Sterling National Bank
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Sterling National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Sterling National Bank 400 Rella Blvd. Montebello, NY 10901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2015 |
| Total Number of Mortgage Applications | 1,665 |
| Total Mortgage Loan Application Amount | $809,945,000 |
| Average Mortgage Loan Application Amount | $479,666 |
| Highest Mortgage Loan Application Amount | $10,780,000 |
| Average Applicant Income | $210,333 |
| Highest Applicant Income | $4,025,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kings County New York | 419 | $ 226,321,000 | $ 540,000 | $ 193,000 |
| Queens County New York | 258 | $ 75,948,000 | $ 294,000 | $ 114,000 |
| New York County New York | 250 | $ 180,927,000 | $ 723,000 | $ 273,000 |
| Nassau County New York | 157 | $ 74,049,000 | $ 471,000 | $ 234,000 |
| Westchester County New York | 92 | $ 39,923,000 | $ 433,000 | $ 216,000 |
| Suffolk County New York | 82 | $ 38,483,000 | $ 469,000 | $ 286,000 |
| Orange County New York | 65 | $ 12,910,000 | $ 198,000 | $ 105,000 |
| Rockland County New York | 59 | $ 22,977,000 | $ 389,000 | $ 144,000 |
| Bronx County New York | 23 | $ 6,000,000 | $ 260,000 | $ 86,000 |
| Essex County New Jersey | 22 | $ 10,968,000 | $ 498,000 | $ 187,000 |
| Monmouth County New Jersey | 22 | $ 9,058,000 | $ 411,000 | $ 253,000 |
| Fairfield County Connecticut | 21 | $ 25,020,000 | $ 1,191,000 | $ 184,000 |
| Bergen County New Jersey | 19 | $ 13,059,000 | $ 687,000 | $ 257,000 |
| Hudson County New Jersey | 18 | $ 10,849,000 | $ 602,000 | $ 142,000 |
| Richmond County New York | 14 | $ 4,284,000 | $ 306,000 | $ 136,000 |
| Ulster County New York | 8 | $ 1,321,000 | $ 165,000 | $ 126,000 |
| Union County New Jersey | 7 | $ 2,885,000 | $ 412,000 | $ 170,000 |
| Dutchess County New York | 7 | $ 1,628,000 | $ 232,000 | $ 186,000 |
| Broward County Florida | 6 | $ 3,453,000 | $ 575,000 | $ 472,000 |
| Putnam County New York | 6 | $ 1,960,000 | $ 326,000 | $ 138,000 |
| Miami-Dade County Florida | 5 | $ 1,896,000 | $ 379,000 | $ 269,000 |
| Palm Beach County Florida | 5 | $ 1,632,000 | $ 326,000 | $ 189,000 |
| Morris County New Jersey | 5 | $ 2,501,000 | $ 500,000 | $ 292,000 |
| Somerset County New Jersey | 5 | $ 2,839,000 | $ 567,000 | $ 277,000 |
| Los Angeles County California | 4 | $ 1,858,000 | $ 464,000 | $ 175,000 |
| Hartford County Connecticut | 4 | $ 853,000 | $ 213,000 | $ 209,000 |
| Middlesex County Massachusetts | 4 | $ 1,619,000 | $ 404,000 | $ 249,000 |
| Middlesex County New Jersey | 3 | $ 1,080,000 | $ 360,000 | $ 128,000 |
| Passaic County New Jersey | 3 | $ 865,000 | $ 288,000 | $ 120,000 |
| Sullivan County New York | 3 | $ 744,000 | $ 248,000 | $ 433,000 |
| Pike County Pennsylvania | 3 | $ 395,000 | $ 131,000 | $ 147,000 |
| Litchfield County Connecticut | 2 | $ 1,342,000 | $ 671,000 | $ 436,000 |
| Middlesex County Connecticut | 2 | $ 238,000 | $ 119,000 | $ 105,000 |
| Charlotte County Florida | 2 | $ 270,000 | $ 135,000 | $ 62,000 |
| Lee County Florida | 2 | $ 294,000 | $ 147,000 | $ 119,000 |
| Orange County Florida | 2 | $ 881,000 | $ 440,000 | $ 129,000 |
| Dukes County Massachusetts | 2 | $ 1,550,000 | $ 775,000 | $ 366,000 |
| Ocean County New Jersey | 2 | $ 1,060,000 | $ 530,000 | $ 344,000 |
| Monroe County Pennsylvania | 2 | $ 168,000 | $ 84,000 | $ 312,000 |
| Rutherford County Tennessee | 2 | $ 428,000 | $ 214,000 | $ 93,000 |
| Maricopa County Arizona | 1 | $ 370,000 | $ 370,000 | $ 896,000 |
| Alameda County California | 1 | $ 580,000 | $ 580,000 | $ 368,000 |
| Santa Cruz County California | 1 | $ 590,000 | $ 590,000 | $ 142,000 |
| District of Columbia County District Of Columbia | 1 | $ 128,000 | $ 128,000 | $ 230,000 |
| Osceola County Florida | 1 | $ 76,000 | $ 76,000 | $ 50,000 |
| Sarasota County Florida | 1 | $ 300,000 | $ 300,000 | $ 253,000 |
| St. Lucie County Florida | 1 | $ 154,000 | $ 154,000 | $ 47,000 |
| Chatham County Georgia | 1 | $ 237,000 | $ 237,000 | $ 477,000 |
| Clayton County Georgia | 1 | $ 6,300,000 | $ 6,300,000 | $ 0 |
| Fulton County Georgia | 1 | $ 400,000 | $ 400,000 | $ 227,000 |
| Boundary County Idaho | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Jefferson County Louisiana | 1 | $ 417,000 | $ 417,000 | $ 192,000 |
| Baltimore City County Maryland | 1 | $ 64,000 | $ 64,000 | $ 37,000 |
| Montgomery County Maryland | 1 | $ 265,000 | $ 265,000 | $ 153,000 |
| Norfolk County Massachusetts | 1 | $ 210,000 | $ 210,000 | $ 169,000 |
| Suffolk County Massachusetts | 1 | $ 435,000 | $ 435,000 | $ 214,000 |
| Adams County Mississippi | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Clark County Nevada | 1 | $ 112,000 | $ 112,000 | $ 186,000 |
| Carroll County New Hampshire | 1 | $ 330,000 | $ 330,000 | $ 78,000 |
| Camden County New Jersey | 1 | $ 233,000 | $ 233,000 | $ 133,000 |
| Cape May County New Jersey | 1 | $ 448,000 | $ 448,000 | $ 114,000 |
| Mercer County New Jersey | 1 | $ 296,000 | $ 296,000 | $ 278,000 |
| Sussex County New Jersey | 1 | $ 208,000 | $ 208,000 | $ 115,000 |
| Chenango County New York | 1 | $ 212,000 | $ 212,000 | $ 319,000 |
| Schenectady County New York | 1 | $ 44,000 | $ 44,000 | $ 120,000 |
| Brunswick County North Carolina | 1 | $ 228,000 | $ 228,000 | $ 263,000 |
| Johnston County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 193,000 |
| Mecklenburg County North Carolina | 1 | $ 299,000 | $ 299,000 | $ 170,000 |
| Rowan County North Carolina | 1 | $ 276,000 | $ 276,000 | $ 86,000 |
| Stanly County North Carolina | 1 | $ 246,000 | $ 246,000 | $ 86,000 |
| Ransom County North Dakota | 1 | $ 199,000 | $ 199,000 | $ 104,000 |
| Oklahoma County Oklahoma | 1 | $ 260,000 | $ 260,000 | $ 93,000 |
| Multnomah County Oregon | 1 | $ 240,000 | $ 240,000 | $ 194,000 |
| Bucks County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 94,000 |
| Northampton County Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 141,000 |
| Philadelphia County Pennsylvania | 1 | $ 204,000 | $ 204,000 | $ 117,000 |
| Providence County Rhode Island | 1 | $ 416,000 | $ 416,000 | $ 225,000 |
| Horry County South Carolina | 1 | $ 173,000 | $ 173,000 | $ 35,000 |
| Davidson County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 213,000 |
| Ellis County Texas | 1 | $ 3,640,000 | $ 3,640,000 | $ 0 |
| McLennan County Texas | 1 | $ 302,000 | $ 302,000 | $ 173,000 |
| Grand County Utah | 1 | $ 360,000 | $ 360,000 | $ 234,000 |
| Summit County Utah | 1 | $ 865,000 | $ 865,000 | $ 460,000 |
| Windsor County Vermont | 1 | $ 400,000 | $ 400,000 | $ 257,000 |
| Arlington County Virginia | 1 | $ 992,000 | $ 992,000 | $ 411,000 |
| Fairfax County Virginia | 1 | $ 460,000 | $ 460,000 | $ 121,000 |
| Rockbridge County Virginia | 1 | $ 227,000 | $ 227,000 | $ 141,000 |
| Skagit County Washington | 1 | $ 191,000 | $ 191,000 | $ 80,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Sterling National Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,181 | $586,368,000 | $496,000 | $10,780,000 | $200,000 | $4,025,000 |
| Refinancing | 433 | $198,855,000 | $459,000 | $6,300,000 | $185,000 | $1,334,000 |
| Home Improvement | 51 | $24,722,000 | $484,000 | $1,600,000 | $246,000 | $2,624,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,177 | $541,360,000 | $459,000 | $3,250,000 | $218,000 | $3,051,000 |
| Asian | 156 | $64,149,000 | $411,000 | $4,445,000 | $164,000 | $1,322,000 |
| Hispanic | 134 | $46,176,000 | $344,000 | $1,800,000 | $133,000 | $577,000 |
| Black or African American | 82 | $28,486,000 | $347,000 | $1,120,000 | $172,000 | $4,025,000 |
| Not Provided | 72 | $34,474,000 | $478,000 | $3,640,000 | $194,000 | $643,000 |
| Not applicable | 40 | $94,491,000 | $2,362,000 | $10,780,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 4 | $809,000 | $202,000 | $274,000 | $87,000 | $115,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,591 | $783,503,000 | $492,000 | $10,780,000 | $201,000 | $4,025,000 |
| FHA-insured (Federal Housing Administration) | 74 | $26,442,000 | $357,000 | $884,000 | $113,000 | $325,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,224 | $610,094,000 | $498,000 | $10,780,000 | $193,000 | $4,025,000 |
| Application Approved But Not Accepted | 187 | $90,245,000 | $482,000 | $3,250,000 | $241,000 | $2,169,000 |
| Application Denied By Financial Institution | 137 | $65,889,000 | $480,000 | $1,788,000 | $198,000 | $2,442,000 |
| Application Withdrawn By Applicant | 42 | $19,284,000 | $459,000 | $1,920,000 | $178,000 | $651,000 |
| Loan Purchased By The Institution | 38 | $4,551,000 | $119,000 | $348,000 | $46,000 | $83,000 |
| File Closed For Incompleteness | 37 | $19,882,000 | $537,000 | $2,925,000 | $303,000 | $2,988,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 55 | $29,825,000 | $542,000 | $1,788,000 | $132,000 | $847,000 |
| Collateral | 46 | $17,649,000 | $383,000 | $1,520,000 | $189,000 | $919,000 |
| Other | 13 | $7,046,000 | $542,000 | $1,690,000 | $570,000 | $2,442,000 |
| Credit History | 9 | $4,346,000 | $482,000 | $1,120,000 | $172,000 | $431,000 |
| Unverifiable Information | 7 | $4,289,000 | $612,000 | $1,643,000 | $201,000 | $400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $2,146,000 | $536,000 | $740,000 | $145,000 | $225,000 |
| Employment History | 2 | $328,000 | $164,000 | $248,000 | $94,000 | $100,000 |
| Credit Application Incomplete | 1 | $260,000 | $260,000 | $260,000 | $93,000 | $93,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.