The Cit Group/Consumer Finance
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for The Cit Group/Consumer Finance.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Cit Group/Consumer Finance 650 Cit Drive Livingston, NJ 07039 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 3,287 |
| Total Mortgage Loan Application Amount | $279,938,000 |
| Average Mortgage Loan Application Amount | $99,000 |
| Highest Mortgage Loan Application Amount | $1,142,000 |
| Average Applicant Income | $254,227 |
| Highest Applicant Income | $4,493,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Tennessee | 389 | $ 33,049,000 | $ 84,000 | $ 49,000 |
| Davidson County Tennessee | 353 | $ 35,215,000 | $ 99,000 | $ 67,000 |
| Knox County Tennessee | 230 | $ 21,637,000 | $ 94,000 | $ 58,000 |
| Bradley County Tennessee | 136 | $ 11,240,000 | $ 82,000 | $ 44,000 |
| Sevier County Tennessee | 110 | $ 11,814,000 | $ 107,000 | $ 87,000 |
| Blount County Tennessee | 106 | $ 9,510,000 | $ 89,000 | $ 48,000 |
| Sumner County Tennessee | 104 | $ 10,170,000 | $ 97,000 | $ 49,000 |
| Rutherford County Tennessee | 98 | $ 9,402,000 | $ 95,000 | $ 60,000 |
| Wilson County Tennessee | 82 | $ 8,363,000 | $ 101,000 | $ 55,000 |
| Anderson County Tennessee | 76 | $ 5,907,000 | $ 77,000 | $ 43,000 |
| Roane County Tennessee | 72 | $ 4,928,000 | $ 68,000 | $ 45,000 |
| Jefferson County Tennessee | 71 | $ 5,786,000 | $ 81,000 | $ 53,000 |
| Shelby County Tennessee | 64 | $ 4,760,000 | $ 74,000 | $ 85,000 |
| Robertson County Tennessee | 62 | $ 6,340,000 | $ 102,000 | $ 47,000 |
| Dickson County Tennessee | 58 | $ 4,782,000 | $ 82,000 | $ 43,000 |
| Cheatham County Tennessee | 46 | $ 3,955,000 | $ 85,000 | $ 50,000 |
| Greene County Tennessee | 43 | $ 3,170,000 | $ 73,000 | $ 46,000 |
| McMinn County Tennessee | 43 | $ 2,629,000 | $ 61,000 | $ 44,000 |
| Williamson County Tennessee | 43 | $ 5,919,000 | $ 137,000 | $ 133,000 |
| Maury County Tennessee | 42 | $ 3,569,000 | $ 84,000 | $ 42,000 |
| Cocke County Tennessee | 41 | $ 2,561,000 | $ 62,000 | $ 36,000 |
| Hawkins County Tennessee | 41 | $ 3,356,000 | $ 81,000 | $ 39,000 |
| Monroe County Tennessee | 40 | $ 3,184,000 | $ 79,000 | $ 50,000 |
| Montgomery County Tennessee | 40 | $ 3,092,000 | $ 77,000 | $ 36,000 |
| Hamblen County Tennessee | 39 | $ 3,084,000 | $ 79,000 | $ 43,000 |
| Loudon County Tennessee | 39 | $ 2,730,000 | $ 70,000 | $ 49,000 |
| Campbell County Tennessee | 38 | $ 2,056,000 | $ 54,000 | $ 34,000 |
| Humphreys County Tennessee | 35 | $ 2,383,000 | $ 68,000 | $ 47,000 |
| Cumberland County Tennessee | 34 | $ 2,094,000 | $ 61,000 | $ 38,000 |
| Sullivan County Tennessee | 34 | $ 2,735,000 | $ 80,000 | $ 42,000 |
| Lawrence County Tennessee | 31 | $ 2,340,000 | $ 75,000 | $ 38,000 |
| Claiborne County Tennessee | 30 | $ 1,695,000 | $ 56,000 | $ 33,000 |
| Rhea County Tennessee | 29 | $ 1,869,000 | $ 64,000 | $ 36,000 |
| Washington County Tennessee | 27 | $ 2,126,000 | $ 78,000 | $ 43,000 |
| Bedford County Tennessee | 24 | $ 1,883,000 | $ 78,000 | $ 42,000 |
| Coffee County Tennessee | 21 | $ 1,648,000 | $ 78,000 | $ 39,000 |
| Union County Tennessee | 21 | $ 1,530,000 | $ 72,000 | $ 72,000 |
| Giles County Tennessee | 18 | $ 1,234,000 | $ 68,000 | $ 55,000 |
| Hickman County Tennessee | 18 | $ 1,217,000 | $ 67,000 | $ 45,000 |
| Marshall County Tennessee | 18 | $ 1,590,000 | $ 88,000 | $ 50,000 |
| Smith County Tennessee | 18 | $ 1,293,000 | $ 71,000 | $ 37,000 |
| Carter County Tennessee | 17 | $ 1,200,000 | $ 70,000 | $ 48,000 |
| Marion County Tennessee | 17 | $ 1,175,000 | $ 69,000 | $ 49,000 |
| Polk County Tennessee | 17 | $ 1,441,000 | $ 84,000 | $ 48,000 |
| Grainger County Tennessee | 15 | $ 1,017,000 | $ 67,000 | $ 34,000 |
| Scott County Tennessee | 14 | $ 931,000 | $ 66,000 | $ 46,000 |
| Warren County Tennessee | 14 | $ 850,000 | $ 60,000 | $ 35,000 |
| Lincoln County Tennessee | 13 | $ 753,000 | $ 57,000 | $ 36,000 |
| Meigs County Tennessee | 12 | $ 760,000 | $ 63,000 | $ 30,000 |
| Madison County Tennessee | 11 | $ 734,000 | $ 66,000 | $ 60,000 |
| Putnam County Tennessee | 11 | $ 822,000 | $ 74,000 | $ 35,000 |
| Catoosa County Georgia | 10 | $ 986,000 | $ 98,000 | $ 55,000 |
| Macon County Tennessee | 10 | $ 718,000 | $ 71,000 | $ 47,000 |
| Stewart County Tennessee | 10 | $ 973,000 | $ 97,000 | $ 154,000 |
| Cannon County Tennessee | 9 | $ 783,000 | $ 87,000 | $ 49,000 |
| DeKalb County Tennessee | 9 | $ 855,000 | $ 95,000 | $ 56,000 |
| Franklin County Tennessee | 9 | $ 660,000 | $ 73,000 | $ 40,000 |
| Gibson County Tennessee | 9 | $ 548,000 | $ 60,000 | $ 31,000 |
| Sequatchie County Tennessee | 9 | $ 860,000 | $ 95,000 | $ 45,000 |
| Tipton County Tennessee | 9 | $ 633,000 | $ 70,000 | $ 43,000 |
| Walker County Georgia | 8 | $ 703,000 | $ 87,000 | $ 41,000 |
| Benton County Tennessee | 8 | $ 811,000 | $ 101,000 | $ 58,000 |
| Johnson County Tennessee | 8 | $ 946,000 | $ 118,000 | $ 135,000 |
| Trousdale County Tennessee | 8 | $ 537,000 | $ 67,000 | $ 44,000 |
| White County Tennessee | 8 | $ 431,000 | $ 53,000 | $ 28,000 |
| Fayette County Tennessee | 7 | $ 458,000 | $ 65,000 | $ 33,000 |
| Bledsoe County Tennessee | 6 | $ 470,000 | $ 78,000 | $ 67,000 |
| Hancock County Tennessee | 6 | $ 401,000 | $ 66,000 | $ 43,000 |
| Lewis County Tennessee | 6 | $ 446,000 | $ 74,000 | $ 38,000 |
| Henderson County Tennessee | 5 | $ 294,000 | $ 58,000 | $ 36,000 |
| Morgan County Tennessee | 5 | $ 328,000 | $ 65,000 | $ 55,000 |
| Pickett County Tennessee | 5 | $ 345,000 | $ 69,000 | $ 49,000 |
| Whitfield County Georgia | 4 | $ 458,000 | $ 114,000 | $ 44,000 |
| Carroll County Tennessee | 3 | $ 212,000 | $ 70,000 | $ 39,000 |
| Chester County Tennessee | 3 | $ 161,000 | $ 53,000 | $ 37,000 |
| Clay County Tennessee | 3 | $ 181,000 | $ 60,000 | $ 40,000 |
| Henry County Tennessee | 3 | $ 235,000 | $ 78,000 | $ 26,000 |
| Houston County Tennessee | 3 | $ 176,000 | $ 58,000 | $ 30,000 |
| Overton County Tennessee | 3 | $ 186,000 | $ 62,000 | $ 40,000 |
| Perry County Tennessee | 3 | $ 138,000 | $ 46,000 | $ 43,000 |
| Unicoi County Tennessee | 3 | $ 178,000 | $ 59,000 | $ 20,000 |
| Wayne County Tennessee | 3 | $ 145,000 | $ 48,000 | $ 21,000 |
| Murray County Georgia | 2 | $ 174,000 | $ 87,000 | $ 41,000 |
| Clark County Indiana | 2 | $ 152,000 | $ 76,000 | $ 48,000 |
| Christian County Kentucky | 2 | $ 100,000 | $ 50,000 | $ 18,000 |
| Muhlenberg County Kentucky | 2 | $ 76,000 | $ 38,000 | $ 30,000 |
| Ohio County Kentucky | 2 | $ 90,000 | $ 45,000 | $ 52,000 |
| Simpson County Kentucky | 2 | $ 144,000 | $ 72,000 | $ 46,000 |
| Crockett County Tennessee | 2 | $ 99,000 | $ 49,000 | $ 23,000 |
| Fentress County Tennessee | 2 | $ 136,000 | $ 68,000 | $ 29,000 |
| Grundy County Tennessee | 2 | $ 201,000 | $ 100,000 | $ 39,000 |
| Hardeman County Tennessee | 2 | $ 182,000 | $ 91,000 | $ 27,000 |
| Lauderdale County Tennessee | 2 | $ 131,000 | $ 65,000 | $ 55,000 |
| McNairy County Tennessee | 2 | $ 102,000 | $ 51,000 | $ 30,000 |
| Obion County Tennessee | 2 | $ 167,000 | $ 83,000 | $ 29,000 |
| Washington County Virginia | 2 | $ 517,000 | $ 258,000 | $ 59,000 |
| Crittenden County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 120,000 |
| Denver County Colorado | 1 | $ 86,000 | $ 86,000 | $ 4,493,000 |
| Broward County Florida | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Carroll County Georgia | 1 | $ 116,000 | $ 116,000 | $ 44,000 |
| Dade County Georgia | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Paulding County Georgia | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Rockdale County Georgia | 1 | $ 211,000 | $ 211,000 | $ 127,000 |
| Marion County Indiana | 1 | $ 138,000 | $ 138,000 | $ 36,000 |
| Owen County Indiana | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Allen County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 69,000 |
| Graves County Kentucky | 1 | $ 66,000 | $ 66,000 | $ 40,000 |
| Hardin County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Jefferson County Kentucky | 1 | $ 92,000 | $ 92,000 | $ 46,000 |
| Letcher County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Logan County Kentucky | 1 | $ 47,000 | $ 47,000 | $ 45,000 |
| Monroe County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 34,000 |
| Oldham County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 48,000 |
| Todd County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 45,000 |
| Warren County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 24,000 |
| Prince George's County Maryland | 1 | $ 180,000 | $ 180,000 | $ 78,000 |
| Douglas County Minnesota | 1 | $ 84,000 | $ 84,000 | $ 44,000 |
| DeSoto County Mississippi | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Sunflower County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
| Warren County Mississippi | 1 | $ 84,000 | $ 84,000 | $ 60,000 |
| Surry County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 22,000 |
| Butler County Ohio | 1 | $ 111,000 | $ 111,000 | $ 46,000 |
| Hamilton County Ohio | 1 | $ 64,000 | $ 64,000 | $ 36,000 |
| Decatur County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 27,000 |
| Dyer County Tennessee | 1 | $ 69,000 | $ 69,000 | $ 80,000 |
| Hardin County Tennessee | 1 | $ 47,000 | $ 47,000 | $ 18,000 |
| Jackson County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Weakley County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 19,000 |
| Bristol County Virginia | 1 | $ 136,000 | $ 136,000 | $ 31,000 |
| Fairfax County Virginia | 1 | $ 340,000 | $ 340,000 | $ 130,000 |
| Scott County Virginia | 1 | $ 72,000 | $ 72,000 | $ 30,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Cit Group/Consumer Finance in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,187 | $191,219,000 | $100,333 | $1,142,000 | $46,500 | $912,000 |
| Home Purchase (one-to-four family) | 732 | $58,586,000 | $103,000 | $550,000 | $63,571 | $780,000 |
| Home Improvement (one-to-four family) | 368 | $30,133,000 | $84,333 | $468,000 | $1,530,000 | $4,493,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,885 | $157,538,000 | $111,000 | $1,142,000 | $56,571 | $768,000 |
| Information not provided by applicant in mail or telephone application | 1,068 | $94,469,000 | $102,181 | $926,000 | $46,818 | $912,000 |
| Black | 291 | $23,883,000 | $49,500 | $243,000 | $61,500 | $461,000 |
| Other | 19 | $1,849,000 | $103,000 | $182,000 | $50,666 | $216,000 |
| Hispanic | 14 | $1,301,000 | $85,333 | $189,000 | $1,521,666 | $4,493,000 |
| Asian or Pacific Islander | 8 | $754,000 | $94,000 | $240,000 | $56,000 | $120,000 |
| American Indian or Alaskan Native | 2 | $144,000 | $72,000 | $73,000 | $44,000 | $62,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,287 | $279,938,000 | $100,428 | $1,142,000 | $370,714 | $4,493,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 1,161 | $98,359,000 | $66,000 | $492,000 | $51,333 | $702,000 |
| Application Denied By Financial Institution | 880 | $69,208,000 | $76,000 | $517,000 | $36,625 | $480,000 |
| Loan Originated | 698 | $57,115,000 | $81,000 | $400,000 | $51,000 | $768,000 |
| Application Withdrawn By Applicant | 548 | $55,256,000 | $105,785 | $1,142,000 | $372,428 | $4,493,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.