The Cit Group/Consumer Finance
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for The Cit Group/Consumer Finance.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Cit Group/Consumer Finance 1 Cit Drive Livingston, NJ 07039 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,874 |
| Total Mortgage Loan Application Amount | $256,915,000 |
| Average Mortgage Loan Application Amount | $96,565 |
| Highest Mortgage Loan Application Amount | $2,550,000 |
| Average Applicant Income | $55,521 |
| Highest Applicant Income | $3,600,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Tennessee | 333 | $ 28,799,000 | $ 86,000 | $ 64,000 |
| Davidson County Tennessee | 313 | $ 38,599,000 | $ 123,000 | $ 83,000 |
| Shelby County Tennessee | 189 | $ 15,712,000 | $ 83,000 | $ 68,000 |
| Knox County Tennessee | 184 | $ 17,155,000 | $ 93,000 | $ 60,000 |
| Sumner County Tennessee | 103 | $ 13,519,000 | $ 131,000 | $ 82,000 |
| Rutherford County Tennessee | 101 | $ 10,060,000 | $ 99,000 | $ 59,000 |
| Blount County Tennessee | 81 | $ 7,197,000 | $ 88,000 | $ 48,000 |
| Bradley County Tennessee | 78 | $ 6,307,000 | $ 80,000 | $ 49,000 |
| Wilson County Tennessee | 53 | $ 5,651,000 | $ 106,000 | $ 56,000 |
| Tipton County Tennessee | 50 | $ 4,127,000 | $ 82,000 | $ 35,000 |
| Williamson County Tennessee | 50 | $ 8,056,000 | $ 161,000 | $ 91,000 |
| Jefferson County Tennessee | 49 | $ 3,677,000 | $ 75,000 | $ 38,000 |
| Maury County Tennessee | 48 | $ 3,893,000 | $ 81,000 | $ 63,000 |
| Loudon County Tennessee | 44 | $ 3,467,000 | $ 78,000 | $ 126,000 |
| Robertson County Tennessee | 43 | $ 3,740,000 | $ 86,000 | $ 61,000 |
| Sevier County Tennessee | 42 | $ 4,670,000 | $ 111,000 | $ 97,000 |
| McMinn County Tennessee | 36 | $ 2,680,000 | $ 74,000 | $ 43,000 |
| Madison County Tennessee | 35 | $ 2,591,000 | $ 74,000 | $ 51,000 |
| Sullivan County Tennessee | 35 | $ 2,582,000 | $ 73,000 | $ 48,000 |
| Montgomery County Tennessee | 34 | $ 2,911,000 | $ 85,000 | $ 54,000 |
| Anderson County Tennessee | 33 | $ 2,397,000 | $ 72,000 | $ 46,000 |
| Dickson County Tennessee | 33 | $ 3,354,000 | $ 101,000 | $ 51,000 |
| Hickman County Tennessee | 30 | $ 2,085,000 | $ 69,000 | $ 40,000 |
| Monroe County Tennessee | 30 | $ 2,062,000 | $ 68,000 | $ 43,000 |
| Humphreys County Tennessee | 28 | $ 1,960,000 | $ 70,000 | $ 44,000 |
| Washington County Tennessee | 28 | $ 2,390,000 | $ 85,000 | $ 42,000 |
| Cheatham County Tennessee | 27 | $ 2,585,000 | $ 95,000 | $ 48,000 |
| Rhea County Tennessee | 27 | $ 1,681,000 | $ 62,000 | $ 40,000 |
| Bedford County Tennessee | 26 | $ 2,502,000 | $ 96,000 | $ 56,000 |
| Campbell County Tennessee | 26 | $ 1,688,000 | $ 64,000 | $ 36,000 |
| Marion County Tennessee | 26 | $ 2,160,000 | $ 83,000 | $ 43,000 |
| Roane County Tennessee | 25 | $ 2,179,000 | $ 87,000 | $ 55,000 |
| Union County Tennessee | 25 | $ 1,892,000 | $ 75,000 | $ 40,000 |
| Warren County Tennessee | 25 | $ 1,576,000 | $ 63,000 | $ 33,000 |
| Coffee County Tennessee | 23 | $ 1,770,000 | $ 76,000 | $ 53,000 |
| Hawkins County Tennessee | 23 | $ 1,850,000 | $ 80,000 | $ 48,000 |
| Polk County Tennessee | 23 | $ 1,582,000 | $ 68,000 | $ 34,000 |
| Claiborne County Tennessee | 22 | $ 1,323,000 | $ 60,000 | $ 31,000 |
| Cumberland County Tennessee | 21 | $ 1,505,000 | $ 71,000 | $ 42,000 |
| Hamblen County Tennessee | 21 | $ 1,259,000 | $ 59,000 | $ 33,000 |
| Putnam County Tennessee | 21 | $ 1,748,000 | $ 83,000 | $ 38,000 |
| Greene County Tennessee | 18 | $ 1,357,000 | $ 75,000 | $ 40,000 |
| Lawrence County Tennessee | 18 | $ 969,000 | $ 53,000 | $ 27,000 |
| Sequatchie County Tennessee | 17 | $ 1,271,000 | $ 74,000 | $ 40,000 |
| Cocke County Tennessee | 16 | $ 964,000 | $ 60,000 | $ 37,000 |
| White County Tennessee | 14 | $ 932,000 | $ 66,000 | $ 39,000 |
| Grainger County Tennessee | 13 | $ 777,000 | $ 59,000 | $ 42,000 |
| Hardin County Tennessee | 13 | $ 1,071,000 | $ 82,000 | $ 40,000 |
| Marshall County Tennessee | 13 | $ 974,000 | $ 74,000 | $ 40,000 |
| Carter County Tennessee | 12 | $ 844,000 | $ 70,000 | $ 32,000 |
| Lincoln County Tennessee | 12 | $ 899,000 | $ 74,000 | $ 55,000 |
| Houston County Tennessee | 11 | $ 570,000 | $ 51,000 | $ 36,000 |
| Macon County Tennessee | 11 | $ 834,000 | $ 75,000 | $ 47,000 |
| Benton County Tennessee | 10 | $ 581,000 | $ 58,000 | $ 37,000 |
| Bledsoe County Tennessee | 10 | $ 532,000 | $ 53,000 | $ 39,000 |
| Gibson County Tennessee | 10 | $ 826,000 | $ 82,000 | $ 41,000 |
| Haywood County Tennessee | 10 | $ 458,000 | $ 45,000 | $ 52,000 |
| Lewis County Tennessee | 10 | $ 795,000 | $ 79,000 | $ 43,000 |
| Morgan County Tennessee | 10 | $ 606,000 | $ 60,000 | $ 39,000 |
| Chester County Tennessee | 9 | $ 475,000 | $ 52,000 | $ 26,000 |
| Henry County Tennessee | 9 | $ 396,000 | $ 44,000 | $ 28,000 |
| Carroll County Tennessee | 8 | $ 448,000 | $ 56,000 | $ 30,000 |
| Fayette County Tennessee | 8 | $ 743,000 | $ 92,000 | $ 57,000 |
| Franklin County Tennessee | 8 | $ 724,000 | $ 90,000 | $ 76,000 |
| Giles County Tennessee | 8 | $ 469,000 | $ 58,000 | $ 47,000 |
| McNairy County Tennessee | 8 | $ 450,000 | $ 56,000 | $ 29,000 |
| Meigs County Tennessee | 8 | $ 587,000 | $ 73,000 | $ 51,000 |
| Dyer County Tennessee | 7 | $ 336,000 | $ 48,000 | $ 42,000 |
| Walker County Georgia | 6 | $ 427,000 | $ 71,000 | $ 48,000 |
| Decatur County Tennessee | 6 | $ 450,000 | $ 75,000 | $ 38,000 |
| Henderson County Tennessee | 6 | $ 352,000 | $ 58,000 | $ 33,000 |
| Warren County Kentucky | 5 | $ 386,000 | $ 77,000 | $ 35,000 |
| Lauderdale County Tennessee | 5 | $ 309,000 | $ 61,000 | $ 33,000 |
| Catoosa County Georgia | 4 | $ 323,000 | $ 80,000 | $ 44,000 |
| Jackson County Tennessee | 4 | $ 312,000 | $ 78,000 | $ 43,000 |
| Smith County Tennessee | 4 | $ 285,000 | $ 71,000 | $ 50,000 |
| Trousdale County Tennessee | 4 | $ 369,000 | $ 92,000 | $ 42,000 |
| Whitfield County Georgia | 3 | $ 253,000 | $ 84,000 | $ 33,000 |
| Cook County Illinois | 3 | $ 482,000 | $ 160,000 | $ 143,000 |
| Christian County Kentucky | 3 | $ 174,000 | $ 58,000 | $ 24,000 |
| Cannon County Tennessee | 3 | $ 221,000 | $ 73,000 | $ 28,000 |
| DeKalb County Tennessee | 3 | $ 318,000 | $ 106,000 | $ 44,000 |
| Hardeman County Tennessee | 3 | $ 359,000 | $ 119,000 | $ 30,000 |
| Obion County Tennessee | 3 | $ 176,000 | $ 58,000 | $ 34,000 |
| Perry County Tennessee | 3 | $ 145,000 | $ 48,000 | $ 45,000 |
| Stewart County Tennessee | 3 | $ 154,000 | $ 51,000 | $ 57,000 |
| Weakley County Tennessee | 3 | $ 158,000 | $ 52,000 | $ 33,000 |
| Dade County Georgia | 2 | $ 151,000 | $ 75,000 | $ 105,000 |
| Gordon County Georgia | 2 | $ 210,000 | $ 105,000 | $ 54,000 |
| Marshall County Kentucky | 2 | $ 138,000 | $ 69,000 | $ 47,000 |
| Clay County Tennessee | 2 | $ 130,000 | $ 65,000 | $ 80,000 |
| Crockett County Tennessee | 2 | $ 75,000 | $ 37,000 | $ 30,000 |
| Grundy County Tennessee | 2 | $ 139,000 | $ 69,000 | $ 21,000 |
| Johnson County Tennessee | 2 | $ 119,000 | $ 59,000 | $ 24,000 |
| Overton County Tennessee | 2 | $ 169,000 | $ 84,000 | $ 34,000 |
| Scott County Tennessee | 2 | $ 190,000 | $ 95,000 | $ 39,000 |
| Wayne County Tennessee | 2 | $ 122,000 | $ 61,000 | $ 34,000 |
| Scott County Virginia | 2 | $ 110,000 | $ 55,000 | $ 36,000 |
| Washington County Virginia | 2 | $ 135,000 | $ 67,000 | $ 40,000 |
| Montgomery County Alabama | 1 | $ 50,000 | $ 50,000 | $ 90,000 |
| Shelby County Alabama | 1 | $ 149,000 | $ 149,000 | $ 87,000 |
| Baxter County Arkansas | 1 | $ 108,000 | $ 108,000 | $ 31,000 |
| Benton County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| Los Angeles County California | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Napa County California | 1 | $ 115,000 | $ 115,000 | $ 144,000 |
| Okaloosa County Florida | 1 | $ 56,000 | $ 56,000 | $ 67,000 |
| Volusia County Florida | 1 | $ 59,000 | $ 59,000 | $ 37,000 |
| Washington County Florida | 1 | $ 57,000 | $ 57,000 | $ 34,000 |
| Bartow County Georgia | 1 | $ 108,000 | $ 108,000 | $ 51,000 |
| Carroll County Georgia | 1 | $ 81,000 | $ 81,000 | $ 60,000 |
| Liberty County Georgia | 1 | $ 83,000 | $ 83,000 | $ 41,000 |
| Peach County Georgia | 1 | $ 99,000 | $ 99,000 | $ 46,000 |
| Upson County Georgia | 1 | $ 69,000 | $ 69,000 | $ 31,000 |
| Kane County Illinois | 1 | $ 370,000 | $ 370,000 | $ 30,000 |
| Allen County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 37,000 |
| Bullitt County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 32,000 |
| Carter County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Graves County Kentucky | 1 | $ 54,000 | $ 54,000 | $ 25,000 |
| Lyon County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 34,000 |
| McCracken County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Livingston County Louisiana | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
| DeSoto County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 61,000 |
| Alamance County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 54,000 |
| Haywood County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 62,000 |
| Onslow County North Carolina | 1 | $ 59,000 | $ 59,000 | $ 36,000 |
| Moore County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 68,000 |
| Pickett County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 36,000 |
| Bristol County Virginia | 1 | $ 76,000 | $ 76,000 | $ 29,000 |
| Dickenson County Virginia | 1 | $ 66,000 | $ 66,000 | $ 44,000 |
| Lee County Virginia | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Cit Group/Consumer Finance in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,657 | $155,318,000 | $86,300 | $2,550,000 | $62,700 | $3,600,000 |
| Home Purchase | 905 | $73,466,000 | $106,600 | $641,000 | $51,700 | $900,000 |
| Home Improvement | 312 | $28,131,000 | $97,333 | $581,000 | $44,333 | $504,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,803 | $163,081,000 | $76,111 | $2,550,000 | $46,555 | $3,600,000 |
| Not Provided | 664 | $60,297,000 | $99,100 | $581,000 | $56,600 | $496,000 |
| Black or African American | 331 | $27,175,000 | $116,000 | $480,000 | $64,000 | $438,000 |
| Hispanic | 47 | $4,014,000 | $85,000 | $168,000 | $69,000 | $312,000 |
| Asian | 22 | $1,553,000 | $70,000 | $215,000 | $86,000 | $240,000 |
| American Indian or Alaskan Native | 4 | $563,000 | $140,000 | $228,000 | $71,000 | $156,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $232,000 | $77,000 | $98,000 | $149,000 | $213,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,874 | $256,915,000 | $90,750 | $2,550,000 | $58,250 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 1,065 | $94,143,000 | $101,500 | $653,000 | $98,000 | $1,320,000 |
| Application Denied By Financial Institution | 729 | $58,865,000 | $79,400 | $480,000 | $44,600 | $360,000 |
| Loan Originated | 652 | $56,151,000 | $86,000 | $494,000 | $58,000 | $1,194,000 |
| Application Withdrawn By Applicant | 428 | $47,756,000 | $91,090 | $2,550,000 | $53,727 | $3,600,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.