Tcf National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Tcf National Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tcf National Bank 2508 Louise Ave S (002-01-P) Sioux Falls, SD 57106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 18,874 |
| Total Mortgage Loan Application Amount | $2,959,231,000 |
| Average Mortgage Loan Application Amount | $120,000 |
| Highest Mortgage Loan Application Amount | $12,650,000 |
| Average Applicant Income | $66,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Tcf National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tcf National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Tcf National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tcf National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Tcf National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tcf National Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 3,900 | $ 660,391,000 | $ 169,000 | $ 63,000 |
| Hennepin County Minnesota | 2,927 | $ 497,781,000 | $ 170,000 | $ 77,000 |
| Anoka County Minnesota | 1,479 | $ 219,116,000 | $ 148,000 | $ 68,000 |
| Ramsey County Minnesota | 1,228 | $ 187,322,000 | $ 152,000 | $ 70,000 |
| Dakota County Minnesota | 964 | $ 168,051,000 | $ 174,000 | $ 79,000 |
| Milwaukee County Wisconsin | 728 | $ 87,833,000 | $ 120,000 | $ 60,000 |
| Washington County Minnesota | 573 | $ 113,161,000 | $ 197,000 | $ 79,000 |
| DuPage County Illinois | 406 | $ 84,234,000 | $ 207,000 | $ 93,000 |
| Will County Illinois | 329 | $ 59,285,000 | $ 180,000 | $ 70,000 |
| El Paso County Colorado | 289 | $ 52,689,000 | $ 182,000 | $ 71,000 |
| Lake County Illinois | 285 | $ 42,106,000 | $ 147,000 | $ 60,000 |
| Racine County Wisconsin | 261 | $ 25,457,000 | $ 97,000 | $ 59,000 |
| Kane County Illinois | 228 | $ 34,056,000 | $ 149,000 | $ 58,000 |
| Scott County Minnesota | 199 | $ 37,596,000 | $ 188,000 | $ 84,000 |
| Jefferson County Colorado | 196 | $ 41,014,000 | $ 209,000 | $ 74,000 |
| Kenosha County Wisconsin | 179 | $ 19,041,000 | $ 106,000 | $ 69,000 |
| Denver County Colorado | 164 | $ 28,501,000 | $ 173,000 | $ 70,000 |
| Maricopa County Arizona | 163 | $ 27,284,000 | $ 167,000 | $ 80,000 |
| Brown County Wisconsin | 159 | $ 13,965,000 | $ 87,000 | $ 66,000 |
| Wright County Minnesota | 157 | $ 29,104,000 | $ 185,000 | $ 77,000 |
| Sherburne County Minnesota | 151 | $ 24,657,000 | $ 163,000 | $ 68,000 |
| Arapahoe County Colorado | 143 | $ 26,950,000 | $ 188,000 | $ 74,000 |
| Carver County Minnesota | 140 | $ 29,023,000 | $ 207,000 | $ 110,000 |
| Oakland County Michigan | 137 | $ 19,080,000 | $ 139,000 | $ 69,000 |
| Marathon County Wisconsin | 131 | $ 11,576,000 | $ 88,000 | $ 55,000 |
| Waukesha County Wisconsin | 126 | $ 14,030,000 | $ 111,000 | $ 85,000 |
| Stearns County Minnesota | 123 | $ 16,192,000 | $ 131,000 | $ 60,000 |
| Portage County Wisconsin | 120 | $ 10,398,000 | $ 86,000 | $ 53,000 |
| Wayne County Michigan | 113 | $ 14,731,000 | $ 130,000 | $ 77,000 |
| McHenry County Illinois | 111 | $ 19,687,000 | $ 177,000 | $ 78,000 |
| Adams County Colorado | 109 | $ 16,513,000 | $ 151,000 | $ 64,000 |
| Outagamie County Wisconsin | 100 | $ 5,811,000 | $ 58,000 | $ 61,000 |
| Chisago County Minnesota | 96 | $ 17,617,000 | $ 183,000 | $ 68,000 |
| Winnebago County Wisconsin | 93 | $ 7,442,000 | $ 80,000 | $ 65,000 |
| Washtenaw County Michigan | 91 | $ 13,264,000 | $ 145,000 | $ 66,000 |
| Lake County Indiana | 90 | $ 8,081,000 | $ 89,000 | $ 38,000 |
| Douglas County Colorado | 83 | $ 21,992,000 | $ 264,000 | $ 121,000 |
| Blue Earth County Minnesota | 81 | $ 9,109,000 | $ 112,000 | $ 54,000 |
| Winnebago County Illinois | 80 | $ 6,800,000 | $ 85,000 | $ 73,000 |
| Sheboygan County Wisconsin | 78 | $ 7,379,000 | $ 94,000 | $ 64,000 |
| Manitowoc County Wisconsin | 70 | $ 4,942,000 | $ 70,000 | $ 59,000 |
| Macomb County Michigan | 69 | $ 7,007,000 | $ 101,000 | $ 58,000 |
| Dane County Wisconsin | 61 | $ 5,820,000 | $ 95,000 | $ 62,000 |
| Fond du Lac County Wisconsin | 59 | $ 7,851,000 | $ 133,000 | $ 51,000 |
| Calumet County Wisconsin | 57 | $ 5,253,000 | $ 92,000 | $ 67,000 |
| Isanti County Minnesota | 55 | $ 7,951,000 | $ 144,000 | $ 63,000 |
| Wood County Wisconsin | 55 | $ 4,406,000 | $ 80,000 | $ 51,000 |
| Washington County Wisconsin | 54 | $ 5,116,000 | $ 94,000 | $ 65,000 |
| Livingston County Michigan | 51 | $ 8,661,000 | $ 169,000 | $ 71,000 |
| St. Croix County Wisconsin | 48 | $ 9,585,000 | $ 199,000 | $ 98,000 |
| Nicollet County Minnesota | 37 | $ 4,045,000 | $ 109,000 | $ 70,000 |
| Ozaukee County Wisconsin | 36 | $ 4,370,000 | $ 121,000 | $ 101,000 |
| Benton County Minnesota | 32 | $ 3,613,000 | $ 112,000 | $ 54,000 |
| Calhoun County Michigan | 30 | $ 2,060,000 | $ 68,000 | $ 37,000 |
| Mille Lacs County Minnesota | 30 | $ 4,086,000 | $ 136,000 | $ 67,000 |
| Waupaca County Wisconsin | 30 | $ 2,006,000 | $ 66,000 | $ 62,000 |
| Weld County Colorado | 29 | $ 5,459,000 | $ 188,000 | $ 99,000 |
| Dodge County Wisconsin | 29 | $ 2,442,000 | $ 84,000 | $ 67,000 |
| Crow Wing County Minnesota | 28 | $ 3,947,000 | $ 140,000 | $ 87,000 |
| Boulder County Colorado | 27 | $ 4,661,000 | $ 172,000 | $ 85,000 |
| Jackson County Michigan | 27 | $ 3,353,000 | $ 124,000 | $ 53,000 |
| Walworth County Wisconsin | 27 | $ 2,067,000 | $ 76,000 | $ 66,000 |
| Le Sueur County Minnesota | 26 | $ 3,398,000 | $ 130,000 | $ 55,000 |
| Rice County Minnesota | 26 | $ 5,970,000 | $ 229,000 | $ 59,000 |
| Lincoln County Wisconsin | 25 | $ 1,746,000 | $ 69,000 | $ 48,000 |
| Rock County Wisconsin | 25 | $ 2,094,000 | $ 83,000 | $ 51,000 |
| La Crosse County Wisconsin | 24 | $ 1,954,000 | $ 81,000 | $ 54,000 |
| Boone County Illinois | 20 | $ 2,282,000 | $ 114,000 | $ 40,000 |
| Kendall County Illinois | 20 | $ 3,003,000 | $ 150,000 | $ 70,000 |
| DeKalb County Illinois | 19 | $ 2,837,000 | $ 149,000 | $ 53,000 |
| Kankakee County Illinois | 19 | $ 2,527,000 | $ 133,000 | $ 50,000 |
| Jefferson County Wisconsin | 19 | $ 1,054,000 | $ 55,000 | $ 66,000 |
| Saginaw County Michigan | 18 | $ 1,129,000 | $ 62,000 | $ 41,000 |
| Olmsted County Minnesota | 18 | $ 2,288,000 | $ 127,000 | $ 64,000 |
| Cass County Minnesota | 17 | $ 3,367,000 | $ 198,000 | $ 83,000 |
| Eau Claire County Wisconsin | 17 | $ 1,551,000 | $ 91,000 | $ 61,000 |
| Oneida County Wisconsin | 17 | $ 1,721,000 | $ 101,000 | $ 47,000 |
| Meeker County Minnesota | 16 | $ 1,802,000 | $ 112,000 | $ 55,000 |
| Broomfield County Colorado | 15 | $ 3,190,000 | $ 212,000 | $ 92,000 |
| Genesee County Michigan | 15 | $ 1,573,000 | $ 104,000 | $ 61,000 |
| Goodhue County Minnesota | 15 | $ 3,071,000 | $ 204,000 | $ 100,000 |
| St. Louis County Minnesota | 15 | $ 1,612,000 | $ 107,000 | $ 74,000 |
| Langlade County Wisconsin | 15 | $ 1,212,000 | $ 80,000 | $ 56,000 |
| Polk County Wisconsin | 15 | $ 2,189,000 | $ 145,000 | $ 87,000 |
| Shawano County Wisconsin | 15 | $ 1,046,000 | $ 69,000 | $ 61,000 |
| Waushara County Wisconsin | 15 | $ 922,000 | $ 61,000 | $ 51,000 |
| McLeod County Minnesota | 14 | $ 2,332,000 | $ 166,000 | $ 118,000 |
| Pine County Minnesota | 14 | $ 2,074,000 | $ 148,000 | $ 65,000 |
| Pinal County Arizona | 13 | $ 1,807,000 | $ 139,000 | $ 69,000 |
| St. Clair County Michigan | 13 | $ 1,069,000 | $ 82,000 | $ 59,000 |
| Morrison County Minnesota | 13 | $ 1,513,000 | $ 116,000 | $ 79,000 |
| Pierce County Wisconsin | 13 | $ 2,435,000 | $ 187,000 | $ 69,000 |
| Otter Tail County Minnesota | 12 | $ 1,419,000 | $ 118,000 | $ 119,000 |
| Grundy County Illinois | 11 | $ 2,063,000 | $ 187,000 | $ 67,000 |
| Marinette County Wisconsin | 11 | $ 659,000 | $ 59,000 | $ 46,000 |
| Aitkin County Minnesota | 10 | $ 1,262,000 | $ 126,000 | $ 82,000 |
| Kandiyohi County Minnesota | 10 | $ 813,000 | $ 81,000 | $ 59,000 |
| Barron County Wisconsin | 10 | $ 2,294,000 | $ 229,000 | $ 109,000 |
| Kewaunee County Wisconsin | 10 | $ 1,141,000 | $ 114,000 | $ 55,000 |
| Kanabec County Minnesota | 9 | $ 1,531,000 | $ 170,000 | $ 74,000 |
| Jackson County Wisconsin | 8 | $ 456,000 | $ 57,000 | $ 49,000 |
| Ogle County Illinois | 7 | $ 641,000 | $ 91,000 | $ 40,000 |
| Barry County Michigan | 7 | $ 637,000 | $ 91,000 | $ 48,000 |
| Itasca County Minnesota | 7 | $ 1,131,000 | $ 161,000 | $ 88,000 |
| Waseca County Minnesota | 7 | $ 813,000 | $ 116,000 | $ 47,000 |
| LaSalle County Illinois | 6 | $ 924,000 | $ 154,000 | $ 45,000 |
| Ingham County Michigan | 6 | $ 556,000 | $ 92,000 | $ 45,000 |
| Kalamazoo County Michigan | 6 | $ 2,999,000 | $ 499,000 | $ 57,000 |
| Brown County Minnesota | 6 | $ 524,000 | $ 87,000 | $ 33,000 |
| Douglas County Minnesota | 6 | $ 516,000 | $ 86,000 | $ 83,000 |
| Sibley County Minnesota | 6 | $ 907,000 | $ 151,000 | $ 79,000 |
| Burnett County Wisconsin | 6 | $ 985,000 | $ 164,000 | $ 87,000 |
| Columbia County Wisconsin | 6 | $ 617,000 | $ 102,000 | $ 80,000 |
| Door County Wisconsin | 6 | $ 763,000 | $ 127,000 | $ 117,000 |
| Oconto County Wisconsin | 6 | $ 31,000 | $ 5,000 | $ 70,000 |
| Yavapai County Arizona | 5 | $ 883,000 | $ 176,000 | $ 42,000 |
| Porter County Indiana | 5 | $ 757,000 | $ 151,000 | $ 92,000 |
| Lenawee County Michigan | 5 | $ 610,000 | $ 122,000 | $ 82,000 |
| Monroe County Michigan | 5 | $ 484,000 | $ 96,000 | $ 76,000 |
| Martin County Minnesota | 5 | $ 384,000 | $ 76,000 | $ 41,000 |
| Adams County Wisconsin | 5 | $ 241,000 | $ 48,000 | $ 44,000 |
| Vilas County Wisconsin | 5 | $ 473,000 | $ 94,000 | $ 69,000 |
| Washburn County Wisconsin | 5 | $ 996,000 | $ 199,000 | $ 140,000 |
| Larimer County Colorado | 4 | $ 1,235,000 | $ 308,000 | $ 89,000 |
| Livingston County Illinois | 4 | $ 325,000 | $ 81,000 | $ 44,000 |
| Bay County Michigan | 4 | $ 286,000 | $ 71,000 | $ 61,000 |
| Lapeer County Michigan | 4 | $ 410,000 | $ 102,000 | $ 36,000 |
| Stevens County Minnesota | 4 | $ 249,000 | $ 62,000 | $ 46,000 |
| Todd County Minnesota | 4 | $ 525,000 | $ 131,000 | $ 89,000 |
| Chippewa County Wisconsin | 4 | $ 518,000 | $ 129,000 | $ 84,000 |
| Douglas County Wisconsin | 4 | $ 612,000 | $ 153,000 | $ 70,000 |
| Juneau County Wisconsin | 4 | $ 194,000 | $ 48,000 | $ 35,000 |
| Monroe County Wisconsin | 4 | $ 217,000 | $ 54,000 | $ 43,000 |
| Clear Creek County Colorado | 3 | $ 947,000 | $ 315,000 | $ 70,000 |
| Park County Colorado | 3 | $ 376,000 | $ 125,000 | $ 49,000 |
| Teller County Colorado | 3 | $ 438,000 | $ 146,000 | $ 96,000 |
| Tuscola County Michigan | 3 | $ 383,000 | $ 127,000 | $ 65,000 |
| Beltrami County Minnesota | 3 | $ 350,000 | $ 116,000 | $ 100,000 |
| Faribault County Minnesota | 3 | $ 269,000 | $ 89,000 | $ 44,000 |
| Pipestone County Minnesota | 3 | $ 237,000 | $ 79,000 | $ 42,000 |
| Wabasha County Minnesota | 3 | $ 608,000 | $ 202,000 | $ 91,000 |
| Clark County Wisconsin | 3 | $ 277,000 | $ 92,000 | $ 52,000 |
| Dunn County Wisconsin | 3 | $ 406,000 | $ 135,000 | $ 70,000 |
| Florence County Wisconsin | 3 | $ 154,000 | $ 51,000 | $ 43,000 |
| Forest County Wisconsin | 3 | $ 255,000 | $ 85,000 | $ 89,000 |
| Green Lake County Wisconsin | 3 | $ 445,000 | $ 148,000 | $ 56,000 |
| Sauk County Wisconsin | 3 | $ 347,000 | $ 115,000 | $ 55,000 |
| Pima County Arizona | 2 | $ 470,000 | $ 235,000 | $ 93,000 |
| Elbert County Colorado | 2 | $ 504,000 | $ 252,000 | $ 150,000 |
| Pueblo County Colorado | 2 | $ 121,000 | $ 60,000 | $ 39,000 |
| Champaign County Illinois | 2 | $ 65,000 | $ 32,000 | $ 71,000 |
| Lee County Illinois | 2 | $ 292,000 | $ 146,000 | $ 49,000 |
| Jasper County Indiana | 2 | $ 128,000 | $ 64,000 | $ 37,000 |
| Tippecanoe County Indiana | 2 | $ 109,000 | $ 54,000 | $ 48,000 |
| Branch County Michigan | 2 | $ 90,000 | $ 45,000 | $ 64,000 |
| Eaton County Michigan | 2 | $ 148,000 | $ 74,000 | $ 42,000 |
| Van Buren County Michigan | 2 | $ 255,000 | $ 127,000 | $ 73,000 |
| Carlton County Minnesota | 2 | $ 239,000 | $ 119,000 | $ 24,000 |
| Freeborn County Minnesota | 2 | $ 290,000 | $ 145,000 | $ 29,000 |
| Lyon County Minnesota | 2 | $ 437,000 | $ 218,000 | $ 72,000 |
| Renville County Minnesota | 2 | $ 207,000 | $ 103,000 | $ 62,000 |
| Steele County Minnesota | 2 | $ 497,000 | $ 248,000 | $ 90,000 |
| Wadena County Minnesota | 2 | $ 183,000 | $ 91,000 | $ 35,000 |
| Watonwan County Minnesota | 2 | $ 107,000 | $ 53,000 | $ 43,000 |
| Minnehaha County South Dakota | 2 | $ 346,000 | $ 173,000 | $ 41,000 |
| Iowa County Wisconsin | 2 | $ 82,000 | $ 41,000 | $ 86,000 |
| Menominee County Wisconsin | 2 | $ 405,000 | $ 202,000 | $ 111,000 |
| Gila County Arizona | 1 | $ 170,000 | $ 170,000 | $ 41,000 |
| Navajo County Arizona | 1 | $ 184,000 | $ 184,000 | $ 186,000 |
| Ventura County California | 1 | $ 187,000 | $ 187,000 | $ 35,000 |
| Gunnison County Colorado | 1 | $ 20,000 | $ 20,000 | $ 48,000 |
| Las Animas County Colorado | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Pitkin County Colorado | 1 | $ 1,200,000 | $ 1,200,000 | $ 134,000 |
| Gadsden County Florida | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Douglas County Illinois | 1 | $ 82,000 | $ 82,000 | $ 32,000 |
| Madison County Illinois | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| McLean County Illinois | 1 | $ 6,300,000 | $ 6,300,000 | $ 0 |
| Monroe County Illinois | 1 | $ 140,000 | $ 140,000 | $ 88,000 |
| Peoria County Illinois | 1 | $ 8,000 | $ 8,000 | $ 32,000 |
| St. Clair County Illinois | 1 | $ 20,000 | $ 20,000 | $ 54,000 |
| Stephenson County Illinois | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Vermilion County Illinois | 1 | $ 22,000 | $ 22,000 | $ 39,000 |
| Whiteside County Illinois | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Woodford County Illinois | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Hendricks County Indiana | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Knox County Indiana | 1 | $ 36,000 | $ 36,000 | $ 19,000 |
| LaPorte County Indiana | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Randolph County Indiana | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| White County Indiana | 1 | $ 291,000 | $ 291,000 | $ 155,000 |
| Antrim County Michigan | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Benzie County Michigan | 1 | $ 193,000 | $ 193,000 | $ 194,000 |
| Clare County Michigan | 1 | $ 121,000 | $ 121,000 | $ 30,000 |
| Houghton County Michigan | 1 | $ 68,000 | $ 68,000 | $ 75,000 |
| Huron County Michigan | 1 | $ 118,000 | $ 118,000 | $ 13,000 |
| Ionia County Michigan | 1 | $ 84,000 | $ 84,000 | $ 42,000 |
| Kalkaska County Michigan | 1 | $ 27,000 | $ 27,000 | $ 34,000 |
| Kent County Michigan | 1 | $ 136,000 | $ 136,000 | $ 31,000 |
| Montcalm County Michigan | 1 | $ 17,000 | $ 17,000 | $ 28,000 |
| Oceana County Michigan | 1 | $ 112,000 | $ 112,000 | $ 21,000 |
| Ogemaw County Michigan | 1 | $ 9,000 | $ 9,000 | $ 60,000 |
| Osceola County Michigan | 1 | $ 40,000 | $ 40,000 | $ 52,000 |
| Becker County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Chippewa County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 72,000 |
| Cook County Minnesota | 1 | $ 143,000 | $ 143,000 | $ 101,000 |
| Dodge County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 86,000 |
| Fillmore County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Hubbard County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 103,000 |
| Lac qui Parle County Minnesota | 1 | $ 57,000 | $ 57,000 | $ 37,000 |
| Lake County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 42,000 |
| Nobles County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Traverse County Minnesota | 1 | $ 950,000 | $ 950,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 489,000 | $ 489,000 | $ 0 |
| Horry County South Carolina | 1 | $ 249,000 | $ 249,000 | $ 75,000 |
| Lincoln County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Collin County Texas | 1 | $ 69,000 | $ 69,000 | $ 127,000 |
| Bayfield County Wisconsin | 1 | $ 230,000 | $ 230,000 | $ 100,000 |
| Buffalo County Wisconsin | 1 | $ 81,000 | $ 81,000 | $ 30,000 |
| Iron County Wisconsin | 1 | $ 8,000 | $ 8,000 | $ 81,000 |
| Pepin County Wisconsin | 1 | $ 8,000 | $ 8,000 | $ 63,000 |
| Richland County Wisconsin | 1 | $ 5,000 | $ 5,000 | $ 25,000 |
| Trempealeau County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 69,000 |
| Vernon County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Tcf National Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 14,326 | $2,549,075,000 | $177,000 | $12,650,000 | $72,000 | $9,999,000 |
| Home Improvement | 2,378 | $115,498,000 | $48,000 | $1,700,000 | $62,000 | $1,996,000 |
| Home Purchase | 2,170 | $294,658,000 | $135,000 | $6,400,000 | $65,000 | $2,777,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,869 | $1,821,160,000 | $153,000 | $5,400,000 | $73,000 | $2,396,000 |
| Hispanic | 2,705 | $403,802,000 | $149,000 | $634,000 | $51,000 | $2,777,000 |
| Not Provided | 2,093 | $343,954,000 | $164,000 | $1,200,000 | $76,000 | $571,000 |
| Black or African American | 1,223 | $145,190,000 | $118,000 | $650,000 | $62,000 | $1,996,000 |
| Asian | 513 | $97,398,000 | $189,000 | $4,787,000 | $78,000 | $2,000,000 |
| Not applicable | 335 | $121,077,000 | $361,000 | $12,650,000 | $44,000 | $250,000 |
| Native Hawaiian or Other Pacific Islander | 80 | $15,766,000 | $197,000 | $1,700,000 | $201,000 | $9,999,000 |
| American Indian or Alaskan Native | 56 | $10,884,000 | $194,000 | $917,000 | $82,000 | $275,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,874 | $2,959,231,000 | $156,000 | $12,650,000 | $70,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 8,249 | $1,414,312,000 | $171,000 | $6,300,000 | $66,000 | $9,999,000 |
| Loan Originated | 5,146 | $766,710,000 | $148,000 | $12,650,000 | $67,000 | $2,000,000 |
| File Closed For Incompleteness | 4,643 | $708,597,000 | $152,000 | $750,000 | $79,000 | $972,000 |
| Application Approved But Not Accepted | 524 | $59,371,000 | $113,000 | $572,000 | $70,000 | $450,000 |
| Loan Purchased By The Institution | 260 | $1,199,000 | $4,000 | $12,000 | $57,000 | $250,000 |
| Application Withdrawn By Applicant | 52 | $9,042,000 | $173,000 | $1,875,000 | $62,000 | $240,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 3,437 | $662,597,000 | $192,000 | $5,400,000 | $80,000 | $2,396,000 |
| Debt-To-Income Ratio | 2,808 | $492,066,000 | $175,000 | $3,750,000 | $51,000 | $489,000 |
| Credit History | 1,877 | $238,732,000 | $127,000 | $6,300,000 | $57,000 | $2,777,000 |
| Other | 46 | $7,783,000 | $169,000 | $1,700,000 | $324,000 | $9,999,000 |
| Unverifiable Information | 35 | $6,209,000 | $177,000 | $417,000 | $103,000 | $524,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 32 | $4,899,000 | $153,000 | $1,125,000 | $44,000 | $132,000 |
| Employment History | 14 | $2,026,000 | $144,000 | $270,000 | $57,000 | $173,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tcf National Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tcf National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.