The First Bank
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Mississippi.
The mortgage statistics and data below are specific to mortgage loan applications for The First Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address The First Bank
P.O. Box 15549
Hattiesburg, MS 39404
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  
Total Number of Mortgage Applications 2,586
Total Mortgage Loan Application Amount $796,510,000
Average Mortgage Loan Application Amount $239,600
Highest Mortgage Loan Application Amount $30,005,000
Average Applicant Income $178,800
Highest Applicant Income $8,659,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for The First Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Okaloosa County Florida 220 $ 110,460,000 $ 502,000 $ 161,000
Mobile County Alabama 154 $ 52,810,000 $ 342,000 $ 117,000
Baldwin County Alabama 143 $ 49,355,000 $ 345,000 $ 245,000
Harrison County Mississippi 143 $ 40,955,000 $ 286,000 $ 188,000
Santa Rosa County Florida 108 $ 35,280,000 $ 326,000 $ 187,000
Bay County Florida 99 $ 42,295,000 $ 427,000 $ 233,000
Tangipahoa County Louisiana 97 $ 18,505,000 $ 190,000 $ 121,000
Forrest County Mississippi 96 $ 23,860,000 $ 248,000 $ 247,000
Lowndes County Georgia 94 $ 24,020,000 $ 255,000 $ 226,000
Jackson County Mississippi 94 $ 22,720,000 $ 241,000 $ 134,000
Lamar County Mississippi 92 $ 27,260,000 $ 296,000 $ 221,000
Escambia County Florida 85 $ 24,225,000 $ 285,000 $ 168,000
Walton County Florida 79 $ 53,355,000 $ 675,000 $ 423,000
Hancock County Mississippi 76 $ 14,600,000 $ 192,000 $ 140,000
Leon County Florida 71 $ 18,745,000 $ 264,000 $ 152,000
Jones County Mississippi 71 $ 10,945,000 $ 154,000 $ 272,000
Colquitt County Georgia 70 $ 12,410,000 $ 177,000 $ 137,000
East Baton Rouge County Louisiana 65 $ 14,255,000 $ 219,000 $ 158,000
Rankin County Mississippi 56 $ 12,290,000 $ 219,000 $ 86,000
St. Tammany County Louisiana 54 $ 21,740,000 $ 402,000 $ 182,000
Madison County Mississippi 51 $ 18,205,000 $ 356,000 $ 182,000
Orleans County Louisiana 50 $ 19,520,000 $ 390,000 $ 451,000
Hinds County Mississippi 45 $ 5,435,000 $ 120,000 $ 66,000
Thomas County Georgia 42 $ 6,140,000 $ 146,000 $ 101,000
Jefferson County Louisiana 31 $ 18,495,000 $ 596,000 $ 254,000
Livingston County Louisiana 29 $ 8,705,000 $ 300,000 $ 127,000
Pearl River County Mississippi 22 $ 3,410,000 $ 155,000 $ 112,000
Washington County Alabama 19 $ 2,135,000 $ 112,000 $ 134,000
Ascension County Louisiana 18 $ 3,820,000 $ 212,000 $ 170,000
Stone County Mississippi 16 $ 2,490,000 $ 155,000 $ 75,000
Oktibbeha County Mississippi 15 $ 3,175,000 $ 211,000 $ 253,000
Wakulla County Florida 13 $ 2,615,000 $ 201,000 $ 91,000
Iberville County Louisiana 12 $ 1,370,000 $ 114,000 $ 62,000
Jefferson County Florida 11 $ 1,215,000 $ 110,000 $ 67,000
Perry County Mississippi 11 $ 1,125,000 $ 102,000 $ 98,000
Assumption County Louisiana 9 $ 705,000 $ 78,000 $ 118,000
West Baton Rouge County Louisiana 9 $ 1,045,000 $ 116,000 $ 109,000
Hillsborough County Florida 8 $ 3,980,000 $ 497,000 $ 214,000
Pinellas County Florida 8 $ 3,530,000 $ 441,000 $ 211,000
Brooks County Georgia 8 $ 1,450,000 $ 181,000 $ 164,000
Cook County Georgia 7 $ 1,465,000 $ 209,000 $ 119,000
Tift County Georgia 7 $ 1,675,000 $ 239,000 $ 178,000
Clay County Mississippi 7 $ 905,000 $ 129,000 $ 58,000
Gadsden County Florida 6 $ 1,080,000 $ 180,000 $ 99,000
Worth County Georgia 6 $ 860,000 $ 143,000 $ 107,000
Monroe County Mississippi 6 $ 260,000 $ 43,000 $ 53,000
Franklin County Florida 5 $ 2,495,000 $ 499,000 $ 244,000
Lafourche County Louisiana 5 $ 855,000 $ 171,000 $ 101,000
St. Helena County Louisiana 5 $ 705,000 $ 141,000 $ 96,000
Washington County Louisiana 5 $ 895,000 $ 179,000 $ 80,000
Greene County Mississippi 5 $ 995,000 $ 199,000 $ 93,000
Marion County Mississippi 5 $ 845,000 $ 169,000 $ 101,000
Monroe County Alabama 4 $ 450,000 $ 112,000 $ 287,000
Marion County Florida 4 $ 680,000 $ 170,000 $ 176,000
Jasper County Mississippi 4 $ 300,000 $ 75,000 $ 376,000
Simpson County Mississippi 4 $ 720,000 $ 180,000 $ 48,000
Lee County Alabama 3 $ 825,000 $ 275,000 $ 429,000
Berrien County Georgia 3 $ 635,000 $ 211,000 $ 574,000
Clinch County Georgia 3 $ 355,000 $ 118,000 $ 68,000
Grady County Georgia 3 $ 905,000 $ 301,000 $ 220,000
Lanier County Georgia 3 $ 685,000 $ 228,000 $ 106,000
East Feliciana County Louisiana 3 $ 885,000 $ 295,000 $ 436,000
St. Bernard County Louisiana 3 $ 595,000 $ 198,000 $ 130,000
George County Mississippi 3 $ 235,000 $ 78,000 $ 84,000
Grenada County Mississippi 3 $ 325,000 $ 108,000 $ 163,000
Neshoba County Mississippi 3 $ 215,000 $ 71,000 $ 49,000
Newton County Mississippi 3 $ 335,000 $ 111,000 $ 77,000
Yazoo County Mississippi 3 $ 335,000 $ 111,000 $ 60,000
Tallapoosa County Alabama 2 $ 640,000 $ 320,000 $ 1,328,000
Brevard County Florida 2 $ 1,190,000 $ 595,000 $ 262,000
Lake County Florida 2 $ 520,000 $ 260,000 $ 144,000
Manatee County Florida 2 $ 1,660,000 $ 830,000 $ 683,000
Baker County Georgia 2 $ 70,000 $ 35,000 $ 153,000
Baldwin County Georgia 2 $ 14,720,000 $ 7,360,000 $ 628,000
Cobb County Georgia 2 $ 500,000 $ 250,000 $ 244,000
Decatur County Georgia 2 $ 610,000 $ 305,000 $ 184,000
Fulton County Georgia 2 $ 720,000 $ 360,000 $ 300,000
Muscogee County Georgia 2 $ 740,000 $ 370,000 $ 681,000
St. John the Baptist County Louisiana 2 $ 880,000 $ 440,000 $ 119,000
Bolivar County Mississippi 2 $ 420,000 $ 210,000 $ 344,000
Wayne County Mississippi 2 $ 140,000 $ 70,000 $ 59,000
Butler County Alabama 1 $ 485,000 $ 485,000 $ 515,000
Chilton County Alabama 1 $ 575,000 $ 575,000 $ 186,000
Clarke County Alabama 1 $ 95,000 $ 95,000 $ 51,000
Cleburne County Alabama 1 $ 455,000 $ 455,000 $ 178,000
Conecuh County Alabama 1 $ 75,000 $ 75,000 $ 70,000
Escambia County Alabama 1 $ 25,000 $ 25,000 $ 440,000
Montgomery County Alabama 1 $ 65,000 $ 65,000 $ 29,000
Wilcox County Alabama 1 $ 305,000 $ 305,000 $ 307,000
Charlotte County Florida 1 $ 425,000 $ 425,000 $ 94,000
Gulf County Florida 1 $ 135,000 $ 135,000 $ 382,000
Lee County Florida 1 $ 675,000 $ 675,000 $ 526,000
Madison County Florida 1 $ 335,000 $ 335,000 $ 102,000
Nassau County Florida 1 $ 935,000 $ 935,000 $ 260,000
Pasco County Florida 1 $ 635,000 $ 635,000 $ 468,000
Sarasota County Florida 1 $ 645,000 $ 645,000 $ 2,159,000
St. Johns County Florida 1 $ 375,000 $ 375,000 $ 205,000
Bibb County Georgia 1 $ 625,000 $ 625,000 $ 500,000
Dawson County Georgia 1 $ 205,000 $ 205,000 $ 0
Echols County Georgia 1 $ 55,000 $ 55,000 $ 61,000
Forsyth County Georgia 1 $ 335,000 $ 335,000 $ 126,000
Gilmer County Georgia 1 $ 385,000 $ 385,000 $ 0
Irwin County Georgia 1 $ 165,000 $ 165,000 $ 48,000
Mitchell County Georgia 1 $ 215,000 $ 215,000 $ 66,000
Polk County Georgia 1 $ 195,000 $ 195,000 $ 86,000
Randolph County Georgia 1 $ 505,000 $ 505,000 $ 0
Terrell County Georgia 1 $ 225,000 $ 225,000 $ 150,000
Avoyelles County Louisiana 1 $ 95,000 $ 95,000 $ 130,000
Lafayette County Louisiana 1 $ 1,005,000 $ 1,005,000 $ 377,000
Plaquemines County Louisiana 1 $ 55,000 $ 55,000 $ 65,000
St. Charles County Louisiana 1 $ 125,000 $ 125,000 $ 79,000
St. Landry County Louisiana 1 $ 35,000 $ 35,000 $ 31,000
West Feliciana County Louisiana 1 $ 25,000 $ 25,000 $ 0
Attala County Mississippi 1 $ 415,000 $ 415,000 $ 209,000
Claiborne County Mississippi 1 $ 85,000 $ 85,000 $ 247,000
Copiah County Mississippi 1 $ 125,000 $ 125,000 $ 55,000
Covington County Mississippi 1 $ 515,000 $ 515,000 $ 83,000
Holmes County Mississippi 1 $ 55,000 $ 55,000 $ 84,000
Kemper County Mississippi 1 $ 215,000 $ 215,000 $ 503,000
Lafayette County Mississippi 1 $ 125,000 $ 125,000 $ 0
Noxubee County Mississippi 1 $ 125,000 $ 125,000 $ 91,000
Tippah County Mississippi 1 $ 185,000 $ 185,000 $ 456,000
Walthall County Mississippi 1 $ 175,000 $ 175,000 $ 99,000
Webster County Mississippi 1 $ 165,000 $ 165,000 $ 175,000
Jackson County North Carolina 1 $ 605,000 $ 605,000 $ 633,000
Lorain County Ohio 1 $ 255,000 $ 255,000 $ 66,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Mississippi, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for The First Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,348 $511,180,000 $379,000 $30,005,000 $182,000 $4,683,000
Refinancing 579 $179,095,000 $309,000 $14,565,000 $226,000 $8,659,000
Other Purpose 319 $44,165,000 $138,000 $1,005,000 $191,000 $2,392,000
Home Improvement 192 $29,860,000 $155,000 $5,335,000 $184,000 $1,706,000
Cash-out Refinancing 148 $32,210,000 $217,000 $825,000 $111,000 $472,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,648 $460,290,000 $279,000 $3,655,000 $198,000 $8,246,000
Not applicable 318 $181,320,000 $570,000 $30,005,000 $0 $0
Not Provided 265 $83,925,000 $316,000 $1,405,000 $181,000 $948,000
Black or African American 254 $44,470,000 $175,000 $2,005,000 $95,000 $884,000
Asian 45 $13,545,000 $301,000 $885,000 $212,000 $711,000
Hispanic 37 $8,365,000 $226,000 $625,000 $123,000 $603,000
Native Hawaiian or Other Pacific Islander 7 $2,325,000 $332,000 $575,000 $109,000 $182,000
American Indian or Alaskan Native 4 $870,000 $217,000 $335,000 $136,000 $238,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,227 $696,815,000 $312,000 $30,005,000 $206,000 $8,659,000
FHA-insured (Federal Housing Administration) 179 $37,265,000 $208,000 $475,000 $76,000 $413,000
VA-guaranteed (Veterans Administration) 130 $53,430,000 $411,000 $905,000 $118,000 $369,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 50 $9,000,000 $180,000 $305,000 $59,000 $130,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,947 $638,195,000 $327,000 $30,005,000 $207,000 $8,659,000
Application Withdrawn By Applicant 368 $102,330,000 $278,000 $3,655,000 $150,000 $3,439,000
Application Denied By Financial Institution 204 $34,510,000 $169,000 $825,000 $85,000 $598,000
Application Approved But Not Accepted 43 $16,245,000 $377,000 $2,245,000 $248,000 $1,138,000
File Closed For Incompleteness 24 $5,230,000 $217,000 $745,000 $108,000 $768,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,382 $762,000,000 $319,000 $30,005,000 $197,000 $8,659,000
Debt-To-Income Ratio 100 $17,130,000 $171,000 $825,000 $73,000 $331,000
Credit History 42 $5,730,000 $136,000 $715,000 $96,000 $598,000
Other 25 $4,445,000 $177,000 $825,000 $113,000 $511,000
Collateral 22 $3,990,000 $181,000 $545,000 $94,000 $281,000
Unverifiable Information 7 $1,685,000 $240,000 $505,000 $68,000 $138,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,145,000 $229,000 $395,000 $104,000 $193,000
Employment History 3 $385,000 $128,000 $215,000 $60,000 $73,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MS, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information at your convenience.

Download the Mississippi Lender List