Sterling Savings Bank
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Washington.
The mortgage statistics and data below are specific to mortgage loan applications for Sterling Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Sterling Savings Bank 111 N Wall Spokane, WA 99205 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 1,728 |
| Total Mortgage Loan Application Amount | $144,989,000 |
| Average Mortgage Loan Application Amount | $138,272 |
| Highest Mortgage Loan Application Amount | $2,400,000 |
| Average Applicant Income | $82,772 |
| Highest Applicant Income | $2,515,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lewis County Washington | 156 | $ 10,775,000 | $ 69,000 | $ 209,000 |
| Spokane County Washington | 134 | $ 16,052,000 | $ 119,000 | $ 196,000 |
| Grays Harbor County Washington | 120 | $ 7,590,000 | $ 63,000 | $ 45,000 |
| Kittitas County Washington | 111 | $ 9,193,000 | $ 82,000 | $ 66,000 |
| Multnomah County Oregon | 86 | $ 10,198,000 | $ 118,000 | $ 65,000 |
| Thurston County Washington | 73 | $ 5,427,000 | $ 74,000 | $ 45,000 |
| Walla Walla County Washington | 71 | $ 4,683,000 | $ 65,000 | $ 40,000 |
| King County Washington | 62 | $ 9,897,000 | $ 159,000 | $ 47,000 |
| Idaho County Idaho | 59 | $ 4,172,000 | $ 70,000 | $ 89,000 |
| Valley County Idaho | 58 | $ 2,947,000 | $ 50,000 | $ 42,000 |
| Kootenai County Idaho | 57 | $ 5,224,000 | $ 91,000 | $ 75,000 |
| Klickitat County Washington | 57 | $ 4,003,000 | $ 70,000 | $ 50,000 |
| Benton County Washington | 48 | $ 4,018,000 | $ 83,000 | $ 48,000 |
| Whatcom County Washington | 44 | $ 3,618,000 | $ 82,000 | $ 65,000 |
| Grant County Washington | 42 | $ 2,765,000 | $ 65,000 | $ 40,000 |
| Latah County Idaho | 38 | $ 2,247,000 | $ 59,000 | $ 53,000 |
| Asotin County Washington | 38 | $ 2,116,000 | $ 55,000 | $ 48,000 |
| Okanogan County Washington | 38 | $ 2,982,000 | $ 78,000 | $ 50,000 |
| Ravalli County Montana | 30 | $ 1,488,000 | $ 49,000 | $ 51,000 |
| Lewis County Idaho | 28 | $ 1,737,000 | $ 62,000 | $ 45,000 |
| Adams County Washington | 21 | $ 1,199,000 | $ 57,000 | $ 38,000 |
| Pierce County Washington | 20 | $ 2,077,000 | $ 103,000 | $ 66,000 |
| Whitman County Washington | 20 | $ 1,363,000 | $ 68,000 | $ 49,000 |
| Nez Perce County Idaho | 19 | $ 1,016,000 | $ 53,000 | $ 36,000 |
| Clark County Washington | 19 | $ 1,588,000 | $ 83,000 | $ 43,000 |
| Columbia County Washington | 19 | $ 1,726,000 | $ 90,000 | $ 56,000 |
| Mason County Washington | 19 | $ 1,175,000 | $ 61,000 | $ 55,000 |
| Polk County Oregon | 18 | $ 967,000 | $ 53,000 | $ 49,000 |
| Franklin County Washington | 18 | $ 1,336,000 | $ 74,000 | $ 56,000 |
| Missoula County Montana | 16 | $ 1,344,000 | $ 84,000 | $ 42,000 |
| Clallam County Washington | 15 | $ 1,331,000 | $ 88,000 | $ 59,000 |
| Garfield County Washington | 14 | $ 699,000 | $ 49,000 | $ 34,000 |
| Park County Montana | 12 | $ 612,000 | $ 51,000 | $ 29,000 |
| Douglas County Washington | 10 | $ 574,000 | $ 57,000 | $ 21,000 |
| Kitsap County Washington | 8 | $ 573,000 | $ 71,000 | $ 69,000 |
| Bonner County Idaho | 7 | $ 1,142,000 | $ 163,000 | $ 231,000 |
| Marion County Oregon | 7 | $ 374,000 | $ 53,000 | $ 119,000 |
| Adams County Idaho | 6 | $ 423,000 | $ 70,000 | $ 47,000 |
| Gallatin County Montana | 6 | $ 239,000 | $ 39,000 | $ 64,000 |
| Clackamas County Oregon | 6 | $ 2,458,000 | $ 409,000 | $ 139,000 |
| Washington County Oregon | 6 | $ 664,000 | $ 110,000 | $ 121,000 |
| Lincoln County Washington | 6 | $ 448,000 | $ 74,000 | $ 52,000 |
| Skamania County Washington | 6 | $ 465,000 | $ 77,000 | $ 35,000 |
| Clearwater County Idaho | 5 | $ 219,000 | $ 43,000 | $ 64,000 |
| Linn County Oregon | 5 | $ 516,000 | $ 103,000 | $ 70,000 |
| Snohomish County Washington | 5 | $ 632,000 | $ 126,000 | $ 104,000 |
| Yakima County Washington | 5 | $ 1,216,000 | $ 243,000 | $ 37,000 |
| Columbia County Oregon | 4 | $ 370,000 | $ 92,000 | $ 106,000 |
| Lane County Oregon | 4 | $ 441,000 | $ 110,000 | $ 122,000 |
| Umatilla County Oregon | 4 | $ 276,000 | $ 69,000 | $ 62,000 |
| Ada County Idaho | 3 | $ 362,000 | $ 120,000 | $ 123,000 |
| Sweet Grass County Montana | 3 | $ 1,646,000 | $ 548,000 | $ 263,000 |
| Yellowstone County Montana | 3 | $ 28,000 | $ 9,000 | $ 44,000 |
| Chelan County Washington | 3 | $ 252,000 | $ 84,000 | $ 50,000 |
| Pacific County Washington | 3 | $ 160,000 | $ 53,000 | $ 28,000 |
| Stevens County Washington | 3 | $ 701,000 | $ 233,000 | $ 108,000 |
| Benewah County Idaho | 2 | $ 51,000 | $ 25,000 | $ 21,000 |
| Cowlitz County Washington | 2 | $ 381,000 | $ 190,000 | $ 11,000 |
| Island County Washington | 2 | $ 71,000 | $ 35,000 | $ 126,000 |
| Anchorage County Alaska | 1 | $ 272,000 | $ 272,000 | $ 181,000 |
| Kenai Peninsula County Alaska | 1 | $ 38,000 | $ 38,000 | $ 105,000 |
| Maricopa County Arizona | 1 | $ 60,000 | $ 60,000 | $ 63,000 |
| Los Angeles County California | 1 | $ 65,000 | $ 65,000 | $ 71,000 |
| Santa Barbara County California | 1 | $ 31,000 | $ 31,000 | $ 62,000 |
| Santa Clara County California | 1 | $ 264,000 | $ 264,000 | $ 255,000 |
| Palm Beach County Florida | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Shoshone County Idaho | 1 | $ 9,000 | $ 9,000 | $ 122,000 |
| Orleans County Louisiana | 1 | $ 164,000 | $ 164,000 | $ 80,000 |
| Carbon County Montana | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| Fergus County Montana | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Lewis and Clark County Montana | 1 | $ 103,000 | $ 103,000 | $ 36,000 |
| Madison County Montana | 1 | $ 88,000 | $ 88,000 | $ 37,000 |
| Sanders County Montana | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Silver Bow County Montana | 1 | $ 150,000 | $ 150,000 | $ 26,000 |
| Hood River County Oregon | 1 | $ 97,000 | $ 97,000 | $ 56,000 |
| Malheur County Oregon | 1 | $ 57,000 | $ 57,000 | $ 47,000 |
| Tillamook County Oregon | 1 | $ 223,000 | $ 223,000 | $ 337,000 |
| Union County Oregon | 1 | $ 69,000 | $ 69,000 | $ 49,000 |
| Salt Lake County Utah | 1 | $ 115,000 | $ 115,000 | $ 213,000 |
| Ferry County Washington | 1 | $ 48,000 | $ 48,000 | $ 80,000 |
| Pend Oreille County Washington | 1 | $ 52,000 | $ 52,000 | $ 27,000 |
| San Juan County Washington | 1 | $ 230,000 | $ 230,000 | $ 141,000 |
| Skagit County Washington | 1 | $ 83,000 | $ 83,000 | $ 48,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Washington,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Sterling Savings Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,296 | $110,221,000 | $124,000 | $2,040,000 | $97,166 | $1,775,000 |
| Home Improvement (one-to-four family) | 284 | $10,130,000 | $33,250 | $550,000 | $59,250 | $1,598,000 |
| Home Purchase (one-to-four family) | 115 | $16,413,000 | $166,750 | $2,400,000 | $125,125 | $2,515,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 33 | $8,225,000 | $207,750 | $1,000,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,537 | $119,435,000 | $132,600 | $1,500,000 | $102,100 | $1,273,000 |
| Hispanic | 52 | $2,481,000 | $72,000 | $125,000 | $57,000 | $126,000 |
| Information not provided by applicant in mail or telephone application | 49 | $8,166,000 | $167,200 | $1,600,000 | $110,000 | $2,515,000 |
| Not applicable | 28 | $9,670,000 | $230,000 | $2,400,000 | $92,333 | $1,775,000 |
| American Indian or Alaskan Native | 25 | $2,130,000 | $73,750 | $240,000 | $47,000 | $115,000 |
| Asian or Pacific Islander | 20 | $1,593,000 | $80,000 | $300,000 | $52,666 | $121,000 |
| Black | 12 | $1,010,000 | $125,000 | $228,000 | $107,000 | $212,000 |
| Other | 5 | $504,000 | $94,666 | $180,000 | $70,000 | $133,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,728 | $144,989,000 | $120,900 | $2,400,000 | $90,800 | $2,515,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,352 | $110,687,000 | $124,444 | $2,040,000 | $100,666 | $2,515,000 |
| Application Denied By Financial Institution | 263 | $24,922,000 | $105,000 | $2,400,000 | $57,200 | $484,000 |
| Application Approved But Not Accepted | 81 | $6,741,000 | $92,250 | $384,000 | $60,250 | $656,000 |
| Application Withdrawn By Applicant | 32 | $2,639,000 | $92,666 | $320,000 | $44,666 | $106,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 102 | $6,509,000 | $69,750 | $297,000 | $45,000 | $147,000 |
| Debt-To-Income Ratio | 77 | $8,868,000 | $189,250 | $1,600,000 | $70,500 | $484,000 |
| Collateral | 74 | $6,280,000 | $71,400 | $800,000 | $49,000 | $205,000 |
| Unverifiable Information | 4 | $169,000 | $42,000 | $54,000 | $37,000 | $50,000 |
| Other | 3 | $2,776,000 | $925,000 | $2,400,000 | $3,000 | $10,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $237,000 | $118,000 | $192,000 | $9,000 | $18,000 |
| Credit Application Incomplete | 1 | $83,000 | $83,000 | $83,000 | $100,000 | $100,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Washington, and search similar information at your convenience.