The First, A National Banking Association
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Mississippi.
The mortgage statistics and data below are specific to mortgage loan applications for The First, A National Banking Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The First, A National Banking Association P.O. Box 15549 Hattiesburg, MS 39404 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,434 |
| Total Mortgage Loan Application Amount | $267,980,000 |
| Average Mortgage Loan Application Amount | $150,600 |
| Highest Mortgage Loan Application Amount | $3,805,000 |
| Average Applicant Income | $121,600 |
| Highest Applicant Income | $1,368,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mobile County Alabama | 134 | $ 21,930,000 | $ 163,000 | $ 88,000 |
| Jackson County Mississippi | 134 | $ 20,980,000 | $ 156,000 | $ 89,000 |
| Harrison County Mississippi | 129 | $ 17,315,000 | $ 134,000 | $ 85,000 |
| Baldwin County Alabama | 114 | $ 29,080,000 | $ 255,000 | $ 133,000 |
| Forrest County Mississippi | 101 | $ 22,155,000 | $ 219,000 | $ 220,000 |
| Lamar County Mississippi | 91 | $ 19,805,000 | $ 217,000 | $ 190,000 |
| Leon County Florida | 88 | $ 21,150,000 | $ 240,000 | $ 156,000 |
| Hancock County Mississippi | 81 | $ 13,555,000 | $ 167,000 | $ 123,000 |
| Rankin County Mississippi | 78 | $ 14,950,000 | $ 191,000 | $ 73,000 |
| Jones County Mississippi | 43 | $ 7,155,000 | $ 166,000 | $ 145,000 |
| Madison County Mississippi | 39 | $ 9,665,000 | $ 247,000 | $ 163,000 |
| Escambia County Florida | 38 | $ 7,750,000 | $ 203,000 | $ 115,000 |
| Pearl River County Mississippi | 35 | $ 5,065,000 | $ 144,000 | $ 94,000 |
| Thomas County Georgia | 33 | $ 3,825,000 | $ 115,000 | $ 76,000 |
| Santa Rosa County Florida | 29 | $ 6,345,000 | $ 218,000 | $ 97,000 |
| Hinds County Mississippi | 29 | $ 4,735,000 | $ 163,000 | $ 81,000 |
| East Baton Rouge County Louisiana | 24 | $ 4,240,000 | $ 176,000 | $ 154,000 |
| Stone County Mississippi | 21 | $ 2,765,000 | $ 131,000 | $ 53,000 |
| Ascension County Louisiana | 20 | $ 3,860,000 | $ 193,000 | $ 91,000 |
| Livingston County Louisiana | 15 | $ 3,225,000 | $ 215,000 | $ 69,000 |
| Jefferson County Florida | 14 | $ 1,660,000 | $ 118,000 | $ 82,000 |
| Iberville County Louisiana | 14 | $ 1,280,000 | $ 91,000 | $ 68,000 |
| Wakulla County Florida | 10 | $ 2,010,000 | $ 201,000 | $ 112,000 |
| Washington County Alabama | 7 | $ 765,000 | $ 109,000 | $ 76,000 |
| Assumption County Louisiana | 7 | $ 815,000 | $ 116,000 | $ 106,000 |
| St. Tammany County Louisiana | 7 | $ 1,655,000 | $ 236,000 | $ 107,000 |
| West Baton Rouge County Louisiana | 5 | $ 765,000 | $ 153,000 | $ 119,000 |
| Perry County Mississippi | 5 | $ 475,000 | $ 95,000 | $ 65,000 |
| Lafayette County Louisiana | 4 | $ 980,000 | $ 245,000 | $ 142,000 |
| George County Mississippi | 4 | $ 370,000 | $ 92,000 | $ 82,000 |
| Warren County Mississippi | 4 | $ 930,000 | $ 232,000 | $ 96,000 |
| Gadsden County Florida | 3 | $ 575,000 | $ 191,000 | $ 68,000 |
| Caddo County Louisiana | 3 | $ 475,000 | $ 158,000 | $ 82,000 |
| West Feliciana County Louisiana | 3 | $ 575,000 | $ 191,000 | $ 192,000 |
| Covington County Mississippi | 3 | $ 325,000 | $ 108,000 | $ 66,000 |
| Jasper County Mississippi | 3 | $ 285,000 | $ 95,000 | $ 78,000 |
| Newton County Mississippi | 3 | $ 335,000 | $ 111,000 | $ 53,000 |
| Simpson County Mississippi | 3 | $ 475,000 | $ 158,000 | $ 78,000 |
| Escambia County Alabama | 2 | $ 180,000 | $ 90,000 | $ 240,000 |
| Tuscaloosa County Alabama | 2 | $ 450,000 | $ 225,000 | $ 436,000 |
| Franklin County Florida | 2 | $ 230,000 | $ 115,000 | $ 112,000 |
| Hillsborough County Florida | 2 | $ 490,000 | $ 245,000 | $ 240,000 |
| Madison County Florida | 2 | $ 340,000 | $ 170,000 | $ 102,000 |
| Grady County Georgia | 2 | $ 380,000 | $ 190,000 | $ 155,000 |
| Jefferson County Louisiana | 2 | $ 540,000 | $ 270,000 | $ 53,000 |
| Orleans County Louisiana | 2 | $ 960,000 | $ 480,000 | $ 0 |
| Washington County Louisiana | 2 | $ 380,000 | $ 190,000 | $ 69,000 |
| Lee County Mississippi | 2 | $ 320,000 | $ 160,000 | $ 130,000 |
| Scott County Mississippi | 2 | $ 310,000 | $ 155,000 | $ 67,000 |
| Choctaw County Alabama | 1 | $ 35,000 | $ 35,000 | $ 99,000 |
| Clarke County Alabama | 1 | $ 75,000 | $ 75,000 | $ 351,000 |
| Jefferson County Alabama | 1 | $ 805,000 | $ 805,000 | $ 529,000 |
| Lee County Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Monroe County Alabama | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Pike County Alabama | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Shelby County Alabama | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Tallapoosa County Alabama | 1 | $ 1,005,000 | $ 1,005,000 | $ 357,000 |
| Clay County Florida | 1 | $ 375,000 | $ 375,000 | $ 172,000 |
| Columbia County Florida | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Dixie County Florida | 1 | $ 95,000 | $ 95,000 | $ 125,000 |
| Pasco County Florida | 1 | $ 365,000 | $ 365,000 | $ 220,000 |
| Walton County Florida | 1 | $ 1,805,000 | $ 1,805,000 | $ 568,000 |
| Colquitt County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Decatur County Georgia | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Pointe Coupee County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Tangipahoa County Louisiana | 1 | $ 425,000 | $ 425,000 | $ 154,000 |
| Wayne County Michigan | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Clarke County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 17,000 |
| Lafayette County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Marion County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 47,000 |
| Oktibbeha County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 250,000 |
| Pike County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Tate County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Wayne County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Yalobusha County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Yazoo County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Mississippi,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The First, A National Banking Association in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 927 | $185,645,000 | $200,000 | $3,805,000 | $112,000 | $1,367,000 |
| Refinancing | 371 | $63,145,000 | $170,000 | $1,375,000 | $157,000 | $1,368,000 |
| Cash-out Refinancing | 123 | $17,645,000 | $143,000 | $645,000 | $94,000 | $1,178,000 |
| Home Improvement | 8 | $910,000 | $113,000 | $385,000 | $101,000 | $242,000 |
| Other Purpose | 5 | $635,000 | $127,000 | $255,000 | $144,000 | $235,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,056 | $202,000,000 | $191,000 | $1,805,000 | $123,000 | $1,368,000 |
| Not applicable | 175 | $33,675,000 | $192,000 | $3,805,000 | $0 | $0 |
| Black or African American | 102 | $15,740,000 | $154,000 | $625,000 | $85,000 | $561,000 |
| Asian | 39 | $6,185,000 | $158,000 | $595,000 | $166,000 | $594,000 |
| Hispanic | 29 | $5,575,000 | $192,000 | $935,000 | $127,000 | $878,000 |
| Not Provided | 25 | $3,925,000 | $157,000 | $365,000 | $101,000 | $258,000 |
| American Indian or Alaskan Native | 7 | $815,000 | $116,000 | $145,000 | $48,000 | $75,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $65,000 | $65,000 | $65,000 | $263,000 | $263,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,143 | $220,885,000 | $193,000 | $3,805,000 | $138,000 | $1,368,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 150 | $20,690,000 | $137,000 | $255,000 | $50,000 | $96,000 |
| VA-guaranteed (Veterans Administration) | 72 | $16,150,000 | $224,000 | $645,000 | $95,000 | $502,000 |
| FHA-insured (Federal Housing Administration) | 69 | $10,255,000 | $148,000 | $295,000 | $57,000 | $219,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,014 | $195,250,000 | $192,000 | $3,805,000 | $136,000 | $1,368,000 |
| Application Withdrawn By Applicant | 248 | $45,200,000 | $182,000 | $625,000 | $101,000 | $695,000 |
| Application Denied By Financial Institution | 150 | $24,250,000 | $161,000 | $605,000 | $68,000 | $293,000 |
| File Closed For Incompleteness | 12 | $2,320,000 | $193,000 | $765,000 | $104,000 | $432,000 |
| Application Approved But Not Accepted | 10 | $960,000 | $96,000 | $215,000 | $71,000 | $132,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,284 | $243,730,000 | $189,000 | $3,805,000 | $128,000 | $1,368,000 |
| Debt-To-Income Ratio | 58 | $10,010,000 | $172,000 | $605,000 | $56,000 | $263,000 |
| Credit History | 48 | $6,920,000 | $144,000 | $355,000 | $79,000 | $258,000 |
| Collateral | 19 | $2,815,000 | $148,000 | $455,000 | $69,000 | $293,000 |
| Mortgage Insurance Denied | 9 | $1,705,000 | $189,000 | $275,000 | $75,000 | $113,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,095,000 | $156,000 | $295,000 | $63,000 | $140,000 |
| Other | 6 | $1,280,000 | $213,000 | $345,000 | $104,000 | $167,000 |
| Unverifiable Information | 2 | $270,000 | $135,000 | $165,000 | $49,000 | $54,000 |
| Credit Application Incomplete | 1 | $155,000 | $155,000 | $155,000 | $39,000 | $39,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MS, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information at your convenience.