Sterling National Bank
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Sterling National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Sterling National Bank 400 Rella Blvd. Montebello, NY 10901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2014 |
| Total Number of Mortgage Applications | 1,506 |
| Total Mortgage Loan Application Amount | $706,681,000 |
| Average Mortgage Loan Application Amount | $456,666 |
| Highest Mortgage Loan Application Amount | $14,000,000 |
| Average Applicant Income | $187,666 |
| Highest Applicant Income | $4,396,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kings County New York | 340 | $ 176,912,000 | $ 520,000 | $ 181,000 |
| Queens County New York | 254 | $ 78,494,000 | $ 309,000 | $ 130,000 |
| New York County New York | 182 | $ 172,930,000 | $ 950,000 | $ 292,000 |
| Nassau County New York | 128 | $ 48,081,000 | $ 375,000 | $ 169,000 |
| Suffolk County New York | 125 | $ 43,404,000 | $ 347,000 | $ 150,000 |
| Westchester County New York | 82 | $ 32,162,000 | $ 392,000 | $ 157,000 |
| Rockland County New York | 58 | $ 17,061,000 | $ 294,000 | $ 148,000 |
| Orange County New York | 54 | $ 12,193,000 | $ 225,000 | $ 141,000 |
| Bronx County New York | 33 | $ 8,539,000 | $ 258,000 | $ 99,000 |
| Richmond County New York | 30 | $ 9,088,000 | $ 302,000 | $ 102,000 |
| Bergen County New Jersey | 29 | $ 13,572,000 | $ 468,000 | $ 246,000 |
| Monmouth County New Jersey | 28 | $ 14,275,000 | $ 509,000 | $ 249,000 |
| Dutchess County New York | 12 | $ 3,188,000 | $ 265,000 | $ 154,000 |
| Essex County New Jersey | 11 | $ 7,553,000 | $ 686,000 | $ 148,000 |
| Ulster County New York | 11 | $ 2,438,000 | $ 221,000 | $ 114,000 |
| Fairfield County Connecticut | 10 | $ 13,739,000 | $ 1,373,000 | $ 95,000 |
| Hudson County New Jersey | 8 | $ 4,071,000 | $ 508,000 | $ 251,000 |
| Los Angeles County California | 6 | $ 3,380,000 | $ 563,000 | $ 453,000 |
| Morris County New Jersey | 6 | $ 3,306,000 | $ 551,000 | $ 359,000 |
| Putnam County New York | 6 | $ 1,702,000 | $ 283,000 | $ 161,000 |
| Monroe County Pennsylvania | 5 | $ 883,000 | $ 176,000 | $ 97,000 |
| Lee County Florida | 4 | $ 1,948,000 | $ 487,000 | $ 279,000 |
| Miami-Dade County Florida | 4 | $ 1,204,000 | $ 301,000 | $ 531,000 |
| Palm Beach County Florida | 4 | $ 1,770,000 | $ 442,000 | $ 396,000 |
| Broward County Florida | 3 | $ 528,000 | $ 176,000 | $ 211,000 |
| Union County New Jersey | 3 | $ 945,000 | $ 315,000 | $ 135,000 |
| Delaware County New York | 3 | $ 961,000 | $ 320,000 | $ 461,000 |
| San Joaquin County California | 2 | $ 4,375,000 | $ 2,187,000 | $ 0 |
| New Haven County Connecticut | 2 | $ 590,000 | $ 295,000 | $ 93,000 |
| Collier County Florida | 2 | $ 550,000 | $ 275,000 | $ 121,000 |
| Ocean County New Jersey | 2 | $ 464,000 | $ 232,000 | $ 131,000 |
| Albany County New York | 2 | $ 392,000 | $ 196,000 | $ 242,000 |
| Columbia County New York | 2 | $ 625,000 | $ 312,000 | $ 162,000 |
| Sullivan County New York | 2 | $ 184,000 | $ 92,000 | $ 40,000 |
| Multnomah County Oregon | 2 | $ 405,000 | $ 202,000 | $ 165,000 |
| Delaware County Pennsylvania | 2 | $ 423,000 | $ 211,000 | $ 259,000 |
| Ellis County Texas | 2 | $ 4,515,000 | $ 2,257,000 | $ 0 |
| Alleghany County Virginia | 2 | $ 313,000 | $ 156,000 | $ 70,000 |
| Maricopa County Arizona | 1 | $ 216,000 | $ 216,000 | $ 136,000 |
| Alameda County California | 1 | $ 1,500,000 | $ 1,500,000 | $ 333,000 |
| Orange County California | 1 | $ 268,000 | $ 268,000 | $ 55,000 |
| Hartford County Connecticut | 1 | $ 130,000 | $ 130,000 | $ 56,000 |
| New Castle County Delaware | 1 | $ 149,000 | $ 149,000 | $ 54,000 |
| Hernando County Florida | 1 | $ 240,000 | $ 240,000 | $ 88,000 |
| Orange County Florida | 1 | $ 900,000 | $ 900,000 | $ 325,000 |
| Osceola County Florida | 1 | $ 72,000 | $ 72,000 | $ 126,000 |
| Putnam County Florida | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Sarasota County Florida | 1 | $ 1,860,000 | $ 1,860,000 | $ 205,000 |
| Lafourche County Louisiana | 1 | $ 1,820,000 | $ 1,820,000 | $ 0 |
| Cumberland County Maine | 1 | $ 689,000 | $ 689,000 | $ 611,000 |
| Lincoln County Maine | 1 | $ 345,000 | $ 345,000 | $ 178,000 |
| Barnstable County Massachusetts | 1 | $ 128,000 | $ 128,000 | $ 78,000 |
| Middlesex County Massachusetts | 1 | $ 295,000 | $ 295,000 | $ 577,000 |
| Suffolk County Massachusetts | 1 | $ 203,000 | $ 203,000 | $ 275,000 |
| St. Louis County Missouri | 1 | $ 212,000 | $ 212,000 | $ 189,000 |
| Lewis and Clark County Montana | 1 | $ 118,000 | $ 118,000 | $ 27,000 |
| Rockingham County New Hampshire | 1 | $ 889,000 | $ 889,000 | $ 1,304,000 |
| Camden County New Jersey | 1 | $ 226,000 | $ 226,000 | $ 111,000 |
| Hunterdon County New Jersey | 1 | $ 172,000 | $ 172,000 | $ 44,000 |
| Mercer County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 210,000 |
| Passaic County New Jersey | 1 | $ 2,700,000 | $ 2,700,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 171,000 | $ 171,000 | $ 132,000 |
| Broome County New York | 1 | $ 336,000 | $ 336,000 | $ 305,000 |
| Essex County New York | 1 | $ 152,000 | $ 152,000 | $ 50,000 |
| Greene County New York | 1 | $ 302,000 | $ 302,000 | $ 81,000 |
| Warren County New York | 1 | $ 285,000 | $ 285,000 | $ 139,000 |
| Buncombe County North Carolina | 1 | $ 214,000 | $ 214,000 | $ 164,000 |
| Cabarrus County North Carolina | 1 | $ 268,000 | $ 268,000 | $ 219,000 |
| Carteret County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 220,000 |
| Rowan County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 28,000 |
| Wake County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Tulsa County Oklahoma | 1 | $ 725,000 | $ 725,000 | $ 250,000 |
| Josephine County Oregon | 1 | $ 286,000 | $ 286,000 | $ 355,000 |
| Bucks County Pennsylvania | 1 | $ 394,000 | $ 394,000 | $ 90,000 |
| Pike County Pennsylvania | 1 | $ 194,000 | $ 194,000 | $ 140,000 |
| Wayne County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 90,000 |
| York County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 101,000 |
| Claiborne County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 50,000 |
| Rutherford County Tennessee | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Windham County Vermont | 1 | $ 150,000 | $ 150,000 | $ 172,000 |
| Loudoun County Virginia | 1 | $ 576,000 | $ 576,000 | $ 107,000 |
| Stafford County Virginia | 1 | $ 200,000 | $ 200,000 | $ 91,000 |
| Teton County Wyoming | 1 | $ 362,000 | $ 362,000 | $ 115,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Sterling National Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,043 | $505,539,000 | $484,000 | $14,000,000 | $171,000 | $3,946,000 |
| Refinancing | 376 | $161,232,000 | $428,000 | $8,000,000 | $196,000 | $4,396,000 |
| Home Improvement | 87 | $39,910,000 | $458,000 | $4,250,000 | $196,000 | $1,157,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 886 | $418,517,000 | $472,000 | $8,000,000 | $223,000 | $4,396,000 |
| Not applicable | 194 | $122,775,000 | $632,000 | $14,000,000 | $43,000 | $218,000 |
| Asian | 150 | $64,764,000 | $431,000 | $1,700,000 | $166,000 | $1,405,000 |
| Hispanic | 148 | $53,604,000 | $362,000 | $3,000,000 | $141,000 | $1,304,000 |
| Black or African American | 84 | $27,966,000 | $332,000 | $2,000,000 | $122,000 | $704,000 |
| Not Provided | 34 | $14,040,000 | $412,000 | $1,680,000 | $165,000 | $744,000 |
| American Indian or Alaskan Native | 5 | $3,046,000 | $609,000 | $1,860,000 | $143,000 | $252,000 |
| Native Hawaiin or Other Pacific Islander | 5 | $1,969,000 | $393,000 | $930,000 | $149,000 | $308,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,366 | $658,879,000 | $482,000 | $14,000,000 | $187,000 | $4,396,000 |
| FHA-insured (Federal Housing Administration) | 140 | $47,802,000 | $341,000 | $801,000 | $93,000 | $453,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 996 | $502,798,000 | $504,000 | $14,000,000 | $187,000 | $4,396,000 |
| Loan Purchased By The Institution | 162 | $29,836,000 | $184,000 | $533,000 | $50,000 | $84,000 |
| Application Approved But Not Accepted | 148 | $79,533,000 | $537,000 | $3,000,000 | $248,000 | $3,946,000 |
| Application Denied By Financial Institution | 113 | $53,123,000 | $470,000 | $1,950,000 | $191,000 | $1,696,000 |
| File Closed For Incompleteness | 62 | $28,029,000 | $452,000 | $4,250,000 | $204,000 | $794,000 |
| Application Withdrawn By Applicant | 25 | $13,362,000 | $534,000 | $1,496,000 | $158,000 | $673,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 48 | $23,255,000 | $484,000 | $1,700,000 | $119,000 | $615,000 |
| Collateral | 33 | $12,391,000 | $375,000 | $900,000 | $207,000 | $1,512,000 |
| Other | 11 | $5,199,000 | $472,000 | $825,000 | $348,000 | $1,696,000 |
| Credit History | 10 | $6,212,000 | $621,000 | $1,950,000 | $329,000 | $1,157,000 |
| Unverifiable Information | 5 | $2,899,000 | $579,000 | $1,800,000 | $195,000 | $651,000 |
| Employment History | 3 | $993,000 | $331,000 | $396,000 | $105,000 | $130,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $2,174,000 | $724,000 | $990,000 | $198,000 | $276,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.