Summit Community Bank
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Summit Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Summit Community Bank 1600 Abbot Rd East Lansing, MI 48823 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,827 |
| Total Mortgage Loan Application Amount | $311,149,000 |
| Average Mortgage Loan Application Amount | $160,333 |
| Highest Mortgage Loan Application Amount | $2,200,000 |
| Average Applicant Income | $90,333 |
| Highest Applicant Income | $1,200,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ingham County Michigan | 829 | $ 136,636,000 | $ 164,000 | $ 107,000 |
| Clinton County Michigan | 313 | $ 55,719,000 | $ 178,000 | $ 96,000 |
| Eaton County Michigan | 289 | $ 41,165,000 | $ 142,000 | $ 75,000 |
| Shiawassee County Michigan | 54 | $ 7,093,000 | $ 131,000 | $ 63,000 |
| Oakland County Michigan | 38 | $ 8,765,000 | $ 230,000 | $ 140,000 |
| Livingston County Michigan | 23 | $ 3,782,000 | $ 164,000 | $ 84,000 |
| Kent County Michigan | 22 | $ 4,684,000 | $ 212,000 | $ 115,000 |
| Ionia County Michigan | 17 | $ 2,581,000 | $ 151,000 | $ 95,000 |
| Charlevoix County Michigan | 14 | $ 3,719,000 | $ 265,000 | $ 255,000 |
| Midland County Michigan | 13 | $ 3,012,000 | $ 231,000 | $ 86,000 |
| Emmet County Michigan | 12 | $ 3,144,000 | $ 262,000 | $ 206,000 |
| Genesee County Michigan | 9 | $ 1,564,000 | $ 173,000 | $ 85,000 |
| Grand Traverse County Michigan | 9 | $ 1,875,000 | $ 208,000 | $ 103,000 |
| Ottawa County Michigan | 9 | $ 1,495,000 | $ 166,000 | $ 83,000 |
| Calhoun County Michigan | 8 | $ 1,160,000 | $ 145,000 | $ 62,000 |
| Jackson County Michigan | 8 | $ 1,382,000 | $ 172,000 | $ 112,000 |
| Washtenaw County Michigan | 8 | $ 1,359,000 | $ 169,000 | $ 99,000 |
| Wayne County Michigan | 8 | $ 1,018,000 | $ 127,000 | $ 93,000 |
| Isabella County Michigan | 6 | $ 1,260,000 | $ 210,000 | $ 156,000 |
| Mecosta County Michigan | 6 | $ 1,194,000 | $ 199,000 | $ 124,000 |
| Sumter County Florida | 5 | $ 1,092,000 | $ 218,000 | $ 120,000 |
| Antrim County Michigan | 4 | $ 1,003,000 | $ 250,000 | $ 128,000 |
| Barry County Michigan | 4 | $ 684,000 | $ 171,000 | $ 175,000 |
| Kalamazoo County Michigan | 4 | $ 730,000 | $ 182,000 | $ 62,000 |
| Lapeer County Michigan | 4 | $ 552,000 | $ 138,000 | $ 81,000 |
| Leelanau County Michigan | 4 | $ 969,000 | $ 242,000 | $ 141,000 |
| Missaukee County Michigan | 4 | $ 554,000 | $ 138,000 | $ 144,000 |
| Montcalm County Michigan | 4 | $ 370,000 | $ 92,000 | $ 46,000 |
| Muskegon County Michigan | 4 | $ 434,000 | $ 108,000 | $ 53,000 |
| Denton County Texas | 4 | $ 2,116,000 | $ 529,000 | $ 215,000 |
| Fulton County Georgia | 3 | $ 961,000 | $ 320,000 | $ 202,000 |
| Howard County Maryland | 3 | $ 668,000 | $ 222,000 | $ 208,000 |
| Oceana County Michigan | 3 | $ 527,000 | $ 175,000 | $ 62,000 |
| Saginaw County Michigan | 3 | $ 395,000 | $ 131,000 | $ 76,000 |
| Wexford County Michigan | 3 | $ 493,000 | $ 164,000 | $ 158,000 |
| Hillsborough County Florida | 2 | $ 421,000 | $ 210,000 | $ 116,000 |
| Manatee County Florida | 2 | $ 736,000 | $ 368,000 | $ 433,000 |
| Hamilton County Indiana | 2 | $ 424,000 | $ 212,000 | $ 100,000 |
| Benzie County Michigan | 2 | $ 266,000 | $ 133,000 | $ 153,000 |
| Berrien County Michigan | 2 | $ 293,000 | $ 146,000 | $ 96,000 |
| Branch County Michigan | 2 | $ 307,000 | $ 153,000 | $ 107,000 |
| Cheboygan County Michigan | 2 | $ 495,000 | $ 247,000 | $ 139,000 |
| Clare County Michigan | 2 | $ 253,000 | $ 126,000 | $ 51,000 |
| Iosco County Michigan | 2 | $ 108,000 | $ 54,000 | $ 60,000 |
| Kalkaska County Michigan | 2 | $ 321,000 | $ 160,000 | $ 141,000 |
| Macomb County Michigan | 2 | $ 226,000 | $ 113,000 | $ 81,000 |
| Roscommon County Michigan | 2 | $ 289,000 | $ 144,000 | $ 87,000 |
| Alamance County North Carolina | 2 | $ 285,000 | $ 142,000 | $ 68,000 |
| Stark County Ohio | 2 | $ 646,000 | $ 323,000 | $ 127,000 |
| Summit County Ohio | 2 | $ 469,000 | $ 234,000 | $ 90,000 |
| Montgomery County Pennsylvania | 2 | $ 382,000 | $ 191,000 | $ 161,000 |
| Collin County Texas | 2 | $ 1,477,000 | $ 738,000 | $ 410,000 |
| Dallas County Texas | 2 | $ 1,079,000 | $ 539,000 | $ 316,000 |
| Yavapai County Arizona | 1 | $ 296,000 | $ 296,000 | $ 500,000 |
| Pulaski County Arkansas | 1 | $ 386,000 | $ 386,000 | $ 234,000 |
| Humboldt County California | 1 | $ 270,000 | $ 270,000 | $ 81,000 |
| Solano County California | 1 | $ 361,000 | $ 361,000 | $ 185,000 |
| Denver County Colorado | 1 | $ 330,000 | $ 330,000 | $ 120,000 |
| Broward County Florida | 1 | $ 255,000 | $ 255,000 | $ 204,000 |
| Charlotte County Florida | 1 | $ 192,000 | $ 192,000 | $ 1,200,000 |
| Lee County Florida | 1 | $ 124,000 | $ 124,000 | $ 40,000 |
| Palm Beach County Florida | 1 | $ 290,000 | $ 290,000 | $ 657,000 |
| Seminole County Florida | 1 | $ 121,000 | $ 121,000 | $ 158,000 |
| DeKalb County Georgia | 1 | $ 268,000 | $ 268,000 | $ 165,000 |
| Honolulu County Hawaii | 1 | $ 264,000 | $ 264,000 | $ 77,000 |
| Cook County Illinois | 1 | $ 417,000 | $ 417,000 | $ 220,000 |
| Lake County Illinois | 1 | $ 268,000 | $ 268,000 | $ 218,000 |
| Elkhart County Indiana | 1 | $ 417,000 | $ 417,000 | $ 268,000 |
| Fayette County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 109,000 |
| Alger County Michigan | 1 | $ 115,000 | $ 115,000 | $ 154,000 |
| Bay County Michigan | 1 | $ 36,000 | $ 36,000 | $ 74,000 |
| Cass County Michigan | 1 | $ 406,000 | $ 406,000 | $ 108,000 |
| Chippewa County Michigan | 1 | $ 176,000 | $ 176,000 | $ 155,000 |
| Gladwin County Michigan | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Gratiot County Michigan | 1 | $ 53,000 | $ 53,000 | $ 28,000 |
| Hillsdale County Michigan | 1 | $ 98,000 | $ 98,000 | $ 49,000 |
| Lenawee County Michigan | 1 | $ 94,000 | $ 94,000 | $ 250,000 |
| Manistee County Michigan | 1 | $ 40,000 | $ 40,000 | $ 129,000 |
| Marquette County Michigan | 1 | $ 81,000 | $ 81,000 | $ 250,000 |
| St. Clair County Michigan | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| Van Buren County Michigan | 1 | $ 146,000 | $ 146,000 | $ 123,000 |
| Otter Tail County Minnesota | 1 | $ 184,000 | $ 184,000 | $ 60,000 |
| Cabarrus County North Carolina | 1 | $ 249,000 | $ 249,000 | $ 83,000 |
| Union County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 151,000 |
| Clermont County Ohio | 1 | $ 244,000 | $ 244,000 | $ 180,000 |
| Cuyahoga County Ohio | 1 | $ 410,000 | $ 410,000 | $ 103,000 |
| Cumberland County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 425,000 |
| Lehigh County Pennsylvania | 1 | $ 188,000 | $ 188,000 | $ 79,000 |
| Horry County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 96,000 |
| Brazoria County Texas | 1 | $ 154,000 | $ 154,000 | $ 188,000 |
| Harris County Texas | 1 | $ 291,000 | $ 291,000 | $ 109,000 |
| Parker County Texas | 1 | $ 103,000 | $ 103,000 | $ 181,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Summit Community Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 942 | $178,437,000 | $189,000 | $2,200,000 | $120,000 | $1,200,000 |
| Home Purchase | 884 | $132,569,000 | $149,000 | $858,000 | $86,000 | $710,000 |
| Home Improvement | 1 | $143,000 | $143,000 | $143,000 | $65,000 | $65,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,626 | $271,190,000 | $166,000 | $1,000,000 | $104,000 | $1,200,000 |
| Asian | 101 | $21,173,000 | $209,000 | $417,000 | $115,000 | $480,000 |
| Black or African American | 39 | $5,838,000 | $149,000 | $501,000 | $86,000 | $300,000 |
| Hispanic | 35 | $5,305,000 | $151,000 | $363,000 | $92,000 | $353,000 |
| Not applicable | 12 | $4,927,000 | $410,000 | $2,200,000 | $0 | $0 |
| Not Provided | 9 | $1,671,000 | $185,000 | $321,000 | $102,000 | $188,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $625,000 | $208,000 | $226,000 | $155,000 | $233,000 |
| American Indian or Alaskan Native | 2 | $420,000 | $210,000 | $318,000 | $140,000 | $147,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,409 | $258,165,000 | $183,000 | $2,200,000 | $118,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 253 | $30,703,000 | $121,000 | $276,000 | $59,000 | $534,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 133 | $16,480,000 | $123,000 | $253,000 | $46,000 | $95,000 |
| VA-guaranteed (Veterans Administration) | 32 | $5,801,000 | $181,000 | $501,000 | $76,000 | $243,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,446 | $243,932,000 | $168,000 | $2,200,000 | $103,000 | $1,200,000 |
| Application Withdrawn By Applicant | 285 | $48,062,000 | $168,000 | $417,000 | $104,000 | $849,000 |
| Application Denied By Financial Institution | 80 | $12,899,000 | $161,000 | $417,000 | $82,000 | $480,000 |
| Loan Purchased By The Institution | 12 | $5,389,000 | $449,000 | $797,000 | $276,000 | $514,000 |
| Application Approved But Not Accepted | 3 | $667,000 | $222,000 | $285,000 | $106,000 | $174,000 |
| File Closed For Incompleteness | 1 | $200,000 | $200,000 | $200,000 | $99,000 | $99,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.