Stock Yards Bank & Trust Company
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Stock Yards Bank & Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Stock Yards Bank & Trust Company 1040 East Main Street Louisville, KY 40206 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,498 |
| Total Mortgage Loan Application Amount | $963,970,000 |
| Average Mortgage Loan Application Amount | $206,833 |
| Highest Mortgage Loan Application Amount | $50,005,000 |
| Average Applicant Income | $109,500 |
| Highest Applicant Income | $3,433,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 1,276 | $ 326,500,000 | $ 255,000 | $ 130,000 |
| Bullitt County Kentucky | 163 | $ 22,385,000 | $ 137,000 | $ 78,000 |
| Fayette County Kentucky | 148 | $ 50,750,000 | $ 342,000 | $ 179,000 |
| Oldham County Kentucky | 142 | $ 28,930,000 | $ 203,000 | $ 153,000 |
| Clark County Indiana | 131 | $ 19,115,000 | $ 145,000 | $ 72,000 |
| Marion County Indiana | 127 | $ 82,655,000 | $ 650,000 | $ 116,000 |
| Shelby County Kentucky | 122 | $ 25,190,000 | $ 206,000 | $ 130,000 |
| Hamilton County Ohio | 109 | $ 68,925,000 | $ 632,000 | $ 160,000 |
| Floyd County Indiana | 95 | $ 14,125,000 | $ 148,000 | $ 82,000 |
| Madison County Kentucky | 94 | $ 22,230,000 | $ 236,000 | $ 100,000 |
| Bourbon County Kentucky | 93 | $ 10,425,000 | $ 112,000 | $ 85,000 |
| Clark County Kentucky | 77 | $ 9,105,000 | $ 118,000 | $ 82,000 |
| Harrison County Kentucky | 61 | $ 4,975,000 | $ 81,000 | $ 71,000 |
| Hardin County Kentucky | 60 | $ 14,260,000 | $ 237,000 | $ 73,000 |
| Scott County Kentucky | 58 | $ 8,020,000 | $ 138,000 | $ 94,000 |
| Rowan County Kentucky | 56 | $ 4,920,000 | $ 87,000 | $ 87,000 |
| Nelson County Kentucky | 49 | $ 6,505,000 | $ 132,000 | $ 73,000 |
| Kenton County Kentucky | 37 | $ 10,985,000 | $ 296,000 | $ 240,000 |
| Hamilton County Indiana | 35 | $ 19,345,000 | $ 552,000 | $ 384,000 |
| Jessamine County Kentucky | 35 | $ 7,045,000 | $ 201,000 | $ 175,000 |
| Boone County Kentucky | 28 | $ 6,150,000 | $ 219,000 | $ 235,000 |
| Henry County Kentucky | 27 | $ 3,775,000 | $ 139,000 | $ 68,000 |
| Spencer County Kentucky | 25 | $ 4,445,000 | $ 177,000 | $ 101,000 |
| Scott County Indiana | 24 | $ 2,360,000 | $ 98,000 | $ 63,000 |
| Campbell County Kentucky | 23 | $ 7,535,000 | $ 327,000 | $ 202,000 |
| Woodford County Kentucky | 23 | $ 2,665,000 | $ 115,000 | $ 94,000 |
| Montgomery County Kentucky | 19 | $ 2,685,000 | $ 141,000 | $ 72,000 |
| Franklin County Kentucky | 15 | $ 2,515,000 | $ 167,000 | $ 87,000 |
| Grayson County Kentucky | 13 | $ 2,305,000 | $ 177,000 | $ 98,000 |
| Hendricks County Indiana | 12 | $ 3,480,000 | $ 290,000 | $ 281,000 |
| Johnson County Indiana | 12 | $ 4,980,000 | $ 415,000 | $ 201,000 |
| Madison County Indiana | 9 | $ 1,455,000 | $ 161,000 | $ 81,000 |
| Garrard County Kentucky | 9 | $ 1,325,000 | $ 147,000 | $ 61,000 |
| Nicholas County Kentucky | 9 | $ 715,000 | $ 79,000 | $ 68,000 |
| Bath County Kentucky | 8 | $ 820,000 | $ 102,000 | $ 49,000 |
| Butler County Ohio | 8 | $ 3,480,000 | $ 435,000 | $ 148,000 |
| Harrison County Indiana | 7 | $ 1,355,000 | $ 193,000 | $ 88,000 |
| Meade County Kentucky | 7 | $ 1,025,000 | $ 146,000 | $ 73,000 |
| Clermont County Ohio | 7 | $ 2,925,000 | $ 417,000 | $ 307,000 |
| Howard County Indiana | 6 | $ 940,000 | $ 156,000 | $ 60,000 |
| Carter County Kentucky | 6 | $ 610,000 | $ 101,000 | $ 105,000 |
| Fleming County Kentucky | 6 | $ 830,000 | $ 138,000 | $ 87,000 |
| Mercer County Kentucky | 6 | $ 760,000 | $ 126,000 | $ 119,000 |
| Boone County Indiana | 5 | $ 2,405,000 | $ 481,000 | $ 403,000 |
| Anderson County Kentucky | 5 | $ 1,085,000 | $ 217,000 | $ 115,000 |
| Boyle County Kentucky | 5 | $ 2,625,000 | $ 525,000 | $ 47,000 |
| Breckinridge County Kentucky | 5 | $ 395,000 | $ 79,000 | $ 51,000 |
| Rockcastle County Kentucky | 5 | $ 345,000 | $ 69,000 | $ 57,000 |
| LaGrange County Indiana | 4 | $ 1,980,000 | $ 495,000 | $ 0 |
| Estill County Kentucky | 4 | $ 720,000 | $ 180,000 | $ 158,000 |
| Larue County Kentucky | 4 | $ 970,000 | $ 242,000 | $ 65,000 |
| Mason County Kentucky | 4 | $ 360,000 | $ 90,000 | $ 103,000 |
| Morgan County Kentucky | 4 | $ 270,000 | $ 67,000 | $ 49,000 |
| Trimble County Kentucky | 4 | $ 490,000 | $ 122,000 | $ 67,000 |
| Washington County Kentucky | 4 | $ 440,000 | $ 110,000 | $ 70,000 |
| Greene County Ohio | 4 | $ 1,130,000 | $ 282,000 | $ 157,000 |
| Montgomery County Ohio | 4 | $ 22,840,000 | $ 5,710,000 | $ 145,000 |
| Collier County Florida | 3 | $ 4,485,000 | $ 1,495,000 | $ 365,000 |
| Palm Beach County Florida | 3 | $ 1,655,000 | $ 551,000 | $ 411,000 |
| Delaware County Indiana | 3 | $ 395,000 | $ 131,000 | $ 168,000 |
| Monroe County Indiana | 3 | $ 1,495,000 | $ 498,000 | $ 0 |
| Washington County Indiana | 3 | $ 525,000 | $ 175,000 | $ 77,000 |
| Elliott County Kentucky | 3 | $ 165,000 | $ 55,000 | $ 72,000 |
| Hart County Kentucky | 3 | $ 575,000 | $ 191,000 | $ 238,000 |
| Marion County Kentucky | 3 | $ 215,000 | $ 71,000 | $ 57,000 |
| Menifee County Kentucky | 3 | $ 205,000 | $ 68,000 | $ 126,000 |
| Powell County Kentucky | 3 | $ 105,000 | $ 35,000 | $ 67,000 |
| Russell County Kentucky | 3 | $ 1,005,000 | $ 335,000 | $ 220,000 |
| Summit County Ohio | 3 | $ 425,000 | $ 141,000 | $ 46,000 |
| Charleston County South Carolina | 3 | $ 2,415,000 | $ 805,000 | $ 284,000 |
| Lauderdale County Alabama | 2 | $ 3,280,000 | $ 1,640,000 | $ 0 |
| Mobile County Alabama | 2 | $ 1,550,000 | $ 775,000 | $ 0 |
| Bay County Florida | 2 | $ 380,000 | $ 190,000 | $ 127,000 |
| Lee County Florida | 2 | $ 800,000 | $ 400,000 | $ 1,157,000 |
| Sarasota County Florida | 2 | $ 620,000 | $ 310,000 | $ 197,000 |
| Volusia County Florida | 2 | $ 600,000 | $ 300,000 | $ 228,000 |
| Walton County Florida | 2 | $ 330,000 | $ 165,000 | $ 230,000 |
| Cook County Illinois | 2 | $ 800,000 | $ 400,000 | $ 340,000 |
| Bartholomew County Indiana | 2 | $ 340,000 | $ 170,000 | $ 107,000 |
| Greene County Indiana | 2 | $ 390,000 | $ 195,000 | $ 53,000 |
| Hancock County Indiana | 2 | $ 210,000 | $ 105,000 | $ 39,000 |
| Henry County Indiana | 2 | $ 540,000 | $ 270,000 | $ 129,000 |
| Lake County Indiana | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Orange County Indiana | 2 | $ 240,000 | $ 120,000 | $ 60,000 |
| Tippecanoe County Indiana | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Boyd County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 68,000 |
| Grant County Kentucky | 2 | $ 600,000 | $ 300,000 | $ 266,000 |
| Pendleton County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 30,000 |
| Taylor County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 59,000 |
| Franklin County Ohio | 2 | $ 1,670,000 | $ 835,000 | $ 651,000 |
| Warren County Ohio | 2 | $ 980,000 | $ 490,000 | $ 157,000 |
| Madison County Alabama | 1 | $ 30,005,000 | $ 30,005,000 | $ 0 |
| Brevard County Florida | 1 | $ 375,000 | $ 375,000 | $ 27,000 |
| Broward County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Charlotte County Florida | 1 | $ 285,000 | $ 285,000 | $ 94,000 |
| Escambia County Florida | 1 | $ 155,000 | $ 155,000 | $ 18,000 |
| Miami-Dade County Florida | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Okaloosa County Florida | 1 | $ 625,000 | $ 625,000 | $ 620,000 |
| Orange County Florida | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Osceola County Florida | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Pinellas County Florida | 1 | $ 535,000 | $ 535,000 | $ 328,000 |
| Sumter County Florida | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Clayton County Georgia | 1 | $ 225,000 | $ 225,000 | $ 149,000 |
| DeKalb County Georgia | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Lowndes County Georgia | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Brown County Indiana | 1 | $ 365,000 | $ 365,000 | $ 194,000 |
| Crawford County Indiana | 1 | $ 155,000 | $ 155,000 | $ 126,000 |
| Dearborn County Indiana | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Decatur County Indiana | 1 | $ 4,805,000 | $ 4,805,000 | $ 0 |
| Jasper County Indiana | 1 | $ 145,000 | $ 145,000 | $ 834,000 |
| Kosciusko County Indiana | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Morgan County Indiana | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Posey County Indiana | 1 | $ 395,000 | $ 395,000 | $ 143,000 |
| Putnam County Indiana | 1 | $ 205,000 | $ 205,000 | $ 151,000 |
| Shelby County Indiana | 1 | $ 375,000 | $ 375,000 | $ 160,000 |
| St. Joseph County Indiana | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Wayne County Indiana | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| White County Indiana | 1 | $ 155,000 | $ 155,000 | $ 718,000 |
| Adair County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 722,000 |
| Allen County Kentucky | 1 | $ 505,000 | $ 505,000 | $ 855,000 |
| Barren County Kentucky | 1 | $ 495,000 | $ 495,000 | $ 752,000 |
| Bracken County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Carroll County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 121,000 |
| Casey County Kentucky | 1 | $ 385,000 | $ 385,000 | $ 120,000 |
| Daviess County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Edmonson County Kentucky | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Floyd County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 67,000 |
| Laurel County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 192,000 |
| Lewis County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Livingston County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| McCracken County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Owen County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Robertson County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Union County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Warren County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 998,000 |
| Emmet County Michigan | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 495,000 | $ 495,000 | $ 415,000 |
| St. Louis County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| DeSoto County Mississippi | 1 | $ 635,000 | $ 635,000 | $ 356,000 |
| Lafayette County Missouri | 1 | $ 275,000 | $ 275,000 | $ 31,000 |
| St. Louis County Missouri | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Chowan County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 469,000 |
| Jackson County North Carolina | 1 | $ 1,855,000 | $ 1,855,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Mecklenburg County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Brown County Ohio | 1 | $ 105,000 | $ 105,000 | $ 160,000 |
| Clark County Ohio | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Hardin County Ohio | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Highland County Ohio | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Jefferson County Ohio | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Lorain County Ohio | 1 | $ 55,000 | $ 55,000 | $ 134,000 |
| Montgomery County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 221,000 |
| Beaufort County South Carolina | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 438,000 |
| Pickens County South Carolina | 1 | $ 2,565,000 | $ 2,565,000 | $ 781,000 |
| Campbell County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 607,000 |
| Grainger County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 133,000 |
| Sevier County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 130,000 |
| Warren County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 112,000 |
| Summit County Utah | 1 | $ 1,135,000 | $ 1,135,000 | $ 1,407,000 |
| Greenbrier County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 93,000 |
| Dane County Wisconsin | 1 | $ 695,000 | $ 695,000 | $ 306,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Stock Yards Bank & Trust Company in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,611 | $627,375,000 | $389,000 | $50,005,000 | $116,000 | $3,433,000 |
| Home Improvement | 710 | $105,810,000 | $149,000 | $37,505,000 | $113,000 | $1,407,000 |
| Other Purpose | 582 | $64,970,000 | $111,000 | $2,025,000 | $137,000 | $1,706,000 |
| Refinancing | 449 | $142,105,000 | $316,000 | $22,005,000 | $195,000 | $2,692,000 |
| Cash-out Refinancing | 139 | $22,925,000 | $164,000 | $605,000 | $65,000 | $348,000 |
| Not Applicable | 7 | $785,000 | $112,000 | $225,000 | $31,000 | $31,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,283 | $418,535,000 | $183,000 | $2,755,000 | $128,000 | $3,433,000 |
| Not Provided | 426 | $61,950,000 | $145,000 | $1,365,000 | $146,000 | $1,706,000 |
| Not applicable | 338 | $400,160,000 | $1,183,000 | $50,005,000 | $0 | $0 |
| Black or African American | 230 | $32,700,000 | $142,000 | $1,625,000 | $84,000 | $1,449,000 |
| Hispanic | 149 | $25,525,000 | $171,000 | $555,000 | $64,000 | $325,000 |
| Asian | 50 | $18,010,000 | $360,000 | $2,145,000 | $190,000 | $1,407,000 |
| American Indian or Alaskan Native | 9 | $1,895,000 | $210,000 | $385,000 | $61,000 | $154,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $505,000 | $101,000 | $185,000 | $60,000 | $162,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,244 | $910,440,000 | $280,000 | $50,005,000 | $129,000 | $3,433,000 |
| FHA-insured (Federal Housing Administration) | 196 | $38,280,000 | $195,000 | $455,000 | $79,000 | $283,000 |
| VA-guaranteed (Veterans Administration) | 34 | $10,670,000 | $313,000 | $1,625,000 | $106,000 | $481,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 24 | $4,580,000 | $190,000 | $285,000 | $68,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,263 | $716,325,000 | $316,000 | $50,005,000 | $147,000 | $3,433,000 |
| Application Denied By Financial Institution | 759 | $108,405,000 | $142,000 | $23,005,000 | $73,000 | $1,706,000 |
| Application Withdrawn By Applicant | 396 | $111,430,000 | $281,000 | $6,505,000 | $116,000 | $1,416,000 |
| Application Approved But Not Accepted | 30 | $20,210,000 | $673,000 | $11,745,000 | $118,000 | $734,000 |
| File Closed For Incompleteness | 29 | $4,195,000 | $144,000 | $355,000 | $58,000 | $207,000 |
| Loan Purchased By The Institution | 20 | $3,090,000 | $154,000 | $445,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 1 | $315,000 | $315,000 | $315,000 | $56,000 | $56,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,738 | $855,250,000 | $312,000 | $50,005,000 | $142,000 | $3,433,000 |
| Debt-To-Income Ratio | 284 | $42,200,000 | $148,000 | $2,005,000 | $61,000 | $279,000 |
| Credit History | 282 | $20,650,000 | $73,000 | $1,075,000 | $80,000 | $1,706,000 |
| Collateral | 81 | $31,845,000 | $393,000 | $23,005,000 | $84,000 | $326,000 |
| Credit Application Incomplete | 46 | $5,900,000 | $128,000 | $2,205,000 | $81,000 | $192,000 |
| Other | 37 | $3,935,000 | $106,000 | $295,000 | $77,000 | $432,000 |
| Employment History | 14 | $1,860,000 | $132,000 | $275,000 | $64,000 | $137,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,395,000 | $155,000 | $305,000 | $58,000 | $153,000 |
| Unverifiable Information | 7 | $935,000 | $133,000 | $215,000 | $70,000 | $125,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.