Radiant Credit Union
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Radiant Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Radiant Credit Union 405 Se 2Nd Place Gainesville, FL 32601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 721 |
| Total Mortgage Loan Application Amount | $92,465,000 |
| Average Mortgage Loan Application Amount | $130,000 |
| Highest Mortgage Loan Application Amount | $855,000 |
| Average Applicant Income | $102,600 |
| Highest Applicant Income | $1,092,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alachua County Florida | 306 | $ 42,090,000 | $ 137,000 | $ 105,000 |
| Columbia County Florida | 60 | $ 7,160,000 | $ 119,000 | $ 96,000 |
| Levy County Florida | 49 | $ 6,345,000 | $ 129,000 | $ 80,000 |
| Marion County Florida | 39 | $ 4,335,000 | $ 111,000 | $ 95,000 |
| Suwannee County Florida | 31 | $ 3,265,000 | $ 105,000 | $ 95,000 |
| Gilchrist County Florida | 17 | $ 2,025,000 | $ 119,000 | $ 106,000 |
| Putnam County Florida | 12 | $ 930,000 | $ 77,000 | $ 103,000 |
| Dixie County Florida | 11 | $ 1,105,000 | $ 100,000 | $ 75,000 |
| Union County Florida | 11 | $ 825,000 | $ 75,000 | $ 69,000 |
| Bradford County Florida | 7 | $ 485,000 | $ 69,000 | $ 75,000 |
| St. Johns County Florida | 7 | $ 1,545,000 | $ 220,000 | $ 140,000 |
| Clay County Florida | 5 | $ 375,000 | $ 75,000 | $ 78,000 |
| Flagler County Florida | 5 | $ 1,395,000 | $ 279,000 | $ 116,000 |
| Duval County Florida | 4 | $ 470,000 | $ 117,000 | $ 72,000 |
| Hamilton County Florida | 4 | $ 340,000 | $ 85,000 | $ 68,000 |
| Hernando County Florida | 4 | $ 330,000 | $ 82,000 | $ 136,000 |
| Miami-Dade County Florida | 4 | $ 620,000 | $ 155,000 | $ 107,000 |
| Orange County Florida | 4 | $ 1,040,000 | $ 260,000 | $ 153,000 |
| Volusia County Florida | 4 | $ 530,000 | $ 132,000 | $ 91,000 |
| Horry County South Carolina | 4 | $ 450,000 | $ 112,000 | $ 0 |
| Baker County Florida | 3 | $ 195,000 | $ 65,000 | $ 108,000 |
| Broward County Florida | 3 | $ 485,000 | $ 161,000 | $ 60,000 |
| Citrus County Florida | 3 | $ 485,000 | $ 161,000 | $ 50,000 |
| Hillsborough County Florida | 3 | $ 435,000 | $ 145,000 | $ 165,000 |
| Jefferson County Florida | 3 | $ 415,000 | $ 138,000 | $ 124,000 |
| Seminole County Florida | 3 | $ 405,000 | $ 135,000 | $ 323,000 |
| Taylor County Florida | 3 | $ 615,000 | $ 205,000 | $ 100,000 |
| Leon County Texas | 3 | $ 395,000 | $ 131,000 | $ 0 |
| Marshall County Alabama | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Tuscaloosa County Alabama | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Lafayette County Florida | 2 | $ 100,000 | $ 50,000 | $ 74,000 |
| Pinellas County Florida | 2 | $ 650,000 | $ 325,000 | $ 135,000 |
| Wakulla County Florida | 2 | $ 370,000 | $ 185,000 | $ 99,000 |
| Hardin County Texas | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Jasper County Texas | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Travis County Texas | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Calhoun County Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Clarke County Alabama | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Clay County Alabama | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Cleburne County Alabama | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Cullman County Alabama | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Franklin County Alabama | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Greene County Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Hale County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lawrence County Alabama | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Macon County Alabama | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Madison County Alabama | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Sumter County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Talladega County Alabama | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Tallapoosa County Alabama | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Walker County Alabama | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Boone County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Cleburne County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cleveland County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Crawford County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cross County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Garland County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Miller County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Nevada County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Pope County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Union County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Yell County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Los Angeles County California | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Brevard County Florida | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| DeSoto County Florida | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Gadsden County Florida | 1 | $ 285,000 | $ 285,000 | $ 156,000 |
| Gulf County Florida | 1 | $ 85,000 | $ 85,000 | $ 10,000 |
| Indian River County Florida | 1 | $ 255,000 | $ 255,000 | $ 43,000 |
| Leon County Florida | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Osceola County Florida | 1 | $ 35,000 | $ 35,000 | $ 241,000 |
| Palm Beach County Florida | 1 | $ 105,000 | $ 105,000 | $ 132,000 |
| Pasco County Florida | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Santa Rosa County Florida | 1 | $ 245,000 | $ 245,000 | $ 148,000 |
| Sarasota County Florida | 1 | $ 145,000 | $ 145,000 | $ 204,000 |
| Walton County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Washington County Florida | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Bryan County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Dooly County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Oglethorpe County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Thomas County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Claiborne County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Iberia County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Sabine County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Terrebonne County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Webster County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| George County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Jones County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Monroe County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Scott County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Tallahatchie County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Tunica County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Walthall County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Wilkinson County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Craven County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Polk County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Robeson County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Stokes County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Clark County Ohio | 1 | $ 55,000 | $ 55,000 | $ 1,092,000 |
| Alfalfa County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cherokee County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lincoln County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| McCurtain County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 0 |
| McIntosh County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Okmulgee County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 126,000 |
| Armstrong County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Lehigh County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Aiken County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Orangeburg County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Jefferson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Austin County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Brazos County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cameron County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Comal County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Fannin County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Freestone County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Henderson County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hopkins County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Karnes County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Nacogdoches County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Nolan County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Palo Pinto County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Van Zandt County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Walker County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Radiant Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 234 | $19,870,000 | $84,000 | $505,000 | $101,000 | $440,000 |
| Home Purchase | 222 | $42,380,000 | $190,000 | $855,000 | $95,000 | $422,000 |
| Other Purpose | 152 | $14,250,000 | $93,000 | $505,000 | $107,000 | $1,092,000 |
| Cash-out Refinancing | 67 | $9,225,000 | $137,000 | $425,000 | $107,000 | $382,000 |
| Refinancing | 46 | $6,740,000 | $146,000 | $555,000 | $103,000 | $348,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 373 | $46,365,000 | $124,000 | $605,000 | $103,000 | $1,092,000 |
| Not Provided | 139 | $17,315,000 | $124,000 | $505,000 | $108,000 | $590,000 |
| Not applicable | 117 | $17,775,000 | $151,000 | $855,000 | $0 | $0 |
| Black or African American | 56 | $5,620,000 | $100,000 | $335,000 | $75,000 | $290,000 |
| Hispanic | 27 | $3,245,000 | $120,000 | $505,000 | $111,000 | $348,000 |
| Asian | 8 | $2,040,000 | $255,000 | $665,000 | $125,000 | $174,000 |
| American Indian or Alaskan Native | 1 | $105,000 | $105,000 | $105,000 | $115,000 | $115,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 721 | $92,465,000 | $128,000 | $855,000 | $102,000 | $1,092,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 283 | $36,985,000 | $130,000 | $665,000 | $80,000 | $1,092,000 |
| Loan Originated | 254 | $29,860,000 | $117,000 | $855,000 | $125,000 | $590,000 |
| Loan Purchased By The Institution | 103 | $12,525,000 | $121,000 | $225,000 | $0 | $0 |
| Application Approved But Not Accepted | 79 | $12,255,000 | $155,000 | $605,000 | $112,000 | $440,000 |
| Application Withdrawn By Applicant | 2 | $840,000 | $420,000 | $565,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 438 | $55,480,000 | $126,000 | $855,000 | $122,000 | $590,000 |
| Debt-To-Income Ratio | 148 | $21,470,000 | $145,000 | $665,000 | $72,000 | $292,000 |
| Credit History | 76 | $7,810,000 | $102,000 | $575,000 | $80,000 | $306,000 |
| Unverifiable Information | 27 | $3,705,000 | $137,000 | $425,000 | $79,000 | $248,000 |
| Collateral | 16 | $1,350,000 | $84,000 | $505,000 | $84,000 | $218,000 |
| Credit Application Incomplete | 5 | $1,055,000 | $211,000 | $485,000 | $109,000 | $248,000 |
| Other | 5 | $295,000 | $59,000 | $105,000 | $281,000 | $1,092,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $980,000 | $245,000 | $265,000 | $66,000 | $118,000 |
| Employment History | 2 | $320,000 | $160,000 | $295,000 | $62,000 | $88,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.