Stock Yards Bank & Trust Company
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Stock Yards Bank & Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Stock Yards Bank & Trust Company 1040 East Main Street Louisville, KY 40206 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,154 |
| Total Mortgage Loan Application Amount | $684,710,000 |
| Average Mortgage Loan Application Amount | $187,000 |
| Highest Mortgage Loan Application Amount | $13,965,000 |
| Average Applicant Income | $122,600 |
| Highest Applicant Income | $4,290,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 1,324 | $ 252,850,000 | $ 190,000 | $ 114,000 |
| Bullitt County Kentucky | 199 | $ 29,335,000 | $ 147,000 | $ 87,000 |
| Oldham County Kentucky | 179 | $ 35,915,000 | $ 200,000 | $ 132,000 |
| Clark County Indiana | 114 | $ 15,670,000 | $ 137,000 | $ 77,000 |
| Hamilton County Ohio | 102 | $ 35,530,000 | $ 348,000 | $ 261,000 |
| Marion County Indiana | 92 | $ 24,600,000 | $ 267,000 | $ 155,000 |
| Floyd County Indiana | 87 | $ 13,045,000 | $ 149,000 | $ 111,000 |
| Fayette County Kentucky | 83 | $ 30,945,000 | $ 372,000 | $ 157,000 |
| Clark County Kentucky | 62 | $ 7,470,000 | $ 120,000 | $ 79,000 |
| Madison County Kentucky | 54 | $ 27,620,000 | $ 511,000 | $ 97,000 |
| Nelson County Kentucky | 51 | $ 7,215,000 | $ 141,000 | $ 71,000 |
| Harrison County Kentucky | 49 | $ 6,775,000 | $ 138,000 | $ 68,000 |
| Scott County Kentucky | 43 | $ 6,255,000 | $ 145,000 | $ 95,000 |
| Kenton County Kentucky | 42 | $ 7,640,000 | $ 181,000 | $ 140,000 |
| Rowan County Kentucky | 41 | $ 7,195,000 | $ 175,000 | $ 101,000 |
| Shelby County Kentucky | 41 | $ 10,685,000 | $ 260,000 | $ 158,000 |
| Bourbon County Kentucky | 37 | $ 4,605,000 | $ 124,000 | $ 61,000 |
| Hamilton County Indiana | 36 | $ 12,460,000 | $ 346,000 | $ 332,000 |
| Jessamine County Kentucky | 29 | $ 5,185,000 | $ 178,000 | $ 87,000 |
| Campbell County Kentucky | 26 | $ 6,590,000 | $ 253,000 | $ 149,000 |
| Hardin County Kentucky | 25 | $ 3,905,000 | $ 156,000 | $ 60,000 |
| Spencer County Kentucky | 23 | $ 3,885,000 | $ 168,000 | $ 97,000 |
| Henry County Kentucky | 18 | $ 2,410,000 | $ 133,000 | $ 67,000 |
| Scott County Indiana | 17 | $ 1,725,000 | $ 101,000 | $ 65,000 |
| Butler County Ohio | 17 | $ 3,925,000 | $ 230,000 | $ 180,000 |
| Boone County Kentucky | 14 | $ 2,080,000 | $ 148,000 | $ 99,000 |
| Meade County Kentucky | 12 | $ 2,080,000 | $ 173,000 | $ 64,000 |
| Montgomery County Kentucky | 12 | $ 1,960,000 | $ 163,000 | $ 67,000 |
| Grayson County Kentucky | 11 | $ 1,645,000 | $ 149,000 | $ 108,000 |
| Clermont County Ohio | 11 | $ 2,945,000 | $ 267,000 | $ 178,000 |
| Montgomery County Ohio | 10 | $ 2,350,000 | $ 235,000 | $ 96,000 |
| Harrison County Indiana | 9 | $ 1,455,000 | $ 161,000 | $ 75,000 |
| Warren County Ohio | 9 | $ 2,715,000 | $ 301,000 | $ 224,000 |
| Johnson County Indiana | 8 | $ 3,080,000 | $ 385,000 | $ 255,000 |
| Nicholas County Kentucky | 8 | $ 910,000 | $ 113,000 | $ 73,000 |
| Woodford County Kentucky | 8 | $ 1,200,000 | $ 150,000 | $ 106,000 |
| Hendricks County Indiana | 7 | $ 965,000 | $ 137,000 | $ 89,000 |
| Franklin County Kentucky | 7 | $ 705,000 | $ 100,000 | $ 66,000 |
| Collier County Florida | 6 | $ 2,190,000 | $ 365,000 | $ 351,000 |
| Walton County Florida | 6 | $ 4,730,000 | $ 788,000 | $ 1,314,000 |
| Anderson County Kentucky | 6 | $ 370,000 | $ 61,000 | $ 43,000 |
| Beaufort County South Carolina | 6 | $ 1,900,000 | $ 316,000 | $ 163,000 |
| Lee County Florida | 5 | $ 1,875,000 | $ 375,000 | $ 246,000 |
| Elliott County Kentucky | 5 | $ 495,000 | $ 99,000 | $ 58,000 |
| Hart County Kentucky | 5 | $ 385,000 | $ 77,000 | $ 37,000 |
| Larue County Kentucky | 5 | $ 735,000 | $ 147,000 | $ 51,000 |
| Morgan County Kentucky | 5 | $ 1,085,000 | $ 217,000 | $ 123,000 |
| Owen County Kentucky | 5 | $ 865,000 | $ 173,000 | $ 73,000 |
| Shelby County Indiana | 4 | $ 420,000 | $ 105,000 | $ 145,000 |
| Washington County Indiana | 4 | $ 340,000 | $ 85,000 | $ 192,000 |
| Bath County Kentucky | 4 | $ 320,000 | $ 80,000 | $ 60,000 |
| Carter County Kentucky | 4 | $ 490,000 | $ 122,000 | $ 87,000 |
| Edmonson County Kentucky | 4 | $ 500,000 | $ 125,000 | $ 161,000 |
| Fleming County Kentucky | 4 | $ 660,000 | $ 165,000 | $ 93,000 |
| Garrard County Kentucky | 4 | $ 690,000 | $ 172,000 | $ 73,000 |
| Pulaski County Kentucky | 4 | $ 870,000 | $ 217,000 | $ 626,000 |
| Trimble County Kentucky | 4 | $ 750,000 | $ 187,000 | $ 56,000 |
| Washington County Kentucky | 4 | $ 430,000 | $ 107,000 | $ 40,000 |
| Greene County Ohio | 4 | $ 3,170,000 | $ 792,000 | $ 211,000 |
| Baldwin County Alabama | 3 | $ 495,000 | $ 165,000 | $ 115,000 |
| Pinellas County Florida | 3 | $ 2,415,000 | $ 805,000 | $ 352,000 |
| Hancock County Indiana | 3 | $ 545,000 | $ 181,000 | $ 63,000 |
| Jefferson County Indiana | 3 | $ 375,000 | $ 125,000 | $ 51,000 |
| Morgan County Indiana | 3 | $ 3,745,000 | $ 1,248,000 | $ 221,000 |
| Russell County Kentucky | 3 | $ 295,000 | $ 98,000 | $ 238,000 |
| Wayne County Kentucky | 3 | $ 515,000 | $ 171,000 | $ 132,000 |
| Brown County Ohio | 3 | $ 2,025,000 | $ 675,000 | $ 708,000 |
| Miami-Dade County Florida | 2 | $ 400,000 | $ 200,000 | $ 195,000 |
| Volusia County Florida | 2 | $ 500,000 | $ 250,000 | $ 54,000 |
| Boone County Indiana | 2 | $ 180,000 | $ 90,000 | $ 248,000 |
| Delaware County Indiana | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Fulton County Indiana | 2 | $ 1,780,000 | $ 890,000 | $ 0 |
| Tippecanoe County Indiana | 2 | $ 350,000 | $ 175,000 | $ 261,000 |
| Vanderburgh County Indiana | 2 | $ 9,760,000 | $ 4,880,000 | $ 0 |
| Boyd County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 41,000 |
| Boyle County Kentucky | 2 | $ 570,000 | $ 285,000 | $ 79,000 |
| Breckinridge County Kentucky | 2 | $ 490,000 | $ 245,000 | $ 191,000 |
| Daviess County Kentucky | 2 | $ 1,240,000 | $ 620,000 | $ 390,000 |
| Estill County Kentucky | 2 | $ 150,000 | $ 75,000 | $ 38,000 |
| Grant County Kentucky | 2 | $ 300,000 | $ 150,000 | $ 81,000 |
| Hancock County Kentucky | 2 | $ 110,000 | $ 55,000 | $ 34,000 |
| Lee County Kentucky | 2 | $ 530,000 | $ 265,000 | $ 378,000 |
| Marion County Kentucky | 2 | $ 560,000 | $ 280,000 | $ 155,000 |
| Warren County Kentucky | 2 | $ 350,000 | $ 175,000 | $ 228,000 |
| Mecklenburg County North Carolina | 2 | $ 1,590,000 | $ 795,000 | $ 179,000 |
| Miami County Ohio | 2 | $ 130,000 | $ 65,000 | $ 45,000 |
| Oconee County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 229,000 |
| Sevier County Tennessee | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Summit County Utah | 2 | $ 3,150,000 | $ 1,575,000 | $ 2,476,000 |
| Maricopa County Arizona | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Sacramento County California | 1 | $ 3,005,000 | $ 3,005,000 | $ 0 |
| Summit County Colorado | 1 | $ 665,000 | $ 665,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 215,000 | $ 215,000 | $ 126,000 |
| Bay County Florida | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Broward County Florida | 1 | $ 545,000 | $ 545,000 | $ 1,099,000 |
| Citrus County Florida | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Escambia County Florida | 1 | $ 1,605,000 | $ 1,605,000 | $ 0 |
| Monroe County Florida | 1 | $ 2,335,000 | $ 2,335,000 | $ 2,142,000 |
| Okaloosa County Florida | 1 | $ 155,000 | $ 155,000 | $ 350,000 |
| Sumter County Florida | 1 | $ 405,000 | $ 405,000 | $ 98,000 |
| Chatham County Georgia | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Cook County Illinois | 1 | $ 455,000 | $ 455,000 | $ 411,000 |
| Bartholomew County Indiana | 1 | $ 12,065,000 | $ 12,065,000 | $ 0 |
| Brown County Indiana | 1 | $ 215,000 | $ 215,000 | $ 44,000 |
| Dearborn County Indiana | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Decatur County Indiana | 1 | $ 255,000 | $ 255,000 | $ 356,000 |
| Dubois County Indiana | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Franklin County Indiana | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Howard County Indiana | 1 | $ 155,000 | $ 155,000 | $ 179,000 |
| Jackson County Indiana | 1 | $ 415,000 | $ 415,000 | $ 345,000 |
| Jasper County Indiana | 1 | $ 455,000 | $ 455,000 | $ 555,000 |
| Lake County Indiana | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Martin County Indiana | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Switzerland County Indiana | 1 | $ 255,000 | $ 255,000 | $ 21,000 |
| Union County Indiana | 1 | $ 1,175,000 | $ 1,175,000 | $ 0 |
| Barren County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| Bell County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Bracken County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Clay County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Cumberland County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 241,000 |
| Floyd County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 103,000 |
| Lewis County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Mason County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Menifee County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| Mercer County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Muhlenberg County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 12,000 |
| Powell County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Robertson County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| York County Maine | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 275,000 | $ 275,000 | $ 660,000 |
| Ramsey County Minnesota | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Flathead County Montana | 1 | $ 2,125,000 | $ 2,125,000 | $ 1,028,000 |
| Gallatin County Montana | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| Burlington County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 153,000 |
| Buncombe County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 151,000 |
| Macon County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Franklin County Ohio | 1 | $ 345,000 | $ 345,000 | $ 70,000 |
| Mercer County Ohio | 1 | $ 115,000 | $ 115,000 | $ 21,000 |
| Aiken County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Georgetown County South Carolina | 1 | $ 495,000 | $ 495,000 | $ 510,000 |
| Horry County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 118,000 |
| Sumter County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Campbell County Tennessee | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Knox County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Fairfax County Virginia | 1 | $ 225,000 | $ 225,000 | $ 41,000 |
| Stafford County Virginia | 1 | $ 245,000 | $ 245,000 | $ 329,000 |
| Tazewell County Virginia | 1 | $ 235,000 | $ 235,000 | $ 138,000 |
| Columbia County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 300,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Stock Yards Bank & Trust Company in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 986 | $287,720,000 | $291,000 | $13,965,000 | $124,000 | $4,290,000 |
| Refinancing | 976 | $229,150,000 | $234,000 | $12,065,000 | $133,000 | $2,142,000 |
| Other Purpose | 440 | $51,470,000 | $116,000 | $2,335,000 | $142,000 | $2,142,000 |
| Cash-out Refinancing | 433 | $84,265,000 | $194,000 | $755,000 | $97,000 | $780,000 |
| Home Improvement | 319 | $32,105,000 | $100,000 | $2,175,000 | $117,000 | $716,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,476 | $448,960,000 | $181,000 | $2,125,000 | $124,000 | $4,290,000 |
| Not Provided | 265 | $56,495,000 | $213,000 | $2,335,000 | $166,000 | $2,279,000 |
| Not applicable | 194 | $141,090,000 | $727,000 | $13,965,000 | $0 | $0 |
| Black or African American | 85 | $11,415,000 | $134,000 | $625,000 | $64,000 | $329,000 |
| Asian | 78 | $15,810,000 | $202,000 | $1,095,000 | $104,000 | $1,185,000 |
| Hispanic | 42 | $8,370,000 | $199,000 | $605,000 | $82,000 | $250,000 |
| American Indian or Alaskan Native | 2 | $170,000 | $85,000 | $105,000 | $43,000 | $56,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $205,000 | $205,000 | $205,000 | $132,000 | $132,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,958 | $651,910,000 | $220,000 | $13,965,000 | $130,000 | $4,290,000 |
| FHA-insured (Federal Housing Administration) | 138 | $21,410,000 | $155,000 | $295,000 | $51,000 | $132,000 |
| VA-guaranteed (Veterans Administration) | 31 | $7,105,000 | $229,000 | $415,000 | $86,000 | $235,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 27 | $4,285,000 | $158,000 | $235,000 | $54,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,218 | $510,550,000 | $230,000 | $13,965,000 | $128,000 | $2,279,000 |
| Application Denied By Financial Institution | 426 | $52,620,000 | $123,000 | $1,505,000 | $90,000 | $4,290,000 |
| Application Withdrawn By Applicant | 383 | $92,555,000 | $241,000 | $2,015,000 | $149,000 | $3,606,000 |
| File Closed For Incompleteness | 63 | $12,995,000 | $206,000 | $515,000 | $115,000 | $563,000 |
| Application Approved But Not Accepted | 46 | $11,880,000 | $258,000 | $2,275,000 | $131,000 | $1,095,000 |
| Loan Purchased By The Institution | 10 | $1,250,000 | $125,000 | $195,000 | $48,000 | $75,000 |
| Preapproval Approved but not Accepted | 5 | $2,435,000 | $487,000 | $805,000 | $211,000 | $451,000 |
| Preapproval Denied by Financial Institution | 3 | $425,000 | $141,000 | $175,000 | $42,000 | $48,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,725 | $631,665,000 | $231,000 | $13,965,000 | $131,000 | $3,606,000 |
| Credit History | 150 | $12,350,000 | $82,000 | $405,000 | $98,000 | $4,290,000 |
| Debt-To-Income Ratio | 116 | $18,490,000 | $159,000 | $1,505,000 | $67,000 | $1,200,000 |
| Other | 82 | $11,960,000 | $145,000 | $755,000 | $79,000 | $411,000 |
| Collateral | 48 | $6,130,000 | $127,000 | $785,000 | $153,000 | $620,000 |
| Employment History | 15 | $2,065,000 | $137,000 | $295,000 | $39,000 | $129,000 |
| Unverifiable Information | 10 | $1,170,000 | $117,000 | $255,000 | $93,000 | $440,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $710,000 | $118,000 | $175,000 | $36,000 | $62,000 |
| Credit Application Incomplete | 2 | $170,000 | $85,000 | $105,000 | $262,000 | $417,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.