Stellarone Bank
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Stellarone Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Stellarone Bank 1051 East Cary Street, Suite 1200 Richmond, VA 23219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 2,774 |
| Total Mortgage Loan Application Amount | $465,925,000 |
| Average Mortgage Loan Application Amount | $141,000 |
| Highest Mortgage Loan Application Amount | $3,030,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $1,405,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Virginia | 279 | $ 41,747,000 | $ 149,000 | $ 69,000 |
| Roanoke County Virginia | 215 | $ 35,610,000 | $ 165,000 | $ 81,000 |
| Bedford County Virginia | 171 | $ 25,395,000 | $ 148,000 | $ 75,000 |
| Pulaski County Virginia | 140 | $ 13,658,000 | $ 97,000 | $ 54,000 |
| Roanoke City County Virginia | 138 | $ 21,806,000 | $ 158,000 | $ 77,000 |
| Augusta County Virginia | 134 | $ 15,672,000 | $ 116,000 | $ 61,000 |
| Culpeper County Virginia | 131 | $ 20,191,000 | $ 154,000 | $ 85,000 |
| Spotsylvania County Virginia | 105 | $ 27,497,000 | $ 261,000 | $ 116,000 |
| Madison County Virginia | 84 | $ 9,173,000 | $ 109,000 | $ 65,000 |
| Floyd County Virginia | 81 | $ 9,589,000 | $ 118,000 | $ 57,000 |
| Albemarle County Virginia | 75 | $ 21,744,000 | $ 289,000 | $ 114,000 |
| Franklin County Virginia | 69 | $ 9,760,000 | $ 141,000 | $ 78,000 |
| Salem County Virginia | 56 | $ 7,354,000 | $ 131,000 | $ 78,000 |
| Orange County Virginia | 55 | $ 8,165,000 | $ 148,000 | $ 72,000 |
| Staunton County Virginia | 55 | $ 6,927,000 | $ 125,000 | $ 66,000 |
| Botetourt County Virginia | 54 | $ 11,092,000 | $ 205,000 | $ 76,000 |
| Caroline County Virginia | 45 | $ 5,921,000 | $ 131,000 | $ 61,000 |
| Rockingham County Virginia | 43 | $ 8,495,000 | $ 197,000 | $ 106,000 |
| Giles County Virginia | 41 | $ 4,019,000 | $ 98,000 | $ 49,000 |
| Radford County Virginia | 40 | $ 7,878,000 | $ 196,000 | $ 69,000 |
| Greenville County South Carolina | 38 | $ 7,065,000 | $ 185,000 | $ 79,000 |
| Wythe County Virginia | 38 | $ 3,468,000 | $ 91,000 | $ 66,000 |
| Charlottesville County Virginia | 36 | $ 6,827,000 | $ 189,000 | $ 88,000 |
| Campbell County Virginia | 34 | $ 4,340,000 | $ 127,000 | $ 51,000 |
| Stafford County Virginia | 34 | $ 9,657,000 | $ 284,000 | $ 96,000 |
| Waynesboro County Virginia | 31 | $ 4,812,000 | $ 155,000 | $ 76,000 |
| Lynchburg County Virginia | 24 | $ 4,081,000 | $ 170,000 | $ 47,000 |
| Rockbridge County Virginia | 22 | $ 2,508,000 | $ 114,000 | $ 62,000 |
| Virginia Beach County Virginia | 22 | $ 5,628,000 | $ 255,000 | $ 104,000 |
| Bedford City County Virginia | 20 | $ 3,561,000 | $ 178,000 | $ 75,000 |
| Buena Vista County Virginia | 20 | $ 1,788,000 | $ 89,000 | $ 54,000 |
| Henrico County Virginia | 19 | $ 4,086,000 | $ 215,000 | $ 133,000 |
| Harrisonburg County Virginia | 18 | $ 2,653,000 | $ 147,000 | $ 144,000 |
| Hanover County Virginia | 17 | $ 4,785,000 | $ 281,000 | $ 91,000 |
| Richmond City County Virginia | 17 | $ 2,841,000 | $ 167,000 | $ 127,000 |
| Fredericksburg County Virginia | 16 | $ 3,912,000 | $ 244,000 | $ 68,000 |
| Louisa County Virginia | 16 | $ 2,887,000 | $ 180,000 | $ 72,000 |
| Chesterfield County Virginia | 14 | $ 4,686,000 | $ 334,000 | $ 138,000 |
| Oconee County South Carolina | 12 | $ 2,145,000 | $ 178,000 | $ 79,000 |
| Fluvanna County Virginia | 12 | $ 2,681,000 | $ 223,000 | $ 69,000 |
| Greene County Virginia | 12 | $ 1,724,000 | $ 143,000 | $ 72,000 |
| Chatham County Georgia | 10 | $ 5,440,000 | $ 544,000 | $ 409,000 |
| Alleghany County Virginia | 10 | $ 991,000 | $ 99,000 | $ 48,000 |
| Rappahannock County Virginia | 10 | $ 2,198,000 | $ 219,000 | $ 135,000 |
| Amherst County Virginia | 9 | $ 1,104,000 | $ 122,000 | $ 67,000 |
| Fairfax County Virginia | 9 | $ 5,494,000 | $ 610,000 | $ 176,000 |
| Fauquier County Virginia | 8 | $ 2,379,000 | $ 297,000 | $ 123,000 |
| Goochland County Virginia | 8 | $ 3,057,000 | $ 382,000 | $ 181,000 |
| Prince William County Virginia | 8 | $ 2,896,000 | $ 362,000 | $ 196,000 |
| Lexington County South Carolina | 7 | $ 1,370,000 | $ 195,000 | $ 74,000 |
| Pickens County South Carolina | 7 | $ 1,075,000 | $ 153,000 | $ 76,000 |
| Spartanburg County South Carolina | 7 | $ 1,107,000 | $ 158,000 | $ 73,000 |
| Bland County Virginia | 7 | $ 131,000 | $ 18,000 | $ 46,000 |
| Carroll County Virginia | 7 | $ 1,543,000 | $ 220,000 | $ 50,000 |
| Covington County Virginia | 7 | $ 264,000 | $ 37,000 | $ 46,000 |
| King George County Virginia | 7 | $ 2,046,000 | $ 292,000 | $ 105,000 |
| Richland County South Carolina | 6 | $ 974,000 | $ 162,000 | $ 56,000 |
| Chesapeake County Virginia | 6 | $ 1,957,000 | $ 326,000 | $ 68,000 |
| Shenandoah County Virginia | 6 | $ 349,000 | $ 58,000 | $ 37,000 |
| Tazewell County Virginia | 6 | $ 822,000 | $ 137,000 | $ 67,000 |
| Craig County Virginia | 5 | $ 1,202,000 | $ 240,000 | $ 99,000 |
| Nelson County Virginia | 5 | $ 1,356,000 | $ 271,000 | $ 134,000 |
| Anderson County South Carolina | 4 | $ 649,000 | $ 162,000 | $ 84,000 |
| Appomattox County Virginia | 4 | $ 874,000 | $ 218,000 | $ 77,000 |
| Norfolk County Virginia | 4 | $ 1,888,000 | $ 472,000 | $ 13,000 |
| Pittsylvania County Virginia | 4 | $ 780,000 | $ 195,000 | $ 65,000 |
| Currituck County North Carolina | 3 | $ 1,194,000 | $ 398,000 | $ 203,000 |
| Dare County North Carolina | 3 | $ 994,000 | $ 331,000 | $ 195,000 |
| Wake County North Carolina | 3 | $ 1,260,000 | $ 420,000 | $ 115,000 |
| Horry County South Carolina | 3 | $ 703,000 | $ 234,000 | $ 118,000 |
| Arlington County Virginia | 3 | $ 1,607,000 | $ 535,000 | $ 220,000 |
| Fairfax City County Virginia | 3 | $ 1,054,000 | $ 351,000 | $ 136,000 |
| Patrick County Virginia | 3 | $ 636,000 | $ 212,000 | $ 68,000 |
| Towns County Georgia | 2 | $ 302,000 | $ 151,000 | $ 59,000 |
| Iredell County North Carolina | 2 | $ 408,000 | $ 204,000 | $ 88,000 |
| Moore County North Carolina | 2 | $ 548,000 | $ 274,000 | $ 137,000 |
| Orange County North Carolina | 2 | $ 978,000 | $ 489,000 | $ 358,000 |
| Aiken County South Carolina | 2 | $ 307,000 | $ 153,000 | $ 77,000 |
| Dillon County South Carolina | 2 | $ 219,000 | $ 109,000 | $ 65,000 |
| Greenwood County South Carolina | 2 | $ 168,000 | $ 84,000 | $ 61,000 |
| York County South Carolina | 2 | $ 343,000 | $ 171,000 | $ 96,000 |
| Accomack County Virginia | 2 | $ 246,000 | $ 123,000 | $ 161,000 |
| Dinwiddie County Virginia | 2 | $ 290,000 | $ 145,000 | $ 63,000 |
| Henry County Virginia | 2 | $ 139,000 | $ 69,000 | $ 37,000 |
| Lexington County Virginia | 2 | $ 430,000 | $ 215,000 | $ 89,000 |
| Loudoun County Virginia | 2 | $ 551,000 | $ 275,000 | $ 80,000 |
| New Kent County Virginia | 2 | $ 451,000 | $ 225,000 | $ 130,000 |
| Newport News County Virginia | 2 | $ 260,000 | $ 130,000 | $ 69,000 |
| Page County Virginia | 2 | $ 188,000 | $ 94,000 | $ 33,000 |
| Powhatan County Virginia | 2 | $ 727,000 | $ 363,000 | $ 237,000 |
| Prince Edward County Virginia | 2 | $ 995,000 | $ 497,000 | $ 62,000 |
| Russell County Virginia | 2 | $ 264,000 | $ 132,000 | $ 38,000 |
| Suffolk County Virginia | 2 | $ 461,000 | $ 230,000 | $ 107,000 |
| Westmoreland County Virginia | 2 | $ 261,000 | $ 130,000 | $ 47,000 |
| Raleigh County West Virginia | 2 | $ 63,000 | $ 31,000 | $ 75,000 |
| San Diego County California | 1 | $ 423,000 | $ 423,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 80,000 | $ 80,000 | $ 166,000 |
| Sumter County Florida | 1 | $ 338,000 | $ 338,000 | $ 242,000 |
| Bibb County Georgia | 1 | $ 208,000 | $ 208,000 | $ 133,000 |
| Glynn County Georgia | 1 | $ 134,000 | $ 134,000 | $ 48,000 |
| Hart County Georgia | 1 | $ 151,000 | $ 151,000 | $ 38,000 |
| Burlington County New Jersey | 1 | $ 5,000 | $ 5,000 | $ 25,000 |
| Brunswick County North Carolina | 1 | $ 218,000 | $ 218,000 | $ 129,000 |
| Buncombe County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Cabarrus County North Carolina | 1 | $ 328,000 | $ 328,000 | $ 57,000 |
| Craven County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 48,000 |
| Gaston County North Carolina | 1 | $ 127,000 | $ 127,000 | $ 161,000 |
| Henderson County North Carolina | 1 | $ 507,000 | $ 507,000 | $ 190,000 |
| Lincoln County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 58,000 |
| Mecklenburg County North Carolina | 1 | $ 181,000 | $ 181,000 | $ 74,000 |
| Onslow County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 150,000 |
| Rowan County North Carolina | 1 | $ 208,000 | $ 208,000 | $ 82,000 |
| Union County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 109,000 |
| Abbeville County South Carolina | 1 | $ 199,000 | $ 199,000 | $ 77,000 |
| Beaufort County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 165,000 |
| Charleston County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 21,000 |
| Chesterfield County South Carolina | 1 | $ 121,000 | $ 121,000 | $ 51,000 |
| Dorchester County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 73,000 |
| Kershaw County South Carolina | 1 | $ 122,000 | $ 122,000 | $ 55,000 |
| Laurens County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Orangeburg County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 56,000 |
| Saluda County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Davidson County Tennessee | 1 | $ 158,000 | $ 158,000 | $ 64,000 |
| Hamilton County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 56,000 |
| Sullivan County Tennessee | 1 | $ 268,000 | $ 268,000 | $ 144,000 |
| Alexandria County Virginia | 1 | $ 126,000 | $ 126,000 | $ 201,000 |
| Bath County Virginia | 1 | $ 142,000 | $ 142,000 | $ 42,000 |
| Brunswick County Virginia | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Buckingham County Virginia | 1 | $ 3,000 | $ 3,000 | $ 38,000 |
| Charlotte County Virginia | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Cumberland County Virginia | 1 | $ 97,000 | $ 97,000 | $ 90,000 |
| Danville County Virginia | 1 | $ 174,000 | $ 174,000 | $ 43,000 |
| Essex County Virginia | 1 | $ 152,000 | $ 152,000 | $ 32,000 |
| Galax County Virginia | 1 | $ 64,000 | $ 64,000 | $ 12,000 |
| Hampton County Virginia | 1 | $ 3,000 | $ 3,000 | $ 31,000 |
| Highland County Virginia | 1 | $ 51,000 | $ 51,000 | $ 27,000 |
| Hopewell County Virginia | 1 | $ 99,000 | $ 99,000 | $ 31,000 |
| King William County Virginia | 1 | $ 387,000 | $ 387,000 | $ 171,000 |
| Lancaster County Virginia | 1 | $ 417,000 | $ 417,000 | $ 403,000 |
| Manassas County Virginia | 1 | $ 241,000 | $ 241,000 | $ 48,000 |
| Mathews County Virginia | 1 | $ 188,000 | $ 188,000 | $ 94,000 |
| Middlesex County Virginia | 1 | $ 416,000 | $ 416,000 | $ 460,000 |
| Northumberland County Virginia | 1 | $ 360,000 | $ 360,000 | $ 107,000 |
| Portsmouth County Virginia | 1 | $ 459,000 | $ 459,000 | $ 0 |
| Warren County Virginia | 1 | $ 146,000 | $ 146,000 | $ 47,000 |
| York County Virginia | 1 | $ 181,000 | $ 181,000 | $ 55,000 |
| Pierce County Washington | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Kanawha County West Virginia | 1 | $ 132,000 | $ 132,000 | $ 33,000 |
| Mercer County West Virginia | 1 | $ 49,000 | $ 49,000 | $ 36,000 |
| Randolph County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Stellarone Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,340 | $243,698,000 | $181,000 | $3,030,000 | $87,000 | $1,405,000 |
| Home Purchase | 1,029 | $204,193,000 | $198,000 | $1,512,000 | $80,000 | $665,000 |
| Home Improvement | 405 | $18,034,000 | $44,000 | $750,000 | $55,000 | $364,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,405 | $395,327,000 | $164,000 | $1,652,000 | $82,000 | $1,405,000 |
| Black or African American | 109 | $12,829,000 | $117,000 | $707,000 | $62,000 | $348,000 |
| Not applicable | 93 | $29,347,000 | $315,000 | $3,030,000 | $29,000 | $601,000 |
| Not Provided | 92 | $12,202,000 | $132,000 | $1,512,000 | $87,000 | $540,000 |
| Hispanic | 44 | $9,134,000 | $207,000 | $990,000 | $79,000 | $371,000 |
| Asian | 26 | $6,433,000 | $247,000 | $665,000 | $124,000 | $665,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $345,000 | $115,000 | $143,000 | $142,000 | $336,000 |
| American Indian or Alaskan Native | 2 | $308,000 | $154,000 | $275,000 | $46,000 | $75,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,227 | $368,420,000 | $165,000 | $3,030,000 | $86,000 | $1,405,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 229 | $32,488,000 | $141,000 | $318,000 | $43,000 | $114,000 |
| FHA-insured (Federal Housing Administration) | 216 | $38,782,000 | $179,000 | $680,000 | $63,000 | $321,000 |
| VA-guaranteed (Veterans Administration) | 102 | $26,235,000 | $257,000 | $840,000 | $73,000 | $368,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,034 | $369,297,000 | $181,000 | $3,030,000 | $84,000 | $1,405,000 |
| Application Denied By Financial Institution | 396 | $33,155,000 | $83,000 | $580,000 | $56,000 | $665,000 |
| Application Withdrawn By Applicant | 150 | $33,328,000 | $222,000 | $1,000,000 | $92,000 | $540,000 |
| Application Approved But Not Accepted | 113 | $13,586,000 | $120,000 | $417,000 | $72,000 | $313,000 |
| File Closed For Incompleteness | 55 | $11,213,000 | $203,000 | $1,512,000 | $84,000 | $371,000 |
| Loan Purchased By The Institution | 26 | $5,346,000 | $205,000 | $721,000 | $105,000 | $601,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 248 | $10,676,000 | $43,000 | $423,000 | $48,000 | $362,000 |
| Collateral | 57 | $8,111,000 | $142,000 | $467,000 | $73,000 | $286,000 |
| Debt-To-Income Ratio | 54 | $8,664,000 | $160,000 | $580,000 | $53,000 | $204,000 |
| Other | 16 | $3,217,000 | $201,000 | $397,000 | $126,000 | $665,000 |
| Employment History | 10 | $1,212,000 | $121,000 | $168,000 | $26,000 | $68,000 |
| Unverifiable Information | 7 | $682,000 | $97,000 | $150,000 | $65,000 | $134,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $375,000 | $125,000 | $233,000 | $75,000 | $107,000 |
| Credit Application Incomplete | 1 | $218,000 | $218,000 | $218,000 | $105,000 | $105,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.