The First Bank
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Mississippi.
The mortgage statistics and data below are specific to mortgage loan applications for The First Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The First Bank P.O. Box 15549 Hattiesburg, MS 39404 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 |
| Total Number of Mortgage Applications | 2,586 |
| Total Mortgage Loan Application Amount | $796,510,000 |
| Average Mortgage Loan Application Amount | $239,600 |
| Highest Mortgage Loan Application Amount | $30,005,000 |
| Average Applicant Income | $178,800 |
| Highest Applicant Income | $8,659,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Okaloosa County Florida | 220 | $ 110,460,000 | $ 502,000 | $ 161,000 |
| Mobile County Alabama | 154 | $ 52,810,000 | $ 342,000 | $ 117,000 |
| Baldwin County Alabama | 143 | $ 49,355,000 | $ 345,000 | $ 245,000 |
| Harrison County Mississippi | 143 | $ 40,955,000 | $ 286,000 | $ 188,000 |
| Santa Rosa County Florida | 108 | $ 35,280,000 | $ 326,000 | $ 187,000 |
| Bay County Florida | 99 | $ 42,295,000 | $ 427,000 | $ 233,000 |
| Tangipahoa County Louisiana | 97 | $ 18,505,000 | $ 190,000 | $ 121,000 |
| Forrest County Mississippi | 96 | $ 23,860,000 | $ 248,000 | $ 247,000 |
| Lowndes County Georgia | 94 | $ 24,020,000 | $ 255,000 | $ 226,000 |
| Jackson County Mississippi | 94 | $ 22,720,000 | $ 241,000 | $ 134,000 |
| Lamar County Mississippi | 92 | $ 27,260,000 | $ 296,000 | $ 221,000 |
| Escambia County Florida | 85 | $ 24,225,000 | $ 285,000 | $ 168,000 |
| Walton County Florida | 79 | $ 53,355,000 | $ 675,000 | $ 423,000 |
| Hancock County Mississippi | 76 | $ 14,600,000 | $ 192,000 | $ 140,000 |
| Leon County Florida | 71 | $ 18,745,000 | $ 264,000 | $ 152,000 |
| Jones County Mississippi | 71 | $ 10,945,000 | $ 154,000 | $ 272,000 |
| Colquitt County Georgia | 70 | $ 12,410,000 | $ 177,000 | $ 137,000 |
| East Baton Rouge County Louisiana | 65 | $ 14,255,000 | $ 219,000 | $ 158,000 |
| Rankin County Mississippi | 56 | $ 12,290,000 | $ 219,000 | $ 86,000 |
| St. Tammany County Louisiana | 54 | $ 21,740,000 | $ 402,000 | $ 182,000 |
| Madison County Mississippi | 51 | $ 18,205,000 | $ 356,000 | $ 182,000 |
| Orleans County Louisiana | 50 | $ 19,520,000 | $ 390,000 | $ 451,000 |
| Hinds County Mississippi | 45 | $ 5,435,000 | $ 120,000 | $ 66,000 |
| Thomas County Georgia | 42 | $ 6,140,000 | $ 146,000 | $ 101,000 |
| Jefferson County Louisiana | 31 | $ 18,495,000 | $ 596,000 | $ 254,000 |
| Livingston County Louisiana | 29 | $ 8,705,000 | $ 300,000 | $ 127,000 |
| Pearl River County Mississippi | 22 | $ 3,410,000 | $ 155,000 | $ 112,000 |
| Washington County Alabama | 19 | $ 2,135,000 | $ 112,000 | $ 134,000 |
| Ascension County Louisiana | 18 | $ 3,820,000 | $ 212,000 | $ 170,000 |
| Stone County Mississippi | 16 | $ 2,490,000 | $ 155,000 | $ 75,000 |
| Oktibbeha County Mississippi | 15 | $ 3,175,000 | $ 211,000 | $ 253,000 |
| Wakulla County Florida | 13 | $ 2,615,000 | $ 201,000 | $ 91,000 |
| Iberville County Louisiana | 12 | $ 1,370,000 | $ 114,000 | $ 62,000 |
| Jefferson County Florida | 11 | $ 1,215,000 | $ 110,000 | $ 67,000 |
| Perry County Mississippi | 11 | $ 1,125,000 | $ 102,000 | $ 98,000 |
| Assumption County Louisiana | 9 | $ 705,000 | $ 78,000 | $ 118,000 |
| West Baton Rouge County Louisiana | 9 | $ 1,045,000 | $ 116,000 | $ 109,000 |
| Hillsborough County Florida | 8 | $ 3,980,000 | $ 497,000 | $ 214,000 |
| Pinellas County Florida | 8 | $ 3,530,000 | $ 441,000 | $ 211,000 |
| Brooks County Georgia | 8 | $ 1,450,000 | $ 181,000 | $ 164,000 |
| Cook County Georgia | 7 | $ 1,465,000 | $ 209,000 | $ 119,000 |
| Tift County Georgia | 7 | $ 1,675,000 | $ 239,000 | $ 178,000 |
| Clay County Mississippi | 7 | $ 905,000 | $ 129,000 | $ 58,000 |
| Gadsden County Florida | 6 | $ 1,080,000 | $ 180,000 | $ 99,000 |
| Worth County Georgia | 6 | $ 860,000 | $ 143,000 | $ 107,000 |
| Monroe County Mississippi | 6 | $ 260,000 | $ 43,000 | $ 53,000 |
| Franklin County Florida | 5 | $ 2,495,000 | $ 499,000 | $ 244,000 |
| Lafourche County Louisiana | 5 | $ 855,000 | $ 171,000 | $ 101,000 |
| St. Helena County Louisiana | 5 | $ 705,000 | $ 141,000 | $ 96,000 |
| Washington County Louisiana | 5 | $ 895,000 | $ 179,000 | $ 80,000 |
| Greene County Mississippi | 5 | $ 995,000 | $ 199,000 | $ 93,000 |
| Marion County Mississippi | 5 | $ 845,000 | $ 169,000 | $ 101,000 |
| Monroe County Alabama | 4 | $ 450,000 | $ 112,000 | $ 287,000 |
| Marion County Florida | 4 | $ 680,000 | $ 170,000 | $ 176,000 |
| Jasper County Mississippi | 4 | $ 300,000 | $ 75,000 | $ 376,000 |
| Simpson County Mississippi | 4 | $ 720,000 | $ 180,000 | $ 48,000 |
| Lee County Alabama | 3 | $ 825,000 | $ 275,000 | $ 429,000 |
| Berrien County Georgia | 3 | $ 635,000 | $ 211,000 | $ 574,000 |
| Clinch County Georgia | 3 | $ 355,000 | $ 118,000 | $ 68,000 |
| Grady County Georgia | 3 | $ 905,000 | $ 301,000 | $ 220,000 |
| Lanier County Georgia | 3 | $ 685,000 | $ 228,000 | $ 106,000 |
| East Feliciana County Louisiana | 3 | $ 885,000 | $ 295,000 | $ 436,000 |
| St. Bernard County Louisiana | 3 | $ 595,000 | $ 198,000 | $ 130,000 |
| George County Mississippi | 3 | $ 235,000 | $ 78,000 | $ 84,000 |
| Grenada County Mississippi | 3 | $ 325,000 | $ 108,000 | $ 163,000 |
| Neshoba County Mississippi | 3 | $ 215,000 | $ 71,000 | $ 49,000 |
| Newton County Mississippi | 3 | $ 335,000 | $ 111,000 | $ 77,000 |
| Yazoo County Mississippi | 3 | $ 335,000 | $ 111,000 | $ 60,000 |
| Tallapoosa County Alabama | 2 | $ 640,000 | $ 320,000 | $ 1,328,000 |
| Brevard County Florida | 2 | $ 1,190,000 | $ 595,000 | $ 262,000 |
| Lake County Florida | 2 | $ 520,000 | $ 260,000 | $ 144,000 |
| Manatee County Florida | 2 | $ 1,660,000 | $ 830,000 | $ 683,000 |
| Baker County Georgia | 2 | $ 70,000 | $ 35,000 | $ 153,000 |
| Baldwin County Georgia | 2 | $ 14,720,000 | $ 7,360,000 | $ 628,000 |
| Cobb County Georgia | 2 | $ 500,000 | $ 250,000 | $ 244,000 |
| Decatur County Georgia | 2 | $ 610,000 | $ 305,000 | $ 184,000 |
| Fulton County Georgia | 2 | $ 720,000 | $ 360,000 | $ 300,000 |
| Muscogee County Georgia | 2 | $ 740,000 | $ 370,000 | $ 681,000 |
| St. John the Baptist County Louisiana | 2 | $ 880,000 | $ 440,000 | $ 119,000 |
| Bolivar County Mississippi | 2 | $ 420,000 | $ 210,000 | $ 344,000 |
| Wayne County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 59,000 |
| Butler County Alabama | 1 | $ 485,000 | $ 485,000 | $ 515,000 |
| Chilton County Alabama | 1 | $ 575,000 | $ 575,000 | $ 186,000 |
| Clarke County Alabama | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Cleburne County Alabama | 1 | $ 455,000 | $ 455,000 | $ 178,000 |
| Conecuh County Alabama | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Escambia County Alabama | 1 | $ 25,000 | $ 25,000 | $ 440,000 |
| Montgomery County Alabama | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Wilcox County Alabama | 1 | $ 305,000 | $ 305,000 | $ 307,000 |
| Charlotte County Florida | 1 | $ 425,000 | $ 425,000 | $ 94,000 |
| Gulf County Florida | 1 | $ 135,000 | $ 135,000 | $ 382,000 |
| Lee County Florida | 1 | $ 675,000 | $ 675,000 | $ 526,000 |
| Madison County Florida | 1 | $ 335,000 | $ 335,000 | $ 102,000 |
| Nassau County Florida | 1 | $ 935,000 | $ 935,000 | $ 260,000 |
| Pasco County Florida | 1 | $ 635,000 | $ 635,000 | $ 468,000 |
| Sarasota County Florida | 1 | $ 645,000 | $ 645,000 | $ 2,159,000 |
| St. Johns County Florida | 1 | $ 375,000 | $ 375,000 | $ 205,000 |
| Bibb County Georgia | 1 | $ 625,000 | $ 625,000 | $ 500,000 |
| Dawson County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Echols County Georgia | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Forsyth County Georgia | 1 | $ 335,000 | $ 335,000 | $ 126,000 |
| Gilmer County Georgia | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Irwin County Georgia | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Mitchell County Georgia | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Polk County Georgia | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Randolph County Georgia | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Terrell County Georgia | 1 | $ 225,000 | $ 225,000 | $ 150,000 |
| Avoyelles County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 130,000 |
| Lafayette County Louisiana | 1 | $ 1,005,000 | $ 1,005,000 | $ 377,000 |
| Plaquemines County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| St. Charles County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| St. Landry County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| West Feliciana County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Attala County Mississippi | 1 | $ 415,000 | $ 415,000 | $ 209,000 |
| Claiborne County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 247,000 |
| Copiah County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Covington County Mississippi | 1 | $ 515,000 | $ 515,000 | $ 83,000 |
| Holmes County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Kemper County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 503,000 |
| Lafayette County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Noxubee County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
| Tippah County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 456,000 |
| Walthall County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 99,000 |
| Webster County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 175,000 |
| Jackson County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 633,000 |
| Lorain County Ohio | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Mississippi,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The First Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,348 | $511,180,000 | $379,000 | $30,005,000 | $182,000 | $4,683,000 |
| Refinancing | 579 | $179,095,000 | $309,000 | $14,565,000 | $226,000 | $8,659,000 |
| Other Purpose | 319 | $44,165,000 | $138,000 | $1,005,000 | $191,000 | $2,392,000 |
| Home Improvement | 192 | $29,860,000 | $155,000 | $5,335,000 | $184,000 | $1,706,000 |
| Cash-out Refinancing | 148 | $32,210,000 | $217,000 | $825,000 | $111,000 | $472,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,648 | $460,290,000 | $279,000 | $3,655,000 | $198,000 | $8,246,000 |
| Not applicable | 318 | $181,320,000 | $570,000 | $30,005,000 | $0 | $0 |
| Not Provided | 265 | $83,925,000 | $316,000 | $1,405,000 | $181,000 | $948,000 |
| Black or African American | 254 | $44,470,000 | $175,000 | $2,005,000 | $95,000 | $884,000 |
| Asian | 45 | $13,545,000 | $301,000 | $885,000 | $212,000 | $711,000 |
| Hispanic | 37 | $8,365,000 | $226,000 | $625,000 | $123,000 | $603,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,325,000 | $332,000 | $575,000 | $109,000 | $182,000 |
| American Indian or Alaskan Native | 4 | $870,000 | $217,000 | $335,000 | $136,000 | $238,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,227 | $696,815,000 | $312,000 | $30,005,000 | $206,000 | $8,659,000 |
| FHA-insured (Federal Housing Administration) | 179 | $37,265,000 | $208,000 | $475,000 | $76,000 | $413,000 |
| VA-guaranteed (Veterans Administration) | 130 | $53,430,000 | $411,000 | $905,000 | $118,000 | $369,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 50 | $9,000,000 | $180,000 | $305,000 | $59,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,947 | $638,195,000 | $327,000 | $30,005,000 | $207,000 | $8,659,000 |
| Application Withdrawn By Applicant | 368 | $102,330,000 | $278,000 | $3,655,000 | $150,000 | $3,439,000 |
| Application Denied By Financial Institution | 204 | $34,510,000 | $169,000 | $825,000 | $85,000 | $598,000 |
| Application Approved But Not Accepted | 43 | $16,245,000 | $377,000 | $2,245,000 | $248,000 | $1,138,000 |
| File Closed For Incompleteness | 24 | $5,230,000 | $217,000 | $745,000 | $108,000 | $768,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,382 | $762,000,000 | $319,000 | $30,005,000 | $197,000 | $8,659,000 |
| Debt-To-Income Ratio | 100 | $17,130,000 | $171,000 | $825,000 | $73,000 | $331,000 |
| Credit History | 42 | $5,730,000 | $136,000 | $715,000 | $96,000 | $598,000 |
| Other | 25 | $4,445,000 | $177,000 | $825,000 | $113,000 | $511,000 |
| Collateral | 22 | $3,990,000 | $181,000 | $545,000 | $94,000 | $281,000 |
| Unverifiable Information | 7 | $1,685,000 | $240,000 | $505,000 | $68,000 | $138,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,145,000 | $229,000 | $395,000 | $104,000 | $193,000 |
| Employment History | 3 | $385,000 | $128,000 | $215,000 | $60,000 | $73,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MS, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information at your convenience.