Talbot State Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Talbot State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Talbot State Bank 710 North Glynn Street Fayetteville, GA 30214 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,681 |
| Total Mortgage Loan Application Amount | $173,265,000 |
| Average Mortgage Loan Application Amount | $78,000 |
| Highest Mortgage Loan Application Amount | $1,163,000 |
| Average Applicant Income | $40,714 |
| Highest Applicant Income | $2,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 196 | $ 24,596,000 | $ 125,000 | $ 60,000 |
| DeKalb County Georgia | 184 | $ 21,932,000 | $ 119,000 | $ 67,000 |
| Clayton County Georgia | 92 | $ 9,427,000 | $ 102,000 | $ 45,000 |
| Cobb County Georgia | 87 | $ 11,946,000 | $ 137,000 | $ 69,000 |
| Bibb County Georgia | 80 | $ 4,581,000 | $ 57,000 | $ 37,000 |
| Gwinnett County Georgia | 77 | $ 10,641,000 | $ 138,000 | $ 58,000 |
| Muscogee County Georgia | 60 | $ 5,386,000 | $ 89,000 | $ 47,000 |
| Coweta County Georgia | 38 | $ 3,878,000 | $ 102,000 | $ 66,000 |
| Henry County Georgia | 36 | $ 4,685,000 | $ 130,000 | $ 59,000 |
| Fayette County Georgia | 35 | $ 6,287,000 | $ 179,000 | $ 90,000 |
| Cherokee County Georgia | 32 | $ 4,705,000 | $ 147,000 | $ 58,000 |
| Douglas County Georgia | 29 | $ 3,283,000 | $ 113,000 | $ 55,000 |
| Talbot County Georgia | 28 | $ 1,039,000 | $ 37,000 | $ 46,000 |
| Meriwether County Georgia | 26 | $ 996,000 | $ 38,000 | $ 45,000 |
| Hall County Georgia | 24 | $ 2,392,000 | $ 99,000 | $ 39,000 |
| Houston County Georgia | 23 | $ 2,953,000 | $ 128,000 | $ 66,000 |
| Troup County Georgia | 23 | $ 1,779,000 | $ 77,000 | $ 42,000 |
| Forsyth County Georgia | 22 | $ 3,398,000 | $ 154,000 | $ 52,000 |
| Newton County Georgia | 21 | $ 2,447,000 | $ 116,000 | $ 48,000 |
| Harris County Georgia | 20 | $ 1,410,000 | $ 70,000 | $ 44,000 |
| Lee County Alabama | 19 | $ 1,311,000 | $ 69,000 | $ 36,000 |
| Rockdale County Georgia | 19 | $ 2,389,000 | $ 125,000 | $ 56,000 |
| Spalding County Georgia | 19 | $ 1,390,000 | $ 73,000 | $ 49,000 |
| Whitfield County Georgia | 19 | $ 1,525,000 | $ 80,000 | $ 39,000 |
| Heard County Georgia | 18 | $ 1,557,000 | $ 86,000 | $ 47,000 |
| Russell County Alabama | 16 | $ 1,195,000 | $ 74,000 | $ 58,000 |
| Carroll County Georgia | 16 | $ 1,510,000 | $ 94,000 | $ 47,000 |
| Monroe County Georgia | 16 | $ 1,027,000 | $ 64,000 | $ 29,000 |
| Paulding County Georgia | 14 | $ 1,355,000 | $ 96,000 | $ 53,000 |
| Upson County Georgia | 14 | $ 951,000 | $ 67,000 | $ 45,000 |
| Bartow County Georgia | 13 | $ 1,136,000 | $ 87,000 | $ 33,000 |
| Floyd County Georgia | 12 | $ 1,168,000 | $ 97,000 | $ 43,000 |
| Polk County Georgia | 12 | $ 1,070,000 | $ 89,000 | $ 42,000 |
| Barrow County Georgia | 11 | $ 1,049,000 | $ 95,000 | $ 38,000 |
| Peach County Georgia | 11 | $ 618,000 | $ 56,000 | $ 53,000 |
| Chatham County Georgia | 10 | $ 965,000 | $ 96,000 | $ 65,000 |
| Jones County Georgia | 10 | $ 861,000 | $ 86,000 | $ 51,000 |
| Marion County Georgia | 10 | $ 383,000 | $ 38,000 | $ 31,000 |
| Baldwin County Georgia | 9 | $ 405,000 | $ 45,000 | $ 31,000 |
| Butts County Georgia | 8 | $ 840,000 | $ 105,000 | $ 45,000 |
| Catoosa County Georgia | 8 | $ 667,000 | $ 83,000 | $ 46,000 |
| Clarke County Georgia | 8 | $ 842,000 | $ 105,000 | $ 62,000 |
| Franklin County Georgia | 8 | $ 1,076,000 | $ 134,000 | $ 53,000 |
| Walker County Georgia | 8 | $ 762,000 | $ 95,000 | $ 50,000 |
| Bulloch County Georgia | 7 | $ 670,000 | $ 95,000 | $ 36,000 |
| Haralson County Georgia | 7 | $ 466,000 | $ 66,000 | $ 54,000 |
| Murray County Georgia | 7 | $ 433,000 | $ 61,000 | $ 28,000 |
| Richmond County Georgia | 7 | $ 591,000 | $ 84,000 | $ 40,000 |
| Crawford County Georgia | 6 | $ 253,000 | $ 42,000 | $ 35,000 |
| Emanuel County Georgia | 6 | $ 294,000 | $ 49,000 | $ 28,000 |
| Jackson County Georgia | 6 | $ 533,000 | $ 88,000 | $ 54,000 |
| Laurens County Georgia | 6 | $ 417,000 | $ 69,000 | $ 21,000 |
| Chambers County Alabama | 5 | $ 179,000 | $ 35,000 | $ 26,000 |
| Chattooga County Georgia | 5 | $ 308,000 | $ 61,000 | $ 47,000 |
| Dodge County Georgia | 5 | $ 202,000 | $ 40,000 | $ 52,000 |
| Gordon County Georgia | 5 | $ 571,000 | $ 114,000 | $ 48,000 |
| Habersham County Georgia | 5 | $ 702,000 | $ 140,000 | $ 36,000 |
| Hart County Georgia | 5 | $ 494,000 | $ 98,000 | $ 65,000 |
| Lamar County Georgia | 5 | $ 276,000 | $ 55,000 | $ 38,000 |
| Liberty County Georgia | 5 | $ 304,000 | $ 60,000 | $ 28,000 |
| Pickens County Georgia | 5 | $ 340,000 | $ 68,000 | $ 40,000 |
| Stephens County Georgia | 5 | $ 281,000 | $ 56,000 | $ 45,000 |
| Sumter County Georgia | 5 | $ 506,000 | $ 101,000 | $ 40,000 |
| Walton County Georgia | 5 | $ 512,000 | $ 102,000 | $ 41,000 |
| Dougherty County Georgia | 4 | $ 431,000 | $ 107,000 | $ 53,000 |
| Macon County Georgia | 4 | $ 158,000 | $ 39,000 | $ 35,000 |
| Pike County Georgia | 4 | $ 495,000 | $ 123,000 | $ 50,000 |
| Wayne County Georgia | 4 | $ 236,000 | $ 59,000 | $ 26,000 |
| Worth County Georgia | 4 | $ 701,000 | $ 175,000 | $ 106,000 |
| Bryan County Georgia | 3 | $ 117,000 | $ 39,000 | $ 25,000 |
| Colquitt County Georgia | 3 | $ 203,000 | $ 67,000 | $ 48,000 |
| Dawson County Georgia | 3 | $ 444,000 | $ 148,000 | $ 69,000 |
| Glynn County Georgia | 3 | $ 302,000 | $ 100,000 | $ 39,000 |
| Greene County Georgia | 3 | $ 145,000 | $ 48,000 | $ 25,000 |
| Jenkins County Georgia | 3 | $ 239,000 | $ 79,000 | $ 38,000 |
| Madison County Georgia | 3 | $ 199,000 | $ 66,000 | $ 41,000 |
| Mitchell County Georgia | 3 | $ 132,000 | $ 44,000 | $ 32,000 |
| Morgan County Georgia | 3 | $ 575,000 | $ 191,000 | $ 59,000 |
| Taylor County Georgia | 3 | $ 164,000 | $ 54,000 | $ 21,000 |
| Toombs County Georgia | 3 | $ 301,000 | $ 100,000 | $ 37,000 |
| Cleburne County Alabama | 2 | $ 116,000 | $ 58,000 | $ 41,000 |
| Macon County Alabama | 2 | $ 199,000 | $ 99,000 | $ 38,000 |
| Ben Hill County Georgia | 2 | $ 120,000 | $ 60,000 | $ 36,000 |
| Bleckley County Georgia | 2 | $ 94,000 | $ 47,000 | $ 58,000 |
| Chattahoochee County Georgia | 2 | $ 107,000 | $ 53,000 | $ 45,000 |
| Coffee County Georgia | 2 | $ 232,000 | $ 116,000 | $ 31,000 |
| Elbert County Georgia | 2 | $ 175,000 | $ 87,000 | $ 32,000 |
| Evans County Georgia | 2 | $ 124,000 | $ 62,000 | $ 26,000 |
| Jasper County Georgia | 2 | $ 338,000 | $ 169,000 | $ 107,000 |
| Jefferson County Georgia | 2 | $ 105,000 | $ 52,000 | $ 27,000 |
| Oconee County Georgia | 2 | $ 161,000 | $ 80,000 | $ 25,000 |
| Oglethorpe County Georgia | 2 | $ 118,000 | $ 59,000 | $ 23,000 |
| Schley County Georgia | 2 | $ 156,000 | $ 78,000 | $ 58,000 |
| Thomas County Georgia | 2 | $ 141,000 | $ 70,000 | $ 20,000 |
| Towns County Georgia | 2 | $ 300,000 | $ 150,000 | $ 48,000 |
| Ware County Georgia | 2 | $ 86,000 | $ 43,000 | $ 38,000 |
| Washington County Georgia | 2 | $ 46,000 | $ 23,000 | $ 21,000 |
| White County Georgia | 2 | $ 338,000 | $ 169,000 | $ 56,000 |
| Calhoun County Alabama | 1 | $ 72,000 | $ 72,000 | $ 42,000 |
| Covington County Alabama | 1 | $ 20,000 | $ 20,000 | $ 19,000 |
| Lawrence County Alabama | 1 | $ 231,000 | $ 231,000 | $ 72,000 |
| Morgan County Alabama | 1 | $ 25,000 | $ 25,000 | $ 17,000 |
| Baker County Georgia | 1 | $ 30,000 | $ 30,000 | $ 126,000 |
| Brooks County Georgia | 1 | $ 117,000 | $ 117,000 | $ 75,000 |
| Burke County Georgia | 1 | $ 48,000 | $ 48,000 | $ 72,000 |
| Candler County Georgia | 1 | $ 162,000 | $ 162,000 | $ 40,000 |
| Charlton County Georgia | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Clinch County Georgia | 1 | $ 60,000 | $ 60,000 | $ 42,000 |
| Cook County Georgia | 1 | $ 44,000 | $ 44,000 | $ 35,000 |
| Crisp County Georgia | 1 | $ 20,000 | $ 20,000 | $ 42,000 |
| Dade County Georgia | 1 | $ 60,000 | $ 60,000 | $ 91,000 |
| Dooly County Georgia | 1 | $ 82,000 | $ 82,000 | $ 60,000 |
| Early County Georgia | 1 | $ 32,000 | $ 32,000 | $ 26,000 |
| Effingham County Georgia | 1 | $ 142,000 | $ 142,000 | $ 74,000 |
| Grady County Georgia | 1 | $ 74,000 | $ 74,000 | $ 30,000 |
| Hancock County Georgia | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Jeff Davis County Georgia | 1 | $ 30,000 | $ 30,000 | $ 40,000 |
| Lee County Georgia | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Lowndes County Georgia | 1 | $ 34,000 | $ 34,000 | $ 17,000 |
| Lumpkin County Georgia | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| McIntosh County Georgia | 1 | $ 80,000 | $ 80,000 | $ 26,000 |
| Putnam County Georgia | 1 | $ 260,000 | $ 260,000 | $ 180,000 |
| Screven County Georgia | 1 | $ 111,000 | $ 111,000 | $ 34,000 |
| Stewart County Georgia | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
| Taliaferro County Georgia | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Terrell County Georgia | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Tift County Georgia | 1 | $ 65,000 | $ 65,000 | $ 120,000 |
| Treutlen County Georgia | 1 | $ 57,000 | $ 57,000 | $ 40,000 |
| Twiggs County Georgia | 1 | $ 10,000 | $ 10,000 | $ 24,000 |
| Union County Georgia | 1 | $ 100,000 | $ 100,000 | $ 10,000 |
| Wilcox County Georgia | 1 | $ 133,000 | $ 133,000 | $ 56,000 |
| Wilkes County Georgia | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Wilkinson County Georgia | 1 | $ 80,000 | $ 80,000 | $ 161,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Talbot State Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,218 | $128,334,000 | $106,666 | $1,163,000 | $44,666 | $532,000 |
| Home Purchase | 394 | $41,858,000 | $81,000 | $364,000 | $50,500 | $2,000,000 |
| Home Improvement | 69 | $3,073,000 | $32,000 | $276,000 | $25,000 | $132,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 777 | $79,117,000 | $121,000 | $350,000 | $48,666 | $2,000,000 |
| White | 587 | $62,133,000 | $87,500 | $1,163,000 | $47,000 | $532,000 |
| Not Provided | 263 | $25,391,000 | $83,000 | $303,000 | $41,000 | $200,000 |
| Hispanic | 36 | $3,958,000 | $75,333 | $370,000 | $34,000 | $180,000 |
| Asian | 12 | $1,914,000 | $159,000 | $315,000 | $76,000 | $200,000 |
| American Indian or Alaskan Native | 5 | $572,000 | $114,000 | $208,000 | $78,000 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $180,000 | $180,000 | $180,000 | $40,000 | $40,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,679 | $173,064,000 | $103,333 | $1,163,000 | $43,000 | $2,000,000 |
| FHA-insured (Federal Housing Administration) | 1 | $109,000 | $109,000 | $109,000 | $216,000 | $216,000 |
| VA-guaranteed (Veterans Administration) | 1 | $92,000 | $92,000 | $92,000 | $63,000 | $63,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 927 | $105,276,000 | $109,333 | $1,163,000 | $47,000 | $432,000 |
| Loan Originated | 448 | $35,942,000 | $71,000 | $364,000 | $45,000 | $2,000,000 |
| Application Withdrawn By Applicant | 191 | $20,222,000 | $82,500 | $363,000 | $38,500 | $301,000 |
| Application Approved But Not Accepted | 110 | $11,532,000 | $100,500 | $350,000 | $54,000 | $180,000 |
| File Closed For Incompleteness | 5 | $293,000 | $58,000 | $110,000 | $44,000 | $79,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 519 | $52,744,000 | $103,000 | $501,000 | $46,333 | $432,000 |
| Credit History | 323 | $42,991,000 | $133,000 | $350,000 | $54,000 | $324,000 |
| Debt-To-Income Ratio | 45 | $5,620,000 | $152,500 | $410,000 | $53,500 | $120,000 |
| Credit Application Incomplete | 11 | $615,000 | $46,500 | $102,000 | $35,500 | $53,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $557,000 | $56,500 | $132,000 | $30,000 | $39,000 |
| Other | 7 | $1,448,000 | $206,000 | $1,163,000 | $71,000 | $325,000 |
| Unverifiable Information | 2 | $158,000 | $79,000 | $100,000 | $45,000 | $60,000 |
| Employment History | 1 | $125,000 | $125,000 | $125,000 | $60,000 | $60,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.