The First Bank
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Mississippi.
The mortgage statistics and data below are specific to mortgage loan applications for The First Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address The First Bank
P.O. Box 15549
Hattiesburg, MS 39404
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  
Total Number of Mortgage Applications 2,586
Total Mortgage Loan Application Amount $796,510,000
Average Mortgage Loan Application Amount $239,600
Highest Mortgage Loan Application Amount $30,005,000
Average Applicant Income $178,800
Highest Applicant Income $8,659,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for The First Bank by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NA (OUTSIDE OF MSA/MD) 332 $ 71,570,000 $ 301,833 $ 277,166
GULFPORT-BILOXI-PASCAGOULA, MS 329 $ 80,765,000 $ 245,000 $ 154,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 299 $ 163,815,000 $ 547,000 $ 232,000
HATTIESBURG, MS 200 $ 52,760,000 $ 263,000 $ 224,000
PENSACOLA-FERRY PASS-BRENT, FL 193 $ 59,505,000 $ 308,000 $ 179,000
MOBILE, AL 173 $ 54,945,000 $ 317,000 $ 119,000
JACKSON, MS 161 $ 37,165,000 $ 230,000 $ 109,000
BATON ROUGE, LA 151 $ 31,515,000 $ 208,000 $ 143,000
DAPHNE-FAIRHOPE-FOLEY, AL 143 $ 49,355,000 $ 345,000 $ 245,000
NEW ORLEANS-METAIRIE, LA 142 $ 61,410,000 $ 432,000 $ 271,000
VALDOSTA, GA 106 $ 26,210,000 $ 247,000 $ 216,000
TALLAHASSEE, FL 101 $ 23,655,000 $ 234,000 $ 132,000
PANAMA CITY, FL 99 $ 42,295,000 $ 427,000 $ 233,000
HAMMOND, LA 97 $ 18,505,000 $ 190,000 $ 121,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 17 $ 8,145,000 $ 479,000 $ 228,000
ALBANY, GA 7 $ 1,085,000 $ 155,000 $ 114,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 6 $ 1,760,000 $ 293,000 $ 228,000
HOUMA-THIBODAUX, LA 5 $ 855,000 $ 171,000 $ 101,000
OCALA, FL 4 $ 680,000 $ 170,000 $ 176,000
AUBURN-OPELIKA, AL 3 $ 825,000 $ 275,000 $ 429,000
NORTH PORT-SARASOTA-BRADENTON, FL 3 $ 2,305,000 $ 768,000 $ 1,175,000
COLUMBUS, GA-AL 2 $ 740,000 $ 370,000 $ 681,000
JACKSONVILLE, FL 2 $ 1,310,000 $ 655,000 $ 232,000
ORLANDO-KISSIMMEE-SANFORD, FL 2 $ 520,000 $ 260,000 $ 144,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 2 $ 1,190,000 $ 595,000 $ 262,000
BIRMINGHAM-HOOVER, AL 1 $ 575,000 $ 575,000 $ 186,000
CAPE CORAL-FORT MYERS, FL 1 $ 675,000 $ 675,000 $ 526,000
CLEVELAND-ELYRIA, OH 1 $ 255,000 $ 255,000 $ 66,000
LAFAYETTE, LA 1 $ 1,005,000 $ 1,005,000 $ 377,000
MACON-BIBB COUNTY, GA 1 $ 625,000 $ 625,000 $ 500,000
MONTGOMERY, AL 1 $ 65,000 $ 65,000 $ 29,000
PUNTA GORDA, FL 1 $ 425,000 $ 425,000 $ 94,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Mississippi, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for The First Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,348 $511,180,000 $379,000 $30,005,000 $182,000 $4,683,000
Refinancing 579 $179,095,000 $309,000 $14,565,000 $226,000 $8,659,000
Other Purpose 319 $44,165,000 $138,000 $1,005,000 $191,000 $2,392,000
Home Improvement 192 $29,860,000 $155,000 $5,335,000 $184,000 $1,706,000
Cash-out Refinancing 148 $32,210,000 $217,000 $825,000 $111,000 $472,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,648 $460,290,000 $279,000 $3,655,000 $198,000 $8,246,000
Not applicable 318 $181,320,000 $570,000 $30,005,000 $0 $0
Not Provided 265 $83,925,000 $316,000 $1,405,000 $181,000 $948,000
Black or African American 254 $44,470,000 $175,000 $2,005,000 $95,000 $884,000
Asian 45 $13,545,000 $301,000 $885,000 $212,000 $711,000
Hispanic 37 $8,365,000 $226,000 $625,000 $123,000 $603,000
Native Hawaiian or Other Pacific Islander 7 $2,325,000 $332,000 $575,000 $109,000 $182,000
American Indian or Alaskan Native 4 $870,000 $217,000 $335,000 $136,000 $238,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,227 $696,815,000 $312,000 $30,005,000 $206,000 $8,659,000
FHA-insured (Federal Housing Administration) 179 $37,265,000 $208,000 $475,000 $76,000 $413,000
VA-guaranteed (Veterans Administration) 130 $53,430,000 $411,000 $905,000 $118,000 $369,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 50 $9,000,000 $180,000 $305,000 $59,000 $130,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,947 $638,195,000 $327,000 $30,005,000 $207,000 $8,659,000
Application Withdrawn By Applicant 368 $102,330,000 $278,000 $3,655,000 $150,000 $3,439,000
Application Denied By Financial Institution 204 $34,510,000 $169,000 $825,000 $85,000 $598,000
Application Approved But Not Accepted 43 $16,245,000 $377,000 $2,245,000 $248,000 $1,138,000
File Closed For Incompleteness 24 $5,230,000 $217,000 $745,000 $108,000 $768,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,382 $762,000,000 $319,000 $30,005,000 $197,000 $8,659,000
Debt-To-Income Ratio 100 $17,130,000 $171,000 $825,000 $73,000 $331,000
Credit History 42 $5,730,000 $136,000 $715,000 $96,000 $598,000
Other 25 $4,445,000 $177,000 $825,000 $113,000 $511,000
Collateral 22 $3,990,000 $181,000 $545,000 $94,000 $281,000
Unverifiable Information 7 $1,685,000 $240,000 $505,000 $68,000 $138,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,145,000 $229,000 $395,000 $104,000 $193,000
Employment History 3 $385,000 $128,000 $215,000 $60,000 $73,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MS, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information at your convenience.

Download the Mississippi Lender List