Sterling Bank And Trust, Fsb
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Sterling Bank And Trust, Fsb.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Sterling Bank And Trust, Fsb One Towne Square, Suite 1900 Southfield, MI 48076 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,792 |
| Total Mortgage Loan Application Amount | $1,659,660,000 |
| Average Mortgage Loan Application Amount | $569,200 |
| Highest Mortgage Loan Application Amount | $5,925,000 |
| Average Applicant Income | $223,200 |
| Highest Applicant Income | $9,816,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 434 | $ 286,640,000 | $ 660,000 | $ 243,000 |
| Orange County California | 342 | $ 276,920,000 | $ 809,000 | $ 327,000 |
| San Francisco County California | 328 | $ 256,250,000 | $ 781,000 | $ 279,000 |
| San Bernardino County California | 253 | $ 85,865,000 | $ 339,000 | $ 127,000 |
| Alameda County California | 203 | $ 100,525,000 | $ 495,000 | $ 170,000 |
| Queens County New York | 182 | $ 84,460,000 | $ 464,000 | $ 136,000 |
| San Mateo County California | 123 | $ 105,095,000 | $ 854,000 | $ 298,000 |
| Santa Clara County California | 99 | $ 73,895,000 | $ 746,000 | $ 269,000 |
| Riverside County California | 98 | $ 32,210,000 | $ 328,000 | $ 122,000 |
| Contra Costa County California | 86 | $ 35,910,000 | $ 417,000 | $ 154,000 |
| Kings County New York | 67 | $ 40,165,000 | $ 599,000 | $ 177,000 |
| Richmond County New York | 57 | $ 22,825,000 | $ 400,000 | $ 102,000 |
| Nassau County New York | 55 | $ 24,615,000 | $ 447,000 | $ 158,000 |
| Sacramento County California | 33 | $ 9,095,000 | $ 275,000 | $ 119,000 |
| Oakland County Michigan | 30 | $ 6,200,000 | $ 206,000 | $ 69,000 |
| King County Washington | 27 | $ 11,785,000 | $ 436,000 | $ 177,000 |
| New York County New York | 20 | $ 21,190,000 | $ 1,059,000 | $ 476,000 |
| Suffolk County New York | 19 | $ 6,215,000 | $ 327,000 | $ 139,000 |
| Solano County California | 17 | $ 6,215,000 | $ 365,000 | $ 99,000 |
| San Diego County California | 15 | $ 8,565,000 | $ 571,000 | $ 150,000 |
| San Joaquin County California | 13 | $ 4,445,000 | $ 341,000 | $ 109,000 |
| Stanislaus County California | 9 | $ 2,845,000 | $ 316,000 | $ 129,000 |
| Bergen County New Jersey | 9 | $ 3,855,000 | $ 428,000 | $ 156,000 |
| Tehama County California | 6 | $ 1,230,000 | $ 205,000 | $ 101,000 |
| Marin County California | 5 | $ 3,375,000 | $ 675,000 | $ 194,000 |
| Placer County California | 5 | $ 2,255,000 | $ 451,000 | $ 197,000 |
| Yolo County California | 5 | $ 1,615,000 | $ 323,000 | $ 147,000 |
| Middlesex County New Jersey | 5 | $ 1,335,000 | $ 267,000 | $ 114,000 |
| Bronx County New York | 5 | $ 9,175,000 | $ 1,835,000 | $ 137,000 |
| Clark County Nevada | 4 | $ 1,020,000 | $ 255,000 | $ 134,000 |
| Albany County New York | 4 | $ 740,000 | $ 185,000 | $ 72,000 |
| Westchester County New York | 4 | $ 970,000 | $ 242,000 | $ 135,000 |
| Pierce County Washington | 4 | $ 1,460,000 | $ 365,000 | $ 96,000 |
| Kern County California | 3 | $ 685,000 | $ 228,000 | $ 80,000 |
| Napa County California | 3 | $ 1,185,000 | $ 395,000 | $ 105,000 |
| Santa Barbara County California | 3 | $ 1,345,000 | $ 448,000 | $ 225,000 |
| Shasta County California | 3 | $ 505,000 | $ 168,000 | $ 98,000 |
| Osceola County Florida | 3 | $ 775,000 | $ 258,000 | $ 189,000 |
| Cook County Illinois | 3 | $ 925,000 | $ 308,000 | $ 120,000 |
| Macomb County Michigan | 3 | $ 465,000 | $ 155,000 | $ 86,000 |
| Hudson County New Jersey | 3 | $ 1,075,000 | $ 358,000 | $ 123,000 |
| Somerset County New Jersey | 3 | $ 685,000 | $ 228,000 | $ 75,000 |
| Rockland County New York | 3 | $ 5,445,000 | $ 1,815,000 | $ 198,000 |
| Marion County Oregon | 3 | $ 1,175,000 | $ 391,000 | $ 127,000 |
| Philadelphia County Pennsylvania | 3 | $ 485,000 | $ 161,000 | $ 66,000 |
| Collin County Texas | 3 | $ 535,000 | $ 178,000 | $ 156,000 |
| Snohomish County Washington | 3 | $ 805,000 | $ 268,000 | $ 166,000 |
| Madera County California | 2 | $ 330,000 | $ 165,000 | $ 120,000 |
| Santa Cruz County California | 2 | $ 630,000 | $ 315,000 | $ 150,000 |
| Tulare County California | 2 | $ 560,000 | $ 280,000 | $ 86,000 |
| Yuba County California | 2 | $ 390,000 | $ 195,000 | $ 51,000 |
| Fairfield County Connecticut | 2 | $ 670,000 | $ 335,000 | $ 132,000 |
| New Castle County Delaware | 2 | $ 350,000 | $ 175,000 | $ 60,000 |
| Miami-Dade County Florida | 2 | $ 380,000 | $ 190,000 | $ 78,000 |
| Orange County Florida | 2 | $ 410,000 | $ 205,000 | $ 88,000 |
| Union County New Jersey | 2 | $ 430,000 | $ 215,000 | $ 73,000 |
| Saratoga County New York | 2 | $ 590,000 | $ 295,000 | $ 123,000 |
| Wake County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 101,000 |
| Kent County Rhode Island | 2 | $ 430,000 | $ 215,000 | $ 102,000 |
| Providence County Rhode Island | 2 | $ 430,000 | $ 215,000 | $ 75,000 |
| Denton County Texas | 2 | $ 630,000 | $ 315,000 | $ 144,000 |
| Fort Bend County Texas | 2 | $ 310,000 | $ 155,000 | $ 233,000 |
| Harris County Texas | 2 | $ 300,000 | $ 150,000 | $ 44,000 |
| Lewis County Washington | 2 | $ 400,000 | $ 200,000 | $ 90,000 |
| Covington County Alabama | 1 | $ 355,000 | $ 355,000 | $ 96,000 |
| Maricopa County Arizona | 1 | $ 185,000 | $ 185,000 | $ 138,000 |
| Colusa County California | 1 | $ 315,000 | $ 315,000 | $ 130,000 |
| Fresno County California | 1 | $ 155,000 | $ 155,000 | $ 24,000 |
| Merced County California | 1 | $ 115,000 | $ 115,000 | $ 157,000 |
| Monterey County California | 1 | $ 325,000 | $ 325,000 | $ 92,000 |
| Sonoma County California | 1 | $ 145,000 | $ 145,000 | $ 359,000 |
| Ventura County California | 1 | $ 395,000 | $ 395,000 | $ 300,000 |
| New London County Connecticut | 1 | $ 405,000 | $ 405,000 | $ 132,000 |
| Brevard County Florida | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Escambia County Florida | 1 | $ 485,000 | $ 485,000 | $ 80,000 |
| Lee County Florida | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Pasco County Florida | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Gwinnett County Georgia | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Johnson County Indiana | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Tippecanoe County Indiana | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Lafayette County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Frederick County Maryland | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| Middlesex County Massachusetts | 1 | $ 515,000 | $ 515,000 | $ 256,000 |
| Grand Traverse County Michigan | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Newaygo County Michigan | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Wayne County Michigan | 1 | $ 375,000 | $ 375,000 | $ 63,000 |
| Anoka County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Hillsborough County New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Essex County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 94,000 |
| Ocean County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Dona Ana County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Dutchess County New York | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Onondaga County New York | 1 | $ 195,000 | $ 195,000 | $ 228,000 |
| Orange County New York | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Ulster County New York | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Guilford County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Cuyahoga County Ohio | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Warren County Ohio | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Lane County Oregon | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Washington County Oregon | 1 | $ 255,000 | $ 255,000 | $ 190,000 |
| Yamhill County Oregon | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Blount County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 94,000 |
| Sumner County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Dallas County Texas | 1 | $ 215,000 | $ 215,000 | $ 144,000 |
| Gregg County Texas | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Tarrant County Texas | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Utah County Utah | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Arlington County Virginia | 1 | $ 605,000 | $ 605,000 | $ 180,000 |
| Chesterfield County Virginia | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Sterling Bank And Trust, Fsb in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,974 | $1,176,860,000 | $596,000 | $5,925,000 | $213,000 | $9,816,000 |
| Refinancing | 448 | $262,680,000 | $586,000 | $5,505,000 | $215,000 | $1,500,000 |
| Cash-out Refinancing | 239 | $149,305,000 | $624,000 | $5,005,000 | $192,000 | $1,500,000 |
| Other Purpose | 98 | $54,950,000 | $560,000 | $3,505,000 | $306,000 | $2,142,000 |
| Home Improvement | 33 | $15,865,000 | $480,000 | $1,265,000 | $190,000 | $720,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 2,316 | $1,357,800,000 | $586,000 | $5,925,000 | $216,000 | $9,816,000 |
| White | 331 | $198,385,000 | $599,000 | $5,005,000 | $214,000 | $1,200,000 |
| Not Provided | 59 | $44,535,000 | $754,000 | $5,505,000 | $227,000 | $1,080,000 |
| Hispanic | 51 | $22,085,000 | $433,000 | $1,195,000 | $126,000 | $320,000 |
| Not applicable | 13 | $24,915,000 | $1,916,000 | $4,805,000 | $0 | $0 |
| Black or African American | 11 | $4,045,000 | $367,000 | $675,000 | $124,000 | $315,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $2,890,000 | $722,000 | $1,085,000 | $194,000 | $234,000 |
| American Indian or Alaskan Native | 4 | $3,370,000 | $842,000 | $1,235,000 | $308,000 | $488,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,749 | $1,647,615,000 | $599,000 | $5,925,000 | $216,000 | $9,816,000 |
| FHA-insured (Federal Housing Administration) | 21 | $5,445,000 | $259,000 | $455,000 | $65,000 | $109,000 |
| VA-guaranteed (Veterans Administration) | 20 | $6,310,000 | $315,000 | $505,000 | $75,000 | $136,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $290,000 | $145,000 | $155,000 | $45,000 | $46,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,752 | $1,003,870,000 | $572,000 | $5,925,000 | $208,000 | $9,816,000 |
| Application Approved But Not Accepted | 418 | $245,840,000 | $588,000 | $4,305,000 | $228,000 | $3,000,000 |
| Application Withdrawn By Applicant | 196 | $134,000,000 | $683,000 | $4,265,000 | $264,000 | $2,400,000 |
| Application Denied By Financial Institution | 136 | $92,870,000 | $682,000 | $5,005,000 | $197,000 | $1,500,000 |
| Preapproval Approved but not Accepted | 100 | $93,530,000 | $935,000 | $5,005,000 | $316,000 | $1,800,000 |
| File Closed For Incompleteness | 96 | $58,140,000 | $605,000 | $5,505,000 | $194,000 | $1,080,000 |
| Loan Purchased By The Institution | 86 | $25,780,000 | $299,000 | $605,000 | $86,000 | $426,000 |
| Preapproval Denied by Financial Institution | 8 | $5,630,000 | $703,000 | $1,605,000 | $177,000 | $420,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,648 | $1,561,160,000 | $589,000 | $5,925,000 | $215,000 | $9,816,000 |
| Debt-To-Income Ratio | 45 | $31,295,000 | $695,000 | $5,005,000 | $114,000 | $384,000 |
| Unverifiable Information | 33 | $17,265,000 | $523,000 | $1,605,000 | $189,000 | $510,000 |
| Credit History | 21 | $16,445,000 | $783,000 | $2,135,000 | $246,000 | $959,000 |
| Other | 17 | $12,515,000 | $736,000 | $4,685,000 | $256,000 | $1,500,000 |
| Collateral | 17 | $11,225,000 | $660,000 | $3,605,000 | $249,000 | $1,500,000 |
| Credit Application Incomplete | 9 | $7,335,000 | $815,000 | $3,005,000 | $249,000 | $780,000 |
| Employment History | 1 | $425,000 | $425,000 | $425,000 | $161,000 | $161,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $1,995,000 | $1,995,000 | $1,995,000 | $680,000 | $680,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.