Sterling Bank (Final Report)
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for Sterling Bank (Final Report).
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Sterling Bank (Final Report) 3100 Route 38 Mt.Laurel, NJ 08054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 299 |
| Total Mortgage Loan Application Amount | $35,499,000 |
| Average Mortgage Loan Application Amount | $109,666 |
| Highest Mortgage Loan Application Amount | $1,916,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $1,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Burlington County New Jersey | 107 | $ 18,010,000 | $ 168,000 | $ 93,000 |
| Camden County New Jersey | 15 | $ 4,123,000 | $ 274,000 | $ 209,000 |
| Ocean County New Jersey | 14 | $ 1,095,000 | $ 78,000 | $ 56,000 |
| Middlesex County New Jersey | 11 | $ 977,000 | $ 88,000 | $ 70,000 |
| Atlantic County New Jersey | 7 | $ 2,130,000 | $ 304,000 | $ 297,000 |
| New Castle County Delaware | 5 | $ 228,000 | $ 45,000 | $ 0 |
| Mercer County New Jersey | 5 | $ 746,000 | $ 149,000 | $ 74,000 |
| Saratoga County New York | 5 | $ 93,000 | $ 18,000 | $ 0 |
| Chester County Pennsylvania | 5 | $ 253,000 | $ 50,000 | $ 0 |
| Gloucester County New Jersey | 4 | $ 465,000 | $ 116,000 | $ 86,000 |
| Luzerne County Pennsylvania | 4 | $ 127,000 | $ 31,000 | $ 0 |
| Stafford County Virginia | 4 | $ 94,000 | $ 23,000 | $ 0 |
| Sussex County Delaware | 3 | $ 55,000 | $ 18,000 | $ 0 |
| Anne Arundel County Maryland | 3 | $ 203,000 | $ 67,000 | $ 0 |
| Clinton County New York | 3 | $ 141,000 | $ 47,000 | $ 0 |
| St. Lawrence County New York | 3 | $ 247,000 | $ 82,000 | $ 0 |
| Butler County Pennsylvania | 3 | $ 221,000 | $ 73,000 | $ 0 |
| Kent County Delaware | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Clay County Kentucky | 2 | $ 24,000 | $ 12,000 | $ 0 |
| Broome County New York | 2 | $ 386,000 | $ 193,000 | $ 0 |
| Jefferson County New York | 2 | $ 35,000 | $ 17,000 | $ 0 |
| Rensselaer County New York | 2 | $ 57,000 | $ 28,000 | $ 0 |
| Ulster County New York | 2 | $ 78,000 | $ 39,000 | $ 0 |
| Washington County New York | 2 | $ 102,000 | $ 51,000 | $ 0 |
| Wood County Ohio | 2 | $ 58,000 | $ 29,000 | $ 0 |
| Bucks County Pennsylvania | 2 | $ 48,000 | $ 24,000 | $ 0 |
| Lackawanna County Pennsylvania | 2 | $ 37,000 | $ 18,000 | $ 0 |
| Philadelphia County Pennsylvania | 2 | $ 398,000 | $ 199,000 | $ 180,000 |
| York County Pennsylvania | 2 | $ 52,000 | $ 26,000 | $ 0 |
| Augusta County Virginia | 2 | $ 71,000 | $ 35,000 | $ 0 |
| Spotsylvania County Virginia | 2 | $ 51,000 | $ 25,000 | $ 0 |
| Campbell County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Casey County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Green County Kentucky | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Harlan County Kentucky | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Jackson County Kentucky | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Owen County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Pike County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Franklin County Maine | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Hancock County Maine | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Waldo County Maine | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Caroline County Maryland | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Howard County Maryland | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Newaygo County Michigan | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Oakland County Michigan | 1 | $ 11,000 | $ 11,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 102,000 | $ 102,000 | $ 80,000 |
| Cape May County New Jersey | 1 | $ 190,000 | $ 190,000 | $ 119,000 |
| Essex County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 106,000 |
| Monmouth County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Morris County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 66,000 |
| Warren County New Jersey | 1 | $ 415,000 | $ 415,000 | $ 90,000 |
| Chenango County New York | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Columbia County New York | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Essex County New York | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Franklin County New York | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Livingston County New York | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Ontario County New York | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Oswego County New York | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Otsego County New York | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Seneca County New York | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Sullivan County New York | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Allen County Ohio | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Belmont County Ohio | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Carroll County Ohio | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Columbiana County Ohio | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Darke County Ohio | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Franklin County Ohio | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Geauga County Ohio | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Lawrence County Ohio | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Morgan County Ohio | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Muskingum County Ohio | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Portage County Ohio | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Ross County Ohio | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Stark County Ohio | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Columbia County Pennsylvania | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Jefferson County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Lawrence County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Perry County Pennsylvania | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Westmoreland County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Wyoming County Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Orange County Vermont | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Windsor County Vermont | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Accomack County Virginia | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Buchanan County Virginia | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Charles City County Virginia | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Frederick County Virginia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Pittsylvania County Virginia | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Tazewell County Virginia | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Washington County Virginia | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Wythe County Virginia | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Berkeley County West Virginia | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Fayette County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Wayne County West Virginia | 1 | $ 76,000 | $ 76,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Sterling Bank (Final Report) in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 164 | $12,294,000 | $74,000 | $1,916,000 | $20,000 | $1,000,000 |
| Refinancing | 107 | $21,696,000 | $202,000 | $1,100,000 | $117,000 | $1,000,000 |
| Home Improvement | 28 | $1,509,000 | $53,000 | $210,000 | $91,000 | $500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 279 | $33,478,000 | $119,000 | $1,916,000 | $63,000 | $1,000,000 |
| Black or African American | 10 | $974,000 | $97,000 | $320,000 | $55,000 | $184,000 |
| Hispanic | 7 | $588,000 | $84,000 | $300,000 | $27,000 | $106,000 |
| Not applicable | 2 | $400,000 | $200,000 | $250,000 | $0 | $0 |
| Asian | 1 | $59,000 | $59,000 | $59,000 | $27,000 | $27,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 298 | $35,408,000 | $118,000 | $1,916,000 | $61,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) | 1 | $91,000 | $91,000 | $91,000 | $36,000 | $36,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 132 | $24,038,000 | $182,000 | $1,916,000 | $116,000 | $1,000,000 |
| Loan Purchased By The Institution | 128 | $6,068,000 | $47,000 | $252,000 | $0 | $0 |
| Application Denied By Financial Institution | 27 | $2,940,000 | $108,000 | $282,000 | $80,000 | $500,000 |
| Application Approved But Not Accepted | 8 | $1,686,000 | $210,000 | $475,000 | $54,000 | $140,000 |
| Application Withdrawn By Applicant | 3 | $667,000 | $222,000 | $331,000 | $139,000 | $276,000 |
| File Closed For Incompleteness | 1 | $100,000 | $100,000 | $100,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 10 | $636,000 | $63,000 | $145,000 | $98,000 | $500,000 |
| Debt-To-Income Ratio | 10 | $881,000 | $88,000 | $255,000 | $59,000 | $142,000 |
| Collateral | 4 | $818,000 | $204,000 | $274,000 | $97,000 | $114,000 |
| Other | 1 | $255,000 | $255,000 | $255,000 | $64,000 | $64,000 |
| Employment History | 1 | $68,000 | $68,000 | $68,000 | $52,000 | $52,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.