The Farmers & Merchants State Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for The Farmers & Merchants State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Farmers & Merchants State Bank 307 N Defiance St Archbold, OH 43502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,249 |
| Total Mortgage Loan Application Amount | $211,645,000 |
| Average Mortgage Loan Application Amount | $142,200 |
| Highest Mortgage Loan Application Amount | $20,175,000 |
| Average Applicant Income | $75,800 |
| Highest Applicant Income | $982,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Ohio | 272 | $ 36,260,000 | $ 133,000 | $ 76,000 |
| Williams County Ohio | 202 | $ 19,130,000 | $ 94,000 | $ 59,000 |
| Adams County Indiana | 156 | $ 22,290,000 | $ 142,000 | $ 47,000 |
| Lucas County Ohio | 143 | $ 25,185,000 | $ 176,000 | $ 112,000 |
| Defiance County Ohio | 76 | $ 9,090,000 | $ 119,000 | $ 76,000 |
| Henry County Ohio | 71 | $ 8,165,000 | $ 115,000 | $ 65,000 |
| Wood County Ohio | 42 | $ 10,740,000 | $ 255,000 | $ 86,000 |
| DeKalb County Indiana | 39 | $ 6,635,000 | $ 170,000 | $ 62,000 |
| Jay County Indiana | 36 | $ 3,810,000 | $ 105,000 | $ 54,000 |
| Allen County Indiana | 28 | $ 4,300,000 | $ 153,000 | $ 63,000 |
| Steuben County Indiana | 26 | $ 5,340,000 | $ 205,000 | $ 165,000 |
| Lenawee County Michigan | 16 | $ 3,370,000 | $ 210,000 | $ 157,000 |
| Hancock County Ohio | 11 | $ 4,305,000 | $ 391,000 | $ 69,000 |
| Wayne County Indiana | 8 | $ 1,800,000 | $ 225,000 | $ 59,000 |
| Hillsdale County Michigan | 7 | $ 855,000 | $ 122,000 | $ 83,000 |
| Van Wert County Ohio | 7 | $ 1,185,000 | $ 169,000 | $ 36,000 |
| Whitley County Indiana | 6 | $ 1,090,000 | $ 181,000 | $ 87,000 |
| Noble County Indiana | 5 | $ 975,000 | $ 195,000 | $ 78,000 |
| Randolph County Indiana | 5 | $ 375,000 | $ 75,000 | $ 82,000 |
| Putnam County Ohio | 5 | $ 625,000 | $ 125,000 | $ 71,000 |
| Fayette County Indiana | 4 | $ 700,000 | $ 175,000 | $ 34,000 |
| Henry County Indiana | 4 | $ 490,000 | $ 122,000 | $ 34,000 |
| Madison County Indiana | 4 | $ 490,000 | $ 122,000 | $ 110,000 |
| Branch County Michigan | 4 | $ 930,000 | $ 232,000 | $ 181,000 |
| Monroe County Michigan | 4 | $ 820,000 | $ 205,000 | $ 86,000 |
| Oakland County Michigan | 4 | $ 21,400,000 | $ 5,350,000 | $ 17,000 |
| Paulding County Ohio | 4 | $ 330,000 | $ 82,000 | $ 48,000 |
| Seneca County Ohio | 4 | $ 1,830,000 | $ 457,000 | $ 86,000 |
| Delaware County Indiana | 3 | $ 475,000 | $ 158,000 | $ 69,000 |
| LaGrange County Indiana | 3 | $ 895,000 | $ 298,000 | $ 106,000 |
| Wells County Indiana | 3 | $ 265,000 | $ 88,000 | $ 50,000 |
| Kalkaska County Michigan | 3 | $ 1,175,000 | $ 391,000 | $ 312,000 |
| Franklin County Ohio | 3 | $ 1,605,000 | $ 535,000 | $ 0 |
| Mercer County Ohio | 3 | $ 365,000 | $ 121,000 | $ 38,000 |
| Bibb County Georgia | 2 | $ 960,000 | $ 480,000 | $ 514,000 |
| Erie County Ohio | 2 | $ 440,000 | $ 220,000 | $ 141,000 |
| Montgomery County Ohio | 2 | $ 30,000 | $ 15,000 | $ 29,000 |
| Bay County Florida | 1 | $ 285,000 | $ 285,000 | $ 71,000 |
| Hillsborough County Florida | 1 | $ 105,000 | $ 105,000 | $ 311,000 |
| Manatee County Florida | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Polk County Florida | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| Sarasota County Florida | 1 | $ 485,000 | $ 485,000 | $ 451,000 |
| Franklin County Indiana | 1 | $ 55,000 | $ 55,000 | $ 12,000 |
| Hamilton County Indiana | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Huntington County Indiana | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Marion County Indiana | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| Porter County Indiana | 1 | $ 375,000 | $ 375,000 | $ 261,000 |
| Washington County Indiana | 1 | $ 165,000 | $ 165,000 | $ 12,000 |
| Allegan County Michigan | 1 | $ 275,000 | $ 275,000 | $ 248,000 |
| St. Joseph County Michigan | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Washtenaw County Michigan | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Pearl River County Mississippi | 1 | $ 395,000 | $ 395,000 | $ 99,000 |
| Onondaga County New York | 1 | $ 1,355,000 | $ 1,355,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 257,000 |
| Ashland County Ohio | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Crawford County Ohio | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Cuyahoga County Ohio | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Hamilton County Ohio | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Lake County Ohio | 1 | $ 2,205,000 | $ 2,205,000 | $ 0 |
| Beaver County Pennsylvania | 1 | $ 4,205,000 | $ 4,205,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Sumner County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| Waukesha County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 164,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Farmers & Merchants State Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 747 | $112,195,000 | $150,000 | $4,205,000 | $70,000 | $982,000 |
| Cash-out Refinancing | 252 | $61,570,000 | $244,000 | $20,175,000 | $68,000 | $358,000 |
| Refinancing | 183 | $32,525,000 | $177,000 | $1,025,000 | $114,000 | $604,000 |
| Other Purpose | 59 | $4,885,000 | $82,000 | $275,000 | $59,000 | $317,000 |
| Home Improvement | 8 | $470,000 | $58,000 | $95,000 | $68,000 | $137,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,068 | $144,340,000 | $135,000 | $1,875,000 | $75,000 | $982,000 |
| Not applicable | 74 | $50,850,000 | $687,000 | $20,175,000 | $0 | $0 |
| Hispanic | 49 | $4,235,000 | $86,000 | $225,000 | $54,000 | $139,000 |
| Not Provided | 39 | $6,745,000 | $172,000 | $485,000 | $85,000 | $265,000 |
| Black or African American | 6 | $860,000 | $143,000 | $195,000 | $92,000 | $120,000 |
| Asian | 5 | $1,425,000 | $285,000 | $805,000 | $47,000 | $56,000 |
| American Indian or Alaskan Native | 2 | $270,000 | $135,000 | $205,000 | $39,000 | $42,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $1,435,000 | $1,435,000 | $1,435,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,249 | $211,645,000 | $169,000 | $20,175,000 | $75,000 | $982,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 692 | $141,150,000 | $203,000 | $20,175,000 | $83,000 | $604,000 |
| Application Denied By Financial Institution | 171 | $18,895,000 | $110,000 | $405,000 | $61,000 | $355,000 |
| Application Withdrawn By Applicant | 136 | $18,500,000 | $136,000 | $545,000 | $73,000 | $390,000 |
| Preapproval Approved but not Accepted | 129 | $19,745,000 | $153,000 | $485,000 | $80,000 | $982,000 |
| Preapproval Denied by Financial Institution | 120 | $13,260,000 | $110,000 | $565,000 | $53,000 | $265,000 |
| Application Approved But Not Accepted | 1 | $95,000 | $95,000 | $95,000 | $47,000 | $47,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 958 | $179,490,000 | $187,000 | $20,175,000 | $81,000 | $982,000 |
| Credit History | 133 | $12,715,000 | $95,000 | $285,000 | $52,000 | $204,000 |
| Debt-To-Income Ratio | 56 | $7,700,000 | $137,000 | $485,000 | $42,000 | $192,000 |
| Collateral | 45 | $4,645,000 | $103,000 | $375,000 | $81,000 | $355,000 |
| Credit Application Incomplete | 20 | $3,070,000 | $153,000 | $565,000 | $87,000 | $265,000 |
| Other | 19 | $1,905,000 | $100,000 | $215,000 | $51,000 | $136,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $765,000 | $109,000 | $395,000 | $59,000 | $170,000 |
| Unverifiable Information | 6 | $820,000 | $136,000 | $355,000 | $52,000 | $94,000 |
| Employment History | 3 | $365,000 | $121,000 | $145,000 | $71,000 | $75,000 |
| Mortgage Insurance Denied | 2 | $170,000 | $85,000 | $95,000 | $44,000 | $52,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.