Stearns Lending, Llc
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Stearns Lending, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Stearns Lending, Llc
4 Hutton Centre, 10Th Floor
Santa Ana, CA 92707
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 13,228
Total Mortgage Loan Application Amount $3,195,075,000
Average Mortgage Loan Application Amount $193,057
Highest Mortgage Loan Application Amount $3,375,000
Average Applicant Income $102,711
Highest Applicant Income $8,044,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Stearns Lending, Llc by Metropolitan Area in 2005

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LOS ANGELES-LONG BEACH-GLENDALE, CA 2,453 $ 661,939,000 $ 269,000 $ 147,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 2,313 $ 529,229,000 $ 228,000 $ 109,000
SANTA ANA-ANAHEIM-IRVINE, CA 1,787 $ 572,470,000 $ 320,000 $ 139,000
LAS VEGAS-PARADISE, NV 928 $ 174,214,000 $ 187,000 $ 104,000
PHOENIX-MESA-SCOTTSDALE, AZ 546 $ 84,532,000 $ 154,000 $ 95,000
BALTIMORE-TOWSON, MD 478 $ 96,583,000 $ 202,000 $ 81,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 421 $ 125,860,000 $ 298,000 $ 131,000
FRESNO, CA 387 $ 72,765,000 $ 188,000 $ 137,000
OAKLAND-FREMONT-HAYWARD, CA 365 $ 121,094,000 $ 331,000 $ 147,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 235 $ 62,339,000 $ 265,000 $ 136,000
BAKERSFIELD, CA 198 $ 30,593,000 $ 154,000 $ 77,000
STOCKTON, CA 194 $ 48,050,000 $ 247,000 $ 93,000
MODESTO, CA 167 $ 36,451,000 $ 218,000 $ 87,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 141 $ 50,942,000 $ 361,000 $ 143,000
MADERA, CA 94 $ 19,111,000 $ 203,000 $ 60,000
VALLEJO-FAIRFIELD, CA 79 $ 18,939,000 $ 239,000 $ 115,000
OXNARD-THOUSAND OAKS-VENTURA, CA 75 $ 24,848,000 $ 331,000 $ 162,000
MERCED, CA 66 $ 12,889,000 $ 195,000 $ 65,000
MIAMI-MIAMI BEACH-KENDALL, FL 66 $ 12,515,000 $ 189,000 $ 155,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 61 $ 25,014,000 $ 410,000 $ 186,000
VISALIA-PORTERVILLE, CA 61 $ 8,326,000 $ 136,000 $ 75,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 59 $ 6,782,000 $ 114,000 $ 88,000
TUCSON, AZ 51 $ 7,103,000 $ 139,000 $ 67,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 45 $ 7,170,000 $ 159,000 $ 78,000
SEATTLE-BELLEVUE-EVERETT, WA 42 $ 9,742,000 $ 231,000 $ 96,000
YUBA CITY, CA 42 $ 7,303,000 $ 173,000 $ 60,000
ORLANDO, FL 41 $ 5,342,000 $ 130,000 $ 87,000
RENO-SPARKS, NV 40 $ 8,169,000 $ 204,000 $ 107,000
REDDING, CA 39 $ 6,516,000 $ 167,000 $ 62,000
BETHESDA-FREDERICK-GAITHERSBURG, MD 37 $ 9,567,000 $ 258,000 $ 98,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 37 $ 5,769,000 $ 155,000 $ 91,000
HONOLULU, HI 35 $ 11,145,000 $ 318,000 $ 110,000
JACKSONVILLE, FL 35 $ 5,174,000 $ 147,000 $ 86,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 35 $ 8,591,000 $ 245,000 $ 130,000
DENVER-AURORA, CO 27 $ 7,434,000 $ 275,000 $ 119,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 27 $ 3,097,000 $ 114,000 $ 273,000
SALINAS, CA 27 $ 10,587,000 $ 392,000 $ 80,000
CHICO, CA 26 $ 4,568,000 $ 175,000 $ 65,000
EL CENTRO, CA 24 $ 3,488,000 $ 145,000 $ 83,000
MEDFORD, OR 21 $ 4,058,000 $ 193,000 $ 66,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 21 $ 3,138,000 $ 149,000 $ 79,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 20 $ 3,411,000 $ 170,000 $ 88,000
HANFORD-CORCORAN, CA 19 $ 3,621,000 $ 190,000 $ 69,000
PORT ST. LUCIE-FORT PIERCE, FL 19 $ 3,233,000 $ 170,000 $ 118,000
RICHMOND, VA 19 $ 2,596,000 $ 136,000 $ 47,000
CAPE CORAL-FORT MYERS, FL 18 $ 2,930,000 $ 162,000 $ 81,000
SAN LUIS OBISPO-PASO ROBLES, CA 18 $ 5,525,000 $ 306,000 $ 159,000
SANTA ROSA-PETALUMA, CA 17 $ 4,905,000 $ 288,000 $ 157,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 16 $ 2,682,000 $ 167,000 $ 85,000
WENATCHEE, WA 16 $ 1,730,000 $ 108,000 $ 70,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 15 $ 5,562,000 $ 370,000 $ 140,000
TACOMA, WA 15 $ 2,030,000 $ 135,000 $ 66,000
BARNSTABLE TOWN, MA 14 $ 2,932,000 $ 209,000 $ 73,000
COLORADO SPRINGS, CO 14 $ 2,963,000 $ 211,000 $ 103,000
PRESCOTT, AZ 14 $ 3,513,000 $ 250,000 $ 96,000
SALT LAKE CITY, UT 13 $ 1,954,000 $ 150,000 $ 155,000
BRIDGEPORT-STAMFORD-NORWALK, CT 12 $ 2,980,000 $ 248,000 $ 41,000
SALEM, OR 12 $ 1,588,000 $ 132,000 $ 78,000
ALBUQUERQUE, NM 11 $ 1,241,000 $ 112,000 $ 62,000
BELLINGHAM, WA 11 $ 1,325,000 $ 120,000 $ 63,000
DALLAS-PLANO-IRVING, TX 11 $ 1,268,000 $ 115,000 $ 98,000
SARASOTA-BRADENTON-VENICE, FL 11 $ 2,166,000 $ 196,000 $ 162,000
SPOKANE, WA 11 $ 1,384,000 $ 125,000 $ 82,000
DETROIT-LIVONIA-DEARBORN, MI 10 $ 1,449,000 $ 144,000 $ 47,000
HAGERSTOWN-MARTINSBURG, MD-WV 10 $ 1,466,000 $ 146,000 $ 86,000
PENSACOLA-FERRY PASS-BRENT, FL 10 $ 1,872,000 $ 187,000 $ 126,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 10 $ 1,791,000 $ 179,000 $ 115,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 10 $ 2,225,000 $ 222,000 $ 150,000
BOISE CITY-NAMPA, ID 9 $ 978,000 $ 108,000 $ 122,000
BOSTON-QUINCY, MA 9 $ 2,290,000 $ 254,000 $ 97,000
ESSEX COUNTY, MA 9 $ 2,317,000 $ 257,000 $ 124,000
LAKELAND, FL 9 $ 1,069,000 $ 118,000 $ 80,000
NAPA, CA 9 $ 2,128,000 $ 236,000 $ 120,000
OCALA, FL 9 $ 897,000 $ 99,000 $ 61,000
YUMA, AZ 9 $ 1,152,000 $ 128,000 $ 36,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 8 $ 2,950,000 $ 368,000 $ 126,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 8 $ 966,000 $ 120,000 $ 45,000
NAPLES-MARCO ISLAND, FL 8 $ 1,627,000 $ 203,000 $ 69,000
WORCESTER, MA 8 $ 1,950,000 $ 243,000 $ 107,000
EUGENE-SPRINGFIELD, OR 7 $ 921,000 $ 131,000 $ 112,000
OGDEN-CLEARFIELD, UT 7 $ 701,000 $ 100,000 $ 77,000
OLYMPIA, WA 7 $ 845,000 $ 120,000 $ 71,000
SANTA CRUZ-WATSONVILLE, CA 7 $ 2,827,000 $ 403,000 $ 98,000
BEND, OR 6 $ 1,167,000 $ 194,000 $ 91,000
HOUSTON-BAYTOWN-SUGAR LAND, TX 6 $ 573,000 $ 95,000 $ 76,000
KENNEWICK-RICHLAND-PASCO, WA 6 $ 877,000 $ 146,000 $ 102,000
MOUNT VERNON-ANACORTES, WA 6 $ 895,000 $ 149,000 $ 45,000
PROVO-OREM, UT 6 $ 1,126,000 $ 187,000 $ 125,000
ROCHESTER, MN 6 $ 536,000 $ 89,000 $ 98,000
SPRINGFIELD, MA 6 $ 917,000 $ 152,000 $ 54,000
COLUMBIA, SC 5 $ 1,306,000 $ 261,000 $ 170,000
FARGO, ND-MN 5 $ 318,000 $ 63,000 $ 62,000
WARREN-FARMINGTON HILLS-TROY, MI 5 $ 1,456,000 $ 291,000 $ 37,000
AUSTIN-ROUND ROCK, TX 4 $ 458,000 $ 114,000 $ 84,000
BOULDER, CO 4 $ 420,000 $ 105,000 $ 57,000
BREMERTON-SILVERDALE, WA 4 $ 606,000 $ 151,000 $ 81,000
CEDAR RAPIDS, IA 4 $ 256,000 $ 64,000 $ 42,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 4 $ 563,000 $ 140,000 $ 140,000
CHARLOTTESVILLE, VA 4 $ 476,000 $ 119,000 $ 57,000
COEUR D'ALENE, ID 4 $ 619,000 $ 154,000 $ 116,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 4 $ 846,000 $ 211,000 $ 76,000
LEWISTON-AUBURN, ME 4 $ 430,000 $ 107,000 $ 48,000
NEW HAVEN-MILFORD, CT 4 $ 1,008,000 $ 252,000 $ 65,000
PUNTA GORDA, FL 4 $ 765,000 $ 191,000 $ 114,000
SALISBURY, MD 4 $ 259,000 $ 64,000 $ 90,000
SAN ANTONIO, TX 4 $ 595,000 $ 148,000 $ 85,000
WINCHESTER, VA-WV 4 $ 724,000 $ 181,000 $ 111,000
CARSON CITY, NV 3 $ 673,000 $ 224,000 $ 78,000
DES MOINES, IA 3 $ 307,000 $ 102,000 $ 58,000
FARMINGTON, NM 3 $ 207,000 $ 69,000 $ 79,000
FLAGSTAFF, AZ 3 $ 854,000 $ 284,000 $ 187,000
SANTA FE, NM 3 $ 775,000 $ 258,000 $ 101,000
ST. GEORGE, UT 3 $ 878,000 $ 292,000 $ 116,000
BANGOR, ME 2 $ 264,000 $ 132,000 $ 40,000
BATTLE CREEK, MI 2 $ 105,000 $ 52,000 $ 29,000
CHARLESTON-NORTH CHARLESTON, SC 2 $ 255,000 $ 127,000 $ 45,000
DANVILLE, VA 2 $ 188,000 $ 94,000 $ 73,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 2 $ 201,000 $ 100,000 $ 53,000
EL PASO, TX 2 $ 180,000 $ 90,000 $ 33,000
FLINT, MI 2 $ 1,208,000 $ 604,000 $ 0
GAINESVILLE, FL 2 $ 161,000 $ 80,000 $ 70,000
GREENVILLE, SC 2 $ 392,000 $ 196,000 $ 69,000
IDAHO FALLS, ID 2 $ 101,000 $ 50,000 $ 33,000
LYNCHBURG, VA 2 $ 153,000 $ 76,000 $ 80,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 2 $ 396,000 $ 198,000 $ 187,000
PANAMA CITY-LYNN HAVEN, FL 2 $ 290,000 $ 145,000 $ 21,000
TALLAHASSEE, FL 2 $ 282,000 $ 141,000 $ 90,000
WATERLOO-CEDAR FALLS, IA 2 $ 395,000 $ 197,000 $ 132,000
YAKIMA, WA 2 $ 165,000 $ 82,000 $ 85,000
BILLINGS, MT 1 $ 147,000 $ 147,000 $ 49,000
BISMARCK, ND 1 $ 128,000 $ 128,000 $ 0
BURLINGTON, NC 1 $ 162,000 $ 162,000 $ 56,000
CORVALLIS, OR 1 $ 68,000 $ 68,000 $ 100,000
CUMBERLAND, MD-WV 1 $ 25,000 $ 25,000 $ 55,000
DOVER, DE 1 $ 81,000 $ 81,000 $ 30,000
DULUTH, MN-WI 1 $ 117,000 $ 117,000 $ 72,000
FAYETTEVILLE, NC 1 $ 130,000 $ 130,000 $ 74,000
FORT COLLINS-LOVELAND, CO 1 $ 282,000 $ 282,000 $ 192,000
FORT WORTH-ARLINGTON, TX 1 $ 190,000 $ 190,000 $ 55,000
HARRISONBURG, VA 1 $ 196,000 $ 196,000 $ 102,000
KILLEEN-TEMPLE-FORT HOOD, TX 1 $ 101,000 $ 101,000 $ 39,000
LAS CRUCES, NM 1 $ 81,000 $ 81,000 $ 29,000
LOUISVILLE, KY-IN 1 $ 755,000 $ 755,000 $ 180,000
LUBBOCK, TX 1 $ 105,000 $ 105,000 $ 72,000
PUEBLO, CO 1 $ 278,000 $ 278,000 $ 114,000
RALEIGH-CARY, NC 1 $ 452,000 $ 452,000 $ 0
ST. CLOUD, MN 1 $ 135,000 $ 135,000 $ 0
SUMTER, SC 1 $ 138,000 $ 138,000 $ 22,000
VERO BEACH, FL 1 $ 23,000 $ 23,000 $ 112,000
YORK-HANOVER, PA 1 $ 326,000 $ 326,000 $ 124,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Stearns Lending, Llc in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 7,519 $1,857,600,000 $210,142 $2,475,000 $85,750 $8,044,000
Home Purchase 5,697 $1,335,093,000 $172,043 $3,375,000 $124,391 $6,557,000
Home Improvement 12 $2,382,000 $198,000 $493,000 $79,000 $154,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,223 $1,481,983,000 $211,178 $3,375,000 $110,071 $3,772,000
Hispanic 3,954 $914,303,000 $180,200 $1,500,000 $65,550 $1,516,000
Asian 1,328 $387,483,000 $239,076 $2,113,000 $111,846 $2,160,000
Black or African American 762 $176,078,000 $188,071 $1,610,000 $94,071 $6,557,000
Not Provided 757 $183,932,000 $180,631 $1,500,000 $83,263 $8,044,000
Native Hawaiian or Other Pacific Islander 171 $44,567,000 $189,571 $900,000 $79,714 $748,000
American Indian or Alaskan Native 33 $6,729,000 $200,800 $650,000 $85,400 $710,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,061 $3,164,023,000 $208,535 $3,375,000 $98,714 $8,044,000
FHA-insured (Federal Housing Administration) 143 $25,552,000 $162,000 $318,000 $54,000 $1,200,000
VA-guaranteed (Veterans Administration) 24 $5,500,000 $211,000 $358,000 $57,000 $125,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,824 $1,627,110,000 $216,535 $2,000,000 $98,535 $1,516,000
Application Approved But Not Accepted 3,671 $930,913,000 $186,416 $2,475,000 $77,125 $2,160,000
Application Denied By Financial Institution 1,360 $314,825,000 $197,100 $3,375,000 $120,900 $3,772,000
File Closed For Incompleteness 902 $224,368,000 $215,684 $2,159,000 $106,210 $8,044,000
Application Withdrawn By Applicant 470 $97,828,000 $179,846 $900,000 $114,769 $624,000
Loan Purchased By The Institution 1 $31,000 $31,000 $31,000 $235,000 $235,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 295 $75,271,000 $234,307 $964,000 $91,153 $444,000
Other 144 $39,240,000 $444,600 $1,953,000 $488,900 $3,772,000
Unverifiable Information 116 $21,137,000 $154,500 $608,000 $103,666 $540,000
Collateral 81 $18,819,000 $217,090 $1,400,000 $100,181 $593,000
Debt-To-Income Ratio 75 $16,158,000 $201,666 $676,000 $89,333 $333,000
Employment History 27 $6,122,000 $170,250 $706,000 $115,250 $215,000
Credit Application Incomplete 12 $2,642,000 $218,000 $650,000 $122,666 $420,000
Insufficient Cash (Downpayment, Closing Cost) 11 $2,238,000 $209,500 $650,000 $151,000 $264,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.

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