Stock Yards Bank & Trust Company
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Stock Yards Bank & Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Stock Yards Bank & Trust Company 1040 East Main Street Louisville, KY 40206 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,591 |
| Total Mortgage Loan Application Amount | $435,561,000 |
| Average Mortgage Loan Application Amount | $175,333 |
| Highest Mortgage Loan Application Amount | $2,600,000 |
| Average Applicant Income | $123,333 |
| Highest Applicant Income | $5,467,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 1,534 | $ 242,196,000 | $ 157,000 | $ 92,000 |
| Bullitt County Kentucky | 205 | $ 28,539,000 | $ 139,000 | $ 66,000 |
| Clark County Indiana | 130 | $ 15,366,000 | $ 118,000 | $ 58,000 |
| Oldham County Kentucky | 129 | $ 29,197,000 | $ 226,000 | $ 120,000 |
| Floyd County Indiana | 109 | $ 17,401,000 | $ 159,000 | $ 81,000 |
| Hamilton County Ohio | 47 | $ 11,454,000 | $ 243,000 | $ 204,000 |
| Hamilton County Indiana | 45 | $ 16,853,000 | $ 374,000 | $ 411,000 |
| Marion County Indiana | 30 | $ 7,335,000 | $ 244,000 | $ 250,000 |
| Shelby County Kentucky | 24 | $ 5,214,000 | $ 217,000 | $ 124,000 |
| Spencer County Kentucky | 24 | $ 4,623,000 | $ 192,000 | $ 82,000 |
| Harrison County Indiana | 20 | $ 3,248,000 | $ 162,000 | $ 68,000 |
| Nelson County Kentucky | 18 | $ 1,688,000 | $ 93,000 | $ 77,000 |
| Grayson County Kentucky | 9 | $ 1,584,000 | $ 176,000 | $ 206,000 |
| Boone County Indiana | 7 | $ 3,072,000 | $ 438,000 | $ 288,000 |
| Scott County Indiana | 7 | $ 665,000 | $ 95,000 | $ 33,000 |
| Russell County Kentucky | 6 | $ 354,000 | $ 59,000 | $ 108,000 |
| Washington County Indiana | 5 | $ 435,000 | $ 87,000 | $ 68,000 |
| Hardin County Kentucky | 5 | $ 769,000 | $ 153,000 | $ 164,000 |
| Kenton County Kentucky | 5 | $ 783,000 | $ 156,000 | $ 198,000 |
| Shelby County Indiana | 4 | $ 1,475,000 | $ 368,000 | $ 66,000 |
| Edmonson County Kentucky | 4 | $ 556,000 | $ 139,000 | $ 88,000 |
| Meade County Kentucky | 4 | $ 746,000 | $ 186,000 | $ 109,000 |
| Warren County Ohio | 4 | $ 1,615,000 | $ 403,000 | $ 451,000 |
| Palm Beach County Florida | 3 | $ 503,000 | $ 167,000 | $ 130,000 |
| Monroe County Indiana | 3 | $ 529,000 | $ 176,000 | $ 209,000 |
| Boone County Kentucky | 3 | $ 339,000 | $ 113,000 | $ 142,000 |
| Campbell County Kentucky | 3 | $ 597,000 | $ 199,000 | $ 111,000 |
| Fayette County Kentucky | 3 | $ 426,000 | $ 142,000 | $ 79,000 |
| Franklin County Kentucky | 3 | $ 559,000 | $ 186,000 | $ 91,000 |
| Henry County Kentucky | 3 | $ 515,000 | $ 171,000 | $ 64,000 |
| Scott County Kentucky | 3 | $ 838,000 | $ 279,000 | $ 95,000 |
| St. Louis County Missouri | 3 | $ 1,869,000 | $ 623,000 | $ 776,000 |
| Clermont County Ohio | 3 | $ 852,000 | $ 284,000 | $ 303,000 |
| Bay County Florida | 2 | $ 345,000 | $ 172,000 | $ 149,000 |
| Collier County Florida | 2 | $ 2,780,000 | $ 1,390,000 | $ 2,041,000 |
| Lee County Florida | 2 | $ 241,000 | $ 120,000 | $ 123,000 |
| Hendricks County Indiana | 2 | $ 693,000 | $ 346,000 | $ 353,000 |
| Morgan County Indiana | 2 | $ 219,000 | $ 109,000 | $ 38,000 |
| Barren County Kentucky | 2 | $ 284,000 | $ 142,000 | $ 136,000 |
| Owen County Kentucky | 2 | $ 413,000 | $ 206,000 | $ 194,000 |
| Trimble County Kentucky | 2 | $ 197,000 | $ 98,000 | $ 124,000 |
| Washington County Kentucky | 2 | $ 127,000 | $ 63,000 | $ 49,000 |
| Berrien County Michigan | 2 | $ 817,000 | $ 408,000 | $ 348,000 |
| Baldwin County Alabama | 1 | $ 220,000 | $ 220,000 | $ 257,000 |
| Arapahoe County Colorado | 1 | $ 375,000 | $ 375,000 | $ 425,000 |
| Eagle County Colorado | 1 | $ 1,163,000 | $ 1,163,000 | $ 2,182,000 |
| Broward County Florida | 1 | $ 83,000 | $ 83,000 | $ 73,000 |
| Hendry County Florida | 1 | $ 58,000 | $ 58,000 | $ 75,000 |
| Hillsborough County Florida | 1 | $ 417,000 | $ 417,000 | $ 345,000 |
| Okaloosa County Florida | 1 | $ 304,000 | $ 304,000 | $ 68,000 |
| Orange County Florida | 1 | $ 272,000 | $ 272,000 | $ 488,000 |
| Sarasota County Florida | 1 | $ 320,000 | $ 320,000 | $ 354,000 |
| Fulton County Georgia | 1 | $ 233,000 | $ 233,000 | $ 53,000 |
| Carroll County Indiana | 1 | $ 102,000 | $ 102,000 | $ 206,000 |
| Dubois County Indiana | 1 | $ 112,000 | $ 112,000 | $ 98,000 |
| Hancock County Indiana | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Jefferson County Indiana | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Johnson County Indiana | 1 | $ 239,000 | $ 239,000 | $ 140,000 |
| Orange County Indiana | 1 | $ 50,000 | $ 50,000 | $ 62,000 |
| Warrick County Indiana | 1 | $ 293,000 | $ 293,000 | $ 170,000 |
| Allen County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 109,000 |
| Anderson County Kentucky | 1 | $ 157,000 | $ 157,000 | $ 63,000 |
| Breckinridge County Kentucky | 1 | $ 74,000 | $ 74,000 | $ 72,000 |
| Henderson County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 91,000 |
| Knox County Kentucky | 1 | $ 224,000 | $ 224,000 | $ 1,000,000 |
| Larue County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 32,000 |
| Lyon County Kentucky | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Mason County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 480,000 |
| Mercer County Kentucky | 1 | $ 167,000 | $ 167,000 | $ 52,000 |
| Pulaski County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 130,000 |
| Taylor County Kentucky | 1 | $ 118,000 | $ 118,000 | $ 66,000 |
| Trigg County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 98,000 |
| Wolfe County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| York County Maine | 1 | $ 2,170,000 | $ 2,170,000 | $ 848,000 |
| Charlevoix County Michigan | 1 | $ 217,000 | $ 217,000 | $ 78,000 |
| Muskegon County Michigan | 1 | $ 415,000 | $ 415,000 | $ 304,000 |
| Transylvania County North Carolina | 1 | $ 316,000 | $ 316,000 | $ 227,000 |
| Butler County Ohio | 1 | $ 161,000 | $ 161,000 | $ 50,000 |
| Lucas County Ohio | 1 | $ 330,000 | $ 330,000 | $ 368,000 |
| Beaufort County South Carolina | 1 | $ 702,000 | $ 702,000 | $ 14,000 |
| Fayette County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 91,000 |
| Loudon County Tennessee | 1 | $ 326,000 | $ 326,000 | $ 429,000 |
| Rutherford County Tennessee | 1 | $ 202,000 | $ 202,000 | $ 68,000 |
| Windsor County Vermont | 1 | $ 1,252,000 | $ 1,252,000 | $ 848,000 |
| Pulaski County Virginia | 1 | $ 248,000 | $ 248,000 | $ 132,000 |
| Salem County Virginia | 1 | $ 200,000 | $ 200,000 | $ 136,000 |
| Greenbrier County West Virginia | 1 | $ 417,000 | $ 417,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Stock Yards Bank & Trust Company in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,850 | $314,880,000 | $170,000 | $2,170,000 | $104,000 | $5,467,000 |
| Home Purchase | 690 | $110,656,000 | $160,000 | $2,500,000 | $97,000 | $3,946,000 |
| Home Improvement | 51 | $10,025,000 | $196,000 | $2,600,000 | $169,000 | $5,024,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,319 | $374,225,000 | $161,000 | $2,170,000 | $104,000 | $5,467,000 |
| Black or African American | 83 | $11,611,000 | $139,000 | $1,825,000 | $80,000 | $556,000 |
| Not applicable | 66 | $22,878,000 | $346,000 | $2,600,000 | $0 | $0 |
| Not Provided | 52 | $14,655,000 | $281,000 | $2,500,000 | $290,000 | $3,946,000 |
| Asian | 37 | $6,684,000 | $180,000 | $728,000 | $102,000 | $450,000 |
| Hispanic | 28 | $4,494,000 | $160,000 | $405,000 | $87,000 | $219,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $866,000 | $216,000 | $361,000 | $76,000 | $103,000 |
| American Indian or Alaskan Native | 2 | $148,000 | $74,000 | $79,000 | $24,000 | $25,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,181 | $381,949,000 | $175,000 | $2,600,000 | $114,000 | $5,467,000 |
| FHA-insured (Federal Housing Administration) | 334 | $41,754,000 | $125,000 | $400,000 | $46,000 | $197,000 |
| VA-guaranteed (Veterans Administration) | 56 | $9,667,000 | $172,000 | $410,000 | $60,000 | $221,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $2,191,000 | $109,000 | $184,000 | $39,000 | $68,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,741 | $299,632,000 | $172,000 | $2,600,000 | $108,000 | $5,024,000 |
| Application Denied By Financial Institution | 314 | $45,844,000 | $146,000 | $1,825,000 | $74,000 | $903,000 |
| Application Withdrawn By Applicant | 242 | $49,026,000 | $202,000 | $1,615,000 | $144,000 | $5,467,000 |
| Preapproval Denied by Financial Institution | 122 | $13,978,000 | $114,000 | $320,000 | $46,000 | $854,000 |
| File Closed For Incompleteness | 88 | $13,945,000 | $158,000 | $417,000 | $89,000 | $355,000 |
| Application Approved But Not Accepted | 84 | $13,136,000 | $156,000 | $485,000 | $101,000 | $1,000,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.