Teche Bank & Trust Co.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003

Teche Bank & Trust Co. 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Teche Bank & Trust Co.
606 South Main Street
St Martinville, LA 70582
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 102
Total Mortgage Loan Application Amount $7,177,000
Average Mortgage Loan Application Amount $70,714
Highest Mortgage Loan Application Amount $413,000
Average Applicant Income $54,857
Highest Applicant Income $224,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Teche Bank & Trust Co.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Teche Bank & Trust Co.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2003 breaks down Teche Bank & Trust Co.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Teche Bank & Trust Co. serves its applicants.

Each category highlights the total number of mortgage applications processed by Teche Bank & Trust Co., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Teche Bank & Trust Co.'s mortgage activity for 2003.

Mortgage Loan Application Totals for Teche Bank & Trust Co. by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Martin County Louisiana 64 $ 3,444,000 $ 53,000 $ 42,000
Lafayette County Louisiana 11 $ 1,887,000 $ 171,000 $ 119,000

Mortgage Loan Application Detail Totals for Teche Bank & Trust Co. in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 57 $4,719,000 $82,000 $413,000 $75,500 $224,000
Home Purchase (one-to-four family) 36 $2,096,000 $57,000 $236,000 $59,500 $224,000
Home Improvement (one-to-four family) 8 $195,000 $25,000 $71,000 $57,000 $186,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 1 $167,000 $167,000 $167,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 94 $6,940,000 $73,000 $413,000 $65,500 $224,000
Black 5 $87,000 $18,500 $30,000 $47,500 $78,000
Asian or Pacific Islander 3 $150,000 $50,000 $64,000 $54,000 $62,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Information not provided by applicant in mail or telephone application 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 102 $7,177,000 $69,500 $413,000 $61,000 $224,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 99 $6,790,000 $68,000 $413,000 $60,500 $224,000
Application Approved But Not Accepted 2 $332,000 $166,000 $230,000 $110,000 $164,000
Application Denied By Financial Institution 1 $55,000 $55,000 $55,000 $38,000 $38,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Teche Bank & Trust Co.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Teche Bank & Trust Co.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet with aggregated HMDA statistics today.

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