The First, A National Banking Association
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Mississippi.
The mortgage statistics and data below are specific to mortgage loan applications for The First, A National Banking Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The First, A National Banking Association P.O. Box 15549 Hattiesburg, MS 39404 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,606 |
| Total Mortgage Loan Application Amount | $681,050,000 |
| Average Mortgage Loan Application Amount | $298,800 |
| Highest Mortgage Loan Application Amount | $9,155,000 |
| Average Applicant Income | $143,600 |
| Highest Applicant Income | $6,310,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mobile County Alabama | 166 | $ 31,930,000 | $ 192,000 | $ 118,000 |
| Baldwin County Alabama | 158 | $ 54,410,000 | $ 344,000 | $ 172,000 |
| Lamar County Mississippi | 150 | $ 45,950,000 | $ 306,000 | $ 164,000 |
| Forrest County Mississippi | 143 | $ 32,725,000 | $ 228,000 | $ 197,000 |
| Tangipahoa County Louisiana | 139 | $ 27,115,000 | $ 195,000 | $ 96,000 |
| Leon County Florida | 137 | $ 29,835,000 | $ 217,000 | $ 149,000 |
| Rankin County Mississippi | 128 | $ 25,530,000 | $ 199,000 | $ 81,000 |
| Madison County Mississippi | 126 | $ 32,880,000 | $ 260,000 | $ 122,000 |
| Harrison County Mississippi | 124 | $ 33,330,000 | $ 268,000 | $ 171,000 |
| St. Tammany County Louisiana | 97 | $ 27,105,000 | $ 279,000 | $ 148,000 |
| Colquitt County Georgia | 95 | $ 15,705,000 | $ 165,000 | $ 135,000 |
| Lowndes County Georgia | 91 | $ 27,615,000 | $ 303,000 | $ 237,000 |
| Hinds County Mississippi | 77 | $ 9,525,000 | $ 123,000 | $ 54,000 |
| East Baton Rouge County Louisiana | 70 | $ 23,260,000 | $ 332,000 | $ 168,000 |
| Jackson County Mississippi | 66 | $ 12,860,000 | $ 194,000 | $ 153,000 |
| Thomas County Georgia | 61 | $ 10,235,000 | $ 167,000 | $ 104,000 |
| Jones County Mississippi | 56 | $ 11,090,000 | $ 198,000 | $ 125,000 |
| Orleans County Louisiana | 55 | $ 25,655,000 | $ 466,000 | $ 255,000 |
| Hancock County Mississippi | 55 | $ 10,755,000 | $ 195,000 | $ 171,000 |
| Okaloosa County Florida | 54 | $ 18,050,000 | $ 334,000 | $ 212,000 |
| Escambia County Florida | 53 | $ 17,805,000 | $ 335,000 | $ 181,000 |
| Jefferson County Louisiana | 53 | $ 20,085,000 | $ 378,000 | $ 136,000 |
| Walton County Florida | 42 | $ 22,870,000 | $ 544,000 | $ 539,000 |
| Santa Rosa County Florida | 27 | $ 8,255,000 | $ 305,000 | $ 104,000 |
| Jefferson County Florida | 25 | $ 5,105,000 | $ 204,000 | $ 88,000 |
| Bay County Florida | 24 | $ 7,200,000 | $ 300,000 | $ 198,000 |
| Livingston County Louisiana | 22 | $ 5,210,000 | $ 236,000 | $ 106,000 |
| Wakulla County Florida | 16 | $ 3,410,000 | $ 213,000 | $ 191,000 |
| Iberville County Louisiana | 16 | $ 3,000,000 | $ 187,000 | $ 108,000 |
| Washington County Alabama | 15 | $ 1,875,000 | $ 125,000 | $ 172,000 |
| Ascension County Louisiana | 14 | $ 2,820,000 | $ 201,000 | $ 102,000 |
| Gadsden County Florida | 10 | $ 3,310,000 | $ 331,000 | $ 88,000 |
| Stone County Mississippi | 10 | $ 1,530,000 | $ 153,000 | $ 191,000 |
| Brooks County Georgia | 9 | $ 2,355,000 | $ 261,000 | $ 331,000 |
| Pearl River County Mississippi | 9 | $ 1,565,000 | $ 173,000 | $ 76,000 |
| Assumption County Louisiana | 8 | $ 1,830,000 | $ 228,000 | $ 132,000 |
| Worth County Georgia | 7 | $ 395,000 | $ 56,000 | $ 83,000 |
| West Baton Rouge County Louisiana | 7 | $ 805,000 | $ 115,000 | $ 104,000 |
| Perry County Mississippi | 7 | $ 955,000 | $ 136,000 | $ 79,000 |
| Scott County Mississippi | 7 | $ 385,000 | $ 55,000 | $ 42,000 |
| Simpson County Mississippi | 7 | $ 1,505,000 | $ 215,000 | $ 102,000 |
| Tift County Georgia | 6 | $ 4,760,000 | $ 793,000 | $ 454,000 |
| Copiah County Mississippi | 6 | $ 570,000 | $ 95,000 | $ 38,000 |
| Lafayette County Mississippi | 6 | $ 760,000 | $ 126,000 | $ 332,000 |
| Grady County Georgia | 5 | $ 815,000 | $ 163,000 | $ 65,000 |
| Leake County Mississippi | 5 | $ 815,000 | $ 163,000 | $ 53,000 |
| Wayne County Mississippi | 5 | $ 465,000 | $ 93,000 | $ 68,000 |
| Franklin County Florida | 4 | $ 990,000 | $ 247,000 | $ 185,000 |
| Lanier County Georgia | 4 | $ 480,000 | $ 120,000 | $ 140,000 |
| Washington County Louisiana | 4 | $ 970,000 | $ 242,000 | $ 152,000 |
| Covington County Mississippi | 4 | $ 490,000 | $ 122,000 | $ 40,000 |
| Smith County Mississippi | 4 | $ 490,000 | $ 122,000 | $ 73,000 |
| Duval County Florida | 3 | $ 1,415,000 | $ 471,000 | $ 200,000 |
| Cook County Georgia | 3 | $ 145,000 | $ 48,000 | $ 107,000 |
| Randolph County Georgia | 3 | $ 10,575,000 | $ 3,525,000 | $ 0 |
| St. Charles County Louisiana | 3 | $ 1,105,000 | $ 368,000 | $ 286,000 |
| St. Helena County Louisiana | 3 | $ 685,000 | $ 228,000 | $ 129,000 |
| George County Mississippi | 3 | $ 565,000 | $ 188,000 | $ 76,000 |
| Jasper County Mississippi | 3 | $ 525,000 | $ 175,000 | $ 152,000 |
| Jefferson Davis County Mississippi | 3 | $ 335,000 | $ 111,000 | $ 51,000 |
| Lauderdale County Mississippi | 3 | $ 335,000 | $ 111,000 | $ 61,000 |
| Marion County Mississippi | 3 | $ 125,000 | $ 41,000 | $ 25,000 |
| Warren County Mississippi | 3 | $ 375,000 | $ 125,000 | $ 105,000 |
| Yazoo County Mississippi | 3 | $ 425,000 | $ 141,000 | $ 36,000 |
| Broward County Florida | 2 | $ 1,260,000 | $ 630,000 | $ 735,000 |
| Jackson County Florida | 2 | $ 420,000 | $ 210,000 | $ 100,000 |
| Lafayette County Florida | 2 | $ 310,000 | $ 155,000 | $ 399,000 |
| Pinellas County Florida | 2 | $ 1,310,000 | $ 655,000 | $ 489,000 |
| St. Johns County Florida | 2 | $ 3,590,000 | $ 1,795,000 | $ 1,096,000 |
| Baker County Georgia | 2 | $ 80,000 | $ 40,000 | $ 23,000 |
| Berrien County Georgia | 2 | $ 170,000 | $ 85,000 | $ 46,000 |
| Camden County Georgia | 2 | $ 240,000 | $ 120,000 | $ 305,000 |
| Cobb County Georgia | 2 | $ 900,000 | $ 450,000 | $ 124,000 |
| Mitchell County Georgia | 2 | $ 80,000 | $ 40,000 | $ 157,000 |
| St. Bernard County Louisiana | 2 | $ 900,000 | $ 450,000 | $ 78,000 |
| St. Landry County Louisiana | 2 | $ 260,000 | $ 130,000 | $ 69,000 |
| Coahoma County Mississippi | 2 | $ 70,000 | $ 35,000 | $ 36,000 |
| Lincoln County Mississippi | 2 | $ 360,000 | $ 180,000 | $ 42,000 |
| Lowndes County Mississippi | 2 | $ 710,000 | $ 355,000 | $ 118,000 |
| Neshoba County Mississippi | 2 | $ 130,000 | $ 65,000 | $ 25,000 |
| Oktibbeha County Mississippi | 2 | $ 2,280,000 | $ 1,140,000 | $ 589,000 |
| Knox County Tennessee | 2 | $ 650,000 | $ 325,000 | $ 504,000 |
| Choctaw County Alabama | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Clarke County Alabama | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Conecuh County Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Escambia County Alabama | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Henry County Alabama | 1 | $ 345,000 | $ 345,000 | $ 116,000 |
| Lee County Alabama | 1 | $ 1,215,000 | $ 1,215,000 | $ 0 |
| Shelby County Alabama | 1 | $ 235,000 | $ 235,000 | $ 42,000 |
| St. Clair County Alabama | 1 | $ 215,000 | $ 215,000 | $ 107,000 |
| Tallapoosa County Alabama | 1 | $ 1,845,000 | $ 1,845,000 | $ 318,000 |
| Summit County Colorado | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Alachua County Florida | 1 | $ 125,000 | $ 125,000 | $ 142,000 |
| Holmes County Florida | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Lake County Florida | 1 | $ 275,000 | $ 275,000 | $ 127,000 |
| Madison County Florida | 1 | $ 1,115,000 | $ 1,115,000 | $ 1,295,000 |
| Orange County Florida | 1 | $ 355,000 | $ 355,000 | $ 66,000 |
| Pasco County Florida | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Taylor County Florida | 1 | $ 145,000 | $ 145,000 | $ 238,000 |
| Volusia County Florida | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Washington County Florida | 1 | $ 245,000 | $ 245,000 | $ 184,000 |
| Clarke County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Dodge County Georgia | 1 | $ 95,000 | $ 95,000 | $ 122,000 |
| Fannin County Georgia | 1 | $ 405,000 | $ 405,000 | $ 155,000 |
| Fulton County Georgia | 1 | $ 655,000 | $ 655,000 | $ 284,000 |
| Harris County Georgia | 1 | $ 505,000 | $ 505,000 | $ 1,683,000 |
| Houston County Georgia | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Putnam County Georgia | 1 | $ 335,000 | $ 335,000 | $ 213,000 |
| Telfair County Georgia | 1 | $ 1,535,000 | $ 1,535,000 | $ 0 |
| Towns County Georgia | 1 | $ 265,000 | $ 265,000 | $ 135,000 |
| Troup County Georgia | 1 | $ 6,505,000 | $ 6,505,000 | $ 0 |
| Avoyelles County Louisiana | 1 | $ 335,000 | $ 335,000 | $ 124,000 |
| Concordia County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 374,000 |
| Lafayette County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Lafourche County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| West Feliciana County Louisiana | 1 | $ 675,000 | $ 675,000 | $ 313,000 |
| Alcorn County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Attala County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Carroll County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Greene County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Humphreys County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 115,000 |
| Newton County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 28,000 |
| Pike County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Walthall County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Washington County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 12,000 |
| Charleston County South Carolina | 1 | $ 535,000 | $ 535,000 | $ 263,000 |
| Shelby County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 116,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Mississippi,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The First, A National Banking Association in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,172 | $308,290,000 | $263,000 | $8,375,000 | $166,000 | $6,310,000 |
| Home Purchase | 1,128 | $299,410,000 | $265,000 | $9,155,000 | $150,000 | $3,211,000 |
| Cash-out Refinancing | 234 | $51,510,000 | $220,000 | $515,000 | $110,000 | $796,000 |
| Other Purpose | 49 | $8,795,000 | $179,000 | $595,000 | $165,000 | $1,203,000 |
| Home Improvement | 23 | $13,045,000 | $567,000 | $6,505,000 | $127,000 | $265,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,852 | $454,730,000 | $245,000 | $2,515,000 | $159,000 | $6,310,000 |
| Not applicable | 316 | $120,780,000 | $382,000 | $9,155,000 | $0 | $0 |
| Black or African American | 217 | $34,615,000 | $159,000 | $1,305,000 | $77,000 | $528,000 |
| Not Provided | 129 | $51,855,000 | $401,000 | $3,325,000 | $219,000 | $3,211,000 |
| Hispanic | 44 | $6,800,000 | $154,000 | $695,000 | $82,000 | $408,000 |
| Asian | 40 | $9,090,000 | $227,000 | $495,000 | $154,000 | $998,000 |
| American Indian or Alaskan Native | 6 | $2,490,000 | $415,000 | $1,205,000 | $187,000 | $439,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,317 | $623,785,000 | $269,000 | $9,155,000 | $165,000 | $6,310,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 141 | $24,675,000 | $175,000 | $405,000 | $54,000 | $107,000 |
| FHA-insured (Federal Housing Administration) | 80 | $12,700,000 | $158,000 | $365,000 | $63,000 | $208,000 |
| VA-guaranteed (Veterans Administration) | 68 | $19,890,000 | $292,000 | $735,000 | $108,000 | $402,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,963 | $536,905,000 | $273,000 | $9,155,000 | $164,000 | $6,310,000 |
| Application Withdrawn By Applicant | 424 | $103,240,000 | $243,000 | $2,505,000 | $146,000 | $3,211,000 |
| Application Denied By Financial Institution | 210 | $39,610,000 | $188,000 | $1,765,000 | $88,000 | $1,125,000 |
| File Closed For Incompleteness | 7 | $1,065,000 | $152,000 | $245,000 | $160,000 | $360,000 |
| Application Approved But Not Accepted | 2 | $230,000 | $115,000 | $195,000 | $65,000 | $98,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,396 | $641,440,000 | $267,000 | $9,155,000 | $160,000 | $6,310,000 |
| Debt-To-Income Ratio | 72 | $12,570,000 | $174,000 | $515,000 | $59,000 | $228,000 |
| Credit History | 60 | $10,230,000 | $170,000 | $1,055,000 | $102,000 | $1,125,000 |
| Collateral | 31 | $8,005,000 | $258,000 | $1,765,000 | $114,000 | $348,000 |
| Other | 18 | $2,570,000 | $142,000 | $815,000 | $73,000 | $220,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $3,180,000 | $227,000 | $475,000 | $96,000 | $350,000 |
| Employment History | 9 | $1,065,000 | $118,000 | $175,000 | $48,000 | $115,000 |
| Unverifiable Information | 5 | $1,495,000 | $299,000 | $515,000 | $98,000 | $228,000 |
| Credit Application Incomplete | 1 | $495,000 | $495,000 | $495,000 | $998,000 | $998,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MS, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information at your convenience.