Sterling National Bank
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Sterling National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Sterling National Bank 400 Rella Blvd. Montebello, NY 10901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2015 |
| Total Number of Mortgage Applications | 941 |
| Total Mortgage Loan Application Amount | $709,807,000 |
| Average Mortgage Loan Application Amount | $851,000 |
| Highest Mortgage Loan Application Amount | $44,500,000 |
| Average Applicant Income | $112,333 |
| Highest Applicant Income | $4,540,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Queens County New York | 171 | $ 56,785,000 | $ 332,000 | $ 113,000 |
| Suffolk County New York | 130 | $ 30,356,000 | $ 233,000 | $ 104,000 |
| Nassau County New York | 128 | $ 43,983,000 | $ 343,000 | $ 135,000 |
| Kings County New York | 117 | $ 162,071,000 | $ 1,385,000 | $ 126,000 |
| Bronx County New York | 75 | $ 94,894,000 | $ 1,265,000 | $ 41,000 |
| New York County New York | 43 | $ 92,371,000 | $ 2,148,000 | $ 315,000 |
| Westchester County New York | 40 | $ 32,534,000 | $ 813,000 | $ 136,000 |
| Hudson County New Jersey | 10 | $ 12,982,000 | $ 1,298,000 | $ 0 |
| Richmond County New York | 9 | $ 3,098,000 | $ 344,000 | $ 79,000 |
| Orange County New York | 8 | $ 1,007,000 | $ 125,000 | $ 42,000 |
| Fairfield County Connecticut | 7 | $ 4,804,000 | $ 686,000 | $ 363,000 |
| Cook County Illinois | 6 | $ 3,515,000 | $ 585,000 | $ 244,000 |
| Union County New Jersey | 5 | $ 8,831,000 | $ 1,766,000 | $ 228,000 |
| King County Washington | 5 | $ 3,274,000 | $ 654,000 | $ 59,000 |
| Dutchess County New York | 4 | $ 758,000 | $ 189,000 | $ 188,000 |
| Rockland County New York | 4 | $ 719,000 | $ 179,000 | $ 68,000 |
| Montgomery County Maryland | 3 | $ 999,000 | $ 333,000 | $ 127,000 |
| Bergen County New Jersey | 3 | $ 1,348,000 | $ 449,000 | $ 143,000 |
| Essex County New Jersey | 3 | $ 2,997,000 | $ 999,000 | $ 165,000 |
| Philadelphia County Pennsylvania | 3 | $ 47,541,000 | $ 15,847,000 | $ 0 |
| Hartford County Connecticut | 2 | $ 872,000 | $ 436,000 | $ 0 |
| Lake County Illinois | 2 | $ 1,169,000 | $ 584,000 | $ 350,000 |
| Nantucket County Massachusetts | 2 | $ 976,000 | $ 488,000 | $ 145,000 |
| St. Louis County Missouri | 2 | $ 1,799,000 | $ 899,000 | $ 292,000 |
| Morris County New Jersey | 2 | $ 973,000 | $ 486,000 | $ 1,310,000 |
| Sussex County New Jersey | 2 | $ 29,075,000 | $ 14,537,000 | $ 46,000 |
| Columbia County New York | 2 | $ 350,000 | $ 175,000 | $ 147,000 |
| Putnam County New York | 2 | $ 641,000 | $ 320,000 | $ 189,000 |
| Sullivan County New York | 2 | $ 312,000 | $ 156,000 | $ 22,000 |
| Ulster County New York | 2 | $ 700,000 | $ 350,000 | $ 31,000 |
| Montgomery County Pennsylvania | 2 | $ 1,005,000 | $ 502,000 | $ 224,000 |
| Fairfax County Virginia | 2 | $ 1,110,000 | $ 555,000 | $ 75,000 |
| Alameda County California | 1 | $ 723,000 | $ 723,000 | $ 0 |
| Los Angeles County California | 1 | $ 660,000 | $ 660,000 | $ 0 |
| Orange County Florida | 1 | $ 607,000 | $ 607,000 | $ 198,000 |
| Kane County Illinois | 1 | $ 600,000 | $ 600,000 | $ 385,000 |
| Tangipahoa County Louisiana | 1 | $ 4,378,000 | $ 4,378,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 411,000 | $ 411,000 | $ 163,000 |
| Baltimore County Maryland | 1 | $ 284,000 | $ 284,000 | $ 324,000 |
| Baltimore City County Maryland | 1 | $ 8,190,000 | $ 8,190,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 272,000 | $ 272,000 | $ 191,000 |
| Essex County Massachusetts | 1 | $ 540,000 | $ 540,000 | $ 174,000 |
| Middlesex County Massachusetts | 1 | $ 1,340,000 | $ 1,340,000 | $ 279,000 |
| Norfolk County Massachusetts | 1 | $ 622,000 | $ 622,000 | $ 166,000 |
| Worcester County Massachusetts | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 102,000 | $ 102,000 | $ 249,000 |
| Monmouth County New Jersey | 1 | $ 240,000 | $ 240,000 | $ 104,000 |
| Ocean County New Jersey | 1 | $ 368,000 | $ 368,000 | $ 104,000 |
| Passaic County New Jersey | 1 | $ 2,250,000 | $ 2,250,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 925,000 | $ 925,000 | $ 347,000 |
| Erie County New York | 1 | $ 90,000 | $ 90,000 | $ 31,000 |
| Ontario County New York | 1 | $ 249,000 | $ 249,000 | $ 224,000 |
| Wake County North Carolina | 1 | $ 234,000 | $ 234,000 | $ 117,000 |
| Bucks County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 129,000 |
| Delaware County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 88,000 |
| Lehigh County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 35,000 |
| Pike County Pennsylvania | 1 | $ 176,000 | $ 176,000 | $ 140,000 |
| Alexandria County Virginia | 1 | $ 532,000 | $ 532,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 375,000 | $ 375,000 | $ 183,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Sterling National Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 654 | $452,735,000 | $692,000 | $44,500,000 | $127,000 | $4,540,000 |
| Refinancing | 281 | $251,268,000 | $894,000 | $29,000,000 | $123,000 | $1,300,000 |
| Home Improvement | 6 | $5,804,000 | $967,000 | $3,000,000 | $87,000 | $241,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 467 | $171,231,000 | $366,000 | $3,000,000 | $164,000 | $4,540,000 |
| Not applicable | 125 | $428,528,000 | $3,428,000 | $44,500,000 | $0 | $0 |
| Not Provided | 91 | $34,867,000 | $383,000 | $1,988,000 | $164,000 | $908,000 |
| Hispanic | 87 | $24,571,000 | $282,000 | $1,400,000 | $94,000 | $445,000 |
| Black or African American | 86 | $16,756,000 | $194,000 | $815,000 | $72,000 | $260,000 |
| Asian | 85 | $33,854,000 | $398,000 | $1,287,000 | $147,000 | $825,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 935 | $707,228,000 | $756,000 | $44,500,000 | $126,000 | $4,540,000 |
| FHA-insured (Federal Housing Administration) | 6 | $2,579,000 | $429,000 | $523,000 | $84,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 538 | $308,265,000 | $572,000 | $29,000,000 | $146,000 | $4,540,000 |
| Preapproval Approved but not Accepted | 105 | $37,585,000 | $357,000 | $1,500,000 | $119,000 | $566,000 |
| Application Denied By Financial Institution | 103 | $88,400,000 | $858,000 | $9,000,000 | $78,000 | $825,000 |
| Loan Purchased By The Institution | 58 | $196,472,000 | $3,387,000 | $44,500,000 | $0 | $0 |
| Application Withdrawn By Applicant | 56 | $26,784,000 | $478,000 | $4,300,000 | $118,000 | $445,000 |
| Application Approved But Not Accepted | 50 | $41,588,000 | $831,000 | $7,000,000 | $181,000 | $1,172,000 |
| File Closed For Incompleteness | 20 | $7,349,000 | $367,000 | $865,000 | $137,000 | $385,000 |
| Preapproval Denied by Financial Institution | 11 | $3,364,000 | $305,000 | $441,000 | $74,000 | $140,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 51 | $17,176,000 | $336,000 | $816,000 | $79,000 | $345,000 |
| Collateral | 26 | $24,600,000 | $946,000 | $6,000,000 | $109,000 | $825,000 |
| Other | 19 | $34,680,000 | $1,825,000 | $9,000,000 | $50,000 | $294,000 |
| Credit History | 15 | $11,828,000 | $788,000 | $3,000,000 | $58,000 | $161,000 |
| Unverifiable Information | 2 | $2,848,000 | $1,424,000 | $2,400,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $632,000 | $632,000 | $632,000 | $116,000 | $116,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.