Sterling Savings Bank
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for Washington.
The mortgage statistics and data below are specific to mortgage loan applications for Sterling Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Sterling Savings Bank
111 N Wall St
Spokane, WA 99201
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 2,097
Total Mortgage Loan Application Amount $178,910,000
Average Mortgage Loan Application Amount $140,150
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $108,250
Highest Applicant Income $4,700,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Sterling Savings Bank by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Klamath County Oregon 147 $ 11,973,000 $ 81,000 $ 47,000
Spokane County Washington 142 $ 10,744,000 $ 75,000 $ 59,000
Coos County Oregon 128 $ 8,328,000 $ 65,000 $ 49,000
Multnomah County Oregon 105 $ 14,532,000 $ 138,000 $ 73,000
Jackson County Oregon 97 $ 9,214,000 $ 94,000 $ 71,000
Lewis County Washington 82 $ 6,143,000 $ 74,000 $ 38,000
Tillamook County Oregon 71 $ 5,622,000 $ 79,000 $ 74,000
King County Washington 66 $ 9,343,000 $ 141,000 $ 75,000
Kittitas County Washington 64 $ 5,413,000 $ 84,000 $ 129,000
Idaho County Idaho 53 $ 3,070,000 $ 57,000 $ 60,000
Curry County Oregon 51 $ 4,332,000 $ 84,000 $ 54,000
Grays Harbor County Washington 47 $ 3,930,000 $ 83,000 $ 33,000
Valley County Idaho 46 $ 3,153,000 $ 68,000 $ 56,000
Park County Montana 41 $ 3,292,000 $ 80,000 $ 42,000
Walla Walla County Washington 39 $ 2,295,000 $ 58,000 $ 55,000
Benton County Washington 38 $ 3,305,000 $ 86,000 $ 116,000
Thurston County Washington 38 $ 2,685,000 $ 70,000 $ 61,000
Kootenai County Idaho 37 $ 3,679,000 $ 99,000 $ 70,000
Klickitat County Washington 35 $ 2,999,000 $ 85,000 $ 52,000
Lane County Oregon 34 $ 2,334,000 $ 68,000 $ 41,000
Pierce County Washington 28 $ 2,158,000 $ 77,000 $ 76,000
Nez Perce County Idaho 27 $ 1,919,000 $ 71,000 $ 49,000
Union County Oregon 27 $ 1,852,000 $ 68,000 $ 60,000
Grant County Washington 27 $ 2,621,000 $ 97,000 $ 65,000
Okanogan County Washington 26 $ 1,598,000 $ 61,000 $ 60,000
Asotin County Washington 25 $ 1,413,000 $ 56,000 $ 32,000
Lewis County Idaho 24 $ 2,012,000 $ 83,000 $ 48,000
Missoula County Montana 24 $ 2,615,000 $ 108,000 $ 81,000
Polk County Oregon 24 $ 1,389,000 $ 57,000 $ 33,000
Umatilla County Oregon 24 $ 1,435,000 $ 59,000 $ 39,000
Latah County Idaho 23 $ 1,550,000 $ 67,000 $ 48,000
Clatsop County Oregon 22 $ 2,222,000 $ 101,000 $ 61,000
Ravalli County Montana 21 $ 1,190,000 $ 56,000 $ 46,000
Marion County Oregon 21 $ 2,518,000 $ 119,000 $ 35,000
Whatcom County Washington 20 $ 2,088,000 $ 104,000 $ 387,000
Benton County Oregon 19 $ 1,731,000 $ 91,000 $ 50,000
Gallatin County Montana 17 $ 1,523,000 $ 89,000 $ 50,000
Clallam County Washington 17 $ 1,129,000 $ 66,000 $ 34,000
Deschutes County Oregon 15 $ 1,600,000 $ 106,000 $ 57,000
Douglas County Oregon 15 $ 881,000 $ 58,000 $ 65,000
Lake County Oregon 15 $ 846,000 $ 56,000 $ 37,000
Clark County Washington 15 $ 1,655,000 $ 110,000 $ 75,000
Clackamas County Oregon 14 $ 1,470,000 $ 105,000 $ 68,000
Franklin County Washington 14 $ 714,000 $ 51,000 $ 34,000
Adams County Washington 13 $ 1,082,000 $ 83,000 $ 36,000
Whitman County Washington 13 $ 764,000 $ 58,000 $ 39,000
Columbia County Oregon 11 $ 1,265,000 $ 115,000 $ 136,000
Josephine County Oregon 11 $ 585,000 $ 53,000 $ 52,000
Linn County Oregon 11 $ 724,000 $ 65,000 $ 25,000
Washington County Oregon 11 $ 1,438,000 $ 130,000 $ 164,000
Yamhill County Oregon 9 $ 760,000 $ 84,000 $ 26,000
Columbia County Washington 9 $ 683,000 $ 75,000 $ 70,000
Wallowa County Oregon 8 $ 347,000 $ 43,000 $ 29,000
Skamania County Washington 8 $ 714,000 $ 89,000 $ 66,000
Bonner County Idaho 7 $ 1,400,000 $ 200,000 $ 129,000
Yellowstone County Montana 7 $ 405,000 $ 57,000 $ 137,000
Douglas County Washington 7 $ 350,000 $ 50,000 $ 40,000
Adams County Idaho 6 $ 482,000 $ 80,000 $ 22,000
Baker County Oregon 6 $ 284,000 $ 47,000 $ 53,000
Malheur County Oregon 6 $ 230,000 $ 38,000 $ 36,000
Snohomish County Washington 6 $ 1,316,000 $ 219,000 $ 8,000
Benewah County Idaho 5 $ 263,000 $ 52,000 $ 29,000
Morrow County Oregon 5 $ 178,000 $ 35,000 $ 38,000
Shoshone County Idaho 4 $ 404,000 $ 101,000 $ 10,000
Hood River County Oregon 4 $ 442,000 $ 110,000 $ 70,000
Cowlitz County Washington 4 $ 329,000 $ 82,000 $ 69,000
Mason County Washington 4 $ 1,616,000 $ 404,000 $ 30,000
Stevens County Washington 4 $ 202,000 $ 50,000 $ 43,000
Ada County Idaho 3 $ 60,000 $ 20,000 $ 0
Clearwater County Idaho 3 $ 89,000 $ 29,000 $ 56,000
Garfield County Washington 3 $ 82,000 $ 27,000 $ 95,000
Yakima County Washington 3 $ 355,000 $ 118,000 $ 90,000
Payette County Idaho 2 $ 72,000 $ 36,000 $ 41,000
Washoe County Nevada 2 $ 204,000 $ 102,000 $ 230,000
Crook County Oregon 2 $ 120,000 $ 60,000 $ 14,000
Grant County Oregon 2 $ 106,000 $ 53,000 $ 64,000
Chelan County Washington 2 $ 60,000 $ 30,000 $ 37,000
Jefferson County Washington 2 $ 592,000 $ 296,000 $ 1,346,000
Kitsap County Washington 2 $ 111,000 $ 55,000 $ 78,000
Contra Costa County California 1 $ 307,000 $ 307,000 $ 39,000
Los Angeles County California 1 $ 232,000 $ 232,000 $ 0
Merced County California 1 $ 195,000 $ 195,000 $ 78,000
Napa County California 1 $ 110,000 $ 110,000 $ 102,000
Placer County California 1 $ 125,000 $ 125,000 $ 0
Santa Clara County California 1 $ 344,000 $ 344,000 $ 0
Siskiyou County California 1 $ 38,000 $ 38,000 $ 70,000
Boulder County Colorado 1 $ 320,000 $ 320,000 $ 102,000
Bonneville County Idaho 1 $ 770,000 $ 770,000 $ 0
Canyon County Idaho 1 $ 79,000 $ 79,000 $ 0
Cook County Illinois 1 $ 320,000 $ 320,000 $ 397,000
Blaine County Montana 1 $ 82,000 $ 82,000 $ 43,000
Cascade County Montana 1 $ 80,000 $ 80,000 $ 86,000
Lewis and Clark County Montana 1 $ 40,000 $ 40,000 $ 143,000
Rosebud County Montana 1 $ 14,000 $ 14,000 $ 30,000
Sweet Grass County Montana 1 $ 20,000 $ 20,000 $ 35,000
Clark County Nevada 1 $ 100,000 $ 100,000 $ 44,000
Jefferson County Oregon 1 $ 75,000 $ 75,000 $ 53,000
Lincoln County Oregon 1 $ 98,000 $ 98,000 $ 43,000
Wasco County Oregon 1 $ 49,000 $ 49,000 $ 36,000
Wheeler County Oregon 1 $ 80,000 $ 80,000 $ 40,000
Garfield County Utah 1 $ 300,000 $ 300,000 $ 273,000
Ferry County Washington 1 $ 30,000 $ 30,000 $ 46,000
Lincoln County Washington 1 $ 85,000 $ 85,000 $ 89,000
Pend Oreille County Washington 1 $ 70,000 $ 70,000 $ 30,000
Skagit County Washington 1 $ 218,000 $ 218,000 $ 0
Wahkiakum County Washington 1 $ 100,000 $ 100,000 $ 20,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Washington, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Sterling Savings Bank in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,064 $94,445,000 $109,200 $770,000 $74,800 $2,570,000
Home Improvement 796 $43,900,000 $91,571 $500,000 $88,571 $900,000
Home Purchase 237 $40,565,000 $202,000 $1,500,000 $146,375 $4,700,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,786 $140,586,000 $122,714 $1,150,000 $98,428 $4,700,000
Not Provided 167 $21,337,000 $179,625 $1,500,000 $137,625 $397,000
Hispanic 71 $4,498,000 $63,333 $236,000 $58,000 $227,000
Not applicable 36 $10,102,000 $298,800 $1,350,000 $21,000 $760,000
Asian 15 $787,000 $44,333 $128,000 $85,000 $285,000
American Indian or Alaskan Native 11 $698,000 $66,333 $120,000 $36,666 $60,000
Black or African American 6 $591,000 $67,000 $275,000 $62,500 $131,000
Native Hawaiian or Other Pacific Islander 5 $311,000 $60,666 $82,000 $36,333 $87,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,097 $178,910,000 $173,666 $1,500,000 $137,555 $4,700,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,598 $126,537,000 $170,555 $1,350,000 $129,777 $4,700,000
Application Denied By Financial Institution 326 $30,946,000 $102,833 $1,150,000 $105,500 $368,000
Application Approved But Not Accepted 131 $14,041,000 $98,500 $1,223,000 $70,250 $2,157,000
Application Withdrawn By Applicant 42 $7,386,000 $199,250 $1,500,000 $55,500 $325,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Washington, and search similar information at your convenience.

Download the Washington Lender List