Summit Funding, Inc.
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Summit Funding, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Summit Funding, Inc. 2241 Harvard St, Suite 200 Sacramento, CA 95815 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 7,075 |
| Total Mortgage Loan Application Amount | $1,560,214,000 |
| Average Mortgage Loan Application Amount | $270,000 |
| Highest Mortgage Loan Application Amount | $1,450,000 |
| Average Applicant Income | $113,333 |
| Highest Applicant Income | $1,995,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sacramento County California | 1,091 | $ 219,070,000 | $ 200,000 | $ 76,000 |
| Washoe County Nevada | 415 | $ 66,727,000 | $ 160,000 | $ 66,000 |
| Lane County Oregon | 413 | $ 77,334,000 | $ 187,000 | $ 72,000 |
| San Joaquin County California | 399 | $ 70,444,000 | $ 176,000 | $ 70,000 |
| Placer County California | 350 | $ 97,501,000 | $ 278,000 | $ 101,000 |
| Contra Costa County California | 349 | $ 102,792,000 | $ 294,000 | $ 99,000 |
| Oakland County Michigan | 315 | $ 54,754,000 | $ 173,000 | $ 86,000 |
| Clark County Nevada | 309 | $ 48,242,000 | $ 156,000 | $ 87,000 |
| Monterey County California | 284 | $ 89,882,000 | $ 316,000 | $ 114,000 |
| Santa Barbara County California | 279 | $ 106,169,000 | $ 380,000 | $ 139,000 |
| Butte County California | 235 | $ 46,235,000 | $ 196,000 | $ 102,000 |
| Mecklenburg County North Carolina | 186 | $ 30,937,000 | $ 166,000 | $ 86,000 |
| Alameda County California | 171 | $ 59,358,000 | $ 347,000 | $ 123,000 |
| Shasta County California | 146 | $ 24,699,000 | $ 169,000 | $ 68,000 |
| Solano County California | 143 | $ 31,352,000 | $ 219,000 | $ 68,000 |
| Albemarle County Virginia | 130 | $ 30,850,000 | $ 237,000 | $ 76,000 |
| Sonoma County California | 120 | $ 36,765,000 | $ 306,000 | $ 112,000 |
| El Dorado County California | 101 | $ 25,167,000 | $ 249,000 | $ 99,000 |
| Macomb County Michigan | 89 | $ 14,418,000 | $ 162,000 | $ 77,000 |
| Wayne County Michigan | 82 | $ 13,291,000 | $ 162,000 | $ 83,000 |
| Yolo County California | 66 | $ 14,694,000 | $ 222,000 | $ 125,000 |
| York County South Carolina | 63 | $ 11,448,000 | $ 181,000 | $ 72,000 |
| Los Angeles County California | 56 | $ 20,930,000 | $ 373,000 | $ 177,000 |
| Iredell County North Carolina | 49 | $ 8,502,000 | $ 173,000 | $ 73,000 |
| Riverside County California | 41 | $ 7,873,000 | $ 192,000 | $ 106,000 |
| Yuba County California | 40 | $ 6,479,000 | $ 161,000 | $ 54,000 |
| Santa Clara County California | 39 | $ 14,027,000 | $ 359,000 | $ 106,000 |
| Plumas County California | 36 | $ 5,360,000 | $ 148,000 | $ 103,000 |
| Santa Cruz County California | 36 | $ 12,387,000 | $ 344,000 | $ 112,000 |
| Stanislaus County California | 36 | $ 7,463,000 | $ 207,000 | $ 78,000 |
| Greene County Virginia | 34 | $ 7,084,000 | $ 208,000 | $ 67,000 |
| Union County North Carolina | 32 | $ 5,909,000 | $ 184,000 | $ 71,000 |
| Cabarrus County North Carolina | 30 | $ 4,300,000 | $ 143,000 | $ 67,000 |
| Charlottesville County Virginia | 30 | $ 5,756,000 | $ 191,000 | $ 49,000 |
| Rowan County North Carolina | 29 | $ 3,774,000 | $ 130,000 | $ 53,000 |
| Lassen County California | 28 | $ 4,349,000 | $ 155,000 | $ 82,000 |
| Ventura County California | 27 | $ 9,822,000 | $ 363,000 | $ 132,000 |
| Spokane County Washington | 27 | $ 4,494,000 | $ 166,000 | $ 67,000 |
| Fluvanna County Virginia | 26 | $ 5,239,000 | $ 201,000 | $ 58,000 |
| Genesee County Michigan | 25 | $ 2,904,000 | $ 116,000 | $ 68,000 |
| Sutter County California | 23 | $ 3,800,000 | $ 165,000 | $ 55,000 |
| Culpeper County Virginia | 23 | $ 4,278,000 | $ 186,000 | $ 51,000 |
| Del Norte County California | 22 | $ 4,175,000 | $ 189,000 | $ 77,000 |
| Livingston County Michigan | 22 | $ 4,038,000 | $ 183,000 | $ 92,000 |
| Amador County California | 20 | $ 3,221,000 | $ 161,000 | $ 75,000 |
| Calaveras County California | 20 | $ 2,578,000 | $ 128,000 | $ 73,000 |
| San Francisco County California | 20 | $ 10,199,000 | $ 509,000 | $ 160,000 |
| Tehama County California | 20 | $ 2,959,000 | $ 147,000 | $ 66,000 |
| Louisa County Virginia | 20 | $ 3,792,000 | $ 189,000 | $ 59,000 |
| Orange County Virginia | 20 | $ 3,537,000 | $ 176,000 | $ 58,000 |
| Douglas County Nevada | 19 | $ 3,016,000 | $ 158,000 | $ 75,000 |
| Nelson County Virginia | 19 | $ 3,629,000 | $ 191,000 | $ 78,000 |
| San Luis Obispo County California | 18 | $ 5,531,000 | $ 307,000 | $ 104,000 |
| Siskiyou County California | 18 | $ 2,323,000 | $ 129,000 | $ 58,000 |
| Lyon County Nevada | 18 | $ 2,569,000 | $ 142,000 | $ 65,000 |
| Linn County Oregon | 18 | $ 2,917,000 | $ 162,000 | $ 54,000 |
| San Benito County California | 17 | $ 4,645,000 | $ 273,000 | $ 177,000 |
| Gaston County North Carolina | 17 | $ 2,194,000 | $ 129,000 | $ 52,000 |
| Lincoln County North Carolina | 16 | $ 3,764,000 | $ 235,000 | $ 109,000 |
| Nevada County California | 13 | $ 3,416,000 | $ 262,000 | $ 121,000 |
| San Diego County California | 13 | $ 3,570,000 | $ 274,000 | $ 136,000 |
| San Mateo County California | 13 | $ 6,562,000 | $ 504,000 | $ 220,000 |
| Napa County California | 12 | $ 3,079,000 | $ 256,000 | $ 118,000 |
| Washtenaw County Michigan | 12 | $ 2,361,000 | $ 196,000 | $ 112,000 |
| Carson City County Nevada | 12 | $ 1,908,000 | $ 159,000 | $ 59,000 |
| Orange County California | 11 | $ 4,243,000 | $ 385,000 | $ 148,000 |
| Tuolumne County California | 11 | $ 1,960,000 | $ 178,000 | $ 125,000 |
| Glenn County California | 10 | $ 1,185,000 | $ 118,000 | $ 51,000 |
| Marin County California | 10 | $ 5,338,000 | $ 533,000 | $ 391,000 |
| Augusta County Virginia | 10 | $ 1,938,000 | $ 193,000 | $ 62,000 |
| Fresno County California | 9 | $ 1,786,000 | $ 198,000 | $ 60,000 |
| Elko County Nevada | 9 | $ 2,032,000 | $ 225,000 | $ 77,000 |
| Trinity County California | 8 | $ 1,126,000 | $ 140,000 | $ 69,000 |
| Curry County Oregon | 8 | $ 1,400,000 | $ 175,000 | $ 51,000 |
| Multnomah County Oregon | 8 | $ 2,101,000 | $ 262,000 | $ 99,000 |
| San Bernardino County California | 7 | $ 1,414,000 | $ 202,000 | $ 60,000 |
| St. Clair County Michigan | 7 | $ 917,000 | $ 131,000 | $ 69,000 |
| Madison County Virginia | 7 | $ 1,161,000 | $ 165,000 | $ 34,000 |
| Waynesboro County Virginia | 7 | $ 1,220,000 | $ 174,000 | $ 51,000 |
| Kern County California | 5 | $ 861,000 | $ 172,000 | $ 57,000 |
| Sierra County California | 5 | $ 485,000 | $ 97,000 | $ 79,000 |
| Lapeer County Michigan | 5 | $ 986,000 | $ 197,000 | $ 80,000 |
| Prince William County Virginia | 5 | $ 1,731,000 | $ 346,000 | $ 92,000 |
| Humboldt County California | 4 | $ 829,000 | $ 207,000 | $ 198,000 |
| Imperial County California | 4 | $ 317,000 | $ 79,000 | $ 38,000 |
| Madera County California | 4 | $ 992,000 | $ 248,000 | $ 110,000 |
| Catawba County North Carolina | 4 | $ 1,160,000 | $ 290,000 | $ 103,000 |
| Deschutes County Oregon | 4 | $ 859,000 | $ 214,000 | $ 89,000 |
| Jackson County Oregon | 4 | $ 725,000 | $ 181,000 | $ 141,000 |
| Washington County Oregon | 4 | $ 1,089,000 | $ 272,000 | $ 111,000 |
| Lake County California | 3 | $ 331,000 | $ 110,000 | $ 52,000 |
| Honolulu County Hawaii | 3 | $ 1,634,000 | $ 544,000 | $ 157,000 |
| Grand Traverse County Michigan | 3 | $ 392,000 | $ 130,000 | $ 62,000 |
| Churchill County Nevada | 3 | $ 500,000 | $ 166,000 | $ 59,000 |
| Lancaster County South Carolina | 3 | $ 279,000 | $ 93,000 | $ 51,000 |
| Buckingham County Virginia | 3 | $ 333,000 | $ 111,000 | $ 37,000 |
| Goochland County Virginia | 3 | $ 792,000 | $ 264,000 | $ 97,000 |
| Staunton County Virginia | 3 | $ 387,000 | $ 129,000 | $ 55,000 |
| Asotin County Washington | 3 | $ 430,000 | $ 143,000 | $ 36,000 |
| Merced County California | 2 | $ 279,000 | $ 139,000 | $ 111,000 |
| Modoc County California | 2 | $ 254,000 | $ 127,000 | $ 64,000 |
| Mono County California | 2 | $ 176,000 | $ 88,000 | $ 59,000 |
| Cheboygan County Michigan | 2 | $ 228,000 | $ 114,000 | $ 460,000 |
| Ingham County Michigan | 2 | $ 199,000 | $ 99,000 | $ 44,000 |
| Monroe County Michigan | 2 | $ 310,000 | $ 155,000 | $ 61,000 |
| Otsego County Michigan | 2 | $ 267,000 | $ 133,000 | $ 152,000 |
| Shiawassee County Michigan | 2 | $ 205,000 | $ 102,000 | $ 102,000 |
| Storey County Nevada | 2 | $ 371,000 | $ 185,000 | $ 49,000 |
| Cleveland County North Carolina | 2 | $ 598,000 | $ 299,000 | $ 110,000 |
| Stanly County North Carolina | 2 | $ 314,000 | $ 157,000 | $ 38,000 |
| Benton County Oregon | 2 | $ 346,000 | $ 173,000 | $ 67,000 |
| Douglas County Oregon | 2 | $ 273,000 | $ 136,000 | $ 55,000 |
| Klamath County Oregon | 2 | $ 334,000 | $ 167,000 | $ 100,000 |
| Polk County Oregon | 2 | $ 619,000 | $ 309,000 | $ 102,000 |
| Amherst County Virginia | 2 | $ 303,000 | $ 151,000 | $ 92,000 |
| Fairfax County Virginia | 2 | $ 314,000 | $ 157,000 | $ 83,000 |
| Fauquier County Virginia | 2 | $ 611,000 | $ 305,000 | $ 110,000 |
| Stafford County Virginia | 2 | $ 333,000 | $ 166,000 | $ 64,000 |
| Colusa County California | 1 | $ 196,000 | $ 196,000 | $ 99,000 |
| Mendocino County California | 1 | $ 242,000 | $ 242,000 | $ 80,000 |
| Hawaii County Hawaii | 1 | $ 213,000 | $ 213,000 | $ 96,000 |
| Antrim County Michigan | 1 | $ 176,000 | $ 176,000 | $ 221,000 |
| Huron County Michigan | 1 | $ 123,000 | $ 123,000 | $ 65,000 |
| Kent County Michigan | 1 | $ 244,000 | $ 244,000 | $ 186,000 |
| Roscommon County Michigan | 1 | $ 216,000 | $ 216,000 | $ 184,000 |
| Alamance County North Carolina | 1 | $ 163,000 | $ 163,000 | $ 67,000 |
| Burke County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 73,000 |
| Davie County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 108,000 |
| Granville County North Carolina | 1 | $ 256,000 | $ 256,000 | $ 95,000 |
| Guilford County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 51,000 |
| Henderson County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 103,000 |
| Moore County North Carolina | 1 | $ 299,000 | $ 299,000 | $ 200,000 |
| New Hanover County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 149,000 |
| Pitt County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Clackamas County Oregon | 1 | $ 271,000 | $ 271,000 | $ 0 |
| Coos County Oregon | 1 | $ 187,000 | $ 187,000 | $ 176,000 |
| Josephine County Oregon | 1 | $ 210,000 | $ 210,000 | $ 49,000 |
| Lincoln County Oregon | 1 | $ 100,000 | $ 100,000 | $ 109,000 |
| Marion County Oregon | 1 | $ 340,000 | $ 340,000 | $ 144,000 |
| Morrow County Oregon | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Tillamook County Oregon | 1 | $ 100,000 | $ 100,000 | $ 144,000 |
| Beaufort County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 90,000 |
| Berkeley County South Carolina | 1 | $ 173,000 | $ 173,000 | $ 63,000 |
| Charleston County South Carolina | 1 | $ 354,000 | $ 354,000 | $ 75,000 |
| Chester County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 84,000 |
| Dorchester County South Carolina | 1 | $ 193,000 | $ 193,000 | $ 49,000 |
| Greenville County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Horry County South Carolina | 1 | $ 318,000 | $ 318,000 | $ 813,000 |
| Kershaw County South Carolina | 1 | $ 288,000 | $ 288,000 | $ 51,000 |
| King George County Virginia | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 329,000 | $ 329,000 | $ 71,000 |
| Middlesex County Virginia | 1 | $ 199,000 | $ 199,000 | $ 52,000 |
| Spotsylvania County Virginia | 1 | $ 179,000 | $ 179,000 | $ 55,000 |
| Westmoreland County Virginia | 1 | $ 163,000 | $ 163,000 | $ 63,000 |
| King County Washington | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Lincoln County Washington | 1 | $ 214,000 | $ 214,000 | $ 92,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Summit Funding, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,658 | $927,690,000 | $199,000 | $1,450,000 | $83,000 | $1,542,000 |
| Refinancing | 2,402 | $627,262,000 | $261,000 | $1,450,000 | $98,000 | $1,995,000 |
| Home Improvement | 15 | $5,262,000 | $350,000 | $722,000 | $159,000 | $823,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,322 | $1,219,667,000 | $229,000 | $1,450,000 | $92,000 | $1,378,000 |
| Asian | 630 | $121,402,000 | $192,000 | $800,000 | $90,000 | $1,995,000 |
| Hispanic | 594 | $106,750,000 | $179,000 | $719,000 | $64,000 | $1,687,000 |
| Black or African American | 248 | $43,288,000 | $174,000 | $614,000 | $64,000 | $440,000 |
| Not Provided | 180 | $47,814,000 | $265,000 | $707,000 | $100,000 | $872,000 |
| Native Hawaiian or Other Pacific Islander | 56 | $14,344,000 | $256,000 | $743,000 | $68,000 | $246,000 |
| American Indian or Alaskan Native | 40 | $6,450,000 | $161,000 | $432,000 | $76,000 | $407,000 |
| Not applicable | 5 | $499,000 | $99,000 | $323,000 | $79,000 | $86,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,745 | $872,251,000 | $232,000 | $1,450,000 | $111,000 | $1,995,000 |
| FHA-insured (Federal Housing Administration) | 2,590 | $538,162,000 | $207,000 | $743,000 | $64,000 | $1,175,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 372 | $59,779,000 | $160,000 | $389,000 | $47,000 | $121,000 |
| VA-guaranteed (Veterans Administration) | 368 | $90,022,000 | $244,000 | $667,000 | $68,000 | $329,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,346 | $1,188,058,000 | $222,000 | $1,450,000 | $89,000 | $1,995,000 |
| Application Withdrawn By Applicant | 1,525 | $332,150,000 | $217,000 | $1,450,000 | $87,000 | $1,378,000 |
| Application Denied By Financial Institution | 162 | $33,467,000 | $206,000 | $614,000 | $80,000 | $823,000 |
| File Closed For Incompleteness | 40 | $6,246,000 | $156,000 | $446,000 | $109,000 | $784,000 |
| Application Approved But Not Accepted | 2 | $293,000 | $146,000 | $147,000 | $43,000 | $49,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2 | $680,000 | $340,000 | $425,000 | $102,000 | $112,000 |
| Employment History | 1 | $212,000 | $212,000 | $212,000 | $34,000 | $34,000 |
| Other | 1 | $100,000 | $100,000 | $100,000 | $109,000 | $109,000 |
| Credit History | 1 | $100,000 | $100,000 | $100,000 | $39,000 | $39,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.