Summit Funding, Inc.
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Summit Funding, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Summit Funding, Inc. 2241 Harvard St, Suite 200 Sacramento, CA 95815 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 2,587 |
| Total Mortgage Loan Application Amount | $538,847,000 |
| Average Mortgage Loan Application Amount | $220,000 |
| Highest Mortgage Loan Application Amount | $793,000 |
| Average Applicant Income | $69,500 |
| Highest Applicant Income | $4,163,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sacramento County California | 785 | $ 156,469,000 | $ 199,000 | $ 63,000 |
| San Joaquin County California | 276 | $ 49,611,000 | $ 179,000 | $ 59,000 |
| Lane County Oregon | 158 | $ 33,835,000 | $ 214,000 | $ 73,000 |
| Washoe County Nevada | 138 | $ 26,997,000 | $ 195,000 | $ 53,000 |
| Tarrant County Texas | 110 | $ 16,215,000 | $ 147,000 | $ 56,000 |
| Placer County California | 90 | $ 22,386,000 | $ 248,000 | $ 93,000 |
| Albemarle County Virginia | 81 | $ 20,679,000 | $ 255,000 | $ 80,000 |
| Shasta County California | 68 | $ 13,820,000 | $ 203,000 | $ 61,000 |
| Oakland County Michigan | 57 | $ 8,412,000 | $ 147,000 | $ 65,000 |
| Honolulu County Hawaii | 53 | $ 18,695,000 | $ 352,000 | $ 77,000 |
| El Dorado County California | 52 | $ 15,049,000 | $ 289,000 | $ 86,000 |
| Wayne County Michigan | 42 | $ 4,982,000 | $ 118,000 | $ 55,000 |
| Linn County Oregon | 41 | $ 6,331,000 | $ 154,000 | $ 59,000 |
| Charlottesville County Virginia | 40 | $ 9,011,000 | $ 225,000 | $ 159,000 |
| Santa Barbara County California | 30 | $ 14,508,000 | $ 483,000 | $ 170,000 |
| Fluvanna County Virginia | 30 | $ 6,102,000 | $ 203,000 | $ 42,000 |
| Clark County Washington | 30 | $ 5,968,000 | $ 198,000 | $ 72,000 |
| Yolo County California | 28 | $ 5,344,000 | $ 190,000 | $ 58,000 |
| Collin County Texas | 26 | $ 3,819,000 | $ 146,000 | $ 66,000 |
| Denton County Texas | 24 | $ 3,795,000 | $ 158,000 | $ 60,000 |
| Multnomah County Oregon | 23 | $ 5,765,000 | $ 250,000 | $ 123,000 |
| Washington County Oregon | 23 | $ 5,932,000 | $ 257,000 | $ 102,000 |
| Greene County Virginia | 21 | $ 4,688,000 | $ 223,000 | $ 64,000 |
| Louisa County Virginia | 21 | $ 4,255,000 | $ 202,000 | $ 64,000 |
| Macomb County Michigan | 16 | $ 2,077,000 | $ 129,000 | $ 62,000 |
| Harris County Texas | 16 | $ 2,816,000 | $ 176,000 | $ 76,000 |
| Solano County California | 14 | $ 3,207,000 | $ 229,000 | $ 65,000 |
| Santa Clara County California | 13 | $ 6,901,000 | $ 530,000 | $ 119,000 |
| Clackamas County Oregon | 13 | $ 2,856,000 | $ 219,000 | $ 68,000 |
| Dallas County Texas | 13 | $ 1,914,000 | $ 147,000 | $ 50,000 |
| Lyon County Nevada | 11 | $ 1,672,000 | $ 152,000 | $ 50,000 |
| Orange County Virginia | 11 | $ 1,720,000 | $ 156,000 | $ 53,000 |
| Stanislaus County California | 10 | $ 1,607,000 | $ 160,000 | $ 74,000 |
| Tehama County California | 10 | $ 1,892,000 | $ 189,000 | $ 48,000 |
| Nelson County Virginia | 10 | $ 2,737,000 | $ 273,000 | $ 178,000 |
| Kaufman County Texas | 9 | $ 1,278,000 | $ 142,000 | $ 56,000 |
| Johnson County Texas | 8 | $ 1,456,000 | $ 182,000 | $ 68,000 |
| Alameda County California | 7 | $ 2,600,000 | $ 371,000 | $ 89,000 |
| Contra Costa County California | 7 | $ 2,123,000 | $ 303,000 | $ 69,000 |
| Los Angeles County California | 7 | $ 2,438,000 | $ 348,000 | $ 80,000 |
| Deschutes County Oregon | 6 | $ 1,489,000 | $ 248,000 | $ 86,000 |
| Wise County Texas | 6 | $ 792,000 | $ 132,000 | $ 50,000 |
| Madison County Virginia | 6 | $ 1,319,000 | $ 219,000 | $ 89,000 |
| Monterey County California | 5 | $ 1,881,000 | $ 376,000 | $ 133,000 |
| San Mateo County California | 5 | $ 1,452,000 | $ 290,000 | $ 82,000 |
| Ventura County California | 5 | $ 1,421,000 | $ 284,000 | $ 97,000 |
| Benton County Oregon | 5 | $ 1,268,000 | $ 253,000 | $ 105,000 |
| Marion County Oregon | 5 | $ 770,000 | $ 154,000 | $ 57,000 |
| Waynesboro County Virginia | 5 | $ 785,000 | $ 157,000 | $ 80,000 |
| Orange County California | 4 | $ 1,167,000 | $ 291,000 | $ 95,000 |
| Yuba County California | 4 | $ 733,000 | $ 183,000 | $ 32,000 |
| Livingston County Michigan | 4 | $ 869,000 | $ 217,000 | $ 62,000 |
| Washtenaw County Michigan | 4 | $ 764,000 | $ 191,000 | $ 58,000 |
| Rockwall County Texas | 4 | $ 766,000 | $ 191,000 | $ 80,000 |
| Amador County California | 3 | $ 507,000 | $ 169,000 | $ 52,000 |
| Butte County California | 3 | $ 715,000 | $ 238,000 | $ 25,000 |
| Fresno County California | 3 | $ 780,000 | $ 260,000 | $ 70,000 |
| Napa County California | 3 | $ 860,000 | $ 286,000 | $ 87,000 |
| Maui County Hawaii | 3 | $ 1,046,000 | $ 348,000 | $ 31,000 |
| Carson City County Nevada | 3 | $ 693,000 | $ 231,000 | $ 14,000 |
| Josephine County Oregon | 3 | $ 441,000 | $ 147,000 | $ 43,000 |
| Yamhill County Oregon | 3 | $ 864,000 | $ 288,000 | $ 176,000 |
| Culpeper County Virginia | 3 | $ 673,000 | $ 224,000 | $ 33,000 |
| Calaveras County California | 2 | $ 424,000 | $ 212,000 | $ 47,000 |
| Lake County California | 2 | $ 434,000 | $ 217,000 | $ 48,000 |
| Merced County California | 2 | $ 274,000 | $ 137,000 | $ 40,000 |
| Riverside County California | 2 | $ 470,000 | $ 235,000 | $ 326,000 |
| San Diego County California | 2 | $ 588,000 | $ 294,000 | $ 13,000 |
| Polk County Oregon | 2 | $ 286,000 | $ 143,000 | $ 54,000 |
| Hunt County Texas | 2 | $ 246,000 | $ 123,000 | $ 31,000 |
| Montgomery County Texas | 2 | $ 240,000 | $ 120,000 | $ 47,000 |
| Parker County Texas | 2 | $ 311,000 | $ 155,000 | $ 56,000 |
| Travis County Texas | 2 | $ 402,000 | $ 201,000 | $ 112,000 |
| Henrico County Virginia | 2 | $ 223,000 | $ 111,000 | $ 21,000 |
| Spotsylvania County Virginia | 2 | $ 413,000 | $ 206,000 | $ 106,000 |
| Jefferson County Washington | 2 | $ 834,000 | $ 417,000 | $ 96,000 |
| Pacific County Washington | 2 | $ 355,000 | $ 177,000 | $ 49,000 |
| Pierce County Washington | 2 | $ 755,000 | $ 377,000 | $ 43,000 |
| Glenn County California | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Nevada County California | 1 | $ 334,000 | $ 334,000 | $ 65,000 |
| San Francisco County California | 1 | $ 271,000 | $ 271,000 | $ 75,000 |
| Santa Cruz County California | 1 | $ 269,000 | $ 269,000 | $ 53,000 |
| Siskiyou County California | 1 | $ 327,000 | $ 327,000 | $ 70,000 |
| Sonoma County California | 1 | $ 245,000 | $ 245,000 | $ 130,000 |
| Sutter County California | 1 | $ 77,000 | $ 77,000 | $ 14,000 |
| Trinity County California | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| Kauai County Hawaii | 1 | $ 550,000 | $ 550,000 | $ 200,000 |
| Lincoln County Idaho | 1 | $ 188,000 | $ 188,000 | $ 77,000 |
| Eaton County Michigan | 1 | $ 231,000 | $ 231,000 | $ 132,000 |
| Genesee County Michigan | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Kalamazoo County Michigan | 1 | $ 340,000 | $ 340,000 | $ 93,000 |
| Kalkaska County Michigan | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| St. Clair County Michigan | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| Clark County Nevada | 1 | $ 381,000 | $ 381,000 | $ 248,000 |
| Douglas County Nevada | 1 | $ 153,000 | $ 153,000 | $ 30,000 |
| Storey County Nevada | 1 | $ 179,000 | $ 179,000 | $ 60,000 |
| Clatsop County Oregon | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Jackson County Oregon | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Lincoln County Oregon | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Tillamook County Oregon | 1 | $ 417,000 | $ 417,000 | $ 374,000 |
| Bexar County Texas | 1 | $ 169,000 | $ 169,000 | $ 70,000 |
| Brazoria County Texas | 1 | $ 124,000 | $ 124,000 | $ 44,000 |
| Chambers County Texas | 1 | $ 171,000 | $ 171,000 | $ 55,000 |
| Henderson County Texas | 1 | $ 86,000 | $ 86,000 | $ 39,000 |
| Augusta County Virginia | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Buckingham County Virginia | 1 | $ 196,000 | $ 196,000 | $ 67,000 |
| Campbell County Virginia | 1 | $ 147,000 | $ 147,000 | $ 66,000 |
| Cumberland County Virginia | 1 | $ 200,000 | $ 200,000 | $ 102,000 |
| Fairfax County Virginia | 1 | $ 171,000 | $ 171,000 | $ 34,000 |
| Goochland County Virginia | 1 | $ 149,000 | $ 149,000 | $ 50,000 |
| Powhatan County Virginia | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Richmond City County Virginia | 1 | $ 237,000 | $ 237,000 | $ 83,000 |
| Roanoke City County Virginia | 1 | $ 230,000 | $ 230,000 | $ 112,000 |
| Rockbridge County Virginia | 1 | $ 371,000 | $ 371,000 | $ 118,000 |
| Staunton County Virginia | 1 | $ 289,000 | $ 289,000 | $ 124,000 |
| Sussex County Virginia | 1 | $ 104,000 | $ 104,000 | $ 30,000 |
| Cowlitz County Washington | 1 | $ 175,000 | $ 175,000 | $ 198,000 |
| King County Washington | 1 | $ 152,000 | $ 152,000 | $ 149,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Summit Funding, Inc. in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,802 | $341,164,000 | $189,000 | $793,000 | $70,000 | $4,163,000 |
| Refinancing | 785 | $197,683,000 | $251,000 | $756,000 | $69,000 | $730,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,597 | $338,716,000 | $212,000 | $743,000 | $76,000 | $4,163,000 |
| Hispanic | 400 | $69,024,000 | $172,000 | $571,000 | $48,000 | $209,000 |
| Not Provided | 295 | $68,632,000 | $232,000 | $743,000 | $66,000 | $480,000 |
| Black or African American | 142 | $25,104,000 | $176,000 | $480,000 | $58,000 | $224,000 |
| Asian | 117 | $28,797,000 | $246,000 | $793,000 | $78,000 | $396,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $5,817,000 | $252,000 | $595,000 | $78,000 | $183,000 |
| American Indian or Alaskan Native | 10 | $2,128,000 | $212,000 | $344,000 | $74,000 | $143,000 |
| Not applicable | 3 | $629,000 | $209,000 | $420,000 | $23,000 | $38,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,519 | $304,146,000 | $200,000 | $756,000 | $54,000 | $356,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 823 | $188,761,000 | $229,000 | $793,000 | $101,000 | $4,163,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 145 | $23,229,000 | $160,000 | $316,000 | $47,000 | $98,000 |
| VA-guaranteed (Veterans Administration) | 100 | $22,711,000 | $227,000 | $452,000 | $69,000 | $248,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,241 | $466,301,000 | $208,000 | $743,000 | $68,000 | $4,163,000 |
| Application Denied By Financial Institution | 156 | $32,002,000 | $205,000 | $480,000 | $81,000 | $730,000 |
| Application Withdrawn By Applicant | 115 | $25,367,000 | $220,000 | $793,000 | $77,000 | $888,000 |
| Application Approved But Not Accepted | 62 | $12,646,000 | $203,000 | $756,000 | $78,000 | $287,000 |
| File Closed For Incompleteness | 12 | $2,371,000 | $197,000 | $627,000 | $78,000 | $217,000 |
| Loan Purchased By The Institution | 1 | $160,000 | $160,000 | $160,000 | $50,000 | $50,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 32 | $6,983,000 | $218,000 | $480,000 | $102,000 | $730,000 |
| Debt-To-Income Ratio | 28 | $5,438,000 | $194,000 | $417,000 | $88,000 | $321,000 |
| Credit History | 14 | $2,760,000 | $197,000 | $335,000 | $80,000 | $152,000 |
| Other | 13 | $2,651,000 | $203,000 | $398,000 | $72,000 | $153,000 |
| Employment History | 9 | $1,688,000 | $187,000 | $417,000 | $67,000 | $222,000 |
| Unverifiable Information | 5 | $1,320,000 | $264,000 | $400,000 | $94,000 | $166,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $398,000 | $132,000 | $196,000 | $32,000 | $44,000 |
| Mortgage Insurance Denied | 1 | $220,000 | $220,000 | $220,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.