The First Bank
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for Mississippi.
The mortgage statistics and data below are specific to mortgage loan applications for The First Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | The First Bank P.O. Box 15549 Hattiesburg, MS 39404 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 |
| Total Number of Mortgage Applications | 1,786 |
| Total Mortgage Loan Application Amount | $442,400,000 |
| Average Mortgage Loan Application Amount | $203,600 |
| Highest Mortgage Loan Application Amount | $31,005,000 |
| Average Applicant Income | $171,200 |
| Highest Applicant Income | $8,263,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baldwin County Alabama | 111 | $ 33,065,000 | $ 297,000 | $ 246,000 |
| Mobile County Alabama | 100 | $ 16,130,000 | $ 161,000 | $ 124,000 |
| Harrison County Mississippi | 95 | $ 19,555,000 | $ 205,000 | $ 161,000 |
| Lamar County Mississippi | 85 | $ 22,635,000 | $ 266,000 | $ 239,000 |
| Hinds County Mississippi | 77 | $ 7,685,000 | $ 99,000 | $ 76,000 |
| Forrest County Mississippi | 69 | $ 9,915,000 | $ 143,000 | $ 169,000 |
| Jackson County Mississippi | 68 | $ 11,720,000 | $ 172,000 | $ 128,000 |
| Okaloosa County Florida | 65 | $ 54,235,000 | $ 834,000 | $ 249,000 |
| Escambia County Florida | 60 | $ 12,380,000 | $ 206,000 | $ 203,000 |
| Hancock County Mississippi | 49 | $ 9,375,000 | $ 191,000 | $ 126,000 |
| Rankin County Mississippi | 48 | $ 8,500,000 | $ 177,000 | $ 99,000 |
| Jones County Mississippi | 47 | $ 5,605,000 | $ 119,000 | $ 123,000 |
| Santa Rosa County Florida | 44 | $ 11,530,000 | $ 262,000 | $ 172,000 |
| Lowndes County Georgia | 43 | $ 8,835,000 | $ 205,000 | $ 267,000 |
| Tangipahoa County Louisiana | 43 | $ 6,335,000 | $ 147,000 | $ 125,000 |
| Madison County Mississippi | 42 | $ 18,580,000 | $ 442,000 | $ 245,000 |
| Leon County Florida | 39 | $ 7,435,000 | $ 190,000 | $ 200,000 |
| East Baton Rouge County Louisiana | 38 | $ 6,830,000 | $ 179,000 | $ 174,000 |
| Walton County Florida | 37 | $ 23,945,000 | $ 647,000 | $ 565,000 |
| Colquitt County Georgia | 37 | $ 9,945,000 | $ 268,000 | $ 231,000 |
| Jefferson County Louisiana | 34 | $ 15,120,000 | $ 444,000 | $ 326,000 |
| Orleans County Louisiana | 33 | $ 9,395,000 | $ 284,000 | $ 213,000 |
| Thomas County Georgia | 24 | $ 2,530,000 | $ 105,000 | $ 102,000 |
| St. Tammany County Louisiana | 23 | $ 5,675,000 | $ 246,000 | $ 191,000 |
| Livingston County Louisiana | 21 | $ 5,165,000 | $ 245,000 | $ 131,000 |
| Liberty County Georgia | 17 | $ 2,805,000 | $ 165,000 | $ 127,000 |
| Wayne County Georgia | 17 | $ 1,725,000 | $ 101,000 | $ 184,000 |
| Iberville County Louisiana | 16 | $ 1,390,000 | $ 86,000 | $ 126,000 |
| Stone County Mississippi | 16 | $ 2,500,000 | $ 156,000 | $ 97,000 |
| Webster County Mississippi | 16 | $ 3,160,000 | $ 197,000 | $ 84,000 |
| Fulton County Georgia | 14 | $ 3,950,000 | $ 282,000 | $ 333,000 |
| Ascension County Louisiana | 13 | $ 2,085,000 | $ 160,000 | $ 200,000 |
| Assumption County Louisiana | 13 | $ 1,535,000 | $ 118,000 | $ 88,000 |
| Pearl River County Mississippi | 13 | $ 1,365,000 | $ 105,000 | $ 128,000 |
| Jefferson County Florida | 12 | $ 2,210,000 | $ 184,000 | $ 151,000 |
| Washington County Alabama | 11 | $ 955,000 | $ 86,000 | $ 74,000 |
| Bay County Florida | 10 | $ 3,290,000 | $ 329,000 | $ 230,000 |
| Clayton County Georgia | 10 | $ 2,230,000 | $ 223,000 | $ 110,000 |
| Oktibbeha County Mississippi | 9 | $ 1,815,000 | $ 201,000 | $ 167,000 |
| Perry County Mississippi | 9 | $ 1,425,000 | $ 158,000 | $ 133,000 |
| Henry County Georgia | 8 | $ 1,020,000 | $ 127,000 | $ 101,000 |
| Lawrence County Mississippi | 8 | $ 600,000 | $ 75,000 | $ 64,000 |
| Lowndes County Mississippi | 8 | $ 1,040,000 | $ 130,000 | $ 92,000 |
| Forsyth County Georgia | 7 | $ 895,000 | $ 127,000 | $ 147,000 |
| Tift County Georgia | 7 | $ 1,665,000 | $ 237,000 | $ 207,000 |
| Covington County Mississippi | 7 | $ 1,885,000 | $ 269,000 | $ 145,000 |
| Hillsborough County Florida | 6 | $ 4,510,000 | $ 751,000 | $ 285,000 |
| Camden County Georgia | 6 | $ 890,000 | $ 148,000 | $ 71,000 |
| Glynn County Georgia | 6 | $ 1,930,000 | $ 321,000 | $ 1,767,000 |
| Bryan County Georgia | 5 | $ 445,000 | $ 89,000 | $ 79,000 |
| Chatham County Georgia | 5 | $ 995,000 | $ 199,000 | $ 320,000 |
| McIntosh County Georgia | 5 | $ 205,000 | $ 41,000 | $ 47,000 |
| West Baton Rouge County Louisiana | 5 | $ 585,000 | $ 117,000 | $ 85,000 |
| Copiah County Mississippi | 5 | $ 505,000 | $ 101,000 | $ 107,000 |
| Jasper County Mississippi | 5 | $ 1,015,000 | $ 203,000 | $ 122,000 |
| Winston County Mississippi | 5 | $ 355,000 | $ 71,000 | $ 47,000 |
| Duval County Florida | 4 | $ 3,640,000 | $ 910,000 | $ 148,000 |
| Pinellas County Florida | 4 | $ 2,420,000 | $ 605,000 | $ 458,000 |
| St. Johns County Florida | 4 | $ 3,810,000 | $ 952,000 | $ 2,182,000 |
| Wakulla County Florida | 4 | $ 520,000 | $ 130,000 | $ 154,000 |
| Bulloch County Georgia | 4 | $ 140,000 | $ 35,000 | $ 46,000 |
| Butts County Georgia | 4 | $ 660,000 | $ 165,000 | $ 145,000 |
| Carroll County Georgia | 4 | $ 1,360,000 | $ 340,000 | $ 184,000 |
| Cherokee County Georgia | 4 | $ 890,000 | $ 222,000 | $ 131,000 |
| Cook County Georgia | 4 | $ 330,000 | $ 82,000 | $ 44,000 |
| Fayette County Georgia | 4 | $ 660,000 | $ 165,000 | $ 102,000 |
| Grady County Georgia | 4 | $ 2,350,000 | $ 587,000 | $ 816,000 |
| Leflore County Mississippi | 4 | $ 360,000 | $ 90,000 | $ 62,000 |
| Simpson County Mississippi | 4 | $ 740,000 | $ 185,000 | $ 69,000 |
| Montgomery County Alabama | 3 | $ 545,000 | $ 181,000 | $ 84,000 |
| Brooks County Georgia | 3 | $ 285,000 | $ 95,000 | $ 87,000 |
| Cobb County Georgia | 3 | $ 1,325,000 | $ 441,000 | $ 142,000 |
| DeKalb County Georgia | 3 | $ 1,375,000 | $ 458,000 | $ 160,000 |
| Long County Georgia | 3 | $ 245,000 | $ 81,000 | $ 108,000 |
| Spalding County Georgia | 3 | $ 335,000 | $ 111,000 | $ 0 |
| Ware County Georgia | 3 | $ 95,000 | $ 31,000 | $ 47,000 |
| Worth County Georgia | 3 | $ 805,000 | $ 268,000 | $ 155,000 |
| Clay County Mississippi | 3 | $ 415,000 | $ 138,000 | $ 74,000 |
| Lafayette County Mississippi | 3 | $ 745,000 | $ 248,000 | $ 91,000 |
| Monroe County Mississippi | 3 | $ 335,000 | $ 111,000 | $ 129,000 |
| Jefferson County Alabama | 2 | $ 550,000 | $ 275,000 | $ 158,000 |
| Franklin County Florida | 2 | $ 970,000 | $ 485,000 | $ 285,000 |
| Martin County Florida | 2 | $ 1,100,000 | $ 550,000 | $ 401,000 |
| Polk County Florida | 2 | $ 420,000 | $ 210,000 | $ 84,000 |
| Brantley County Georgia | 2 | $ 60,000 | $ 30,000 | $ 63,000 |
| Effingham County Georgia | 2 | $ 230,000 | $ 115,000 | $ 411,000 |
| Haralson County Georgia | 2 | $ 1,140,000 | $ 570,000 | $ 216,000 |
| Jasper County Georgia | 2 | $ 360,000 | $ 180,000 | $ 55,000 |
| Lanier County Georgia | 2 | $ 160,000 | $ 80,000 | $ 208,000 |
| Pierce County Georgia | 2 | $ 50,000 | $ 25,000 | $ 37,000 |
| St. Bernard County Louisiana | 2 | $ 380,000 | $ 190,000 | $ 198,000 |
| Lauderdale County Mississippi | 2 | $ 100,000 | $ 50,000 | $ 48,000 |
| Marion County Mississippi | 2 | $ 590,000 | $ 295,000 | $ 375,000 |
| Walthall County Mississippi | 2 | $ 230,000 | $ 115,000 | $ 52,000 |
| Yazoo County Mississippi | 2 | $ 70,000 | $ 35,000 | $ 80,000 |
| Autauga County Alabama | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Choctaw County Alabama | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Escambia County Alabama | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Lee County Alabama | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Clay County Florida | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Gulf County Florida | 1 | $ 355,000 | $ 355,000 | $ 309,000 |
| Lake County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Madison County Florida | 1 | $ 405,000 | $ 405,000 | $ 1,110,000 |
| Putnam County Florida | 1 | $ 415,000 | $ 415,000 | $ 484,000 |
| Berrien County Georgia | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Catoosa County Georgia | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Clinch County Georgia | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Coweta County Georgia | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Dawson County Georgia | 1 | $ 55,000 | $ 55,000 | $ 152,000 |
| Decatur County Georgia | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Echols County Georgia | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Franklin County Georgia | 1 | $ 6,005,000 | $ 6,005,000 | $ 0 |
| Greene County Georgia | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Hall County Georgia | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| Mitchell County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Newton County Georgia | 1 | $ 195,000 | $ 195,000 | $ 129,000 |
| Screven County Georgia | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| Sumter County Georgia | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Towns County Georgia | 1 | $ 255,000 | $ 255,000 | $ 1,259,000 |
| Beauregard County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Lafayette County Louisiana | 1 | $ 1,645,000 | $ 1,645,000 | $ 252,000 |
| Lafourche County Louisiana | 1 | $ 1,405,000 | $ 1,405,000 | $ 0 |
| St. Charles County Louisiana | 1 | $ 585,000 | $ 585,000 | $ 0 |
| St. John the Baptist County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| Attala County Mississippi | 1 | $ 385,000 | $ 385,000 | $ 155,000 |
| Chickasaw County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Choctaw County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Claiborne County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 246,000 |
| Jefferson Davis County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 109,000 |
| Lincoln County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 114,000 |
| Montgomery County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Newton County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Pike County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Pontotoc County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 126,000 |
| Scott County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Smith County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Wayne County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Beaufort County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Collin County Texas | 1 | $ 505,000 | $ 505,000 | $ 1,417,000 |
| Summit County Utah | 1 | $ 2,025,000 | $ 2,025,000 | $ 1,015,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Mississippi,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The First Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 848 | $279,980,000 | $330,000 | $31,005,000 | $194,000 | $8,263,000 |
| Refinancing | 397 | $85,555,000 | $215,000 | $6,005,000 | $207,000 | $5,817,000 |
| Home Improvement | 260 | $35,930,000 | $138,000 | $2,505,000 | $164,000 | $1,399,000 |
| Other Purpose | 240 | $32,750,000 | $136,000 | $2,505,000 | $194,000 | $7,584,000 |
| Cash-out Refinancing | 41 | $8,185,000 | $199,000 | $545,000 | $97,000 | $368,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,119 | $249,925,000 | $223,000 | $2,505,000 | $210,000 | $7,584,000 |
| Not applicable | 227 | $112,285,000 | $494,000 | $31,005,000 | $0 | $0 |
| Black or African American | 225 | $34,165,000 | $151,000 | $1,285,000 | $130,000 | $8,263,000 |
| Not Provided | 144 | $29,760,000 | $206,000 | $1,475,000 | $129,000 | $1,284,000 |
| Hispanic | 34 | $6,540,000 | $192,000 | $735,000 | $122,000 | $800,000 |
| Asian | 31 | $7,475,000 | $241,000 | $1,495,000 | $263,000 | $964,000 |
| American Indian or Alaskan Native | 5 | $2,075,000 | $415,000 | $1,155,000 | $87,000 | $206,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $175,000 | $175,000 | $175,000 | $58,000 | $58,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,503 | $377,955,000 | $251,000 | $31,005,000 | $213,000 | $8,263,000 |
| FHA-insured (Federal Housing Administration) | 212 | $41,240,000 | $194,000 | $465,000 | $70,000 | $247,000 |
| VA-guaranteed (Veterans Administration) | 44 | $17,640,000 | $400,000 | $1,155,000 | $142,000 | $445,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 27 | $5,565,000 | $206,000 | $1,155,000 | $75,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,350 | $354,450,000 | $262,000 | $31,005,000 | $202,000 | $8,263,000 |
| Application Withdrawn By Applicant | 228 | $58,570,000 | $256,000 | $2,505,000 | $213,000 | $7,584,000 |
| Application Denied By Financial Institution | 191 | $26,065,000 | $136,000 | $1,205,000 | $91,000 | $626,000 |
| Application Approved But Not Accepted | 9 | $2,085,000 | $231,000 | $515,000 | $127,000 | $225,000 |
| File Closed For Incompleteness | 7 | $935,000 | $133,000 | $275,000 | $59,000 | $124,000 |
| Loan Purchased By The Institution | 1 | $295,000 | $295,000 | $295,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,595 | $416,335,000 | $261,000 | $31,005,000 | $203,000 | $8,263,000 |
| Debt-To-Income Ratio | 99 | $14,075,000 | $142,000 | $1,205,000 | $76,000 | $610,000 |
| Credit History | 45 | $3,385,000 | $75,000 | $275,000 | $74,000 | $370,000 |
| Collateral | 21 | $2,505,000 | $119,000 | $275,000 | $126,000 | $603,000 |
| Other | 12 | $2,080,000 | $173,000 | $525,000 | $155,000 | $416,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,725,000 | $345,000 | $725,000 | $147,000 | $261,000 |
| Unverifiable Information | 4 | $890,000 | $222,000 | $555,000 | $99,000 | $156,000 |
| Credit Application Incomplete | 3 | $765,000 | $255,000 | $505,000 | $263,000 | $626,000 |
| Employment History | 2 | $640,000 | $320,000 | $325,000 | $110,000 | $151,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MS, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information at your convenience.