky 4 $ 291,000 $ 72,000 $ 59,000
Warren County Kentucky 4 $ 245,000 $ 61,000 $ 55,000
Barry County Michigan 4 $ 544,000 $ 136,000 $ 115,000
Darke County Ohio 4 $ 259,000 $ 64,000 $ 42,000
Henry County Ohio 4 $ 364,000 $ 91,000 $ 64,000
Logan County Ohio 4 $ 540,000 $ 135,000 $ 111,000
Marion County Ohio 4 $ 512,000 $ 128,000 $ 76,000
Volusia County Florida 3 $ 562,000 $ 187,000 $ 140,000
Calloway County Kentucky 3 $ 135,000 $ 45,000 $ 40,000
Garrard County Kentucky 3 $ 255,000 $ 85,000 $ 31,000
Jefferson County Kentucky 3 $ 285,000 $ 95,000 $ 59,000
Menifee County Kentucky 3 $ 408,000 $ 136,000 $ 56,000
Monroe County Kentucky 3 $ 295,000 $ 98,000 $ 58,000
Ashtabula County Ohio 3 $ 229,000 $ 76,000 $ 70,000
Gallia County Ohio 3 $ 274,000 $ 91,000 $ 66,000
Madison County Ohio 3 $ 266,000 $ 88,000 $ 66,000
Paulding County Ohio 3 $ 249,000 $ 83,000 $ 65,000
Scioto County Ohio 3 $ 292,000 $ 97,000 $ 123,000
Tuscarawas County Ohio 3 $ 277,000 $ 92,000 $ 45,000
Wyandot County Ohio 3 $ 293,000 $ 97,000 $ 63,000
Fayette County West Virginia 3 $ 329,000 $ 109,000 $ 73,000
Seminole County Florida 2 $ 383,000 $ 191,000 $ 100,000
Perry County Indiana 2 $ 124,000 $ 62,000 $ 31,000
Grant County Kentucky 2 $ 253,000 $ 126,000 $ 95,000
Hardin County Kentucky 2 $ 303,000 $ 151,000 $ 123,000
Hickman County Kentucky 2 $ 108,000 $ 54,000 $ 49,000
Whitley County Kentucky 2 $ 288,000 $ 144,000 $ 111,000
Washington County Maryland 2 $ 279,000 $ 139,000 $ 39,000
Kalamazoo County Michigan 2 $ 229,000 $ 114,000 $ 65,000
Hancock County Ohio 2 $ 225,000 $ 112,000 $ 45,000
Highland County Ohio 2 $ 209,000 $ 104,000 $ 65,000
Hocking County Ohio 2 $ 331,000 $ 165,000 $ 85,000
Mahoning County Ohio 2 $ 190,000 $ 95,000 $ 59,000
Miami County Ohio 2 $ 241,000 $ 120,000 $ 62,000
Morrow County Ohio 2 $ 269,000 $ 134,000 $ 156,000
Sandusky County Ohio 2 $ 156,000 $ 78,000 $ 59,000
Trumbull County Ohio 2 $ 163,000 $ 81,000 $ 51,000
Northumberland County Pennsylvania 2 $ 186,000 $ 93,000 $ 48,000
Fairfax County Virginia 2 $ 581,000 $ 290,000 $ 145,000
Lincoln County West Virginia 2 $ 327,000 $ 163,000 $ 41,000
Wetzel County West Virginia 2 $ 260,000 $ 130,000 $ 39,000
Mohave County Arizona 1 $ 146,000 $ 146,000 $ 190,000
Kent County Delaware 1 $ 200,000 $ 200,000 $ 98,000
Broward County Florida 1 $ 130,000 $ 130,000 $ 487,000
Monroe County Florida 1 $ 244,000 $ 244,000 $ 132,000
Palm Beach County Florida 1 $ 157,000 $ 157,000 $ 89,000
St. Lucie County Florida 1 $ 60,000 $ 60,000 $ 0
Adams County Indiana 1 $ 80,000 $ 80,000 $ 57,000
Johnson County Indiana 1 $ 123,000 $ 123,000 $ 38,000
Martin County Indiana 1 $ 55,000 $ 55,000 $ 62,000
Ballard County Kentucky 1 $ 116,000 $ 116,000 $ 85,000
Bracken County Kentucky 1 $ 49,000 $ 49,000 $ 56,000
Butler County Kentucky 1 $ 154,000 $ 154,000 $ 101,000
Campbell County Kentucky 1 $ 300,000 $ 300,000 $ 81,000
Estill County Kentucky 1 $ 104,000 $ 104,000 $ 72,000
Floyd County Kentucky 1 $ 190,000 $ 190,000 $ 133,000
Franklin County Kentucky 1 $ 83,000 $ 83,000 $ 36,000
Jackson County Kentucky 1 $ 131,000 $ 131,000 $ 124,000
Kenton County Kentucky 1 $ 101,000 $ 101,000 $ 32,000
Laurel County Kentucky 1 $ 52,000 $ 52,000 $ 64,000
Lawrence County Kentucky 1 $ 59,000 $ 59,000 $ 60,000
Mercer County Kentucky 1 $ 107,000 $ 107,000 $ 46,000
Nelson County Kentucky 1 $ 35,000 $ 35,000 $ 38,000
Powell County Kentucky 1 $ 78,000 $ 78,000 $ 42,000
Rockcastle County Kentucky 1 $ 118,000 $ 118,000 $ 85,000
Rowan County Kentucky 1 $ 115,000 $ 115,000 $ 56,000
Russell County Kentucky 1 $ 187,000 $ 187,000 $ 133,000
Washington County Kentucky 1 $ 116,000 $ 116,000 $ 83,000
Anne Arundel County Maryland 1 $ 237,000 $ 237,000 $ 126,000
Carroll County Maryland 1 $ 245,000 $ 245,000 $ 65,000
Cecil County Maryland 1 $ 75,000 $ 75,000 $ 22,000
Talbot County Maryland 1 $ 144,000 $ 144,000 $ 42,000
Worcester County Maryland 1 $ 91,000 $ 91,000 $ 167,000
Allegan County Michigan 1 $ 110,000 $ 110,000 $ 36,000
Cheboygan County Michigan 1 $ 211,000 $ 211,000 $ 280,000
Clare County Michigan 1 $ 55,000 $ 55,000 $ 113,000
Grand Traverse County Michigan 1 $ 93,000 $ 93,000 $ 100,000
Ingham County Michigan 1 $ 203,000 $ 203,000 $ 317,000
Menominee County Michigan 1 $ 61,000 $ 61,000 $ 67,000
Oceana County Michigan 1 $ 173,000 $ 173,000 $ 981,000
Hennepin County Minnesota 1 $ 74,000 $ 74,000 $ 83,000
Atlantic County New Jersey 1 $ 132,000 $ 132,000 $ 309,000
Tioga County New York 1 $ 135,000 $ 135,000 $ 57,000
Tompkins County New York 1 $ 375,000 $ 375,000 $ 246,000
Brunswick County North Carolina 1 $ 240,000 $ 240,000 $ 120,000
Lincoln County North Carolina 1 $ 255,000 $ 255,000 $ 76,000
Athens County Ohio 1 $ 125,000 $ 125,000 $ 112,000
Belmont County Ohio 1 $ 53,000 $ 53,000 $ 68,000
Greene County Ohio 1 $ 128,000 $ 128,000 $ 44,000
Hamilton County Ohio 1 $ 98,000 $ 98,000 $ 60,000
Meigs County Ohio 1 $ 99,000 $ 99,000 $ 52,000
Mercer County Ohio 1 $ 82,000 $ 82,000 $ 76,000
Monroe County Ohio 1 $ 60,000 $ 60,000 $ 44,000
Pickaway County Ohio 1 $ 99,000 $ 99,000 $ 56,000
Pike County Ohio 1 $ 88,000 $ 88,000 $ 40,000
Portage County Ohio 1 $ 306,000 $ 306,000 $ 244,000
Ross County Ohio 1 $ 295,000 $ 295,000 $ 100,000
Allegheny County Pennsylvania 1 $ 94,000 $ 94,000 $ 124,000
Bucks County Pennsylvania 1 $ 265,000 $ 265,000 $ 313,000
Lackawanna County Pennsylvania 1 $ 125,000 $ 125,000 $ 72,000
Lebanon County Pennsylvania 1 $ 70,000 $ 70,000 $ 22,000
Potter County Pennsylvania 1 $ 80,000 $ 80,000 $ 64,000
Sullivan County Pennsylvania 1 $ 159,000 $ 159,000 $ 58,000
Union County Pennsylvania 1 $ 76,000 $ 76,000 $ 26,000
Wyoming County Pennsylvania 1 $ 185,000 $ 185,000 $ 66,000
York County Pennsylvania 1 $ 147,000 $ 147,000 $ 96,000
Beaufort County South Carolina 1 $ 280,000 $ 280,000 $ 125,000
Newberry County South Carolina 1 $ 101,000 $ 101,000 $ 62,000
Chesterfield County Virginia 1 $ 188,000 $ 188,000 $ 57,000
Hancock County West Virginia 1 $ 236,000 $ 236,000 $ 50,000
Harrison County West Virginia 1 $ 50,000 $ 50,000 $ 31,000
Jackson County West Virginia 1 $ 85,000 $ 85,000 $ 55,000
Mercer County West Virginia 1 $ 143,000 $ 143,000 $ 54,000
Raleigh County West Virginia 1 $ 125,000 $ 125,000 $ 188,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for The First State Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 2,596 $304,402,000 $156,333 $650,000 $118,944 $1,512,000
Home Purchase (one-to-four family) 498 $54,976,000 $139,923 $432,000 $80,615 $482,000
Home Improvement (one-to-four family) 8 $482,000 $89,800 $154,000 $71,400 $123,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 1 $192,000 $192,000 $192,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,987 $345,980,000 $155,062 $650,000 $116,375 $1,512,000
Information not provided by applicant in mail or telephone application 74 $8,566,000 $130,111 $432,000 $87,333 $274,000
Not applicable 11 $1,453,000 $101,000 $500,000 $76,000 $261,000
Asian or Pacific Islander 9 $1,015,000 $120,400 $198,000 $114,000 $230,000
Hispanic 9 $927,000 $123,000 $306,000 $91,800 $244,000
Black 6 $992,000 $167,200 $323,000 $98,000 $204,000
Other 5 $1,004,000 $228,500 $600,000 $71,250 $104,000
American Indian or Alaskan Native 2 $115,000 $57,500 $62,000 $33,000 $46,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,099 $359,685,000 $153,736 $650,000 $117,315 $1,512,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $283,000 $95,500 $123,000 $24,000 $31,000
FHA-insured (Federal Housing Administration) 1 $84,000 $84,000 $84,000 $123,000 $123,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,726 $314,998,000 $148,722 $500,000 $119,388 $1,512,000
Application Denied By Financial Institution 182 $21,684,000 $157,600 $650,000 $78,400 $286,000
Application Withdrawn By Applicant 121 $14,830,000 $138,750 $432,000 $67,000 $574,000
Application Approved But Not Accepted 67 $7,899,000 $117,500 $309,000 $86,666 $389,000
File Closed For Incompleteness 7 $641,000 $70,000 $279,000 $55,250 $85,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 71 $6,731,000 $107,428 $323,000 $63,857 $236,000
Debt-To-Income Ratio 47 $6,536,000 $151,000 $600,000 $42,555 $99,000
Collateral 32 $4,531,000 $165,571 $650,000 $99,000 $246,000
Other 6 $509,000 $72,666 $148,000 $43,666 $77,000
Employment History 3 $353,000 $117,666 $170,000 $64,666 $95,000
Insufficient Cash (Downpayment, Closing Cost) 2 $300,000 $150,000 $244,000 $81,500 $132,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.

Download the West Virginia Lender List