Synovus Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Synovus Bank Po Box 120 Columbus, GA 31902 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2016 2015 2014 2013 2012 2011 |
Total Number of Mortgage Applications | 4,288 |
Total Mortgage Loan Application Amount | $918,868,000 |
Average Mortgage Loan Application Amount | $168,333 |
Highest Mortgage Loan Application Amount | $28,579,000 |
Average Applicant Income | $128,000 |
Highest Applicant Income | $5,076,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Synovus Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Synovus Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Synovus Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Synovus Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Synovus Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Synovus Bank's mortgage activity for 2012.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Aiken County South Carolina | 7 | $ 579,000 | $ 82,000 | $ 67,000 |
Alachua County Florida | 1 | $ 22,000,000 | $ 22,000,000 | $ 0 |
Anderson County South Carolina | 11 | $ 444,000 | $ 40,000 | $ 59,000 |
Autauga County Alabama | 3 | $ 106,000 | $ 35,000 | $ 49,000 |
Avery County North Carolina | 1 | $ 341,000 | $ 341,000 | $ 229,000 |
Baldwin County Alabama | 17 | $ 5,787,000 | $ 340,000 | $ 163,000 |
Baldwin County Georgia | 2 | $ 75,000 | $ 37,000 | $ 182,000 |
Barbour County Alabama | 2 | $ 441,000 | $ 220,000 | $ 39,000 |
Barnwell County South Carolina | 1 | $ 66,000 | $ 66,000 | $ 140,000 |
Barrow County Georgia | 12 | $ 1,426,000 | $ 118,000 | $ 92,000 |
Bartow County Georgia | 14 | $ 4,345,000 | $ 310,000 | $ 47,000 |
Bay County Florida | 16 | $ 7,056,000 | $ 441,000 | $ 440,000 |
Beaufort County South Carolina | 14 | $ 5,499,000 | $ 392,000 | $ 239,000 |
Ben Hill County Georgia | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
Berkeley County South Carolina | 10 | $ 5,780,000 | $ 578,000 | $ 120,000 |
Berrien County Georgia | 3 | $ 118,000 | $ 39,000 | $ 64,000 |
Bibb County Alabama | 2 | $ 33,000 | $ 16,000 | $ 37,000 |
Bibb County Georgia | 12 | $ 1,644,000 | $ 137,000 | $ 210,000 |
Blount County Alabama | 2 | $ 704,000 | $ 352,000 | $ 71,000 |
Brantley County Georgia | 1 | $ 107,000 | $ 107,000 | $ 18,000 |
Brooks County Georgia | 8 | $ 364,000 | $ 45,000 | $ 45,000 |
Bryan County Georgia | 6 | $ 1,107,000 | $ 184,000 | $ 143,000 |
Bulloch County Georgia | 124 | $ 14,442,000 | $ 116,000 | $ 92,000 |
Buncombe County North Carolina | 1 | $ 198,000 | $ 198,000 | $ 173,000 |
Burke County Georgia | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
Calhoun County Alabama | 3 | $ 410,000 | $ 136,000 | $ 40,000 |
Calhoun County Georgia | 1 | $ 103,000 | $ 103,000 | $ 21,000 |
Calhoun County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 79,000 |
Camden County Georgia | 31 | $ 5,169,000 | $ 166,000 | $ 86,000 |
Candler County Georgia | 15 | $ 1,008,000 | $ 67,000 | $ 124,000 |
Carroll County Georgia | 71 | $ 6,308,000 | $ 88,000 | $ 90,000 |
Catoosa County Georgia | 3 | $ 120,000 | $ 40,000 | $ 31,000 |
Cayuga County New York | 1 | $ 30,000 | $ 30,000 | $ 86,000 |
Chambers County Alabama | 7 | $ 866,000 | $ 123,000 | $ 81,000 |
Charleston County South Carolina | 42 | $ 35,091,000 | $ 835,000 | $ 238,000 |
Chatham County Georgia | 74 | $ 22,058,000 | $ 298,000 | $ 153,000 |
Chattahoochee County Georgia | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
Chattooga County Georgia | 2 | $ 464,000 | $ 232,000 | $ 78,000 |
Cheatham County Tennessee | 2 | $ 219,000 | $ 109,000 | $ 56,000 |
Cherokee County Alabama | 2 | $ 164,000 | $ 82,000 | $ 238,000 |
Cherokee County Georgia | 23 | $ 3,630,000 | $ 157,000 | $ 63,000 |
Chesterfield County South Carolina | 1 | $ 229,000 | $ 229,000 | $ 160,000 |
Chilton County Alabama | 1 | $ 315,000 | $ 315,000 | $ 0 |
Clarendon County South Carolina | 33 | $ 1,764,000 | $ 53,000 | $ 82,000 |
Clarke County Georgia | 123 | $ 21,101,000 | $ 171,000 | $ 112,000 |
Clay County Alabama | 2 | $ 161,000 | $ 80,000 | $ 100,000 |
Clay County Florida | 1 | $ 155,000 | $ 155,000 | $ 227,000 |
Clayton County Georgia | 2 | $ 447,000 | $ 223,000 | $ 40,000 |
Cleburne County Alabama | 15 | $ 693,000 | $ 46,000 | $ 36,000 |
Clinch County Georgia | 1 | $ 10,000 | $ 10,000 | $ 63,000 |
Cobb County Georgia | 32 | $ 8,138,000 | $ 254,000 | $ 108,000 |
Coffee County Alabama | 25 | $ 2,257,000 | $ 90,000 | $ 91,000 |
Colleton County South Carolina | 3 | $ 396,000 | $ 132,000 | $ 35,000 |
Collier County Florida | 8 | $ 8,384,000 | $ 1,048,000 | $ 280,000 |
Colquitt County Georgia | 6 | $ 744,000 | $ 124,000 | $ 61,000 |
Columbia County Georgia | 17 | $ 4,334,000 | $ 254,000 | $ 49,000 |
Columbus County North Carolina | 1 | $ 13,000 | $ 13,000 | $ 28,000 |
Conecuh County Alabama | 1 | $ 113,000 | $ 113,000 | $ 30,000 |
Cook County Georgia | 3 | $ 76,000 | $ 25,000 | $ 19,000 |
Covington County Alabama | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
Coweta County Georgia | 20 | $ 2,610,000 | $ 130,000 | $ 125,000 |
Crawford County Georgia | 7 | $ 285,000 | $ 40,000 | $ 45,000 |
Crisp County Georgia | 2 | $ 308,000 | $ 154,000 | $ 395,000 |
Cullman County Alabama | 2 | $ 289,000 | $ 144,000 | $ 33,000 |
Dale County Alabama | 16 | $ 1,417,000 | $ 88,000 | $ 63,000 |
Davidson County Tennessee | 60 | $ 6,956,000 | $ 115,000 | $ 142,000 |
DeKalb County Alabama | 2 | $ 156,000 | $ 78,000 | $ 85,000 |
DeKalb County Georgia | 21 | $ 6,676,000 | $ 317,000 | $ 190,000 |
DeSoto County Mississippi | 3 | $ 401,000 | $ 133,000 | $ 93,000 |
Dickson County Tennessee | 3 | $ 68,000 | $ 22,000 | $ 65,000 |
Dooly County Georgia | 1 | $ 52,000 | $ 52,000 | $ 23,000 |
Dorchester County South Carolina | 5 | $ 846,000 | $ 169,000 | $ 56,000 |
Dougherty County Georgia | 57 | $ 13,022,000 | $ 228,000 | $ 66,000 |
Douglas County Georgia | 11 | $ 3,310,000 | $ 300,000 | $ 98,000 |
Duval County Florida | 20 | $ 7,928,000 | $ 396,000 | $ 234,000 |
Echols County Georgia | 1 | $ 127,000 | $ 127,000 | $ 19,000 |
Edgefield County South Carolina | 2 | $ 314,000 | $ 157,000 | $ 91,000 |
Effingham County Georgia | 8 | $ 561,000 | $ 70,000 | $ 195,000 |
Elbert County Georgia | 8 | $ 453,000 | $ 56,000 | $ 48,000 |
Elmore County Alabama | 13 | $ 3,070,000 | $ 236,000 | $ 664,000 |
Emanuel County Georgia | 3 | $ 125,000 | $ 41,000 | $ 251,000 |
Escambia County Alabama | 2 | $ 472,000 | $ 236,000 | $ 60,000 |
Escambia County Florida | 91 | $ 25,316,000 | $ 278,000 | $ 238,000 |
Evans County Georgia | 1 | $ 43,000 | $ 43,000 | $ 0 |
Fairfield County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 700,000 |
Fannin County Georgia | 2 | $ 1,107,000 | $ 553,000 | $ 318,000 |
Faulkner County Arkansas | 1 | $ 97,000 | $ 97,000 | $ 71,000 |
Fayette County Alabama | 3 | $ 96,000 | $ 32,000 | $ 48,000 |
Fayette County Georgia | 14 | $ 3,845,000 | $ 274,000 | $ 239,000 |
Flagler County Florida | 1 | $ 180,000 | $ 180,000 | $ 67,000 |
Florence County South Carolina | 12 | $ 2,434,000 | $ 202,000 | $ 195,000 |
Floyd County Georgia | 69 | $ 14,073,000 | $ 203,000 | $ 117,000 |
Forsyth County Georgia | 7 | $ 1,610,000 | $ 230,000 | $ 86,000 |
Franklin County Florida | 1 | $ 62,000 | $ 62,000 | $ 63,000 |
Franklin County Georgia | 33 | $ 4,531,000 | $ 137,000 | $ 68,000 |
Fulton County Georgia | 64 | $ 32,982,000 | $ 515,000 | $ 225,000 |
Gadsden County Florida | 1 | $ 11,000 | $ 11,000 | $ 0 |
Geneva County Alabama | 5 | $ 323,000 | $ 64,000 | $ 25,000 |
Georgetown County South Carolina | 5 | $ 2,036,000 | $ 407,000 | $ 374,000 |
Gilmer County Georgia | 3 | $ 223,000 | $ 74,000 | $ 0 |
Glynn County Georgia | 54 | $ 22,210,000 | $ 411,000 | $ 211,000 |
Gordon County Georgia | 115 | $ 9,217,000 | $ 80,000 | $ 81,000 |
Grady County Georgia | 19 | $ 3,593,000 | $ 189,000 | $ 95,000 |
Greene County Alabama | 1 | $ 19,000 | $ 19,000 | $ 23,000 |
Greene County Georgia | 2 | $ 1,087,000 | $ 543,000 | $ 48,000 |
Greenville County South Carolina | 19 | $ 32,156,000 | $ 1,692,000 | $ 128,000 |
Greenwood County South Carolina | 1 | $ 54,000 | $ 54,000 | $ 0 |
Gulf County Florida | 4 | $ 749,000 | $ 187,000 | $ 236,000 |
Gwinnett County Georgia | 28 | $ 3,360,000 | $ 120,000 | $ 88,000 |
Habersham County Georgia | 2 | $ 265,000 | $ 132,000 | $ 252,000 |
Hale County Alabama | 4 | $ 93,000 | $ 23,000 | $ 74,000 |
Hall County Georgia | 7 | $ 2,437,000 | $ 348,000 | $ 196,000 |
Hamilton County Florida | 3 | $ 436,000 | $ 145,000 | $ 23,000 |
Hamilton County Tennessee | 11 | $ 2,292,000 | $ 208,000 | $ 67,000 |
Hampton County South Carolina | 1 | $ 197,000 | $ 197,000 | $ 80,000 |
Hancock County Georgia | 1 | $ 227,000 | $ 227,000 | $ 260,000 |
Haralson County Georgia | 39 | $ 2,093,000 | $ 53,000 | $ 58,000 |
Hardin County Tennessee | 1 | $ 1,148,000 | $ 1,148,000 | $ 1,968,000 |
Harris County Georgia | 37 | $ 9,680,000 | $ 261,000 | $ 212,000 |
Hart County Georgia | 30 | $ 2,654,000 | $ 88,000 | $ 83,000 |
Heard County Georgia | 6 | $ 986,000 | $ 164,000 | $ 279,000 |
Henderson County North Carolina | 1 | $ 748,000 | $ 748,000 | $ 291,000 |
Henry County Alabama | 2 | $ 236,000 | $ 118,000 | $ 344,000 |
Henry County Georgia | 7 | $ 2,116,000 | $ 302,000 | $ 189,000 |
Hillsborough County Florida | 1 | $ 9,000 | $ 9,000 | $ 0 |
Holmes County Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
Horry County South Carolina | 51 | $ 13,630,000 | $ 267,000 | $ 230,000 |
Houston County Alabama | 13 | $ 1,842,000 | $ 141,000 | $ 183,000 |
Houston County Georgia | 55 | $ 7,150,000 | $ 130,000 | $ 78,000 |
Irwin County Georgia | 5 | $ 235,000 | $ 47,000 | $ 58,000 |
Jackson County Alabama | 1 | $ 818,000 | $ 818,000 | $ 256,000 |
Jackson County Georgia | 10 | $ 1,900,000 | $ 190,000 | $ 110,000 |
Jackson County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 317,000 |
Jasper County Georgia | 1 | $ 78,000 | $ 78,000 | $ 0 |
Jasper County South Carolina | 1 | $ 813,000 | $ 813,000 | $ 134,000 |
Jefferson County Alabama | 79 | $ 19,183,000 | $ 242,000 | $ 104,000 |
Jefferson County Kentucky | 1 | $ 134,000 | $ 134,000 | $ 60,000 |
Jenkins County Georgia | 2 | $ 113,000 | $ 56,000 | $ 9,000 |
Kershaw County South Carolina | 20 | $ 1,672,000 | $ 83,000 | $ 129,000 |
Knox County Tennessee | 1 | $ 1,244,000 | $ 1,244,000 | $ 568,000 |
Lafayette County Mississippi | 2 | $ 703,000 | $ 351,000 | $ 104,000 |
Lamar County Mississippi | 1 | $ 7,022,000 | $ 7,022,000 | $ 0 |
Lancaster County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
Lanier County Georgia | 2 | $ 20,000 | $ 10,000 | $ 18,000 |
Laurens County South Carolina | 2 | $ 61,000 | $ 30,000 | $ 61,000 |
Lee County Alabama | 75 | $ 13,657,000 | $ 182,000 | $ 151,000 |
Lee County Florida | 1 | $ 1,275,000 | $ 1,275,000 | $ 324,000 |
Lee County Georgia | 27 | $ 5,822,000 | $ 215,000 | $ 156,000 |
Lee County South Carolina | 4 | $ 56,000 | $ 14,000 | $ 43,000 |
Leon County Florida | 20 | $ 6,008,000 | $ 300,000 | $ 152,000 |
Lexington County South Carolina | 9 | $ 1,994,000 | $ 221,000 | $ 465,000 |
Liberty County Georgia | 3 | $ 445,000 | $ 148,000 | $ 63,000 |
Limestone County Alabama | 9 | $ 1,914,000 | $ 212,000 | $ 214,000 |
Lincoln County Georgia | 1 | $ 15,000 | $ 15,000 | $ 69,000 |
Lincoln County Tennessee | 3 | $ 2,083,000 | $ 694,000 | $ 72,000 |
Long County Georgia | 2 | $ 64,000 | $ 32,000 | $ 78,000 |
Loudon County Tennessee | 1 | $ 192,000 | $ 192,000 | $ 0 |
Lowndes County Georgia | 94 | $ 15,510,000 | $ 165,000 | $ 66,000 |
Macon County Georgia | 3 | $ 294,000 | $ 98,000 | $ 53,000 |
Macon County North Carolina | 3 | $ 1,220,000 | $ 406,000 | $ 338,000 |
Madison County Alabama | 87 | $ 28,787,000 | $ 330,000 | $ 123,000 |
Madison County Florida | 2 | $ 748,000 | $ 374,000 | $ 132,000 |
Madison County Georgia | 18 | $ 1,500,000 | $ 83,000 | $ 92,000 |
Manatee County Florida | 14 | $ 6,407,000 | $ 457,000 | $ 224,000 |
Marion County Alabama | 2 | $ 265,000 | $ 132,000 | $ 57,000 |
Marion County Georgia | 3 | $ 129,000 | $ 43,000 | $ 34,000 |
Marshall County Alabama | 3 | $ 120,000 | $ 40,000 | $ 127,000 |
Maury County Tennessee | 3 | $ 130,000 | $ 43,000 | $ 59,000 |
McDuffie County Georgia | 1 | $ 13,000 | $ 13,000 | $ 69,000 |
McIntosh County Georgia | 3 | $ 301,000 | $ 100,000 | $ 173,000 |
Mecklenburg County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 300,000 |
Meriwether County Georgia | 12 | $ 678,000 | $ 56,000 | $ 68,000 |
Miami-Dade County Florida | 1 | $ 103,000 | $ 103,000 | $ 70,000 |
Mitchell County Georgia | 5 | $ 195,000 | $ 39,000 | $ 36,000 |
Mobile County Alabama | 12 | $ 3,053,000 | $ 254,000 | $ 219,000 |
Monroe County Florida | 2 | $ 340,000 | $ 170,000 | $ 457,000 |
Monroe County Tennessee | 1 | $ 220,000 | $ 220,000 | $ 67,000 |
Montgomery County Alabama | 47 | $ 8,015,000 | $ 170,000 | $ 697,000 |
Montgomery County Tennessee | 2 | $ 41,000 | $ 20,000 | $ 29,000 |
Morgan County Alabama | 2 | $ 1,156,000 | $ 578,000 | $ 1,466,000 |
Morgan County Georgia | 4 | $ 890,000 | $ 222,000 | $ 192,000 |
Murray County Georgia | 24 | $ 2,412,000 | $ 100,000 | $ 51,000 |
Muscogee County Georgia | 169 | $ 55,655,000 | $ 329,000 | $ 138,000 |
Nassau County Florida | 39 | $ 12,375,000 | $ 317,000 | $ 140,000 |
Newberry County South Carolina | 1 | $ 236,000 | $ 236,000 | $ 106,000 |
Newton County Georgia | 14 | $ 1,000,000 | $ 71,000 | $ 48,000 |
Oconee County Georgia | 62 | $ 17,398,000 | $ 280,000 | $ 163,000 |
Oconee County South Carolina | 1 | $ 1,319,000 | $ 1,319,000 | $ 0 |
Oglethorpe County Georgia | 5 | $ 274,000 | $ 54,000 | $ 23,000 |
Okaloosa County Florida | 45 | $ 11,098,000 | $ 246,000 | $ 133,000 |
Oklahoma County Oklahoma | 1 | $ 959,000 | $ 959,000 | $ 0 |
Oktibbeha County Mississippi | 2 | $ 235,000 | $ 117,000 | $ 4,000 |
Orangeburg County South Carolina | 1 | $ 82,000 | $ 82,000 | $ 165,000 |
Ouachita County Louisiana | 1 | $ 6,000 | $ 6,000 | $ 48,000 |
Palm Beach County Florida | 2 | $ 1,057,000 | $ 528,000 | $ 695,000 |
Pasco County Florida | 5 | $ 153,000 | $ 30,000 | $ 40,000 |
Paulding County Georgia | 12 | $ 1,393,000 | $ 116,000 | $ 79,000 |
Peach County Georgia | 18 | $ 1,527,000 | $ 84,000 | $ 48,000 |
Perry County Alabama | 1 | $ 590,000 | $ 590,000 | $ 0 |
Pickens County Georgia | 3 | $ 179,000 | $ 59,000 | $ 43,000 |
Pickens County South Carolina | 3 | $ 1,398,000 | $ 466,000 | $ 298,000 |
Pierce County Georgia | 2 | $ 364,000 | $ 182,000 | $ 0 |
Pike County Georgia | 1 | $ 226,000 | $ 226,000 | $ 0 |
Pinellas County Florida | 32 | $ 12,253,000 | $ 382,000 | $ 189,000 |
Polk County Georgia | 2 | $ 435,000 | $ 217,000 | $ 0 |
Polk County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 336,000 |
Polk County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 69,000 |
Pulaski County Georgia | 2 | $ 79,000 | $ 39,000 | $ 33,000 |
Putnam County Georgia | 4 | $ 1,045,000 | $ 261,000 | $ 174,000 |
Quitman County Georgia | 1 | $ 25,000 | $ 25,000 | $ 153,000 |
Rabun County Georgia | 3 | $ 6,031,000 | $ 2,010,000 | $ 593,000 |
Randolph County Alabama | 3 | $ 807,000 | $ 269,000 | $ 146,000 |
Randolph County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 35,000 |
Richland County South Carolina | 83 | $ 19,034,000 | $ 229,000 | $ 159,000 |
Richmond County Georgia | 19 | $ 3,580,000 | $ 188,000 | $ 110,000 |
Robertson County Tennessee | 3 | $ 91,000 | $ 30,000 | $ 66,000 |
Rockdale County Georgia | 4 | $ 4,422,000 | $ 1,105,000 | $ 216,000 |
Russell County Alabama | 64 | $ 10,650,000 | $ 166,000 | $ 93,000 |
Rutherford County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 115,000 |
Rutherford County Tennessee | 9 | $ 1,093,000 | $ 121,000 | $ 97,000 |
Santa Rosa County Florida | 22 | $ 6,448,000 | $ 293,000 | $ 222,000 |
Sarasota County Florida | 3 | $ 2,834,000 | $ 944,000 | $ 388,000 |
Schley County Georgia | 4 | $ 326,000 | $ 81,000 | $ 35,000 |
Screven County Georgia | 3 | $ 202,000 | $ 67,000 | $ 47,000 |
Seminole County Georgia | 1 | $ 65,000 | $ 65,000 | $ 183,000 |
Sevier County Tennessee | 3 | $ 483,000 | $ 161,000 | $ 148,000 |
Shelby County Alabama | 16 | $ 3,456,000 | $ 216,000 | $ 151,000 |
Shelby County Tennessee | 28 | $ 2,862,000 | $ 102,000 | $ 186,000 |
Smith County Tennessee | 1 | $ 31,000 | $ 31,000 | $ 72,000 |
Spalding County Georgia | 7 | $ 2,704,000 | $ 386,000 | $ 5,000 |
Spartanburg County South Carolina | 17 | $ 2,789,000 | $ 164,000 | $ 83,000 |
St. Clair County Alabama | 3 | $ 173,000 | $ 57,000 | $ 83,000 |
St. Johns County Florida | 8 | $ 4,674,000 | $ 584,000 | $ 547,000 |
Stephens County Georgia | 8 | $ 784,000 | $ 98,000 | $ 36,000 |
Stewart County Georgia | 3 | $ 42,000 | $ 14,000 | $ 72,000 |
Sumner County Tennessee | 16 | $ 776,000 | $ 48,000 | $ 115,000 |
Sumter County Alabama | 1 | $ 89,000 | $ 89,000 | $ 0 |
Sumter County Georgia | 65 | $ 4,018,000 | $ 61,000 | $ 59,000 |
Sumter County South Carolina | 57 | $ 8,890,000 | $ 155,000 | $ 158,000 |
Talbot County Georgia | 4 | $ 316,000 | $ 79,000 | $ 252,000 |
Talladega County Alabama | 1 | $ 260,000 | $ 260,000 | $ 218,000 |
Tallapoosa County Alabama | 1 | $ 50,000 | $ 50,000 | $ 666,000 |
Tattnall County Georgia | 2 | $ 80,000 | $ 40,000 | $ 64,000 |
Taylor County Georgia | 1 | $ 11,000 | $ 11,000 | $ 54,000 |
Terrell County Georgia | 1 | $ 237,000 | $ 237,000 | $ 348,000 |
Thomas County Georgia | 183 | $ 19,380,000 | $ 105,000 | $ 99,000 |
Tift County Georgia | 121 | $ 10,386,000 | $ 85,000 | $ 70,000 |
Transylvania County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 191,000 |
Troup County Georgia | 80 | $ 14,627,000 | $ 182,000 | $ 98,000 |
Turner County Georgia | 8 | $ 965,000 | $ 120,000 | $ 68,000 |
Tuscaloosa County Alabama | 102 | $ 23,601,000 | $ 231,000 | $ 105,000 |
Upson County Georgia | 1 | $ 107,000 | $ 107,000 | $ 0 |
Volusia County Florida | 2 | $ 278,000 | $ 139,000 | $ 0 |
Wakulla County Florida | 3 | $ 900,000 | $ 300,000 | $ 218,000 |
Walker County Alabama | 124 | $ 6,245,000 | $ 50,000 | $ 71,000 |
Walker County Georgia | 12 | $ 295,000 | $ 24,000 | $ 39,000 |
Walton County Florida | 16 | $ 8,589,000 | $ 536,000 | $ 428,000 |
Walton County Georgia | 110 | $ 9,015,000 | $ 81,000 | $ 79,000 |
Washington County Florida | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
Washington County Mississippi | 1 | $ 1,717,000 | $ 1,717,000 | $ 0 |
Whitfield County Georgia | 10 | $ 1,035,000 | $ 103,000 | $ 76,000 |
Wilkinson County Georgia | 1 | $ 35,000 | $ 35,000 | $ 94,000 |
Williamsburg County South Carolina | 2 | $ 355,000 | $ 177,000 | $ 124,000 |
Williamson County Tennessee | 30 | $ 10,191,000 | $ 339,000 | $ 268,000 |
Wilson County Tennessee | 9 | $ 401,000 | $ 44,000 | $ 95,000 |
Winston County Alabama | 5 | $ 358,000 | $ 71,000 | $ 90,000 |
Worth County Georgia | 10 | $ 1,254,000 | $ 125,000 | $ 70,000 |
York County South Carolina | 1 | $ 504,000 | $ 504,000 | $ 207,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 2,810 | $687,604,000 | $244,000 | $22,000,000 | $129,000 | $5,076,000 |
Home Purchase | 926 | $214,228,000 | $231,000 | $28,579,000 | $185,000 | $4,758,000 |
Home Improvement | 552 | $17,036,000 | $30,000 | $1,888,000 | $70,000 | $1,615,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,930 | $496,526,000 | $169,000 | $4,150,000 | $164,000 | $5,076,000 |
Not applicable | 735 | $322,312,000 | $438,000 | $28,579,000 | $0 | $25,000 |
Black or African American | 327 | $24,309,000 | $74,000 | $1,899,000 | $97,000 | $1,530,000 |
Not Provided | 200 | $52,944,000 | $264,000 | $3,643,000 | $201,000 | $1,415,000 |
Hispanic | 51 | $8,524,000 | $167,000 | $2,382,000 | $150,000 | $1,230,000 |
Asian | 33 | $12,539,000 | $379,000 | $1,880,000 | $281,000 | $1,025,000 |
American Indian or Alaskan Native | 7 | $845,000 | $120,000 | $497,000 | $177,000 | $1,022,000 |
Native Hawaiian or Other Pacific Islander | 5 | $869,000 | $173,000 | $664,000 | $51,000 | $97,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,287 | $918,857,000 | $214,000 | $28,579,000 | $133,000 | $5,076,000 |
FHA-insured (Federal Housing Administration) | 1 | $11,000 | $11,000 | $11,000 | $325,000 | $325,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 3,675 | $793,188,000 | $215,000 | $28,579,000 | $134,000 | $5,076,000 |
Application Denied By Financial Institution | 351 | $51,573,000 | $146,000 | $3,449,000 | $90,000 | $1,386,000 |
Application Approved But Not Accepted | 208 | $50,583,000 | $243,000 | $2,247,000 | $162,000 | $1,200,000 |
Application Withdrawn By Applicant | 39 | $13,930,000 | $357,000 | $1,140,000 | $276,000 | $3,704,000 |
Loan Purchased By The Institution | 9 | $7,258,000 | $806,000 | $1,244,000 | $391,000 | $572,000 |
File Closed For Incompleteness | 6 | $2,336,000 | $389,000 | $1,050,000 | $47,000 | $235,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 123 | $8,534,000 | $69,000 | $675,000 | $63,000 | $433,000 |
Debt-To-Income Ratio | 105 | $24,610,000 | $234,000 | $3,449,000 | $88,000 | $1,078,000 |
Collateral | 85 | $13,188,000 | $155,000 | $1,300,000 | $125,000 | $1,200,000 |
Other | 31 | $3,339,000 | $107,000 | $1,338,000 | $106,000 | $1,386,000 |
Unverifiable Information | 2 | $273,000 | $136,000 | $203,000 | $123,000 | $217,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $432,000 | $432,000 | $432,000 | $196,000 | $196,000 |
Credit Application Incomplete | 1 | $417,000 | $417,000 | $417,000 | $187,000 | $187,000 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Synovus Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Synovus Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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