Sterling Savings Bank
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Washington.
The mortgage statistics and data below are specific to mortgage loan applications for Sterling Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Sterling Savings Bank 111 N Wall Spokane, WA 99205 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 2,266 |
| Total Mortgage Loan Application Amount | $201,536,000 |
| Average Mortgage Loan Application Amount | $102,611 |
| Highest Mortgage Loan Application Amount | $2,800,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $2,677,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Klamath County Oregon | 227 | $ 17,464,000 | $ 76,000 | $ 50,000 |
| Multnomah County Oregon | 123 | $ 20,689,000 | $ 168,000 | $ 68,000 |
| Spokane County Washington | 116 | $ 10,608,000 | $ 91,000 | $ 40,000 |
| Lewis County Washington | 101 | $ 7,333,000 | $ 72,000 | $ 41,000 |
| Jackson County Oregon | 97 | $ 9,166,000 | $ 94,000 | $ 94,000 |
| Benton County Washington | 74 | $ 6,628,000 | $ 89,000 | $ 55,000 |
| Coos County Oregon | 68 | $ 5,653,000 | $ 83,000 | $ 37,000 |
| Thurston County Washington | 65 | $ 5,378,000 | $ 82,000 | $ 64,000 |
| Idaho County Idaho | 63 | $ 4,136,000 | $ 65,000 | $ 36,000 |
| Kittitas County Washington | 62 | $ 5,849,000 | $ 94,000 | $ 53,000 |
| Grays Harbor County Washington | 61 | $ 3,842,000 | $ 62,000 | $ 48,000 |
| Klickitat County Washington | 58 | $ 4,425,000 | $ 76,000 | $ 40,000 |
| Valley County Idaho | 56 | $ 3,707,000 | $ 66,000 | $ 35,000 |
| King County Washington | 54 | $ 7,982,000 | $ 147,000 | $ 87,000 |
| Latah County Idaho | 51 | $ 4,035,000 | $ 79,000 | $ 38,000 |
| Kootenai County Idaho | 50 | $ 5,089,000 | $ 101,000 | $ 56,000 |
| Walla Walla County Washington | 50 | $ 2,937,000 | $ 58,000 | $ 50,000 |
| Park County Montana | 43 | $ 3,331,000 | $ 77,000 | $ 41,000 |
| Tillamook County Oregon | 42 | $ 2,749,000 | $ 65,000 | $ 48,000 |
| Okanogan County Washington | 36 | $ 2,522,000 | $ 70,000 | $ 40,000 |
| Lane County Oregon | 35 | $ 3,576,000 | $ 102,000 | $ 36,000 |
| Missoula County Montana | 30 | $ 4,142,000 | $ 138,000 | $ 41,000 |
| Asotin County Washington | 30 | $ 2,498,000 | $ 83,000 | $ 33,000 |
| Whatcom County Washington | 30 | $ 2,995,000 | $ 99,000 | $ 95,000 |
| Curry County Oregon | 29 | $ 1,986,000 | $ 68,000 | $ 52,000 |
| Umatilla County Oregon | 27 | $ 1,808,000 | $ 66,000 | $ 36,000 |
| Pierce County Washington | 27 | $ 3,313,000 | $ 122,000 | $ 103,000 |
| Franklin County Washington | 26 | $ 1,381,000 | $ 53,000 | $ 46,000 |
| Whitman County Washington | 26 | $ 1,708,000 | $ 65,000 | $ 43,000 |
| Grant County Washington | 25 | $ 2,044,000 | $ 81,000 | $ 74,000 |
| Deschutes County Oregon | 24 | $ 2,692,000 | $ 112,000 | $ 60,000 |
| Nez Perce County Idaho | 22 | $ 1,242,000 | $ 56,000 | $ 49,000 |
| Ravalli County Montana | 22 | $ 1,312,000 | $ 59,000 | $ 54,000 |
| Clatsop County Oregon | 22 | $ 2,875,000 | $ 130,000 | $ 78,000 |
| Douglas County Oregon | 21 | $ 1,484,000 | $ 70,000 | $ 33,000 |
| Lewis County Idaho | 19 | $ 1,689,000 | $ 88,000 | $ 49,000 |
| Clackamas County Oregon | 19 | $ 3,503,000 | $ 184,000 | $ 99,000 |
| Josephine County Oregon | 19 | $ 1,184,000 | $ 62,000 | $ 23,000 |
| Columbia County Washington | 19 | $ 1,300,000 | $ 68,000 | $ 47,000 |
| Polk County Oregon | 17 | $ 1,009,000 | $ 59,000 | $ 41,000 |
| Clallam County Washington | 17 | $ 1,617,000 | $ 95,000 | $ 52,000 |
| Gallatin County Montana | 15 | $ 1,054,000 | $ 70,000 | $ 59,000 |
| Garfield County Washington | 13 | $ 440,000 | $ 33,000 | $ 36,000 |
| Washington County Oregon | 11 | $ 1,804,000 | $ 164,000 | $ 99,000 |
| Yamhill County Oregon | 11 | $ 1,640,000 | $ 149,000 | $ 63,000 |
| Adams County Washington | 11 | $ 641,000 | $ 58,000 | $ 34,000 |
| Adams County Idaho | 9 | $ 760,000 | $ 84,000 | $ 28,000 |
| Columbia County Oregon | 9 | $ 605,000 | $ 67,000 | $ 41,000 |
| Lake County Oregon | 9 | $ 398,000 | $ 44,000 | $ 29,000 |
| Marion County Oregon | 9 | $ 750,000 | $ 83,000 | $ 43,000 |
| Union County Oregon | 9 | $ 584,000 | $ 64,000 | $ 52,000 |
| Clark County Washington | 8 | $ 667,000 | $ 83,000 | $ 130,000 |
| Bonner County Idaho | 7 | $ 2,360,000 | $ 337,000 | $ 70,000 |
| Yellowstone County Montana | 7 | $ 549,000 | $ 78,000 | $ 54,000 |
| Baker County Oregon | 7 | $ 630,000 | $ 90,000 | $ 25,000 |
| Benton County Oregon | 7 | $ 630,000 | $ 90,000 | $ 51,000 |
| Linn County Oregon | 7 | $ 398,000 | $ 56,000 | $ 47,000 |
| Malheur County Oregon | 7 | $ 319,000 | $ 45,000 | $ 40,000 |
| Wallowa County Oregon | 6 | $ 370,000 | $ 61,000 | $ 34,000 |
| Douglas County Washington | 6 | $ 306,000 | $ 51,000 | $ 32,000 |
| Skamania County Washington | 6 | $ 335,000 | $ 55,000 | $ 45,000 |
| Yakima County Washington | 6 | $ 781,000 | $ 130,000 | $ 131,000 |
| Ada County Idaho | 4 | $ 276,000 | $ 69,000 | $ 20,000 |
| Gilliam County Oregon | 4 | $ 165,000 | $ 41,000 | $ 48,000 |
| Cowlitz County Washington | 4 | $ 340,000 | $ 85,000 | $ 120,000 |
| Kitsap County Washington | 4 | $ 566,000 | $ 141,000 | $ 39,000 |
| Snohomish County Washington | 4 | $ 493,000 | $ 123,000 | $ 417,000 |
| Clearwater County Idaho | 3 | $ 266,000 | $ 88,000 | $ 31,000 |
| Shoshone County Idaho | 3 | $ 73,000 | $ 24,000 | $ 41,000 |
| Sweet Grass County Montana | 3 | $ 166,000 | $ 55,000 | $ 35,000 |
| Morrow County Oregon | 3 | $ 214,000 | $ 71,000 | $ 49,000 |
| Chelan County Washington | 3 | $ 260,000 | $ 86,000 | $ 75,000 |
| Lincoln County Washington | 3 | $ 149,000 | $ 49,000 | $ 82,000 |
| Stevens County Washington | 3 | $ 226,000 | $ 75,000 | $ 55,000 |
| Santa Clara County California | 2 | $ 164,000 | $ 82,000 | $ 92,000 |
| Canyon County Idaho | 2 | $ 152,000 | $ 76,000 | $ 66,000 |
| Deer Lodge County Montana | 2 | $ 49,000 | $ 24,000 | $ 57,000 |
| Sanders County Montana | 2 | $ 360,000 | $ 180,000 | $ 68,000 |
| Crook County Oregon | 2 | $ 113,000 | $ 56,000 | $ 29,000 |
| Ferry County Washington | 2 | $ 112,000 | $ 56,000 | $ 48,000 |
| Island County Washington | 2 | $ 96,000 | $ 48,000 | $ 33,000 |
| Mason County Washington | 2 | $ 83,000 | $ 41,000 | $ 26,000 |
| Pacific County Washington | 2 | $ 67,000 | $ 33,000 | $ 35,000 |
| Pend Oreille County Washington | 2 | $ 142,000 | $ 71,000 | $ 88,000 |
| Maricopa County Arizona | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| Yuma County Arizona | 1 | $ 30,000 | $ 30,000 | $ 213,000 |
| Contra Costa County California | 1 | $ 262,000 | $ 262,000 | $ 126,000 |
| Orange County California | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Placer County California | 1 | $ 233,000 | $ 233,000 | $ 0 |
| San Bernardino County California | 1 | $ 152,000 | $ 152,000 | $ 66,000 |
| Siskiyou County California | 1 | $ 77,000 | $ 77,000 | $ 50,000 |
| Benewah County Idaho | 1 | $ 48,000 | $ 48,000 | $ 68,000 |
| Gem County Idaho | 1 | $ 28,000 | $ 28,000 | $ 38,000 |
| Payette County Idaho | 1 | $ 56,000 | $ 56,000 | $ 53,000 |
| Mineral County Montana | 1 | $ 12,000 | $ 12,000 | $ 10,000 |
| Stillwater County Montana | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Teton County Montana | 1 | $ 68,000 | $ 68,000 | $ 68,000 |
| Humboldt County Nevada | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Hood River County Oregon | 1 | $ 129,000 | $ 129,000 | $ 82,000 |
| Jefferson County Oregon | 1 | $ 26,000 | $ 26,000 | $ 31,000 |
| Lincoln County Oregon | 1 | $ 38,000 | $ 38,000 | $ 42,000 |
| Wasco County Oregon | 1 | $ 84,000 | $ 84,000 | $ 30,000 |
| Jefferson County Washington | 1 | $ 184,000 | $ 184,000 | $ 129,000 |
| San Juan County Washington | 1 | $ 130,000 | $ 130,000 | $ 33,000 |
| Skagit County Washington | 1 | $ 6,000 | $ 6,000 | $ 29,000 |
| Park County Wyoming | 1 | $ 49,000 | $ 49,000 | $ 77,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Washington,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Sterling Savings Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,389 | $131,125,000 | $107,571 | $2,800,000 | $63,857 | $2,677,000 |
| Home Improvement | 675 | $40,974,000 | $51,800 | $868,000 | $80,800 | $849,000 |
| Home Purchase | 202 | $29,437,000 | $139,166 | $1,000,000 | $59,166 | $1,406,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,018 | $167,601,000 | $76,875 | $868,000 | $84,250 | $2,677,000 |
| Not Provided | 91 | $9,138,000 | $117,833 | $500,000 | $45,833 | $647,000 |
| Hispanic | 71 | $5,046,000 | $66,250 | $390,000 | $63,250 | $130,000 |
| Not applicable | 40 | $15,161,000 | $532,750 | $2,800,000 | $1,000 | $46,000 |
| American Indian or Alaskan Native | 23 | $1,535,000 | $55,333 | $200,000 | $41,666 | $239,000 |
| Asian | 15 | $2,384,000 | $158,666 | $664,000 | $132,666 | $514,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $517,000 | $84,000 | $144,000 | $43,666 | $80,000 |
| Black or African American | 2 | $154,000 | $77,000 | $85,000 | $56,000 | $68,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,266 | $201,536,000 | $87,750 | $2,800,000 | $73,125 | $2,677,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,717 | $150,594,000 | $84,571 | $2,800,000 | $86,285 | $2,677,000 |
| Application Denied By Financial Institution | 396 | $35,607,000 | $89,833 | $500,000 | $54,166 | $490,000 |
| Application Approved But Not Accepted | 106 | $9,974,000 | $91,750 | $400,000 | $49,750 | $202,000 |
| Application Withdrawn By Applicant | 47 | $5,361,000 | $107,500 | $391,000 | $52,750 | $249,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 188 | $12,548,000 | $67,250 | $250,000 | $33,750 | $144,000 |
| Collateral | 96 | $7,810,000 | $65,000 | $500,000 | $44,250 | $125,000 |
| Debt-To-Income Ratio | 84 | $10,772,000 | $141,000 | $500,000 | $60,400 | $490,000 |
| Other | 15 | $3,030,000 | $136,500 | $500,000 | $58,000 | $386,000 |
| Unverifiable Information | 7 | $685,000 | $94,000 | $210,000 | $33,500 | $129,000 |
| Credit Application Incomplete | 5 | $619,000 | $120,500 | $252,000 | $54,500 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $143,000 | $143,000 | $143,000 | $189,000 | $189,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Washington, and search similar information at your convenience.