The Dart Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for The Dart Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Dart Bank 368 S. Park St. Mason, MI 48854 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,465 |
| Total Mortgage Loan Application Amount | $820,365,000 |
| Average Mortgage Loan Application Amount | $448,000 |
| Highest Mortgage Loan Application Amount | $2,595,000 |
| Average Applicant Income | $116,250 |
| Highest Applicant Income | $3,792,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ingham County Michigan | 1,160 | $ 250,590,000 | $ 216,000 | $ 120,000 |
| Clinton County Michigan | 437 | $ 112,105,000 | $ 256,000 | $ 123,000 |
| Eaton County Michigan | 328 | $ 67,090,000 | $ 204,000 | $ 98,000 |
| Jackson County Michigan | 305 | $ 58,355,000 | $ 191,000 | $ 97,000 |
| Washtenaw County Michigan | 129 | $ 36,895,000 | $ 286,000 | $ 137,000 |
| Oakland County Michigan | 95 | $ 33,275,000 | $ 350,000 | $ 138,000 |
| Macomb County Michigan | 90 | $ 25,700,000 | $ 285,000 | $ 115,000 |
| Kent County Michigan | 88 | $ 23,080,000 | $ 262,000 | $ 131,000 |
| Shiawassee County Michigan | 75 | $ 15,165,000 | $ 202,000 | $ 94,000 |
| Wayne County Michigan | 69 | $ 21,295,000 | $ 308,000 | $ 131,000 |
| Livingston County Michigan | 59 | $ 17,895,000 | $ 303,000 | $ 133,000 |
| St. Clair County Michigan | 39 | $ 11,355,000 | $ 291,000 | $ 98,000 |
| Ionia County Michigan | 35 | $ 7,315,000 | $ 209,000 | $ 105,000 |
| Lapeer County Michigan | 33 | $ 9,695,000 | $ 293,000 | $ 101,000 |
| Genesee County Michigan | 30 | $ 6,600,000 | $ 220,000 | $ 105,000 |
| Lenawee County Michigan | 30 | $ 5,910,000 | $ 197,000 | $ 115,000 |
| Gratiot County Michigan | 22 | $ 4,200,000 | $ 190,000 | $ 86,000 |
| Sanilac County Michigan | 22 | $ 4,780,000 | $ 217,000 | $ 95,000 |
| Midland County Michigan | 21 | $ 3,645,000 | $ 173,000 | $ 72,000 |
| Ottawa County Michigan | 20 | $ 5,360,000 | $ 268,000 | $ 158,000 |
| Calhoun County Michigan | 17 | $ 4,045,000 | $ 237,000 | $ 87,000 |
| Roscommon County Michigan | 14 | $ 2,130,000 | $ 152,000 | $ 110,000 |
| Hillsdale County Michigan | 13 | $ 3,125,000 | $ 240,000 | $ 135,000 |
| Kalamazoo County Michigan | 13 | $ 3,885,000 | $ 298,000 | $ 157,000 |
| Barry County Michigan | 12 | $ 1,980,000 | $ 165,000 | $ 74,000 |
| Emmet County Michigan | 12 | $ 3,930,000 | $ 327,000 | $ 233,000 |
| Huron County Michigan | 12 | $ 2,770,000 | $ 230,000 | $ 97,000 |
| Gladwin County Michigan | 11 | $ 1,915,000 | $ 174,000 | $ 132,000 |
| Tuscola County Michigan | 11 | $ 2,505,000 | $ 227,000 | $ 91,000 |
| Muskegon County Michigan | 10 | $ 1,930,000 | $ 193,000 | $ 113,000 |
| Antrim County Michigan | 9 | $ 2,845,000 | $ 316,000 | $ 194,000 |
| Mecosta County Michigan | 9 | $ 1,745,000 | $ 193,000 | $ 190,000 |
| Charlevoix County Michigan | 8 | $ 2,800,000 | $ 350,000 | $ 328,000 |
| Clare County Michigan | 8 | $ 1,400,000 | $ 175,000 | $ 83,000 |
| Grand Traverse County Michigan | 8 | $ 1,990,000 | $ 248,000 | $ 156,000 |
| Isabella County Michigan | 8 | $ 1,840,000 | $ 230,000 | $ 158,000 |
| Cheboygan County Michigan | 7 | $ 1,685,000 | $ 240,000 | $ 135,000 |
| Monroe County Michigan | 7 | $ 1,625,000 | $ 232,000 | $ 98,000 |
| Lee County Florida | 6 | $ 2,150,000 | $ 358,000 | $ 290,000 |
| Allegan County Michigan | 6 | $ 1,330,000 | $ 221,000 | $ 120,000 |
| Bay County Michigan | 6 | $ 1,040,000 | $ 173,000 | $ 71,000 |
| Montcalm County Michigan | 6 | $ 960,000 | $ 160,000 | $ 71,000 |
| Saginaw County Michigan | 6 | $ 980,000 | $ 163,000 | $ 56,000 |
| Palm Beach County Florida | 5 | $ 2,655,000 | $ 531,000 | $ 314,000 |
| Arenac County Michigan | 5 | $ 1,345,000 | $ 269,000 | $ 277,000 |
| Benzie County Michigan | 5 | $ 1,385,000 | $ 277,000 | $ 120,000 |
| Ogemaw County Michigan | 5 | $ 905,000 | $ 181,000 | $ 83,000 |
| Osceola County Michigan | 5 | $ 725,000 | $ 145,000 | $ 85,000 |
| Maricopa County Arizona | 4 | $ 1,030,000 | $ 257,000 | $ 158,000 |
| Hillsborough County Florida | 4 | $ 1,680,000 | $ 420,000 | $ 195,000 |
| Iosco County Michigan | 4 | $ 680,000 | $ 170,000 | $ 138,000 |
| Kalkaska County Michigan | 4 | $ 660,000 | $ 165,000 | $ 57,000 |
| Leelanau County Michigan | 4 | $ 1,590,000 | $ 397,000 | $ 196,000 |
| Manistee County Michigan | 4 | $ 1,140,000 | $ 285,000 | $ 114,000 |
| Missaukee County Michigan | 4 | $ 820,000 | $ 205,000 | $ 97,000 |
| Oceana County Michigan | 4 | $ 810,000 | $ 202,000 | $ 197,000 |
| Travis County Texas | 4 | $ 1,500,000 | $ 375,000 | $ 187,000 |
| Manatee County Florida | 3 | $ 3,725,000 | $ 1,241,000 | $ 514,000 |
| Osceola County Florida | 3 | $ 1,115,000 | $ 371,000 | $ 251,000 |
| Sarasota County Florida | 3 | $ 2,855,000 | $ 951,000 | $ 677,000 |
| Alcona County Michigan | 3 | $ 465,000 | $ 155,000 | $ 75,000 |
| Berrien County Michigan | 3 | $ 875,000 | $ 291,000 | $ 89,000 |
| Crawford County Michigan | 3 | $ 485,000 | $ 161,000 | $ 66,000 |
| Mason County Michigan | 3 | $ 785,000 | $ 261,000 | $ 119,000 |
| Wexford County Michigan | 3 | $ 505,000 | $ 168,000 | $ 84,000 |
| Cullman County Alabama | 2 | $ 770,000 | $ 385,000 | $ 135,000 |
| Elbert County Colorado | 2 | $ 1,030,000 | $ 515,000 | $ 95,000 |
| Weld County Colorado | 2 | $ 800,000 | $ 400,000 | $ 107,000 |
| Collier County Florida | 2 | $ 530,000 | $ 265,000 | $ 466,000 |
| Lake County Florida | 2 | $ 450,000 | $ 225,000 | $ 75,000 |
| Cobb County Georgia | 2 | $ 290,000 | $ 145,000 | $ 383,000 |
| Cook County Illinois | 2 | $ 490,000 | $ 245,000 | $ 214,000 |
| Scott County Iowa | 2 | $ 180,000 | $ 90,000 | $ 113,000 |
| Alpena County Michigan | 2 | $ 810,000 | $ 405,000 | $ 190,000 |
| Branch County Michigan | 2 | $ 140,000 | $ 70,000 | $ 150,000 |
| Otsego County Michigan | 2 | $ 280,000 | $ 140,000 | $ 55,000 |
| Presque Isle County Michigan | 2 | $ 330,000 | $ 165,000 | $ 311,000 |
| Schoolcraft County Michigan | 2 | $ 370,000 | $ 185,000 | $ 37,000 |
| Van Buren County Michigan | 2 | $ 510,000 | $ 255,000 | $ 151,000 |
| Haywood County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 130,000 |
| Bexar County Texas | 2 | $ 870,000 | $ 435,000 | $ 117,000 |
| Cherokee County Alabama | 1 | $ 215,000 | $ 215,000 | $ 44,000 |
| Etowah County Alabama | 1 | $ 275,000 | $ 275,000 | $ 160,000 |
| Jefferson County Alabama | 1 | $ 375,000 | $ 375,000 | $ 143,000 |
| Marshall County Alabama | 1 | $ 225,000 | $ 225,000 | $ 158,000 |
| Gila County Arizona | 1 | $ 545,000 | $ 545,000 | $ 355,000 |
| Placer County California | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| Denver County Colorado | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Jefferson County Colorado | 1 | $ 475,000 | $ 475,000 | $ 192,000 |
| Marion County Florida | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Monroe County Florida | 1 | $ 945,000 | $ 945,000 | $ 613,000 |
| Orange County Florida | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Putnam County Florida | 1 | $ 315,000 | $ 315,000 | $ 105,000 |
| Seminole County Florida | 1 | $ 805,000 | $ 805,000 | $ 300,000 |
| St. Johns County Florida | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| Sumter County Florida | 1 | $ 235,000 | $ 235,000 | $ 118,000 |
| Union County Florida | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Greene County Georgia | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Lake County Illinois | 1 | $ 175,000 | $ 175,000 | $ 136,000 |
| Allen County Indiana | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Huntington County Indiana | 1 | $ 115,000 | $ 115,000 | $ 112,000 |
| Madison County Iowa | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| St. Tammany County Louisiana | 1 | $ 505,000 | $ 505,000 | $ 825,000 |
| Baraga County Michigan | 1 | $ 175,000 | $ 175,000 | $ 177,000 |
| Cass County Michigan | 1 | $ 285,000 | $ 285,000 | $ 121,000 |
| Chippewa County Michigan | 1 | $ 85,000 | $ 85,000 | $ 217,000 |
| Lake County Michigan | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Montmorency County Michigan | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Oscoda County Michigan | 1 | $ 145,000 | $ 145,000 | $ 250,000 |
| St. Joseph County Michigan | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Chatham County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 131,000 |
| Cuyahoga County Ohio | 1 | $ 545,000 | $ 545,000 | $ 277,000 |
| Mahoning County Ohio | 1 | $ 325,000 | $ 325,000 | $ 163,000 |
| Logan County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 89,000 |
| Deschutes County Oregon | 1 | $ 755,000 | $ 755,000 | $ 415,000 |
| Luzerne County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 93,000 |
| Sumter County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Midland County Texas | 1 | $ 265,000 | $ 265,000 | $ 227,000 |
| Tom Green County Texas | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Island County Washington | 1 | $ 415,000 | $ 415,000 | $ 90,000 |
| King County Washington | 1 | $ 315,000 | $ 315,000 | $ 149,000 |
| Ozaukee County Wisconsin | 1 | $ 1,305,000 | $ 1,305,000 | $ 391,000 |
| Winnebago County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Dart Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,897 | $485,655,000 | $256,000 | $2,255,000 | $119,000 | $1,624,000 |
| Refinancing | 996 | $214,160,000 | $215,000 | $1,725,000 | $124,000 | $3,792,000 |
| Cash-out Refinancing | 568 | $116,080,000 | $204,000 | $755,000 | $116,000 | $662,000 |
| Home Improvement | 4 | $4,470,000 | $1,117,000 | $2,595,000 | $106,000 | $106,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,884 | $668,330,000 | $231,000 | $2,165,000 | $119,000 | $1,624,000 |
| Not Provided | 216 | $53,710,000 | $248,000 | $1,305,000 | $127,000 | $825,000 |
| Asian | 122 | $35,650,000 | $292,000 | $2,255,000 | $128,000 | $888,000 |
| Hispanic | 112 | $22,650,000 | $202,000 | $535,000 | $89,000 | $270,000 |
| Black or African American | 89 | $25,485,000 | $286,000 | $1,725,000 | $172,000 | $3,792,000 |
| Not applicable | 25 | $11,225,000 | $449,000 | $2,595,000 | $0 | $0 |
| American Indian or Alaskan Native | 16 | $2,850,000 | $178,000 | $345,000 | $92,000 | $200,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $465,000 | $465,000 | $465,000 | $149,000 | $149,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,319 | $792,305,000 | $238,000 | $2,595,000 | $122,000 | $3,792,000 |
| FHA-insured (Federal Housing Administration) | 100 | $17,870,000 | $178,000 | $355,000 | $63,000 | $173,000 |
| VA-guaranteed (Veterans Administration) | 31 | $7,785,000 | $251,000 | $445,000 | $93,000 | $179,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $2,405,000 | $160,000 | $245,000 | $56,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,695 | $642,585,000 | $238,000 | $2,595,000 | $119,000 | $1,624,000 |
| Application Withdrawn By Applicant | 591 | $137,815,000 | $233,000 | $1,725,000 | $130,000 | $3,792,000 |
| Application Denied By Financial Institution | 113 | $22,545,000 | $199,000 | $625,000 | $86,000 | $385,000 |
| Application Approved But Not Accepted | 66 | $17,420,000 | $263,000 | $545,000 | $124,000 | $590,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,352 | $797,820,000 | $238,000 | $2,595,000 | $121,000 | $3,792,000 |
| Credit History | 49 | $8,865,000 | $180,000 | $625,000 | $85,000 | $385,000 |
| Debt-To-Income Ratio | 30 | $6,600,000 | $220,000 | $465,000 | $68,000 | $200,000 |
| Collateral | 12 | $2,750,000 | $229,000 | $545,000 | $110,000 | $332,000 |
| Credit Application Incomplete | 8 | $1,210,000 | $151,000 | $255,000 | $82,000 | $140,000 |
| Other | 5 | $505,000 | $101,000 | $135,000 | $118,000 | $266,000 |
| Unverifiable Information | 3 | $995,000 | $331,000 | $405,000 | $149,000 | $250,000 |
| Employment History | 3 | $775,000 | $258,000 | $415,000 | $88,000 | $145,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $845,000 | $281,000 | $405,000 | $28,000 | $28,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.