Stock Yards Bank & Trust Company
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Stock Yards Bank & Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Stock Yards Bank & Trust Company 1040 East Main Street Louisville, KY 40206 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,982 |
| Total Mortgage Loan Application Amount | $933,870,000 |
| Average Mortgage Loan Application Amount | $188,333 |
| Highest Mortgage Loan Application Amount | $31,185,000 |
| Average Applicant Income | $108,333 |
| Highest Applicant Income | $3,404,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 1,527 | $ 310,345,000 | $ 203,000 | $ 130,000 |
| Oldham County Kentucky | 198 | $ 42,100,000 | $ 212,000 | $ 185,000 |
| Clark County Indiana | 180 | $ 27,080,000 | $ 150,000 | $ 79,000 |
| Bullitt County Kentucky | 177 | $ 24,405,000 | $ 137,000 | $ 84,000 |
| Fayette County Kentucky | 170 | $ 50,630,000 | $ 297,000 | $ 196,000 |
| Shelby County Kentucky | 133 | $ 20,835,000 | $ 156,000 | $ 92,000 |
| Clark County Kentucky | 128 | $ 24,510,000 | $ 191,000 | $ 79,000 |
| Hamilton County Ohio | 116 | $ 44,880,000 | $ 386,000 | $ 246,000 |
| Floyd County Indiana | 112 | $ 17,250,000 | $ 154,000 | $ 78,000 |
| Madison County Kentucky | 103 | $ 26,725,000 | $ 259,000 | $ 95,000 |
| Marion County Indiana | 97 | $ 37,045,000 | $ 381,000 | $ 151,000 |
| Bourbon County Kentucky | 89 | $ 11,795,000 | $ 132,000 | $ 86,000 |
| Scott County Kentucky | 62 | $ 10,320,000 | $ 166,000 | $ 102,000 |
| Rowan County Kentucky | 60 | $ 7,300,000 | $ 121,000 | $ 95,000 |
| Harrison County Kentucky | 56 | $ 5,230,000 | $ 93,000 | $ 62,000 |
| Nelson County Kentucky | 45 | $ 6,785,000 | $ 150,000 | $ 75,000 |
| Jessamine County Kentucky | 44 | $ 9,070,000 | $ 206,000 | $ 134,000 |
| Kenton County Kentucky | 44 | $ 10,100,000 | $ 229,000 | $ 200,000 |
| Hardin County Kentucky | 35 | $ 6,315,000 | $ 180,000 | $ 101,000 |
| Henry County Kentucky | 31 | $ 5,775,000 | $ 186,000 | $ 95,000 |
| Campbell County Kentucky | 29 | $ 5,625,000 | $ 193,000 | $ 155,000 |
| Boone County Kentucky | 26 | $ 5,770,000 | $ 221,000 | $ 161,000 |
| Montgomery County Kentucky | 24 | $ 4,490,000 | $ 187,000 | $ 81,000 |
| Woodford County Kentucky | 23 | $ 4,085,000 | $ 177,000 | $ 103,000 |
| Elliott County Kentucky | 19 | $ 1,395,000 | $ 73,000 | $ 58,000 |
| Hamilton County Indiana | 18 | $ 5,960,000 | $ 331,000 | $ 245,000 |
| Harrison County Indiana | 18 | $ 2,640,000 | $ 146,000 | $ 68,000 |
| Spencer County Kentucky | 18 | $ 2,040,000 | $ 113,000 | $ 95,000 |
| Scott County Indiana | 17 | $ 2,085,000 | $ 122,000 | $ 65,000 |
| Fleming County Kentucky | 14 | $ 1,240,000 | $ 88,000 | $ 63,000 |
| Nicholas County Kentucky | 13 | $ 1,665,000 | $ 128,000 | $ 77,000 |
| Hendricks County Indiana | 12 | $ 4,240,000 | $ 353,000 | $ 262,000 |
| Carter County Kentucky | 11 | $ 1,875,000 | $ 170,000 | $ 173,000 |
| Meade County Kentucky | 11 | $ 1,525,000 | $ 138,000 | $ 72,000 |
| Morgan County Kentucky | 11 | $ 685,000 | $ 62,000 | $ 71,000 |
| Johnson County Indiana | 10 | $ 2,420,000 | $ 242,000 | $ 257,000 |
| Franklin County Kentucky | 10 | $ 1,060,000 | $ 106,000 | $ 68,000 |
| Montgomery County Ohio | 10 | $ 28,180,000 | $ 2,818,000 | $ 190,000 |
| Warren County Ohio | 10 | $ 3,410,000 | $ 341,000 | $ 276,000 |
| Garrard County Kentucky | 9 | $ 1,265,000 | $ 140,000 | $ 62,000 |
| Butler County Ohio | 9 | $ 2,355,000 | $ 261,000 | $ 112,000 |
| Clermont County Ohio | 9 | $ 4,615,000 | $ 512,000 | $ 145,000 |
| Collier County Florida | 8 | $ 3,750,000 | $ 468,000 | $ 559,000 |
| Anderson County Kentucky | 7 | $ 635,000 | $ 90,000 | $ 52,000 |
| Mason County Kentucky | 7 | $ 545,000 | $ 77,000 | $ 97,000 |
| Boone County Indiana | 6 | $ 3,280,000 | $ 546,000 | $ 224,000 |
| Madison County Indiana | 6 | $ 1,020,000 | $ 170,000 | $ 94,000 |
| Boyle County Kentucky | 6 | $ 1,810,000 | $ 301,000 | $ 106,000 |
| Palm Beach County Florida | 5 | $ 2,325,000 | $ 465,000 | $ 261,000 |
| Sarasota County Florida | 5 | $ 2,185,000 | $ 437,000 | $ 250,000 |
| Walton County Florida | 5 | $ 4,295,000 | $ 859,000 | $ 1,143,000 |
| Jefferson County Indiana | 5 | $ 575,000 | $ 115,000 | $ 143,000 |
| Morgan County Indiana | 5 | $ 745,000 | $ 149,000 | $ 95,000 |
| Bath County Kentucky | 5 | $ 445,000 | $ 89,000 | $ 46,000 |
| Grayson County Kentucky | 5 | $ 985,000 | $ 197,000 | $ 104,000 |
| Hancock County Indiana | 4 | $ 1,370,000 | $ 342,000 | $ 382,000 |
| Boyd County Kentucky | 4 | $ 300,000 | $ 75,000 | $ 58,000 |
| Daviess County Kentucky | 4 | $ 800,000 | $ 200,000 | $ 60,000 |
| Estill County Kentucky | 4 | $ 460,000 | $ 115,000 | $ 68,000 |
| Grant County Kentucky | 4 | $ 760,000 | $ 190,000 | $ 87,000 |
| Lewis County Kentucky | 4 | $ 310,000 | $ 77,000 | $ 104,000 |
| Menifee County Kentucky | 4 | $ 320,000 | $ 80,000 | $ 63,000 |
| Powell County Kentucky | 4 | $ 200,000 | $ 50,000 | $ 44,000 |
| Monroe County Florida | 3 | $ 2,745,000 | $ 915,000 | $ 898,000 |
| Pinellas County Florida | 3 | $ 1,255,000 | $ 418,000 | $ 160,000 |
| Brown County Indiana | 3 | $ 1,225,000 | $ 408,000 | $ 202,000 |
| Miami County Indiana | 3 | $ 995,000 | $ 331,000 | $ 0 |
| Monroe County Indiana | 3 | $ 3,835,000 | $ 1,278,000 | $ 80,000 |
| Putnam County Indiana | 3 | $ 1,095,000 | $ 365,000 | $ 338,000 |
| Shelby County Indiana | 3 | $ 465,000 | $ 155,000 | $ 174,000 |
| Mercer County Kentucky | 3 | $ 405,000 | $ 135,000 | $ 50,000 |
| Pulaski County Kentucky | 3 | $ 585,000 | $ 195,000 | $ 193,000 |
| Trimble County Kentucky | 3 | $ 325,000 | $ 108,000 | $ 50,000 |
| Washington County Kentucky | 3 | $ 715,000 | $ 238,000 | $ 246,000 |
| Antrim County Michigan | 3 | $ 1,405,000 | $ 468,000 | $ 268,000 |
| Summit County Ohio | 3 | $ 665,000 | $ 221,000 | $ 88,000 |
| Lauderdale County Alabama | 2 | $ 33,400,000 | $ 16,700,000 | $ 0 |
| Lee County Florida | 2 | $ 260,000 | $ 130,000 | $ 284,000 |
| Manatee County Florida | 2 | $ 960,000 | $ 480,000 | $ 196,000 |
| Miami-Dade County Florida | 2 | $ 2,490,000 | $ 1,245,000 | $ 42,000 |
| Orange County Florida | 2 | $ 1,290,000 | $ 645,000 | $ 117,000 |
| Perry County Indiana | 2 | $ 150,000 | $ 75,000 | $ 119,000 |
| Washington County Indiana | 2 | $ 190,000 | $ 95,000 | $ 77,000 |
| Breckinridge County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 44,000 |
| Carroll County Kentucky | 2 | $ 480,000 | $ 240,000 | $ 86,000 |
| Greenup County Kentucky | 2 | $ 140,000 | $ 70,000 | $ 89,000 |
| Lee County Kentucky | 2 | $ 400,000 | $ 200,000 | $ 300,000 |
| Metcalfe County Kentucky | 2 | $ 100,000 | $ 50,000 | $ 31,000 |
| Owen County Kentucky | 2 | $ 470,000 | $ 235,000 | $ 211,000 |
| Robertson County Kentucky | 2 | $ 450,000 | $ 225,000 | $ 70,000 |
| Rockcastle County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 59,000 |
| Warren County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 149,000 |
| Wolfe County Kentucky | 2 | $ 1,060,000 | $ 530,000 | $ 100,000 |
| Rowan County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 175,000 |
| Campbell County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 232,000 |
| Baldwin County Alabama | 1 | $ 3,405,000 | $ 3,405,000 | $ 0 |
| Limestone County Alabama | 1 | $ 6,215,000 | $ 6,215,000 | $ 0 |
| Madison County Alabama | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| El Paso County Colorado | 1 | $ 105,000 | $ 105,000 | $ 123,000 |
| Charlotte County Florida | 1 | $ 325,000 | $ 325,000 | $ 53,000 |
| Citrus County Florida | 1 | $ 195,000 | $ 195,000 | $ 216,000 |
| Flagler County Florida | 1 | $ 325,000 | $ 325,000 | $ 59,000 |
| Okaloosa County Florida | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Osceola County Florida | 1 | $ 285,000 | $ 285,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 235,000 | $ 235,000 | $ 147,000 |
| Cook County Georgia | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Fulton County Georgia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Newton County Georgia | 1 | $ 605,000 | $ 605,000 | $ 183,000 |
| Allen County Indiana | 1 | $ 545,000 | $ 545,000 | $ 380,000 |
| Cass County Indiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Clinton County Indiana | 1 | $ 485,000 | $ 485,000 | $ 143,000 |
| Decatur County Indiana | 1 | $ 345,000 | $ 345,000 | $ 26,000 |
| Dubois County Indiana | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Jackson County Indiana | 1 | $ 45,000 | $ 45,000 | $ 118,000 |
| Ohio County Indiana | 1 | $ 1,125,000 | $ 1,125,000 | $ 476,000 |
| Tippecanoe County Indiana | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Vanderburgh County Indiana | 1 | $ 18,505,000 | $ 18,505,000 | $ 0 |
| Allen County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 139,000 |
| Barren County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Edmonson County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Gallatin County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Jackson County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Knox County Kentucky | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Larue County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 99,000 |
| Laurel County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 220,000 |
| Letcher County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Muhlenberg County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Pendleton County Kentucky | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Russell County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 134,000 |
| Taylor County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 180,000 |
| Trigg County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 182,000 |
| Norfolk County Massachusetts | 1 | $ 455,000 | $ 455,000 | $ 137,000 |
| Macomb County Michigan | 1 | $ 625,000 | $ 625,000 | $ 1,078,000 |
| Washtenaw County Michigan | 1 | $ 455,000 | $ 455,000 | $ 184,000 |
| Hennepin County Minnesota | 1 | $ 425,000 | $ 425,000 | $ 1,595,000 |
| Newton County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Washington County New York | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,703,000 |
| Beaufort County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Chatham County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 130,000 |
| Iredell County North Carolina | 1 | $ 2,005,000 | $ 2,005,000 | $ 1,175,000 |
| Mecklenburg County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 220,000 |
| Cuyahoga County Ohio | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Hancock County Ohio | 1 | $ 175,000 | $ 175,000 | $ 130,000 |
| Rogers County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Aiken County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Berkeley County South Carolina | 1 | $ 1,445,000 | $ 1,445,000 | $ 535,000 |
| Georgetown County South Carolina | 1 | $ 495,000 | $ 495,000 | $ 186,000 |
| Carter County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Sevier County Tennessee | 1 | $ 985,000 | $ 985,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Stock Yards Bank & Trust Company in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,683 | $571,245,000 | $339,000 | $31,185,000 | $108,000 | $3,240,000 |
| Home Improvement | 743 | $76,025,000 | $102,000 | $6,805,000 | $121,000 | $1,842,000 |
| Refinancing | 654 | $160,450,000 | $245,000 | $5,005,000 | $180,000 | $3,404,000 |
| Other Purpose | 647 | $79,145,000 | $122,000 | $1,125,000 | $153,000 | $2,473,000 |
| Cash-out Refinancing | 248 | $46,040,000 | $185,000 | $685,000 | $88,000 | $784,000 |
| Not Applicable | 7 | $965,000 | $137,000 | $295,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,930 | $532,520,000 | $181,000 | $3,065,000 | $132,000 | $3,404,000 |
| Not Provided | 406 | $73,850,000 | $181,000 | $2,005,000 | $148,000 | $2,600,000 |
| Not applicable | 286 | $264,890,000 | $926,000 | $31,185,000 | $0 | $0 |
| Black or African American | 199 | $30,655,000 | $154,000 | $1,685,000 | $73,000 | $768,000 |
| Hispanic | 94 | $16,310,000 | $173,000 | $505,000 | $63,000 | $347,000 |
| Asian | 50 | $11,310,000 | $226,000 | $675,000 | $122,000 | $1,078,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,305,000 | $261,000 | $715,000 | $136,000 | $257,000 |
| American Indian or Alaskan Native | 4 | $540,000 | $135,000 | $205,000 | $87,000 | $120,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,775 | $890,585,000 | $235,000 | $31,185,000 | $131,000 | $3,404,000 |
| FHA-insured (Federal Housing Administration) | 160 | $31,310,000 | $195,000 | $425,000 | $78,000 | $585,000 |
| VA-guaranteed (Veterans Administration) | 25 | $7,895,000 | $315,000 | $1,055,000 | $108,000 | $429,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 22 | $4,080,000 | $185,000 | $245,000 | $62,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,571 | $625,475,000 | $243,000 | $26,275,000 | $145,000 | $3,404,000 |
| Application Denied By Financial Institution | 768 | $83,570,000 | $108,000 | $1,165,000 | $77,000 | $3,240,000 |
| Application Withdrawn By Applicant | 487 | $167,905,000 | $344,000 | $31,185,000 | $126,000 | $2,600,000 |
| File Closed For Incompleteness | 94 | $22,130,000 | $235,000 | $1,055,000 | $121,000 | $910,000 |
| Application Approved But Not Accepted | 37 | $29,095,000 | $786,000 | $16,925,000 | $201,000 | $1,082,000 |
| Loan Purchased By The Institution | 21 | $3,195,000 | $152,000 | $295,000 | $63,000 | $100,000 |
| Preapproval Approved but not Accepted | 2 | $1,430,000 | $715,000 | $855,000 | $550,000 | $639,000 |
| Preapproval Denied by Financial Institution | 2 | $1,070,000 | $535,000 | $965,000 | $43,000 | $43,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,212 | $849,230,000 | $264,000 | $31,185,000 | $142,000 | $3,404,000 |
| Debt-To-Income Ratio | 283 | $40,285,000 | $142,000 | $965,000 | $77,000 | $3,240,000 |
| Credit History | 268 | $21,150,000 | $78,000 | $1,165,000 | $67,000 | $375,000 |
| Collateral | 85 | $8,545,000 | $100,000 | $905,000 | $109,000 | $655,000 |
| Other | 57 | $6,685,000 | $117,000 | $355,000 | $78,000 | $555,000 |
| Credit Application Incomplete | 38 | $3,190,000 | $83,000 | $255,000 | $86,000 | $234,000 |
| Unverifiable Information | 17 | $1,235,000 | $72,000 | $195,000 | $78,000 | $245,000 |
| Employment History | 17 | $2,925,000 | $172,000 | $405,000 | $61,000 | $123,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $625,000 | $125,000 | $265,000 | $38,000 | $50,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.