Talbot State Bank
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Talbot State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Talbot State Bank 710 North Glynn Street Fayetteville, GA 30214 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,016 |
| Total Mortgage Loan Application Amount | $94,582,000 |
| Average Mortgage Loan Application Amount | $59,666 |
| Highest Mortgage Loan Application Amount | $392,000 |
| Average Applicant Income | $44,166 |
| Highest Applicant Income | $467,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 135 | $ 15,339,000 | $ 113,000 | $ 59,000 |
| DeKalb County Georgia | 98 | $ 10,391,000 | $ 106,000 | $ 53,000 |
| Bibb County Georgia | 59 | $ 3,662,000 | $ 62,000 | $ 59,000 |
| Clayton County Georgia | 59 | $ 5,608,000 | $ 95,000 | $ 68,000 |
| Cobb County Georgia | 51 | $ 7,175,000 | $ 140,000 | $ 60,000 |
| Gwinnett County Georgia | 51 | $ 7,239,000 | $ 141,000 | $ 56,000 |
| Muscogee County Georgia | 45 | $ 3,477,000 | $ 77,000 | $ 47,000 |
| Meriwether County Georgia | 32 | $ 1,018,000 | $ 31,000 | $ 54,000 |
| Talbot County Georgia | 30 | $ 1,063,000 | $ 35,000 | $ 36,000 |
| Henry County Georgia | 23 | $ 2,935,000 | $ 127,000 | $ 86,000 |
| Lee County Alabama | 19 | $ 898,000 | $ 47,000 | $ 38,000 |
| Coweta County Georgia | 19 | $ 1,716,000 | $ 90,000 | $ 53,000 |
| Fayette County Georgia | 19 | $ 2,904,000 | $ 152,000 | $ 70,000 |
| Paulding County Georgia | 18 | $ 1,810,000 | $ 100,000 | $ 58,000 |
| Carroll County Georgia | 17 | $ 1,554,000 | $ 91,000 | $ 60,000 |
| Douglas County Georgia | 13 | $ 1,355,000 | $ 104,000 | $ 65,000 |
| Harris County Georgia | 13 | $ 1,168,000 | $ 89,000 | $ 73,000 |
| Spalding County Georgia | 12 | $ 930,000 | $ 77,000 | $ 63,000 |
| Russell County Alabama | 10 | $ 475,000 | $ 47,000 | $ 34,000 |
| Bartow County Georgia | 10 | $ 986,000 | $ 98,000 | $ 84,000 |
| Cherokee County Georgia | 10 | $ 1,393,000 | $ 139,000 | $ 58,000 |
| Monroe County Georgia | 10 | $ 865,000 | $ 86,000 | $ 40,000 |
| Walton County Georgia | 10 | $ 1,228,000 | $ 122,000 | $ 51,000 |
| Crawford County Georgia | 9 | $ 263,000 | $ 29,000 | $ 47,000 |
| Heard County Georgia | 8 | $ 628,000 | $ 78,000 | $ 36,000 |
| Houston County Georgia | 8 | $ 703,000 | $ 87,000 | $ 38,000 |
| Taylor County Georgia | 8 | $ 298,000 | $ 37,000 | $ 59,000 |
| Hall County Georgia | 7 | $ 640,000 | $ 91,000 | $ 42,000 |
| Haralson County Georgia | 7 | $ 784,000 | $ 112,000 | $ 48,000 |
| Troup County Georgia | 7 | $ 548,000 | $ 78,000 | $ 43,000 |
| Clarke County Georgia | 6 | $ 493,000 | $ 82,000 | $ 47,000 |
| Gordon County Georgia | 6 | $ 495,000 | $ 82,000 | $ 60,000 |
| Jones County Georgia | 6 | $ 635,000 | $ 105,000 | $ 62,000 |
| Marion County Georgia | 6 | $ 269,000 | $ 44,000 | $ 63,000 |
| Polk County Georgia | 6 | $ 323,000 | $ 53,000 | $ 28,000 |
| Upson County Georgia | 6 | $ 162,000 | $ 27,000 | $ 27,000 |
| Whitfield County Georgia | 6 | $ 409,000 | $ 68,000 | $ 43,000 |
| Butts County Georgia | 5 | $ 249,000 | $ 49,000 | $ 29,000 |
| Peach County Georgia | 5 | $ 210,000 | $ 42,000 | $ 55,000 |
| Twiggs County Georgia | 5 | $ 365,000 | $ 73,000 | $ 53,000 |
| Baldwin County Georgia | 4 | $ 279,000 | $ 69,000 | $ 43,000 |
| Forsyth County Georgia | 4 | $ 715,000 | $ 178,000 | $ 59,000 |
| Lumpkin County Georgia | 4 | $ 414,000 | $ 103,000 | $ 35,000 |
| Newton County Georgia | 4 | $ 427,000 | $ 106,000 | $ 54,000 |
| Pike County Georgia | 4 | $ 518,000 | $ 129,000 | $ 60,000 |
| Rockdale County Georgia | 4 | $ 603,000 | $ 150,000 | $ 61,000 |
| Catoosa County Georgia | 3 | $ 235,000 | $ 78,000 | $ 65,000 |
| Chattooga County Georgia | 3 | $ 135,000 | $ 45,000 | $ 30,000 |
| Coffee County Georgia | 3 | $ 160,000 | $ 53,000 | $ 23,000 |
| Cook County Georgia | 3 | $ 246,000 | $ 82,000 | $ 56,000 |
| Floyd County Georgia | 3 | $ 232,000 | $ 77,000 | $ 49,000 |
| Lamar County Georgia | 3 | $ 147,000 | $ 49,000 | $ 28,000 |
| Macon County Georgia | 3 | $ 195,000 | $ 65,000 | $ 81,000 |
| Murray County Georgia | 3 | $ 160,000 | $ 53,000 | $ 100,000 |
| Telfair County Georgia | 3 | $ 185,000 | $ 61,000 | $ 32,000 |
| Tift County Georgia | 3 | $ 271,000 | $ 90,000 | $ 64,000 |
| Ware County Georgia | 3 | $ 85,000 | $ 28,000 | $ 25,000 |
| Wayne County Georgia | 3 | $ 260,000 | $ 86,000 | $ 83,000 |
| Chambers County Alabama | 2 | $ 86,000 | $ 43,000 | $ 21,000 |
| Jackson County Alabama | 2 | $ 120,000 | $ 60,000 | $ 46,000 |
| Appling County Georgia | 2 | $ 325,000 | $ 162,000 | $ 91,000 |
| Barrow County Georgia | 2 | $ 247,000 | $ 123,000 | $ 55,000 |
| Ben Hill County Georgia | 2 | $ 225,000 | $ 112,000 | $ 37,000 |
| Brooks County Georgia | 2 | $ 208,000 | $ 104,000 | $ 25,000 |
| Bulloch County Georgia | 2 | $ 164,000 | $ 82,000 | $ 46,000 |
| Camden County Georgia | 2 | $ 159,000 | $ 79,000 | $ 42,000 |
| Chattahoochee County Georgia | 2 | $ 154,000 | $ 77,000 | $ 36,000 |
| Colquitt County Georgia | 2 | $ 35,000 | $ 17,000 | $ 20,000 |
| Crisp County Georgia | 2 | $ 59,000 | $ 29,000 | $ 26,000 |
| Dodge County Georgia | 2 | $ 231,000 | $ 115,000 | $ 53,000 |
| Dougherty County Georgia | 2 | $ 138,000 | $ 69,000 | $ 46,000 |
| Fannin County Georgia | 2 | $ 204,000 | $ 102,000 | $ 47,000 |
| Franklin County Georgia | 2 | $ 212,000 | $ 106,000 | $ 25,000 |
| Glynn County Georgia | 2 | $ 200,000 | $ 100,000 | $ 52,000 |
| Hancock County Georgia | 2 | $ 267,000 | $ 133,000 | $ 50,000 |
| Laurens County Georgia | 2 | $ 182,000 | $ 91,000 | $ 50,000 |
| Lowndes County Georgia | 2 | $ 143,000 | $ 71,000 | $ 67,000 |
| Pickens County Georgia | 2 | $ 50,000 | $ 25,000 | $ 16,000 |
| Putnam County Georgia | 2 | $ 95,000 | $ 47,000 | $ 145,000 |
| Stewart County Georgia | 2 | $ 154,000 | $ 77,000 | $ 43,000 |
| Toombs County Georgia | 2 | $ 68,000 | $ 34,000 | $ 37,000 |
| Walker County Georgia | 2 | $ 70,000 | $ 35,000 | $ 34,000 |
| Wilkinson County Georgia | 2 | $ 11,000 | $ 5,000 | $ 12,000 |
| Henry County Alabama | 1 | $ 42,000 | $ 42,000 | $ 55,000 |
| Banks County Georgia | 1 | $ 60,000 | $ 60,000 | $ 66,000 |
| Berrien County Georgia | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Bleckley County Georgia | 1 | $ 172,000 | $ 172,000 | $ 40,000 |
| Brantley County Georgia | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Chatham County Georgia | 1 | $ 292,000 | $ 292,000 | $ 72,000 |
| Columbia County Georgia | 1 | $ 114,000 | $ 114,000 | $ 42,000 |
| Dade County Georgia | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Dawson County Georgia | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Dooly County Georgia | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Effingham County Georgia | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Elbert County Georgia | 1 | $ 67,000 | $ 67,000 | $ 33,000 |
| Evans County Georgia | 1 | $ 46,000 | $ 46,000 | $ 30,000 |
| Greene County Georgia | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Hart County Georgia | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Irwin County Georgia | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Jackson County Georgia | 1 | $ 78,000 | $ 78,000 | $ 84,000 |
| Jasper County Georgia | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Liberty County Georgia | 1 | $ 58,000 | $ 58,000 | $ 38,000 |
| Morgan County Georgia | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Oconee County Georgia | 1 | $ 156,000 | $ 156,000 | $ 40,000 |
| Oglethorpe County Georgia | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Pulaski County Georgia | 1 | $ 150,000 | $ 150,000 | $ 47,000 |
| Randolph County Georgia | 1 | $ 70,000 | $ 70,000 | $ 102,000 |
| Schley County Georgia | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
| Seminole County Georgia | 1 | $ 72,000 | $ 72,000 | $ 30,000 |
| Stephens County Georgia | 1 | $ 104,000 | $ 104,000 | $ 55,000 |
| Sumter County Georgia | 1 | $ 44,000 | $ 44,000 | $ 36,000 |
| Thomas County Georgia | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Treutlen County Georgia | 1 | $ 140,000 | $ 140,000 | $ 76,000 |
| Washington County Georgia | 1 | $ 156,000 | $ 156,000 | $ 107,000 |
| Worth County Georgia | 1 | $ 53,000 | $ 53,000 | $ 37,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Talbot State Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 688 | $67,314,000 | $78,000 | $392,000 | $43,000 | $467,000 |
| Home Purchase | 248 | $23,916,000 | $70,000 | $312,000 | $58,500 | $300,000 |
| Home Improvement | 80 | $3,352,000 | $31,000 | $184,000 | $31,000 | $168,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 455 | $40,217,000 | $62,500 | $368,000 | $41,500 | $467,000 |
| White | 415 | $39,555,000 | $73,500 | $335,000 | $48,500 | $300,000 |
| Not Provided | 116 | $11,051,000 | $76,000 | $392,000 | $44,000 | $190,000 |
| Hispanic | 17 | $2,184,000 | $128,000 | $285,000 | $69,000 | $233,000 |
| Asian | 8 | $973,000 | $121,000 | $289,000 | $61,000 | $132,000 |
| American Indian or Alaskan Native | 5 | $602,000 | $120,000 | $183,000 | $64,000 | $92,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,016 | $94,582,000 | $70,500 | $392,000 | $45,500 | $467,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 572 | $60,121,000 | $76,000 | $392,000 | $45,500 | $467,000 |
| Loan Originated | 323 | $23,644,000 | $60,500 | $289,000 | $46,500 | $300,000 |
| Application Withdrawn By Applicant | 91 | $8,262,000 | $73,000 | $292,000 | $42,000 | $163,000 |
| Application Approved But Not Accepted | 29 | $2,451,000 | $84,000 | $280,000 | $59,000 | $212,000 |
| File Closed For Incompleteness | 1 | $104,000 | $104,000 | $104,000 | $25,000 | $25,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 385 | $38,111,000 | $74,500 | $392,000 | $45,000 | $467,000 |
| Credit History | 135 | $16,882,000 | $125,000 | $368,000 | $52,000 | $162,000 |
| Debt-To-Income Ratio | 20 | $2,409,000 | $84,500 | $303,000 | $59,000 | $103,000 |
| Other | 12 | $618,000 | $46,000 | $128,000 | $35,000 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $643,000 | $56,500 | $226,000 | $37,500 | $47,000 |
| Credit Application Incomplete | 3 | $187,000 | $62,000 | $165,000 | $55,000 | $84,000 |
| Unverifiable Information | 2 | $337,000 | $168,000 | $194,000 | $55,000 | $82,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.