Summit Funding, Inc.
Mortgage Loan Application
Totals and Details
for 2011
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Summit Funding, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Summit Funding, Inc. 2241 Harvard St, Suite 200 Sacramento, CA 95815 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 3,441 |
| Total Mortgage Loan Application Amount | $708,474,000 |
| Average Mortgage Loan Application Amount | $226,333 |
| Highest Mortgage Loan Application Amount | $1,433,000 |
| Average Applicant Income | $96,666 |
| Highest Applicant Income | $2,055,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sacramento County California | 647 | $ 113,888,000 | $ 176,000 | $ 75,000 |
| Washoe County Nevada | 262 | $ 39,467,000 | $ 150,000 | $ 69,000 |
| San Joaquin County California | 219 | $ 36,479,000 | $ 166,000 | $ 83,000 |
| Lane County Oregon | 203 | $ 38,647,000 | $ 190,000 | $ 79,000 |
| Oakland County Michigan | 178 | $ 28,664,000 | $ 161,000 | $ 89,000 |
| Clark County Nevada | 175 | $ 22,800,000 | $ 130,000 | $ 83,000 |
| Monterey County California | 161 | $ 53,110,000 | $ 329,000 | $ 119,000 |
| Placer County California | 118 | $ 26,570,000 | $ 225,000 | $ 94,000 |
| Santa Barbara County California | 109 | $ 45,676,000 | $ 419,000 | $ 155,000 |
| Shasta County California | 91 | $ 13,491,000 | $ 148,000 | $ 62,000 |
| Alameda County California | 77 | $ 25,059,000 | $ 325,000 | $ 101,000 |
| Contra Costa County California | 75 | $ 24,058,000 | $ 320,000 | $ 121,000 |
| Albemarle County Virginia | 71 | $ 17,618,000 | $ 248,000 | $ 88,000 |
| El Dorado County California | 62 | $ 15,642,000 | $ 252,000 | $ 134,000 |
| Solano County California | 61 | $ 11,993,000 | $ 196,000 | $ 79,000 |
| Macomb County Michigan | 59 | $ 8,741,000 | $ 148,000 | $ 81,000 |
| Wayne County Michigan | 55 | $ 8,075,000 | $ 146,000 | $ 83,000 |
| Sonoma County California | 51 | $ 13,563,000 | $ 265,000 | $ 93,000 |
| Mecklenburg County North Carolina | 41 | $ 6,619,000 | $ 161,000 | $ 79,000 |
| Butte County California | 36 | $ 6,381,000 | $ 177,000 | $ 94,000 |
| Honolulu County Hawaii | 31 | $ 9,226,000 | $ 297,000 | $ 98,000 |
| Santa Cruz County California | 30 | $ 10,850,000 | $ 361,000 | $ 115,000 |
| Yolo County California | 30 | $ 5,939,000 | $ 197,000 | $ 74,000 |
| Plumas County California | 29 | $ 4,131,000 | $ 142,000 | $ 81,000 |
| Washington County Oregon | 25 | $ 6,370,000 | $ 254,000 | $ 123,000 |
| Augusta County Virginia | 25 | $ 4,295,000 | $ 171,000 | $ 53,000 |
| Lassen County California | 22 | $ 3,292,000 | $ 149,000 | $ 68,000 |
| Los Angeles County California | 20 | $ 7,262,000 | $ 363,000 | $ 134,000 |
| Sutter County California | 17 | $ 2,693,000 | $ 158,000 | $ 49,000 |
| Yuba County California | 17 | $ 2,514,000 | $ 147,000 | $ 52,000 |
| Clackamas County Oregon | 17 | $ 4,043,000 | $ 237,000 | $ 85,000 |
| Louisa County Virginia | 17 | $ 3,028,000 | $ 178,000 | $ 50,000 |
| Tehama County California | 16 | $ 2,437,000 | $ 152,000 | $ 60,000 |
| York County South Carolina | 16 | $ 3,761,000 | $ 235,000 | $ 119,000 |
| Ventura County California | 14 | $ 4,138,000 | $ 295,000 | $ 80,000 |
| Greene County Virginia | 14 | $ 2,477,000 | $ 176,000 | $ 55,000 |
| Waynesboro County Virginia | 14 | $ 1,890,000 | $ 135,000 | $ 54,000 |
| Multnomah County Oregon | 13 | $ 3,153,000 | $ 242,000 | $ 135,000 |
| Fluvanna County Virginia | 13 | $ 1,927,000 | $ 148,000 | $ 44,000 |
| Stanislaus County California | 12 | $ 1,913,000 | $ 159,000 | $ 69,000 |
| Rowan County North Carolina | 12 | $ 1,619,000 | $ 134,000 | $ 59,000 |
| Cabarrus County North Carolina | 11 | $ 1,972,000 | $ 179,000 | $ 76,000 |
| Marin County California | 10 | $ 4,836,000 | $ 483,000 | $ 555,000 |
| Livingston County Michigan | 10 | $ 1,634,000 | $ 163,000 | $ 72,000 |
| Lyon County Nevada | 10 | $ 1,098,000 | $ 109,000 | $ 60,000 |
| Charlottesville County Virginia | 10 | $ 2,463,000 | $ 246,000 | $ 80,000 |
| Orange County Virginia | 10 | $ 1,521,000 | $ 152,000 | $ 46,000 |
| Iredell County North Carolina | 9 | $ 1,835,000 | $ 203,000 | $ 87,000 |
| Union County North Carolina | 8 | $ 2,543,000 | $ 317,000 | $ 121,000 |
| Riverside County California | 7 | $ 1,785,000 | $ 255,000 | $ 91,000 |
| San Francisco County California | 7 | $ 2,993,000 | $ 427,000 | $ 135,000 |
| Culpeper County Virginia | 7 | $ 1,503,000 | $ 214,000 | $ 61,000 |
| Calaveras County California | 6 | $ 935,000 | $ 155,000 | $ 59,000 |
| Santa Clara County California | 6 | $ 3,067,000 | $ 511,000 | $ 135,000 |
| Genesee County Michigan | 6 | $ 753,000 | $ 125,000 | $ 82,000 |
| Washtenaw County Michigan | 6 | $ 954,000 | $ 159,000 | $ 105,000 |
| Gaston County North Carolina | 6 | $ 785,000 | $ 130,000 | $ 64,000 |
| Curry County Oregon | 6 | $ 1,313,000 | $ 218,000 | $ 74,000 |
| Deschutes County Oregon | 6 | $ 1,442,000 | $ 240,000 | $ 117,000 |
| Nelson County Virginia | 6 | $ 1,398,000 | $ 233,000 | $ 83,000 |
| Amador County California | 5 | $ 882,000 | $ 176,000 | $ 76,000 |
| Napa County California | 5 | $ 1,128,000 | $ 225,000 | $ 99,000 |
| San Luis Obispo County California | 5 | $ 2,173,000 | $ 434,000 | $ 179,000 |
| San Mateo County California | 5 | $ 2,068,000 | $ 413,000 | $ 112,000 |
| Trinity County California | 5 | $ 954,000 | $ 190,000 | $ 51,000 |
| Douglas County Nevada | 5 | $ 1,153,000 | $ 230,000 | $ 60,000 |
| Linn County Oregon | 5 | $ 953,000 | $ 190,000 | $ 51,000 |
| Nevada County California | 4 | $ 847,000 | $ 211,000 | $ 89,000 |
| Orange County California | 4 | $ 1,360,000 | $ 340,000 | $ 171,000 |
| St. Clair County Michigan | 4 | $ 593,000 | $ 148,000 | $ 112,000 |
| Lincoln County North Carolina | 4 | $ 698,000 | $ 174,000 | $ 70,000 |
| Clark County Washington | 4 | $ 1,100,000 | $ 275,000 | $ 139,000 |
| Del Norte County California | 3 | $ 569,000 | $ 189,000 | $ 174,000 |
| Modoc County California | 3 | $ 418,000 | $ 139,000 | $ 70,000 |
| Sierra County California | 3 | $ 148,000 | $ 49,000 | $ 50,000 |
| Lapeer County Michigan | 3 | $ 456,000 | $ 152,000 | $ 89,000 |
| Lincoln County Oregon | 3 | $ 708,000 | $ 236,000 | $ 199,000 |
| Staunton County Virginia | 3 | $ 359,000 | $ 119,000 | $ 50,000 |
| Fresno County California | 2 | $ 425,000 | $ 212,000 | $ 83,000 |
| Glenn County California | 2 | $ 248,000 | $ 124,000 | $ 39,000 |
| San Benito County California | 2 | $ 670,000 | $ 335,000 | $ 110,000 |
| San Diego County California | 2 | $ 576,000 | $ 288,000 | $ 98,000 |
| Siskiyou County California | 2 | $ 465,000 | $ 232,000 | $ 247,000 |
| Kalamazoo County Michigan | 2 | $ 383,000 | $ 191,000 | $ 108,000 |
| Storey County Nevada | 2 | $ 478,000 | $ 239,000 | $ 51,000 |
| Benton County Oregon | 2 | $ 355,000 | $ 177,000 | $ 38,000 |
| Crook County Oregon | 2 | $ 233,000 | $ 116,000 | $ 103,000 |
| Douglas County Oregon | 2 | $ 320,000 | $ 160,000 | $ 90,000 |
| Polk County Oregon | 2 | $ 661,000 | $ 330,000 | $ 200,000 |
| Tillamook County Oregon | 2 | $ 602,000 | $ 301,000 | $ 392,000 |
| Chesapeake County Virginia | 2 | $ 302,000 | $ 151,000 | $ 508,000 |
| Madison County Virginia | 2 | $ 408,000 | $ 204,000 | $ 81,000 |
| Prince William County Virginia | 2 | $ 517,000 | $ 258,000 | $ 99,000 |
| Lake County California | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Madera County California | 1 | $ 128,000 | $ 128,000 | $ 155,000 |
| Mendocino County California | 1 | $ 312,000 | $ 312,000 | $ 58,000 |
| Merced County California | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| San Bernardino County California | 1 | $ 279,000 | $ 279,000 | $ 91,000 |
| Tuolumne County California | 1 | $ 91,000 | $ 91,000 | $ 140,000 |
| Hawaii County Hawaii | 1 | $ 270,000 | $ 270,000 | $ 123,000 |
| Huron County Michigan | 1 | $ 71,000 | $ 71,000 | $ 87,000 |
| Roscommon County Michigan | 1 | $ 125,000 | $ 125,000 | $ 161,000 |
| Carson City County Nevada | 1 | $ 108,000 | $ 108,000 | $ 21,000 |
| Churchill County Nevada | 1 | $ 153,000 | $ 153,000 | $ 50,000 |
| Catawba County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 164,000 |
| Guilford County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Henderson County North Carolina | 1 | $ 404,000 | $ 404,000 | $ 87,000 |
| Stanly County North Carolina | 1 | $ 177,000 | $ 177,000 | $ 72,000 |
| Watauga County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 71,000 |
| Clatsop County Oregon | 1 | $ 93,000 | $ 93,000 | $ 80,000 |
| Jackson County Oregon | 1 | $ 154,000 | $ 154,000 | $ 52,000 |
| Marion County Oregon | 1 | $ 122,000 | $ 122,000 | $ 48,000 |
| Chester County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 46,000 |
| Arlington County Virginia | 1 | $ 376,000 | $ 376,000 | $ 143,000 |
| Buckingham County Virginia | 1 | $ 166,000 | $ 166,000 | $ 53,000 |
| Campbell County Virginia | 1 | $ 169,000 | $ 169,000 | $ 52,000 |
| Caroline County Virginia | 1 | $ 174,000 | $ 174,000 | $ 32,000 |
| Chesterfield County Virginia | 1 | $ 102,000 | $ 102,000 | $ 50,000 |
| Frederick County Virginia | 1 | $ 161,000 | $ 161,000 | $ 172,000 |
| Giles County Virginia | 1 | $ 116,000 | $ 116,000 | $ 38,000 |
| Goochland County Virginia | 1 | $ 392,000 | $ 392,000 | $ 89,000 |
| Harrisonburg County Virginia | 1 | $ 144,000 | $ 144,000 | $ 76,000 |
| King George County Virginia | 1 | $ 198,000 | $ 198,000 | $ 81,000 |
| Middlesex County Virginia | 1 | $ 200,000 | $ 200,000 | $ 71,000 |
| Spotsylvania County Virginia | 1 | $ 257,000 | $ 257,000 | $ 85,000 |
| Westmoreland County Virginia | 1 | $ 268,000 | $ 268,000 | $ 76,000 |
| York County Virginia | 1 | $ 150,000 | $ 150,000 | $ 151,000 |
| King County Washington | 1 | $ 570,000 | $ 570,000 | $ 65,000 |
| Pierce County Washington | 1 | $ 155,000 | $ 155,000 | $ 177,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Summit Funding, Inc. in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,797 | $537,571,000 | $192,000 | $896,000 | $82,000 | $2,055,000 |
| Refinancing | 627 | $167,145,000 | $266,000 | $1,433,000 | $120,000 | $1,642,000 |
| Home Improvement | 17 | $3,758,000 | $221,000 | $678,000 | $88,000 | $257,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,385 | $520,022,000 | $218,000 | $1,433,000 | $93,000 | $833,000 |
| Hispanic | 367 | $56,009,000 | $152,000 | $624,000 | $55,000 | $218,000 |
| Asian | 312 | $55,386,000 | $177,000 | $656,000 | $91,000 | $529,000 |
| Not Provided | 233 | $48,694,000 | $208,000 | $576,000 | $103,000 | $2,055,000 |
| Black or African American | 93 | $17,983,000 | $193,000 | $719,000 | $73,000 | $303,000 |
| Native Hawaiian or Other Pacific Islander | 29 | $6,029,000 | $207,000 | $801,000 | $103,000 | $459,000 |
| American Indian or Alaskan Native | 17 | $3,433,000 | $201,000 | $539,000 | $82,000 | $241,000 |
| Not applicable | 5 | $918,000 | $183,000 | $239,000 | $65,000 | $87,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,636 | $367,822,000 | $224,000 | $1,433,000 | $112,000 | $2,055,000 |
| FHA-insured (Federal Housing Administration) | 1,397 | $266,171,000 | $190,000 | $801,000 | $70,000 | $487,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 220 | $34,512,000 | $156,000 | $434,000 | $46,000 | $96,000 |
| VA-guaranteed (Veterans Administration) | 188 | $39,969,000 | $212,000 | $599,000 | $73,000 | $404,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,005 | $613,380,000 | $204,000 | $896,000 | $87,000 | $1,642,000 |
| Application Withdrawn By Applicant | 278 | $64,842,000 | $233,000 | $830,000 | $98,000 | $756,000 |
| Application Denied By Financial Institution | 113 | $22,611,000 | $200,000 | $1,433,000 | $81,000 | $337,000 |
| File Closed For Incompleteness | 31 | $4,911,000 | $158,000 | $553,000 | $159,000 | $2,055,000 |
| Application Approved But Not Accepted | 14 | $2,730,000 | $195,000 | $605,000 | $162,000 | $389,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 14 | $3,226,000 | $230,000 | $580,000 | $99,000 | $254,000 |
| Collateral | 13 | $1,901,000 | $146,000 | $628,000 | $85,000 | $247,000 |
| Debt-To-Income Ratio | 11 | $2,264,000 | $205,000 | $362,000 | $63,000 | $155,000 |
| Other | 6 | $1,016,000 | $169,000 | $261,000 | $82,000 | $156,000 |
| Employment History | 4 | $412,000 | $103,000 | $159,000 | $49,000 | $64,000 |
| Unverifiable Information | 1 | $188,000 | $188,000 | $188,000 | $41,000 | $41,000 |
| Credit Application Incomplete | 1 | $417,000 | $417,000 | $417,000 | $218,000 | $218,000 |
| Mortgage Insurance Denied | 1 | $121,000 | $121,000 | $121,000 | $35,000 | $35,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.