Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Stock Yards Bank & Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Stock Yards Bank & Trust Company 1040 East Main Street Louisville, KY 40206 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,636 |
Total Mortgage Loan Application Amount | $281,363,000 |
Average Mortgage Loan Application Amount | $139,666 |
Highest Mortgage Loan Application Amount | $4,900,000 |
Average Applicant Income | $92,333 |
Highest Applicant Income | $6,996,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Jefferson County Kentucky | 936 | $ 151,486,000 | $ 161,000 | $ 99,000 |
Bullitt County Kentucky | 139 | $ 17,091,000 | $ 122,000 | $ 55,000 |
Clark County Indiana | 81 | $ 12,173,000 | $ 150,000 | $ 59,000 |
Floyd County Indiana | 69 | $ 8,925,000 | $ 129,000 | $ 75,000 |
Oldham County Kentucky | 65 | $ 16,804,000 | $ 258,000 | $ 162,000 |
Hamilton County Indiana | 31 | $ 8,777,000 | $ 283,000 | $ 478,000 |
Hamilton County Ohio | 29 | $ 8,934,000 | $ 308,000 | $ 240,000 |
Marion County Indiana | 21 | $ 5,239,000 | $ 249,000 | $ 199,000 |
Spencer County Kentucky | 18 | $ 2,459,000 | $ 136,000 | $ 68,000 |
Harrison County Indiana | 16 | $ 1,655,000 | $ 103,000 | $ 46,000 |
Boone County Indiana | 14 | $ 5,348,000 | $ 382,000 | $ 225,000 |
Shelby County Kentucky | 14 | $ 2,760,000 | $ 197,000 | $ 85,000 |
Hardin County Kentucky | 9 | $ 1,109,000 | $ 123,000 | $ 68,000 |
Nelson County Kentucky | 7 | $ 961,000 | $ 137,000 | $ 36,000 |
Grayson County Kentucky | 6 | $ 886,000 | $ 147,000 | $ 128,000 |
Scott County Indiana | 5 | $ 347,000 | $ 69,000 | $ 52,000 |
Lee County Florida | 4 | $ 2,526,000 | $ 631,000 | $ 312,000 |
Jefferson County Indiana | 4 | $ 576,000 | $ 144,000 | $ 57,000 |
Washington County Indiana | 4 | $ 350,000 | $ 87,000 | $ 66,000 |
Boone County Kentucky | 4 | $ 5,852,000 | $ 1,463,000 | $ 121,000 |
Kenton County Kentucky | 4 | $ 1,481,000 | $ 370,000 | $ 148,000 |
Breckinridge County Kentucky | 3 | $ 526,000 | $ 175,000 | $ 134,000 |
Clermont County Ohio | 3 | $ 1,311,000 | $ 437,000 | $ 231,000 |
Milwaukee County Wisconsin | 3 | $ 704,000 | $ 234,000 | $ 92,000 |
Hendricks County Indiana | 2 | $ 653,000 | $ 326,000 | $ 480,000 |
Edmonson County Kentucky | 2 | $ 142,000 | $ 71,000 | $ 38,000 |
Meade County Kentucky | 2 | $ 420,000 | $ 210,000 | $ 80,000 |
Scott County Kentucky | 2 | $ 344,000 | $ 172,000 | $ 152,000 |
Butler County Ohio | 2 | $ 323,000 | $ 161,000 | $ 177,000 |
Maricopa County Arizona | 1 | $ 211,000 | $ 211,000 | $ 120,000 |
Bay County Florida | 1 | $ 108,000 | $ 108,000 | $ 149,000 |
Sarasota County Florida | 1 | $ 333,000 | $ 333,000 | $ 313,000 |
Walton County Florida | 1 | $ 182,000 | $ 182,000 | $ 175,000 |
Fulton County Georgia | 1 | $ 226,000 | $ 226,000 | $ 75,000 |
Glynn County Georgia | 1 | $ 220,000 | $ 220,000 | $ 120,000 |
Cook County Illinois | 1 | $ 205,000 | $ 205,000 | $ 0 |
Monroe County Indiana | 1 | $ 109,000 | $ 109,000 | $ 61,000 |
Shelby County Indiana | 1 | $ 506,000 | $ 506,000 | $ 0 |
Tippecanoe County Indiana | 1 | $ 52,000 | $ 52,000 | $ 388,000 |
Campbell County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 0 |
Carroll County Kentucky | 1 | $ 2,130,000 | $ 2,130,000 | $ 0 |
Daviess County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 452,000 |
Franklin County Kentucky | 1 | $ 126,000 | $ 126,000 | $ 46,000 |
Hart County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 13,000 |
Henry County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 19,000 |
McCracken County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 8,000 |
Owen County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 73,000 |
Pulaski County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 36,000 |
Russell County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
Trigg County Kentucky | 1 | $ 224,000 | $ 224,000 | $ 67,000 |
Washington County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
Wolfe County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 35,000 |
Baltimore County Maryland | 1 | $ 320,000 | $ 320,000 | $ 684,000 |
Berrien County Michigan | 1 | $ 417,000 | $ 417,000 | $ 156,000 |
Leelanau County Michigan | 1 | $ 387,000 | $ 387,000 | $ 288,000 |
Avery County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 214,000 |
Moore County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 46,000 |
Wilkes County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 0 |
Lorain County Ohio | 1 | $ 253,000 | $ 253,000 | $ 118,000 |
Montgomery County Ohio | 1 | $ 97,000 | $ 97,000 | $ 54,000 |
Warren County Ohio | 1 | $ 244,000 | $ 244,000 | $ 91,000 |
Union County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 244,000 |
Berkeley County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 90,000 |
Georgetown County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 195,000 |
Sevier County Tennessee | 1 | $ 302,000 | $ 302,000 | $ 517,000 |
Teton County Wyoming | 1 | $ 210,000 | $ 210,000 | $ 162,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,034 | $192,998,000 | $186,000 | $4,900,000 | $115,000 | $6,996,000 |
Home Purchase | 520 | $82,080,000 | $157,000 | $2,130,000 | $91,000 | $1,485,000 |
Home Improvement | 82 | $6,285,000 | $76,000 | $815,000 | $71,000 | $365,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,430 | $236,005,000 | $165,000 | $2,490,000 | $110,000 | $6,996,000 |
Not applicable | 72 | $25,654,000 | $356,000 | $4,900,000 | $0 | $0 |
Black or African American | 55 | $6,120,000 | $111,000 | $992,000 | $74,000 | $717,000 |
Not Provided | 32 | $6,766,000 | $211,000 | $750,000 | $164,000 | $585,000 |
Asian | 29 | $4,632,000 | $159,000 | $1,080,000 | $122,000 | $908,000 |
Hispanic | 11 | $1,155,000 | $105,000 | $224,000 | $72,000 | $250,000 |
American Indian or Alaskan Native | 4 | $391,000 | $97,000 | $220,000 | $61,000 | $178,000 |
Native Hawaiian or Other Pacific Islander | 3 | $640,000 | $213,000 | $370,000 | $177,000 | $353,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,341 | $242,684,000 | $180,000 | $4,900,000 | $117,000 | $6,996,000 |
FHA-insured (Federal Housing Administration) | 262 | $32,942,000 | $125,000 | $311,000 | $50,000 | $335,000 |
VA-guaranteed (Veterans Administration) | 30 | $5,376,000 | $179,000 | $417,000 | $73,000 | $169,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $361,000 | $120,000 | $138,000 | $37,000 | $53,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,001 | $175,807,000 | $175,000 | $4,900,000 | $112,000 | $6,996,000 |
Application Denied By Financial Institution | 251 | $38,714,000 | $154,000 | $1,800,000 | $70,000 | $1,280,000 |
Application Withdrawn By Applicant | 149 | $27,523,000 | $184,000 | $1,400,000 | $121,000 | $1,407,000 |
Preapproval Denied by Financial Institution | 100 | $12,351,000 | $123,000 | $800,000 | $55,000 | $321,000 |
Application Approved But Not Accepted | 97 | $19,339,000 | $199,000 | $1,217,000 | $143,000 | $846,000 |
File Closed For Incompleteness | 38 | $7,629,000 | $200,000 | $750,000 | $112,000 | $600,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.