The Cit Group/Consumer Finance
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for The Cit Group/Consumer Finance.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Cit Group/Consumer Finance 1 Cit Drive Livingston, NJ 07039 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,290 |
| Total Mortgage Loan Application Amount | $218,602,000 |
| Average Mortgage Loan Application Amount | $113,263 |
| Highest Mortgage Loan Application Amount | $971,000 |
| Average Applicant Income | $71,842 |
| Highest Applicant Income | $3,600,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Tennessee | 325 | $ 30,768,000 | $ 94,000 | $ 51,000 |
| Davidson County Tennessee | 294 | $ 31,839,000 | $ 108,000 | $ 73,000 |
| Knox County Tennessee | 138 | $ 13,288,000 | $ 96,000 | $ 59,000 |
| Shelby County Tennessee | 136 | $ 11,791,000 | $ 86,000 | $ 72,000 |
| Sumner County Tennessee | 79 | $ 10,108,000 | $ 127,000 | $ 89,000 |
| Rutherford County Tennessee | 78 | $ 8,380,000 | $ 107,000 | $ 51,000 |
| Tipton County Tennessee | 60 | $ 5,795,000 | $ 96,000 | $ 46,000 |
| Bradley County Tennessee | 59 | $ 5,099,000 | $ 86,000 | $ 43,000 |
| Wilson County Tennessee | 54 | $ 6,367,000 | $ 117,000 | $ 59,000 |
| Blount County Tennessee | 48 | $ 4,217,000 | $ 87,000 | $ 48,000 |
| Sullivan County Tennessee | 43 | $ 3,291,000 | $ 76,000 | $ 47,000 |
| Jefferson County Tennessee | 41 | $ 3,778,000 | $ 92,000 | $ 38,000 |
| Robertson County Tennessee | 41 | $ 3,927,000 | $ 95,000 | $ 138,000 |
| Maury County Tennessee | 38 | $ 3,867,000 | $ 101,000 | $ 47,000 |
| Anderson County Tennessee | 36 | $ 3,430,000 | $ 95,000 | $ 53,000 |
| Williamson County Tennessee | 36 | $ 6,649,000 | $ 184,000 | $ 95,000 |
| Dickson County Tennessee | 31 | $ 2,704,000 | $ 87,000 | $ 43,000 |
| Hamblen County Tennessee | 29 | $ 1,795,000 | $ 61,000 | $ 34,000 |
| Roane County Tennessee | 26 | $ 1,820,000 | $ 70,000 | $ 44,000 |
| Sevier County Tennessee | 25 | $ 3,068,000 | $ 122,000 | $ 102,000 |
| Greene County Tennessee | 24 | $ 1,646,000 | $ 68,000 | $ 40,000 |
| Madison County Tennessee | 24 | $ 1,825,000 | $ 76,000 | $ 45,000 |
| McMinn County Tennessee | 22 | $ 2,424,000 | $ 110,000 | $ 56,000 |
| Marion County Tennessee | 21 | $ 2,061,000 | $ 98,000 | $ 65,000 |
| Bedford County Tennessee | 20 | $ 1,791,000 | $ 89,000 | $ 54,000 |
| Cheatham County Tennessee | 20 | $ 1,585,000 | $ 79,000 | $ 55,000 |
| Montgomery County Tennessee | 20 | $ 2,077,000 | $ 103,000 | $ 68,000 |
| Campbell County Tennessee | 19 | $ 1,147,000 | $ 60,000 | $ 45,000 |
| Cumberland County Tennessee | 17 | $ 1,309,000 | $ 77,000 | $ 31,000 |
| Gibson County Tennessee | 17 | $ 1,379,000 | $ 81,000 | $ 62,000 |
| Rhea County Tennessee | 17 | $ 1,571,000 | $ 92,000 | $ 65,000 |
| Hawkins County Tennessee | 16 | $ 1,019,000 | $ 63,000 | $ 29,000 |
| Humphreys County Tennessee | 15 | $ 980,000 | $ 65,000 | $ 47,000 |
| Loudon County Tennessee | 15 | $ 1,816,000 | $ 121,000 | $ 63,000 |
| Monroe County Tennessee | 15 | $ 1,036,000 | $ 69,000 | $ 37,000 |
| Polk County Tennessee | 15 | $ 895,000 | $ 59,000 | $ 36,000 |
| Hickman County Tennessee | 14 | $ 958,000 | $ 68,000 | $ 43,000 |
| Union County Tennessee | 14 | $ 1,190,000 | $ 85,000 | $ 52,000 |
| Washington County Tennessee | 13 | $ 952,000 | $ 73,000 | $ 36,000 |
| Catoosa County Georgia | 12 | $ 1,728,000 | $ 144,000 | $ 54,000 |
| Lauderdale County Tennessee | 12 | $ 725,000 | $ 60,000 | $ 39,000 |
| Sequatchie County Tennessee | 12 | $ 1,311,000 | $ 109,000 | $ 42,000 |
| Bledsoe County Tennessee | 10 | $ 745,000 | $ 74,000 | $ 49,000 |
| Claiborne County Tennessee | 10 | $ 1,239,000 | $ 123,000 | $ 35,000 |
| Coffee County Tennessee | 10 | $ 773,000 | $ 77,000 | $ 46,000 |
| Dyer County Tennessee | 10 | $ 703,000 | $ 70,000 | $ 37,000 |
| Marshall County Tennessee | 10 | $ 660,000 | $ 66,000 | $ 48,000 |
| Cocke County Tennessee | 9 | $ 556,000 | $ 61,000 | $ 42,000 |
| Grainger County Tennessee | 9 | $ 717,000 | $ 79,000 | $ 34,000 |
| Weakley County Tennessee | 9 | $ 787,000 | $ 87,000 | $ 63,000 |
| Fayette County Tennessee | 8 | $ 2,152,000 | $ 269,000 | $ 106,000 |
| Obion County Tennessee | 8 | $ 337,000 | $ 42,000 | $ 57,000 |
| Smith County Tennessee | 8 | $ 617,000 | $ 77,000 | $ 44,000 |
| Whitfield County Georgia | 7 | $ 837,000 | $ 119,000 | $ 46,000 |
| Houston County Tennessee | 7 | $ 465,000 | $ 66,000 | $ 37,000 |
| Lawrence County Tennessee | 7 | $ 524,000 | $ 74,000 | $ 40,000 |
| Meigs County Tennessee | 7 | $ 462,000 | $ 66,000 | $ 25,000 |
| Putnam County Tennessee | 7 | $ 699,000 | $ 99,000 | $ 61,000 |
| Benton County Tennessee | 6 | $ 319,000 | $ 53,000 | $ 28,000 |
| Giles County Tennessee | 6 | $ 376,000 | $ 62,000 | $ 26,000 |
| Henry County Tennessee | 6 | $ 320,000 | $ 53,000 | $ 22,000 |
| Jackson County Tennessee | 6 | $ 470,000 | $ 78,000 | $ 44,000 |
| Stewart County Tennessee | 6 | $ 628,000 | $ 104,000 | $ 47,000 |
| Franklin County Tennessee | 5 | $ 398,000 | $ 79,000 | $ 38,000 |
| Hardeman County Tennessee | 5 | $ 339,000 | $ 67,000 | $ 24,000 |
| Henderson County Tennessee | 5 | $ 277,000 | $ 55,000 | $ 30,000 |
| Warren County Tennessee | 5 | $ 328,000 | $ 65,000 | $ 34,000 |
| Carroll County Tennessee | 4 | $ 287,000 | $ 71,000 | $ 40,000 |
| Carter County Tennessee | 4 | $ 280,000 | $ 70,000 | $ 49,000 |
| Chester County Tennessee | 4 | $ 212,000 | $ 53,000 | $ 36,000 |
| Grundy County Tennessee | 4 | $ 317,000 | $ 79,000 | $ 30,000 |
| Hardin County Tennessee | 4 | $ 218,000 | $ 54,000 | $ 37,000 |
| Haywood County Tennessee | 4 | $ 281,000 | $ 70,000 | $ 40,000 |
| Lewis County Tennessee | 4 | $ 292,000 | $ 73,000 | $ 46,000 |
| Lincoln County Tennessee | 4 | $ 271,000 | $ 67,000 | $ 41,000 |
| Morgan County Tennessee | 4 | $ 297,000 | $ 74,000 | $ 27,000 |
| Scott County Tennessee | 4 | $ 337,000 | $ 84,000 | $ 332,000 |
| Trousdale County Tennessee | 4 | $ 333,000 | $ 83,000 | $ 38,000 |
| White County Tennessee | 4 | $ 274,000 | $ 68,000 | $ 40,000 |
| Walker County Georgia | 3 | $ 173,000 | $ 57,000 | $ 55,000 |
| Cannon County Tennessee | 3 | $ 261,000 | $ 87,000 | $ 46,000 |
| Crockett County Tennessee | 3 | $ 203,000 | $ 67,000 | $ 53,000 |
| McNairy County Tennessee | 3 | $ 207,000 | $ 69,000 | $ 30,000 |
| Overton County Tennessee | 3 | $ 236,000 | $ 78,000 | $ 35,000 |
| Christian County Kentucky | 2 | $ 122,000 | $ 61,000 | $ 43,000 |
| Logan County Kentucky | 2 | $ 112,000 | $ 56,000 | $ 51,000 |
| McCracken County Kentucky | 2 | $ 240,000 | $ 120,000 | $ 95,000 |
| Simpson County Kentucky | 2 | $ 146,000 | $ 73,000 | $ 28,000 |
| Warren County Kentucky | 2 | $ 199,000 | $ 99,000 | $ 43,000 |
| Hancock County Tennessee | 2 | $ 126,000 | $ 63,000 | $ 24,000 |
| Moore County Tennessee | 2 | $ 119,000 | $ 59,000 | $ 21,000 |
| Wayne County Tennessee | 2 | $ 147,000 | $ 73,000 | $ 41,000 |
| Appomattox County Virginia | 2 | $ 142,000 | $ 71,000 | $ 32,000 |
| Franklin County Arkansas | 1 | $ 180,000 | $ 180,000 | $ 50,000 |
| Pulaski County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 216,000 |
| San Bernardino County California | 1 | $ 199,000 | $ 199,000 | $ 67,000 |
| Santa Clara County California | 1 | $ 293,000 | $ 293,000 | $ 78,000 |
| Pinellas County Florida | 1 | $ 100,000 | $ 100,000 | $ 265,000 |
| Berrien County Georgia | 1 | $ 70,000 | $ 70,000 | $ 19,000 |
| Colquitt County Georgia | 1 | $ 261,000 | $ 261,000 | $ 57,000 |
| Columbia County Georgia | 1 | $ 407,000 | $ 407,000 | $ 77,000 |
| Dade County Georgia | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| Hall County Georgia | 1 | $ 100,000 | $ 100,000 | $ 180,000 |
| Murray County Georgia | 1 | $ 86,000 | $ 86,000 | $ 56,000 |
| Boyd County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| Crittenden County Kentucky | 1 | $ 230,000 | $ 230,000 | $ 90,000 |
| Todd County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 36,000 |
| Genesee County Michigan | 1 | $ 60,000 | $ 60,000 | $ 20,000 |
| Marion County Missouri | 1 | $ 53,000 | $ 53,000 | $ 30,000 |
| St. Francois County Missouri | 1 | $ 92,000 | $ 92,000 | $ 80,000 |
| St. Louis County Missouri | 1 | $ 90,000 | $ 90,000 | $ 24,000 |
| Queens County New York | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Wood County Ohio | 1 | $ 160,000 | $ 160,000 | $ 81,000 |
| Clay County Tennessee | 1 | $ 71,000 | $ 71,000 | $ 40,000 |
| DeKalb County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 54,000 |
| Fentress County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 32,000 |
| Johnson County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 21,000 |
| Lake County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 19,000 |
| Macon County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 38,000 |
| Perry County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 26,000 |
| Unicoi County Tennessee | 1 | $ 227,000 | $ 227,000 | $ 47,000 |
| Scott County Virginia | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Smyth County Virginia | 1 | $ 60,000 | $ 60,000 | $ 15,000 |
| Washington County Virginia | 1 | $ 66,000 | $ 66,000 | $ 26,000 |
| Wise County Virginia | 1 | $ 77,000 | $ 77,000 | $ 43,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Cit Group/Consumer Finance in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,298 | $124,489,000 | $101,300 | $671,000 | $88,400 | $1,568,000 |
| Home Purchase | 666 | $58,304,000 | $104,833 | $779,000 | $48,833 | $3,600,000 |
| Home Improvement | 326 | $35,809,000 | $170,000 | $971,000 | $62,666 | $660,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,507 | $147,482,000 | $105,500 | $971,000 | $60,500 | $3,600,000 |
| Not Provided | 380 | $34,837,000 | $119,625 | $616,000 | $84,625 | $1,214,000 |
| Black or African American | 363 | $32,548,000 | $106,000 | $505,000 | $47,200 | $338,000 |
| Hispanic | 24 | $2,304,000 | $96,000 | $166,000 | $47,000 | $146,000 |
| Asian | 12 | $1,155,000 | $96,000 | $207,000 | $66,000 | $162,000 |
| American Indian or Alaskan Native | 3 | $207,000 | $69,000 | $69,000 | $120,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $69,000 | $69,000 | $69,000 | $60,000 | $60,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,290 | $218,602,000 | $111,727 | $971,000 | $78,454 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 725 | $67,409,000 | $92,000 | $691,000 | $53,000 | $1,214,000 |
| Loan Originated | 714 | $67,728,000 | $94,000 | $580,000 | $52,000 | $632,000 |
| Application Denied By Financial Institution | 494 | $44,576,000 | $95,000 | $686,000 | $37,250 | $3,600,000 |
| Application Withdrawn By Applicant | 357 | $38,889,000 | $119,400 | $971,000 | $88,800 | $1,800,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.