Suffolk County National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014

Suffolk County National Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Suffolk County National Bank
4 West Second Street
Riverhead, NY 11901
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 212
Total Mortgage Loan Application Amount $140,143,000
Average Mortgage Loan Application Amount $503,333
Highest Mortgage Loan Application Amount $8,400,000
Average Applicant Income $141,000
Highest Applicant Income $1,020,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Suffolk County National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Suffolk County National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2014 breaks down Suffolk County National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Suffolk County National Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Suffolk County National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Suffolk County National Bank's mortgage activity for 2014.

Mortgage Loan Application Totals for Suffolk County National Bank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Suffolk County New York 157 $ 53,451,000 $ 340,000 $ 179,000
Kings County New York 16 $ 20,393,000 $ 1,274,000 $ 31,000
Bronx County New York 12 $ 30,542,000 $ 2,545,000 $ 0
Nassau County New York 11 $ 3,930,000 $ 357,000 $ 211,000
Queens County New York 6 $ 14,062,000 $ 2,343,000 $ 0
New York County New York 5 $ 16,160,000 $ 3,232,000 $ 196,000
St. Johns County Florida 1 $ 350,000 $ 350,000 $ 83,000
Atlantic County New Jersey 1 $ 165,000 $ 165,000 $ 16,000
Hudson County New Jersey 1 $ 200,000 $ 200,000 $ 59,000
Monmouth County New Jersey 1 $ 800,000 $ 800,000 $ 341,000
Delaware County New York 1 $ 90,000 $ 90,000 $ 312,000

Mortgage Loan Application Detail Totals for Suffolk County National Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 145 $116,271,000 $801,000 $8,400,000 $167,000 $1,020,000
Refinancing 34 $15,083,000 $443,000 $4,000,000 $134,000 $535,000
Home Improvement 33 $8,789,000 $266,000 $1,200,000 $122,000 $739,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 144 $51,488,000 $357,000 $1,450,000 $190,000 $1,020,000
Not applicable 35 $78,377,000 $2,239,000 $8,400,000 $0 $0
Not Provided 15 $5,250,000 $350,000 $1,160,000 $200,000 $528,000
Hispanic 10 $2,282,000 $228,000 $800,000 $92,000 $173,000
Asian 6 $2,201,000 $366,000 $850,000 $211,000 $426,000
Black or African American 2 $545,000 $272,000 $325,000 $115,000 $120,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 212 $140,143,000 $661,000 $8,400,000 $155,000 $1,020,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 148 $102,931,000 $695,000 $5,756,000 $149,000 $1,020,000
Application Denied By Financial Institution 35 $18,541,000 $529,000 $3,000,000 $150,000 $503,000
Application Withdrawn By Applicant 10 $12,103,000 $1,210,000 $8,400,000 $175,000 $528,000
File Closed For Incompleteness 9 $3,104,000 $344,000 $850,000 $160,000 $426,000
Application Approved But Not Accepted 8 $2,771,000 $346,000 $907,000 $226,000 $814,000
Loan Purchased By The Institution 2 $693,000 $346,000 $393,000 $223,000 $281,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 18 $8,511,000 $472,000 $1,187,000 $166,000 $503,000
Collateral 8 $4,146,000 $518,000 $1,160,000 $204,000 $435,000
Credit History 4 $786,000 $196,000 $375,000 $72,000 $118,000
Other 3 $4,390,000 $1,463,000 $3,000,000 $40,000 $121,000
Employment History 1 $366,000 $366,000 $366,000 $94,000 $94,000
Insufficient Cash (Downpayment, Closing Cost) 1 $342,000 $342,000 $342,000 $109,000 $109,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Suffolk County National Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Suffolk County National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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