The First, A National Banking Association
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Mississippi.
The mortgage statistics and data below are specific to mortgage loan applications for The First, A National Banking Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The First, A National Banking Association P.O. Box 15549 Hattiesburg, MS 39404 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,174 |
| Total Mortgage Loan Application Amount | $684,430,000 |
| Average Mortgage Loan Application Amount | $263,800 |
| Highest Mortgage Loan Application Amount | $38,005,000 |
| Average Applicant Income | $175,400 |
| Highest Applicant Income | $5,530,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mobile County Alabama | 160 | $ 34,070,000 | $ 212,000 | $ 115,000 |
| Baldwin County Alabama | 139 | $ 47,465,000 | $ 341,000 | $ 202,000 |
| Lamar County Mississippi | 135 | $ 44,155,000 | $ 327,000 | $ 209,000 |
| Forrest County Mississippi | 124 | $ 27,910,000 | $ 225,000 | $ 145,000 |
| Lowndes County Georgia | 112 | $ 24,720,000 | $ 220,000 | $ 194,000 |
| Harrison County Mississippi | 111 | $ 27,305,000 | $ 245,000 | $ 168,000 |
| Tangipahoa County Louisiana | 96 | $ 18,530,000 | $ 193,000 | $ 85,000 |
| Leon County Florida | 95 | $ 22,375,000 | $ 235,000 | $ 132,000 |
| Jones County Mississippi | 75 | $ 12,435,000 | $ 165,000 | $ 101,000 |
| Rankin County Mississippi | 73 | $ 13,885,000 | $ 190,000 | $ 80,000 |
| St. Tammany County Louisiana | 68 | $ 21,430,000 | $ 315,000 | $ 186,000 |
| Colquitt County Georgia | 62 | $ 12,930,000 | $ 208,000 | $ 130,000 |
| Walton County Florida | 61 | $ 35,025,000 | $ 574,000 | $ 433,000 |
| Okaloosa County Florida | 59 | $ 28,345,000 | $ 480,000 | $ 225,000 |
| Thomas County Georgia | 58 | $ 12,690,000 | $ 218,000 | $ 182,000 |
| Escambia County Florida | 52 | $ 56,470,000 | $ 1,085,000 | $ 236,000 |
| Hancock County Mississippi | 51 | $ 10,415,000 | $ 204,000 | $ 176,000 |
| Madison County Mississippi | 50 | $ 15,260,000 | $ 305,000 | $ 131,000 |
| Orleans County Louisiana | 46 | $ 28,670,000 | $ 623,000 | $ 409,000 |
| Jefferson County Louisiana | 44 | $ 60,180,000 | $ 1,367,000 | $ 201,000 |
| Jackson County Mississippi | 42 | $ 8,370,000 | $ 199,000 | $ 157,000 |
| East Baton Rouge County Louisiana | 41 | $ 13,885,000 | $ 338,000 | $ 160,000 |
| Santa Rosa County Florida | 38 | $ 12,570,000 | $ 330,000 | $ 133,000 |
| Hinds County Mississippi | 34 | $ 6,020,000 | $ 177,000 | $ 73,000 |
| Livingston County Louisiana | 26 | $ 4,830,000 | $ 185,000 | $ 89,000 |
| Jefferson County Florida | 18 | $ 3,610,000 | $ 200,000 | $ 119,000 |
| Wakulla County Florida | 17 | $ 3,955,000 | $ 232,000 | $ 217,000 |
| Pearl River County Mississippi | 17 | $ 2,405,000 | $ 141,000 | $ 77,000 |
| Bay County Florida | 15 | $ 5,125,000 | $ 341,000 | $ 146,000 |
| Gadsden County Florida | 14 | $ 4,590,000 | $ 327,000 | $ 94,000 |
| Ascension County Louisiana | 14 | $ 3,130,000 | $ 223,000 | $ 106,000 |
| Stone County Mississippi | 13 | $ 2,325,000 | $ 178,000 | $ 85,000 |
| Washington County Alabama | 12 | $ 1,430,000 | $ 119,000 | $ 78,000 |
| Iberville County Louisiana | 12 | $ 1,530,000 | $ 127,000 | $ 86,000 |
| Tift County Georgia | 9 | $ 2,435,000 | $ 270,000 | $ 177,000 |
| West Baton Rouge County Louisiana | 8 | $ 950,000 | $ 118,000 | $ 81,000 |
| George County Mississippi | 7 | $ 1,155,000 | $ 165,000 | $ 72,000 |
| Brooks County Georgia | 6 | $ 970,000 | $ 161,000 | $ 124,000 |
| Perry County Mississippi | 6 | $ 950,000 | $ 158,000 | $ 78,000 |
| Madison County Florida | 5 | $ 835,000 | $ 167,000 | $ 79,000 |
| Cook County Georgia | 5 | $ 1,265,000 | $ 253,000 | $ 122,000 |
| Covington County Mississippi | 5 | $ 1,825,000 | $ 365,000 | $ 152,000 |
| Oktibbeha County Mississippi | 5 | $ 1,175,000 | $ 235,000 | $ 285,000 |
| Clinch County Georgia | 4 | $ 500,000 | $ 125,000 | $ 113,000 |
| Grady County Georgia | 4 | $ 1,580,000 | $ 395,000 | $ 204,000 |
| Assumption County Louisiana | 4 | $ 350,000 | $ 87,000 | $ 119,000 |
| St. Bernard County Louisiana | 4 | $ 730,000 | $ 182,000 | $ 158,000 |
| Jasper County Mississippi | 4 | $ 310,000 | $ 77,000 | $ 77,000 |
| Jefferson Davis County Mississippi | 4 | $ 580,000 | $ 145,000 | $ 67,000 |
| Houston County Alabama | 3 | $ 515,000 | $ 171,000 | $ 80,000 |
| Duval County Florida | 3 | $ 3,215,000 | $ 1,071,000 | $ 1,679,000 |
| Taylor County Florida | 3 | $ 835,000 | $ 278,000 | $ 305,000 |
| Lafayette County Louisiana | 3 | $ 845,000 | $ 281,000 | $ 90,000 |
| Washington County Louisiana | 3 | $ 845,000 | $ 281,000 | $ 120,000 |
| Lafayette County Mississippi | 3 | $ 635,000 | $ 211,000 | $ 233,000 |
| Marion County Mississippi | 3 | $ 415,000 | $ 138,000 | $ 414,000 |
| Tallapoosa County Alabama | 2 | $ 620,000 | $ 310,000 | $ 359,000 |
| Tuscaloosa County Alabama | 2 | $ 540,000 | $ 270,000 | $ 123,000 |
| Franklin County Florida | 2 | $ 740,000 | $ 370,000 | $ 68,000 |
| Gulf County Florida | 2 | $ 530,000 | $ 265,000 | $ 181,000 |
| Pinellas County Florida | 2 | $ 1,060,000 | $ 530,000 | $ 183,000 |
| Dougherty County Georgia | 2 | $ 100,000 | $ 50,000 | $ 41,000 |
| Lanier County Georgia | 2 | $ 210,000 | $ 105,000 | $ 41,000 |
| Mitchell County Georgia | 2 | $ 150,000 | $ 75,000 | $ 64,000 |
| Worth County Georgia | 2 | $ 130,000 | $ 65,000 | $ 45,000 |
| Ouachita County Louisiana | 2 | $ 200,000 | $ 100,000 | $ 152,000 |
| Clarke County Mississippi | 2 | $ 100,000 | $ 50,000 | $ 101,000 |
| Leake County Mississippi | 2 | $ 350,000 | $ 175,000 | $ 60,000 |
| Newton County Mississippi | 2 | $ 130,000 | $ 65,000 | $ 30,000 |
| Scott County Mississippi | 2 | $ 160,000 | $ 80,000 | $ 30,000 |
| Wayne County Mississippi | 2 | $ 150,000 | $ 75,000 | $ 105,000 |
| Beaufort County South Carolina | 2 | $ 430,000 | $ 215,000 | $ 363,000 |
| Barbour County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Chilton County Alabama | 1 | $ 375,000 | $ 375,000 | $ 261,000 |
| Clarke County Alabama | 1 | $ 55,000 | $ 55,000 | $ 16,000 |
| Crenshaw County Alabama | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Dale County Alabama | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 235,000 | $ 235,000 | $ 740,000 |
| Limestone County Alabama | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Montgomery County Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Morgan County Alabama | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Pike County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Shelby County Alabama | 1 | $ 515,000 | $ 515,000 | $ 182,000 |
| Cleburne County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Brevard County Florida | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Broward County Florida | 1 | $ 425,000 | $ 425,000 | $ 147,000 |
| Jackson County Florida | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Lake County Florida | 1 | $ 465,000 | $ 465,000 | $ 134,000 |
| Monroe County Florida | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Orange County Florida | 1 | $ 545,000 | $ 545,000 | $ 280,000 |
| St. Johns County Florida | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Baker County Georgia | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Bibb County Georgia | 1 | $ 3,605,000 | $ 3,605,000 | $ 0 |
| Clarke County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Coffee County Georgia | 1 | $ 4,675,000 | $ 4,675,000 | $ 0 |
| Dodge County Georgia | 1 | $ 105,000 | $ 105,000 | $ 126,000 |
| Echols County Georgia | 1 | $ 95,000 | $ 95,000 | $ 105,000 |
| Fannin County Georgia | 1 | $ 465,000 | $ 465,000 | $ 182,000 |
| Gwinnett County Georgia | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Houston County Georgia | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Muscogee County Georgia | 1 | $ 585,000 | $ 585,000 | $ 400,000 |
| Pickens County Georgia | 1 | $ 365,000 | $ 365,000 | $ 0 |
| White County Georgia | 1 | $ 225,000 | $ 225,000 | $ 122,000 |
| Caddo County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Calcasieu County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Plaquemines County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Pointe Coupee County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 133,000 |
| St. Charles County Louisiana | 1 | $ 595,000 | $ 595,000 | $ 122,000 |
| St. Helena County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| St. James County Louisiana | 1 | $ 315,000 | $ 315,000 | $ 143,000 |
| Terrebonne County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 331,000 |
| Attala County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Copiah County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Greene County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 99,000 |
| Grenada County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 47,000 |
| Jefferson County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Lauderdale County Mississippi | 1 | $ 825,000 | $ 825,000 | $ 315,000 |
| Lawrence County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Pike County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Smith County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Warren County Mississippi | 1 | $ 395,000 | $ 395,000 | $ 158,000 |
| Washington County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Wilkinson County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Flathead County Montana | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Queens County New York | 1 | $ 475,000 | $ 475,000 | $ 47,000 |
| Horry County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 53,000 |
| Shelby County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 211,000 |
| Dallas County Texas | 1 | $ 765,000 | $ 765,000 | $ 295,000 |
| Teton County Wyoming | 1 | $ 5,225,000 | $ 5,225,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Mississippi,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The First, A National Banking Association in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,095 | $414,155,000 | $378,000 | $38,005,000 | $173,000 | $5,530,000 |
| Refinancing | 733 | $193,375,000 | $263,000 | $4,675,000 | $175,000 | $2,926,000 |
| Cash-out Refinancing | 285 | $62,245,000 | $218,000 | $545,000 | $105,000 | $600,000 |
| Other Purpose | 38 | $10,220,000 | $268,000 | $1,505,000 | $245,000 | $3,290,000 |
| Home Improvement | 23 | $4,435,000 | $192,000 | $855,000 | $179,000 | $406,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,539 | $424,935,000 | $276,000 | $3,135,000 | $168,000 | $5,530,000 |
| Not applicable | 308 | $173,320,000 | $562,000 | $38,005,000 | $0 | $0 |
| Black or African American | 134 | $22,080,000 | $164,000 | $1,075,000 | $86,000 | $478,000 |
| Not Provided | 113 | $42,245,000 | $373,000 | $3,145,000 | $221,000 | $3,290,000 |
| Hispanic | 39 | $11,585,000 | $297,000 | $1,765,000 | $179,000 | $2,189,000 |
| Asian | 33 | $8,785,000 | $266,000 | $805,000 | $164,000 | $711,000 |
| American Indian or Alaskan Native | 5 | $645,000 | $129,000 | $285,000 | $58,000 | $86,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,927 | $634,895,000 | $329,000 | $38,005,000 | $179,000 | $5,530,000 |
| FHA-insured (Federal Housing Administration) | 114 | $21,310,000 | $186,000 | $345,000 | $70,000 | $313,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 86 | $14,690,000 | $170,000 | $345,000 | $53,000 | $97,000 |
| VA-guaranteed (Veterans Administration) | 47 | $13,535,000 | $287,000 | $595,000 | $105,000 | $329,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,690 | $551,150,000 | $326,000 | $38,005,000 | $178,000 | $5,530,000 |
| Application Withdrawn By Applicant | 294 | $91,730,000 | $312,000 | $3,145,000 | $148,000 | $1,104,000 |
| Application Denied By Financial Institution | 165 | $34,155,000 | $207,000 | $695,000 | $84,000 | $600,000 |
| File Closed For Incompleteness | 18 | $4,660,000 | $258,000 | $485,000 | $111,000 | $297,000 |
| Application Approved But Not Accepted | 7 | $2,735,000 | $390,000 | $1,025,000 | $430,000 | $1,500,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,009 | $650,275,000 | $323,000 | $38,005,000 | $173,000 | $5,530,000 |
| Debt-To-Income Ratio | 59 | $14,845,000 | $251,000 | $695,000 | $72,000 | $190,000 |
| Credit History | 37 | $5,945,000 | $160,000 | $545,000 | $83,000 | $384,000 |
| Collateral | 27 | $5,725,000 | $212,000 | $575,000 | $103,000 | $600,000 |
| Other | 15 | $2,355,000 | $157,000 | $365,000 | $72,000 | $211,000 |
| Unverifiable Information | 14 | $2,770,000 | $197,000 | $365,000 | $94,000 | $417,000 |
| Employment History | 8 | $1,520,000 | $190,000 | $255,000 | $119,000 | $517,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $995,000 | $199,000 | $325,000 | $71,000 | $110,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MS, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information at your convenience.