Stearns Lending, Llc
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Stearns Lending, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Stearns Lending, Llc 4 Hutton Centre, 10Th Floor Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,735 |
| Total Mortgage Loan Application Amount | $1,508,865,000 |
| Average Mortgage Loan Application Amount | $172,818 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $93,181 |
| Highest Applicant Income | $7,298,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County California | 1,925 | $ 453,858,000 | $ 235,000 | $ 109,000 |
| Los Angeles County California | 1,730 | $ 357,331,000 | $ 206,000 | $ 66,000 |
| Riverside County California | 824 | $ 138,903,000 | $ 168,000 | $ 73,000 |
| Fresno County California | 674 | $ 95,659,000 | $ 141,000 | $ 71,000 |
| San Bernardino County California | 563 | $ 83,703,000 | $ 148,000 | $ 57,000 |
| Anne Arundel County Maryland | 409 | $ 76,172,000 | $ 186,000 | $ 55,000 |
| Madera County California | 280 | $ 42,983,000 | $ 153,000 | $ 69,000 |
| Prince George's County Maryland | 134 | $ 22,602,000 | $ 168,000 | $ 61,000 |
| Kern County California | 117 | $ 14,701,000 | $ 125,000 | $ 103,000 |
| Hawaii County Hawaii | 110 | $ 30,713,000 | $ 279,000 | $ 286,000 |
| San Diego County California | 106 | $ 26,366,000 | $ 248,000 | $ 87,000 |
| Tulare County California | 82 | $ 9,233,000 | $ 112,000 | $ 80,000 |
| Baltimore County Maryland | 62 | $ 8,387,000 | $ 135,000 | $ 52,000 |
| Howard County Maryland | 59 | $ 12,020,000 | $ 203,000 | $ 76,000 |
| Montgomery County Maryland | 56 | $ 12,211,000 | $ 218,000 | $ 86,000 |
| Sacramento County California | 39 | $ 6,823,000 | $ 174,000 | $ 51,000 |
| Santa Clara County California | 39 | $ 12,137,000 | $ 311,000 | $ 120,000 |
| Baltimore City County Maryland | 36 | $ 3,951,000 | $ 109,000 | $ 57,000 |
| Ventura County California | 27 | $ 6,911,000 | $ 255,000 | $ 96,000 |
| Honolulu County Hawaii | 23 | $ 5,887,000 | $ 255,000 | $ 105,000 |
| Mariposa County California | 21 | $ 4,016,000 | $ 191,000 | $ 110,000 |
| Alameda County California | 20 | $ 5,762,000 | $ 288,000 | $ 85,000 |
| Solano County California | 18 | $ 3,599,000 | $ 199,000 | $ 86,000 |
| Contra Costa County California | 17 | $ 5,171,000 | $ 304,000 | $ 94,000 |
| San Joaquin County California | 17 | $ 3,141,000 | $ 184,000 | $ 52,000 |
| Frederick County Maryland | 17 | $ 3,807,000 | $ 223,000 | $ 85,000 |
| Merced County California | 16 | $ 2,932,000 | $ 183,000 | $ 69,000 |
| District of Columbia County District Of Columbia | 16 | $ 2,339,000 | $ 146,000 | $ 67,000 |
| Kings County California | 14 | $ 1,539,000 | $ 109,000 | $ 55,000 |
| Queen Anne's County Maryland | 14 | $ 3,373,000 | $ 240,000 | $ 58,000 |
| Fairfax County Virginia | 14 | $ 2,883,000 | $ 205,000 | $ 55,000 |
| Carroll County Maryland | 13 | $ 2,701,000 | $ 207,000 | $ 52,000 |
| Harford County Maryland | 13 | $ 2,108,000 | $ 162,000 | $ 96,000 |
| Calvert County Maryland | 12 | $ 2,241,000 | $ 186,000 | $ 79,000 |
| San Luis Obispo County California | 11 | $ 2,437,000 | $ 221,000 | $ 41,000 |
| Maricopa County Arizona | 7 | $ 850,000 | $ 121,000 | $ 69,000 |
| Santa Cruz County California | 7 | $ 1,676,000 | $ 239,000 | $ 108,000 |
| St. Mary's County Maryland | 7 | $ 1,130,000 | $ 161,000 | $ 61,000 |
| Butte County California | 6 | $ 796,000 | $ 132,000 | $ 54,000 |
| Placer County California | 6 | $ 1,211,000 | $ 201,000 | $ 77,000 |
| Santa Barbara County California | 6 | $ 3,367,000 | $ 561,000 | $ 59,000 |
| Stanislaus County California | 6 | $ 1,004,000 | $ 167,000 | $ 262,000 |
| Charles County Maryland | 6 | $ 1,334,000 | $ 222,000 | $ 61,000 |
| Loudoun County Virginia | 6 | $ 1,029,000 | $ 171,000 | $ 78,000 |
| El Dorado County California | 5 | $ 918,000 | $ 183,000 | $ 62,000 |
| Clark County Nevada | 5 | $ 532,000 | $ 106,000 | $ 34,000 |
| El Paso County Texas | 5 | $ 365,000 | $ 73,000 | $ 45,000 |
| Monterey County California | 4 | $ 1,460,000 | $ 365,000 | $ 149,000 |
| Sonoma County California | 4 | $ 1,026,000 | $ 256,000 | $ 122,000 |
| Yuba County California | 4 | $ 605,000 | $ 151,000 | $ 60,000 |
| Maui County Hawaii | 4 | $ 1,118,000 | $ 279,000 | $ 176,000 |
| Worcester County Maryland | 4 | $ 587,000 | $ 146,000 | $ 223,000 |
| Washoe County Nevada | 4 | $ 513,000 | $ 128,000 | $ 68,000 |
| Inyo County California | 3 | $ 665,000 | $ 221,000 | $ 41,000 |
| Napa County California | 3 | $ 882,000 | $ 294,000 | $ 175,000 |
| San Francisco County California | 3 | $ 1,037,000 | $ 345,000 | $ 64,000 |
| Tuolumne County California | 3 | $ 490,000 | $ 163,000 | $ 44,000 |
| Alachua County Florida | 3 | $ 476,000 | $ 158,000 | $ 79,000 |
| Chesterfield County Virginia | 3 | $ 405,000 | $ 135,000 | $ 62,000 |
| Prince William County Virginia | 3 | $ 854,000 | $ 284,000 | $ 141,000 |
| King County Washington | 3 | $ 446,000 | $ 148,000 | $ 148,000 |
| Mohave County Arizona | 2 | $ 160,000 | $ 80,000 | $ 20,000 |
| Humboldt County California | 2 | $ 255,000 | $ 127,000 | $ 58,000 |
| Marin County California | 2 | $ 711,000 | $ 355,000 | $ 92,000 |
| Mono County California | 2 | $ 782,000 | $ 391,000 | $ 197,000 |
| Nevada County California | 2 | $ 312,000 | $ 156,000 | $ 67,000 |
| San Mateo County California | 2 | $ 806,000 | $ 403,000 | $ 127,000 |
| Siskiyou County California | 2 | $ 236,000 | $ 118,000 | $ 39,000 |
| Sussex County Delaware | 2 | $ 390,000 | $ 195,000 | $ 131,000 |
| Broward County Florida | 2 | $ 336,000 | $ 168,000 | $ 91,000 |
| Bonner County Idaho | 2 | $ 129,000 | $ 64,000 | $ 25,000 |
| Caroline County Maryland | 2 | $ 302,000 | $ 151,000 | $ 62,000 |
| Kent County Maryland | 2 | $ 175,000 | $ 87,000 | $ 38,000 |
| Wicomico County Maryland | 2 | $ 204,000 | $ 102,000 | $ 33,000 |
| Washington County Oregon | 2 | $ 135,000 | $ 67,000 | $ 72,000 |
| Fannin County Texas | 2 | $ 135,000 | $ 67,000 | $ 80,000 |
| Alexandria County Virginia | 2 | $ 600,000 | $ 300,000 | $ 100,000 |
| San Juan County Washington | 2 | $ 428,000 | $ 214,000 | $ 21,000 |
| Skagit County Washington | 2 | $ 181,000 | $ 90,000 | $ 20,000 |
| Pima County Arizona | 1 | $ 214,000 | $ 214,000 | $ 146,000 |
| White County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Calaveras County California | 1 | $ 173,000 | $ 173,000 | $ 67,000 |
| Imperial County California | 1 | $ 80,000 | $ 80,000 | $ 64,000 |
| Lake County California | 1 | $ 165,000 | $ 165,000 | $ 6,000 |
| San Benito County California | 1 | $ 213,000 | $ 213,000 | $ 54,000 |
| Sutter County California | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| Yolo County California | 1 | $ 264,000 | $ 264,000 | $ 61,000 |
| Adams County Colorado | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| Arapahoe County Colorado | 1 | $ 323,000 | $ 323,000 | $ 90,000 |
| Boulder County Colorado | 1 | $ 192,000 | $ 192,000 | $ 29,000 |
| El Paso County Colorado | 1 | $ 127,000 | $ 127,000 | $ 110,000 |
| Larimer County Colorado | 1 | $ 170,000 | $ 170,000 | $ 104,000 |
| Pitkin County Colorado | 1 | $ 191,000 | $ 191,000 | $ 101,000 |
| Weld County Colorado | 1 | $ 146,000 | $ 146,000 | $ 117,000 |
| Fairfield County Connecticut | 1 | $ 546,000 | $ 546,000 | $ 222,000 |
| New Castle County Delaware | 1 | $ 226,000 | $ 226,000 | $ 110,000 |
| Hillsborough County Florida | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Monroe County Florida | 1 | $ 148,000 | $ 148,000 | $ 35,000 |
| Orange County Florida | 1 | $ 74,000 | $ 74,000 | $ 79,000 |
| Seminole County Florida | 1 | $ 161,000 | $ 161,000 | $ 116,000 |
| St. Johns County Florida | 1 | $ 161,000 | $ 161,000 | $ 56,000 |
| Volusia County Florida | 1 | $ 159,000 | $ 159,000 | $ 25,000 |
| Kauai County Hawaii | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Garrett County Maryland | 1 | $ 398,000 | $ 398,000 | $ 420,000 |
| Middlesex County Massachusetts | 1 | $ 212,000 | $ 212,000 | $ 115,000 |
| Plymouth County Massachusetts | 1 | $ 244,000 | $ 244,000 | $ 91,000 |
| Carson City County Nevada | 1 | $ 252,000 | $ 252,000 | $ 88,000 |
| Passaic County New Jersey | 1 | $ 243,000 | $ 243,000 | $ 100,000 |
| Dona Ana County New Mexico | 1 | $ 142,000 | $ 142,000 | $ 174,000 |
| Luna County New Mexico | 1 | $ 98,000 | $ 98,000 | $ 59,000 |
| San Juan County New Mexico | 1 | $ 71,000 | $ 71,000 | $ 56,000 |
| Beaufort County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 23,000 |
| Adams County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 105,000 |
| Pike County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 49,000 |
| Brown County Texas | 1 | $ 92,000 | $ 92,000 | $ 77,000 |
| Cameron County Texas | 1 | $ 72,000 | $ 72,000 | $ 40,000 |
| Collin County Texas | 1 | $ 310,000 | $ 310,000 | $ 120,000 |
| Dallas County Texas | 1 | $ 31,000 | $ 31,000 | $ 171,000 |
| Fort Bend County Texas | 1 | $ 203,000 | $ 203,000 | $ 76,000 |
| Fairfax City County Virginia | 1 | $ 166,000 | $ 166,000 | $ 40,000 |
| Manassas County Virginia | 1 | $ 154,000 | $ 154,000 | $ 38,000 |
| Northumberland County Virginia | 1 | $ 96,000 | $ 96,000 | $ 86,000 |
| Orange County Virginia | 1 | $ 323,000 | $ 323,000 | $ 83,000 |
| Stafford County Virginia | 1 | $ 229,000 | $ 229,000 | $ 169,000 |
| Winchester County Virginia | 1 | $ 104,000 | $ 104,000 | $ 48,000 |
| Clallam County Washington | 1 | $ 99,000 | $ 99,000 | $ 49,000 |
| Clark County Washington | 1 | $ 264,000 | $ 264,000 | $ 95,000 |
| Kitsap County Washington | 1 | $ 160,000 | $ 160,000 | $ 140,000 |
| Mason County Washington | 1 | $ 122,000 | $ 122,000 | $ 64,000 |
| Spokane County Washington | 1 | $ 102,000 | $ 102,000 | $ 34,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Stearns Lending, Llc in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 5,180 | $1,019,887,000 | $175,473 | $2,000,000 | $81,684 | $7,298,000 |
| Home Purchase (one-to-four family) | 2,555 | $488,978,000 | $169,214 | $1,500,000 | $108,785 | $3,842,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,230 | $645,272,000 | $171,900 | $2,000,000 | $83,300 | $7,298,000 |
| Hispanic | 2,198 | $372,294,000 | $178,714 | $680,000 | $313,142 | $3,842,000 |
| Information not provided by applicant in mail or telephone application | 1,002 | $214,668,000 | $195,769 | $1,950,000 | $95,153 | $2,220,000 |
| Asian or Pacific Islander | 852 | $194,825,000 | $186,800 | $1,500,000 | $56,000 | $1,209,000 |
| Black | 342 | $58,704,000 | $174,000 | $483,000 | $85,833 | $268,000 |
| Other | 75 | $14,640,000 | $125,666 | $750,000 | $102,333 | $552,000 |
| American Indian or Alaskan Native | 36 | $8,462,000 | $171,500 | $795,000 | $66,250 | $300,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,328 | $1,269,537,000 | $178,571 | $2,000,000 | $91,047 | $7,298,000 |
| FHA-insured (Federal Housing Administration) | 1,309 | $222,701,000 | $154,800 | $417,000 | $47,200 | $3,782,000 |
| VA-guaranteed (Veterans Administration) | 98 | $16,627,000 | $151,333 | $276,000 | $31,000 | $131,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,601 | $1,084,439,000 | $186,388 | $2,000,000 | $84,833 | $7,298,000 |
| Application Approved But Not Accepted | 950 | $203,557,000 | $154,666 | $1,500,000 | $85,333 | $3,782,000 |
| Application Denied By Financial Institution | 617 | $112,941,000 | $152,000 | $1,950,000 | $69,250 | $2,220,000 |
| Application Withdrawn By Applicant | 300 | $53,935,000 | $147,500 | $942,000 | $81,071 | $1,200,000 |
| File Closed For Incompleteness | 267 | $53,993,000 | $170,500 | $1,000,000 | $74,500 | $2,400,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 189 | $33,905,000 | $120,333 | $598,000 | $74,333 | $624,000 |
| Other | 109 | $19,112,000 | $169,666 | $484,000 | $64,666 | $708,000 |
| Debt-To-Income Ratio | 97 | $19,766,000 | $249,000 | $795,000 | $80,500 | $232,000 |
| Collateral | 40 | $7,343,000 | $161,000 | $400,000 | $66,500 | $288,000 |
| Employment History | 10 | $1,967,000 | $196,000 | $680,000 | $46,000 | $162,000 |
| Unverifiable Information | 7 | $969,000 | $144,500 | $218,000 | $41,500 | $69,000 |
| Credit Application Incomplete | 2 | $250,000 | $125,000 | $203,000 | $62,000 | $71,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $164,000 | $164,000 | $164,000 | $39,000 | $39,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.