State Employees'
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for State Employees'.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | State Employees' P.O. Drawer 25279 Raleigh, NC 27611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 66,121 |
| Total Mortgage Loan Application Amount | $10,818,365,000 |
| Average Mortgage Loan Application Amount | $141,750 |
| Highest Mortgage Loan Application Amount | $3,155,000 |
| Average Applicant Income | $104,250 |
| Highest Applicant Income | $4,866,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 8,561 | $ 1,677,555,000 | $ 195,000 | $ 129,000 |
| Guilford County North Carolina | 3,346 | $ 492,900,000 | $ 147,000 | $ 96,000 |
| Mecklenburg County North Carolina | 3,084 | $ 521,750,000 | $ 169,000 | $ 116,000 |
| Johnston County North Carolina | 2,756 | $ 475,550,000 | $ 172,000 | $ 101,000 |
| Durham County North Carolina | 2,248 | $ 405,220,000 | $ 180,000 | $ 114,000 |
| Forsyth County North Carolina | 1,758 | $ 273,420,000 | $ 155,000 | $ 94,000 |
| Buncombe County North Carolina | 1,553 | $ 302,245,000 | $ 194,000 | $ 107,000 |
| Alamance County North Carolina | 1,547 | $ 260,915,000 | $ 168,000 | $ 95,000 |
| Cabarrus County North Carolina | 1,373 | $ 220,695,000 | $ 160,000 | $ 105,000 |
| New Hanover County North Carolina | 1,325 | $ 245,115,000 | $ 184,000 | $ 133,000 |
| Pitt County North Carolina | 1,300 | $ 173,280,000 | $ 133,000 | $ 105,000 |
| Orange County North Carolina | 1,181 | $ 230,885,000 | $ 195,000 | $ 134,000 |
| Brunswick County North Carolina | 1,049 | $ 207,755,000 | $ 198,000 | $ 117,000 |
| Iredell County North Carolina | 1,046 | $ 167,520,000 | $ 160,000 | $ 98,000 |
| Gaston County North Carolina | 997 | $ 156,795,000 | $ 157,000 | $ 99,000 |
| Catawba County North Carolina | 978 | $ 141,270,000 | $ 144,000 | $ 100,000 |
| Burke County North Carolina | 974 | $ 128,270,000 | $ 131,000 | $ 84,000 |
| Rowan County North Carolina | 972 | $ 143,840,000 | $ 147,000 | $ 86,000 |
| Franklin County North Carolina | 954 | $ 172,850,000 | $ 181,000 | $ 96,000 |
| Davidson County North Carolina | 947 | $ 143,635,000 | $ 151,000 | $ 86,000 |
| Union County North Carolina | 945 | $ 165,035,000 | $ 174,000 | $ 112,000 |
| Harnett County North Carolina | 924 | $ 144,780,000 | $ 156,000 | $ 89,000 |
| Wayne County North Carolina | 921 | $ 124,975,000 | $ 135,000 | $ 84,000 |
| Randolph County North Carolina | 917 | $ 123,905,000 | $ 135,000 | $ 87,000 |
| Stanly County North Carolina | 863 | $ 131,565,000 | $ 152,000 | $ 85,000 |
| Cumberland County North Carolina | 824 | $ 101,420,000 | $ 123,000 | $ 90,000 |
| Chatham County North Carolina | 710 | $ 146,800,000 | $ 206,000 | $ 127,000 |
| Nash County North Carolina | 701 | $ 99,355,000 | $ 141,000 | $ 87,000 |
| Caldwell County North Carolina | 699 | $ 90,355,000 | $ 129,000 | $ 81,000 |
| Wilson County North Carolina | 690 | $ 90,840,000 | $ 131,000 | $ 85,000 |
| Henderson County North Carolina | 665 | $ 129,025,000 | $ 194,000 | $ 98,000 |
| Granville County North Carolina | 643 | $ 104,765,000 | $ 162,000 | $ 101,000 |
| Carteret County North Carolina | 616 | $ 139,760,000 | $ 226,000 | $ 153,000 |
| Cleveland County North Carolina | 583 | $ 78,365,000 | $ 134,000 | $ 87,000 |
| Rutherford County North Carolina | 579 | $ 80,805,000 | $ 139,000 | $ 90,000 |
| Rockingham County North Carolina | 521 | $ 69,295,000 | $ 133,000 | $ 85,000 |
| Onslow County North Carolina | 485 | $ 81,215,000 | $ 167,000 | $ 105,000 |
| Wilkes County North Carolina | 480 | $ 59,900,000 | $ 124,000 | $ 79,000 |
| Surry County North Carolina | 472 | $ 55,680,000 | $ 117,000 | $ 82,000 |
| Craven County North Carolina | 450 | $ 62,420,000 | $ 138,000 | $ 100,000 |
| Lee County North Carolina | 444 | $ 59,930,000 | $ 134,000 | $ 97,000 |
| Moore County North Carolina | 439 | $ 62,405,000 | $ 142,000 | $ 99,000 |
| McDowell County North Carolina | 438 | $ 65,600,000 | $ 149,000 | $ 91,000 |
| Robeson County North Carolina | 414 | $ 40,750,000 | $ 98,000 | $ 79,000 |
| Pender County North Carolina | 396 | $ 77,570,000 | $ 195,000 | $ 127,000 |
| Watauga County North Carolina | 371 | $ 73,545,000 | $ 198,000 | $ 127,000 |
| Haywood County North Carolina | 369 | $ 66,375,000 | $ 179,000 | $ 93,000 |
| Lenoir County North Carolina | 367 | $ 43,145,000 | $ 117,000 | $ 83,000 |
| Lincoln County North Carolina | 364 | $ 56,690,000 | $ 155,000 | $ 107,000 |
| Person County North Carolina | 345 | $ 45,575,000 | $ 132,000 | $ 84,000 |
| Vance County North Carolina | 344 | $ 47,310,000 | $ 137,000 | $ 78,000 |
| Beaufort County North Carolina | 337 | $ 47,305,000 | $ 140,000 | $ 115,000 |
| Richmond County North Carolina | 337 | $ 36,305,000 | $ 107,000 | $ 75,000 |
| Jackson County North Carolina | 333 | $ 54,555,000 | $ 163,000 | $ 104,000 |
| Montgomery County North Carolina | 324 | $ 41,850,000 | $ 129,000 | $ 87,000 |
| Horry County South Carolina | 315 | $ 69,755,000 | $ 221,000 | $ 131,000 |
| Davie County North Carolina | 314 | $ 47,810,000 | $ 152,000 | $ 96,000 |
| Sampson County North Carolina | 306 | $ 38,800,000 | $ 126,000 | $ 88,000 |
| Edgecombe County North Carolina | 298 | $ 33,650,000 | $ 112,000 | $ 81,000 |
| Dare County North Carolina | 278 | $ 56,770,000 | $ 204,000 | $ 124,000 |
| Ashe County North Carolina | 277 | $ 44,195,000 | $ 159,000 | $ 98,000 |
| Macon County North Carolina | 275 | $ 39,185,000 | $ 142,000 | $ 87,000 |
| Halifax County North Carolina | 269 | $ 28,885,000 | $ 107,000 | $ 76,000 |
| Duplin County North Carolina | 252 | $ 30,450,000 | $ 120,000 | $ 79,000 |
| Yadkin County North Carolina | 235 | $ 31,475,000 | $ 133,000 | $ 80,000 |
| York County South Carolina | 224 | $ 54,840,000 | $ 244,000 | $ 129,000 |
| Columbus County North Carolina | 221 | $ 27,245,000 | $ 123,000 | $ 83,000 |
| Alexander County North Carolina | 215 | $ 28,225,000 | $ 131,000 | $ 90,000 |
| Pasquotank County North Carolina | 187 | $ 27,285,000 | $ 145,000 | $ 97,000 |
| Scotland County North Carolina | 177 | $ 19,945,000 | $ 112,000 | $ 85,000 |
| Cherokee County North Carolina | 173 | $ 25,725,000 | $ 148,000 | $ 82,000 |
| Stokes County North Carolina | 170 | $ 23,310,000 | $ 137,000 | $ 83,000 |
| Warren County North Carolina | 168 | $ 22,420,000 | $ 133,000 | $ 81,000 |
| Madison County North Carolina | 159 | $ 26,115,000 | $ 164,000 | $ 85,000 |
| Hoke County North Carolina | 154 | $ 19,630,000 | $ 127,000 | $ 78,000 |
| Yancey County North Carolina | 149 | $ 22,055,000 | $ 148,000 | $ 90,000 |
| Anson County North Carolina | 146 | $ 18,030,000 | $ 123,000 | $ 80,000 |
| Bertie County North Carolina | 145 | $ 14,475,000 | $ 99,000 | $ 76,000 |
| Hertford County North Carolina | 144 | $ 15,520,000 | $ 107,000 | $ 74,000 |
| Caswell County North Carolina | 140 | $ 16,090,000 | $ 114,000 | $ 79,000 |
| Greene County North Carolina | 136 | $ 13,750,000 | $ 101,000 | $ 77,000 |
| Martin County North Carolina | 129 | $ 14,515,000 | $ 112,000 | $ 85,000 |
| Mitchell County North Carolina | 129 | $ 17,315,000 | $ 134,000 | $ 76,000 |
| Bladen County North Carolina | 122 | $ 14,390,000 | $ 117,000 | $ 86,000 |
| Chowan County North Carolina | 119 | $ 16,665,000 | $ 140,000 | $ 105,000 |
| Northampton County North Carolina | 118 | $ 13,650,000 | $ 115,000 | $ 90,000 |
| Transylvania County North Carolina | 117 | $ 21,055,000 | $ 179,000 | $ 100,000 |
| Spartanburg County South Carolina | 116 | $ 24,550,000 | $ 211,000 | $ 106,000 |
| Avery County North Carolina | 102 | $ 18,030,000 | $ 176,000 | $ 116,000 |
| Polk County North Carolina | 95 | $ 13,145,000 | $ 138,000 | $ 87,000 |
| Greenville County South Carolina | 95 | $ 24,215,000 | $ 254,000 | $ 158,000 |
| Lancaster County South Carolina | 94 | $ 22,080,000 | $ 234,000 | $ 150,000 |
| Washington County North Carolina | 93 | $ 9,895,000 | $ 106,000 | $ 83,000 |
| Swain County North Carolina | 87 | $ 12,685,000 | $ 145,000 | $ 77,000 |
| Perquimans County North Carolina | 85 | $ 8,995,000 | $ 105,000 | $ 78,000 |
| Alleghany County North Carolina | 82 | $ 10,610,000 | $ 129,000 | $ 99,000 |
| Currituck County North Carolina | 80 | $ 16,000,000 | $ 200,000 | $ 99,000 |
| Graham County North Carolina | 79 | $ 11,805,000 | $ 149,000 | $ 87,000 |
| Pamlico County North Carolina | 78 | $ 11,200,000 | $ 143,000 | $ 101,000 |
| Gates County North Carolina | 55 | $ 6,955,000 | $ 126,000 | $ 92,000 |
| Clay County North Carolina | 54 | $ 7,090,000 | $ 131,000 | $ 92,000 |
| Jones County North Carolina | 53 | $ 7,505,000 | $ 141,000 | $ 90,000 |
| Tyrrell County North Carolina | 48 | $ 5,980,000 | $ 124,000 | $ 85,000 |
| Camden County North Carolina | 43 | $ 6,485,000 | $ 150,000 | $ 86,000 |
| Fulton County Georgia | 39 | $ 7,535,000 | $ 193,000 | $ 136,000 |
| Richland County South Carolina | 37 | $ 7,415,000 | $ 200,000 | $ 106,000 |
| Mecklenburg County Virginia | 37 | $ 5,905,000 | $ 159,000 | $ 145,000 |
| Hyde County North Carolina | 35 | $ 3,405,000 | $ 97,000 | $ 80,000 |
| Charleston County South Carolina | 34 | $ 10,750,000 | $ 316,000 | $ 192,000 |
| DeKalb County Georgia | 28 | $ 6,010,000 | $ 214,000 | $ 118,000 |
| Carroll County Virginia | 27 | $ 3,165,000 | $ 117,000 | $ 95,000 |
| Chesterfield County South Carolina | 25 | $ 4,285,000 | $ 171,000 | $ 70,000 |
| Danville County Virginia | 25 | $ 2,495,000 | $ 99,000 | $ 73,000 |
| Pittsylvania County Virginia | 25 | $ 3,045,000 | $ 121,000 | $ 90,000 |
| Virginia Beach County Virginia | 24 | $ 6,520,000 | $ 271,000 | $ 139,000 |
| Cherokee County South Carolina | 23 | $ 3,985,000 | $ 173,000 | $ 85,000 |
| Gwinnett County Georgia | 21 | $ 6,485,000 | $ 308,000 | $ 151,000 |
| Chesterfield County Virginia | 21 | $ 5,785,000 | $ 275,000 | $ 132,000 |
| Cobb County Georgia | 20 | $ 4,340,000 | $ 217,000 | $ 191,000 |
| Beaufort County South Carolina | 19 | $ 8,475,000 | $ 446,000 | $ 260,000 |
| Knox County Tennessee | 19 | $ 5,385,000 | $ 283,000 | $ 133,000 |
| Henry County Virginia | 18 | $ 1,520,000 | $ 84,000 | $ 58,000 |
| Lexington County South Carolina | 17 | $ 3,595,000 | $ 211,000 | $ 86,000 |
| Washington County Tennessee | 17 | $ 3,585,000 | $ 210,000 | $ 89,000 |
| Sullivan County Tennessee | 16 | $ 2,970,000 | $ 185,000 | $ 73,000 |
| Anderson County South Carolina | 15 | $ 2,985,000 | $ 199,000 | $ 109,000 |
| Grayson County Virginia | 15 | $ 1,665,000 | $ 111,000 | $ 79,000 |
| Norfolk County Virginia | 15 | $ 2,595,000 | $ 173,000 | $ 98,000 |
| Chatham County Georgia | 14 | $ 2,520,000 | $ 180,000 | $ 140,000 |
| Georgetown County South Carolina | 14 | $ 3,750,000 | $ 267,000 | $ 180,000 |
| Marlboro County South Carolina | 14 | $ 1,010,000 | $ 72,000 | $ 78,000 |
| Richmond City County Virginia | 14 | $ 2,940,000 | $ 210,000 | $ 126,000 |
| Florence County South Carolina | 13 | $ 2,365,000 | $ 181,000 | $ 82,000 |
| Oconee County South Carolina | 13 | $ 3,945,000 | $ 303,000 | $ 146,000 |
| Greene County Tennessee | 12 | $ 2,480,000 | $ 206,000 | $ 64,000 |
| Chesapeake County Virginia | 12 | $ 2,130,000 | $ 177,000 | $ 157,000 |
| Suffolk County Virginia | 12 | $ 3,060,000 | $ 255,000 | $ 118,000 |
| Berkeley County South Carolina | 11 | $ 2,755,000 | $ 250,000 | $ 133,000 |
| Brunswick County Virginia | 11 | $ 3,495,000 | $ 317,000 | $ 171,000 |
| Patrick County Virginia | 11 | $ 1,275,000 | $ 115,000 | $ 131,000 |
| Washington County Virginia | 11 | $ 2,075,000 | $ 188,000 | $ 90,000 |
| Union County Georgia | 10 | $ 2,370,000 | $ 237,000 | $ 75,000 |
| Kershaw County South Carolina | 10 | $ 1,800,000 | $ 180,000 | $ 70,000 |
| Carter County Tennessee | 10 | $ 1,680,000 | $ 168,000 | $ 73,000 |
| Richmond County Georgia | 9 | $ 1,065,000 | $ 118,000 | $ 76,000 |
| Johnson County Tennessee | 9 | $ 1,355,000 | $ 150,000 | $ 84,000 |
| Unicoi County Tennessee | 9 | $ 1,785,000 | $ 198,000 | $ 84,000 |
| Cherokee County Georgia | 8 | $ 2,990,000 | $ 373,000 | $ 176,000 |
| Forsyth County Georgia | 8 | $ 1,520,000 | $ 190,000 | $ 195,000 |
| Dorchester County South Carolina | 8 | $ 1,730,000 | $ 216,000 | $ 89,000 |
| Shelby County Tennessee | 8 | $ 1,260,000 | $ 157,000 | $ 94,000 |
| Halifax County Virginia | 8 | $ 740,000 | $ 92,000 | $ 72,000 |
| Henrico County Virginia | 8 | $ 1,500,000 | $ 187,000 | $ 126,000 |
| Clayton County Georgia | 7 | $ 1,255,000 | $ 179,000 | $ 74,000 |
| Towns County Georgia | 7 | $ 1,495,000 | $ 213,000 | $ 96,000 |
| Aiken County South Carolina | 7 | $ 1,625,000 | $ 232,000 | $ 106,000 |
| Dillon County South Carolina | 7 | $ 765,000 | $ 109,000 | $ 67,000 |
| Davidson County Tennessee | 7 | $ 2,345,000 | $ 335,000 | $ 407,000 |
| Fairfax County Virginia | 7 | $ 1,895,000 | $ 270,000 | $ 174,000 |
| Franklin County Virginia | 7 | $ 1,135,000 | $ 162,000 | $ 167,000 |
| Newport News County Virginia | 7 | $ 1,085,000 | $ 155,000 | $ 116,000 |
| Douglas County Georgia | 6 | $ 1,950,000 | $ 325,000 | $ 105,000 |
| Hall County Georgia | 6 | $ 1,120,000 | $ 186,000 | $ 85,000 |
| Spalding County Georgia | 6 | $ 1,310,000 | $ 218,000 | $ 122,000 |
| Chester County South Carolina | 6 | $ 1,150,000 | $ 191,000 | $ 46,000 |
| Cocke County Tennessee | 6 | $ 900,000 | $ 150,000 | $ 66,000 |
| Augusta County Virginia | 6 | $ 1,820,000 | $ 303,000 | $ 134,000 |
| Bedford County Virginia | 6 | $ 2,010,000 | $ 335,000 | $ 290,000 |
| Hampton County Virginia | 6 | $ 840,000 | $ 140,000 | $ 103,000 |
| Martinsville County Virginia | 6 | $ 380,000 | $ 63,000 | $ 55,000 |
| Bibb County Georgia | 5 | $ 405,000 | $ 81,000 | $ 194,000 |
| Fannin County Georgia | 5 | $ 5,695,000 | $ 1,139,000 | $ 498,000 |
| Henry County Georgia | 5 | $ 965,000 | $ 193,000 | $ 123,000 |
| Muscogee County Georgia | 5 | $ 855,000 | $ 171,000 | $ 84,000 |
| Darlington County South Carolina | 5 | $ 415,000 | $ 83,000 | $ 83,000 |
| Orangeburg County South Carolina | 5 | $ 765,000 | $ 153,000 | $ 62,000 |
| Hamilton County Tennessee | 5 | $ 1,425,000 | $ 285,000 | $ 211,000 |
| Maury County Tennessee | 5 | $ 1,365,000 | $ 273,000 | $ 81,000 |
| Sevier County Tennessee | 5 | $ 3,075,000 | $ 615,000 | $ 396,000 |
| Albemarle County Virginia | 5 | $ 1,645,000 | $ 329,000 | $ 111,000 |
| Lynchburg County Virginia | 5 | $ 1,185,000 | $ 237,000 | $ 206,000 |
| Portsmouth County Virginia | 5 | $ 1,065,000 | $ 213,000 | $ 79,000 |
| Prince William County Virginia | 5 | $ 2,445,000 | $ 489,000 | $ 173,000 |
| Roanoke City County Virginia | 5 | $ 805,000 | $ 161,000 | $ 103,000 |
| Pickens County Georgia | 4 | $ 1,470,000 | $ 367,000 | $ 169,000 |
| Rabun County Georgia | 4 | $ 1,000,000 | $ 250,000 | $ 112,000 |
| Clarendon County South Carolina | 4 | $ 190,000 | $ 47,000 | $ 89,000 |
| Pickens County South Carolina | 4 | $ 1,210,000 | $ 302,000 | $ 126,000 |
| Accomack County Virginia | 4 | $ 1,070,000 | $ 267,000 | $ 143,000 |
| Alexandria County Virginia | 4 | $ 1,210,000 | $ 302,000 | $ 138,000 |
| Montgomery County Virginia | 4 | $ 710,000 | $ 177,000 | $ 134,000 |
| Petersburg County Virginia | 4 | $ 930,000 | $ 232,000 | $ 71,000 |
| Prince George County Virginia | 4 | $ 390,000 | $ 97,000 | $ 141,000 |
| Rockingham County Virginia | 4 | $ 860,000 | $ 215,000 | $ 87,000 |
| Stafford County Virginia | 4 | $ 1,150,000 | $ 287,000 | $ 159,000 |
| Carroll County Georgia | 3 | $ 795,000 | $ 265,000 | $ 82,000 |
| Columbia County Georgia | 3 | $ 515,000 | $ 171,000 | $ 73,000 |
| Glynn County Georgia | 3 | $ 1,125,000 | $ 375,000 | $ 466,000 |
| Jackson County Georgia | 3 | $ 555,000 | $ 185,000 | $ 128,000 |
| Liberty County Georgia | 3 | $ 755,000 | $ 251,000 | $ 72,000 |
| Paulding County Georgia | 3 | $ 815,000 | $ 271,000 | $ 120,000 |
| Rockdale County Georgia | 3 | $ 765,000 | $ 255,000 | $ 63,000 |
| Abbeville County South Carolina | 3 | $ 345,000 | $ 115,000 | $ 100,000 |
| Newberry County South Carolina | 3 | $ 785,000 | $ 261,000 | $ 132,000 |
| Sumter County South Carolina | 3 | $ 315,000 | $ 105,000 | $ 152,000 |
| Anderson County Tennessee | 3 | $ 545,000 | $ 181,000 | $ 110,000 |
| Hawkins County Tennessee | 3 | $ 705,000 | $ 235,000 | $ 96,000 |
| Jefferson County Tennessee | 3 | $ 1,815,000 | $ 605,000 | $ 153,000 |
| Sumner County Tennessee | 3 | $ 1,035,000 | $ 345,000 | $ 135,000 |
| Arlington County Virginia | 3 | $ 2,075,000 | $ 691,000 | $ 306,000 |
| Campbell County Virginia | 3 | $ 415,000 | $ 138,000 | $ 99,000 |
| Floyd County Virginia | 3 | $ 675,000 | $ 225,000 | $ 127,000 |
| Frederick County Virginia | 3 | $ 1,085,000 | $ 361,000 | $ 133,000 |
| Galax County Virginia | 3 | $ 345,000 | $ 115,000 | $ 101,000 |
| James City County Virginia | 3 | $ 815,000 | $ 271,000 | $ 121,000 |
| Loudoun County Virginia | 3 | $ 535,000 | $ 178,000 | $ 181,000 |
| Louisa County Virginia | 3 | $ 1,055,000 | $ 351,000 | $ 107,000 |
| Roanoke County Virginia | 3 | $ 605,000 | $ 201,000 | $ 137,000 |
| Spotsylvania County Virginia | 3 | $ 275,000 | $ 91,000 | $ 109,000 |
| Wise County Virginia | 3 | $ 335,000 | $ 111,000 | $ 45,000 |
| Wythe County Virginia | 3 | $ 395,000 | $ 131,000 | $ 39,000 |
| Candler County Georgia | 2 | $ 90,000 | $ 45,000 | $ 21,000 |
| Coweta County Georgia | 2 | $ 540,000 | $ 270,000 | $ 171,000 |
| Franklin County Georgia | 2 | $ 390,000 | $ 195,000 | $ 217,000 |
| Gilmer County Georgia | 2 | $ 500,000 | $ 250,000 | $ 116,000 |
| Houston County Georgia | 2 | $ 540,000 | $ 270,000 | $ 106,000 |
| Lamar County Georgia | 2 | $ 650,000 | $ 325,000 | $ 138,000 |
| Meriwether County Georgia | 2 | $ 480,000 | $ 240,000 | $ 99,000 |
| Newton County Georgia | 2 | $ 410,000 | $ 205,000 | $ 50,000 |
| Whitfield County Georgia | 2 | $ 580,000 | $ 290,000 | $ 92,000 |
| Calhoun County South Carolina | 2 | $ 60,000 | $ 30,000 | $ 42,000 |
| Colleton County South Carolina | 2 | $ 210,000 | $ 105,000 | $ 148,000 |
| Edgefield County South Carolina | 2 | $ 720,000 | $ 360,000 | $ 122,000 |
| Fairfield County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 41,000 |
| Greenwood County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 81,000 |
| Hampton County South Carolina | 2 | $ 80,000 | $ 40,000 | $ 78,000 |
| Jasper County South Carolina | 2 | $ 70,000 | $ 35,000 | $ 89,000 |
| Laurens County South Carolina | 2 | $ 490,000 | $ 245,000 | $ 181,000 |
| Carroll County Tennessee | 2 | $ 550,000 | $ 275,000 | $ 129,000 |
| Williamson County Tennessee | 2 | $ 800,000 | $ 400,000 | $ 222,000 |
| Wilson County Tennessee | 2 | $ 740,000 | $ 370,000 | $ 113,000 |
| Alleghany County Virginia | 2 | $ 150,000 | $ 75,000 | $ 81,000 |
| Botetourt County Virginia | 2 | $ 550,000 | $ 275,000 | $ 43,000 |
| Franklin City County Virginia | 2 | $ 180,000 | $ 90,000 | $ 109,000 |
| Greensville County Virginia | 2 | $ 360,000 | $ 180,000 | $ 105,000 |
| Nelson County Virginia | 2 | $ 260,000 | $ 130,000 | $ 299,000 |
| Salem County Virginia | 2 | $ 390,000 | $ 195,000 | $ 95,000 |
| Smyth County Virginia | 2 | $ 80,000 | $ 40,000 | $ 99,000 |
| Calhoun County Alabama | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Barrow County Georgia | 1 | $ 325,000 | $ 325,000 | $ 85,000 |
| Ben Hill County Georgia | 1 | $ 305,000 | $ 305,000 | $ 105,000 |
| Brantley County Georgia | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Bryan County Georgia | 1 | $ 235,000 | $ 235,000 | $ 92,000 |
| Bulloch County Georgia | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Camden County Georgia | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Catoosa County Georgia | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Clarke County Georgia | 1 | $ 495,000 | $ 495,000 | $ 175,000 |
| Colquitt County Georgia | 1 | $ 65,000 | $ 65,000 | $ 196,000 |
| Effingham County Georgia | 1 | $ 435,000 | $ 435,000 | $ 120,000 |
| Floyd County Georgia | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Hancock County Georgia | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Hart County Georgia | 1 | $ 505,000 | $ 505,000 | $ 347,000 |
| Jenkins County Georgia | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Jones County Georgia | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| Lee County Georgia | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Lumpkin County Georgia | 1 | $ 275,000 | $ 275,000 | $ 106,000 |
| Oconee County Georgia | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Pike County Georgia | 1 | $ 85,000 | $ 85,000 | $ 255,000 |
| Upson County Georgia | 1 | $ 215,000 | $ 215,000 | $ 173,000 |
| Walker County Georgia | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| White County Georgia | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Prince George's County Maryland | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
| Philadelphia County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 53,000 |
| Somerset County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Allendale County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Bamberg County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Marion County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 118,000 |
| Saluda County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Union County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Williamsburg County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 69,000 |
| Blount County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Claiborne County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 152,000 |
| Coffee County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 175,000 |
| Grainger County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Hamblen County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 72,000 |
| Montgomery County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 88,000 |
| Polk County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Rutherford County Tennessee | 1 | $ 495,000 | $ 495,000 | $ 502,000 |
| Tarrant County Texas | 1 | $ 105,000 | $ 105,000 | $ 800,000 |
| Amherst County Virginia | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Covington County Virginia | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Culpeper County Virginia | 1 | $ 625,000 | $ 625,000 | $ 147,000 |
| Cumberland County Virginia | 1 | $ 145,000 | $ 145,000 | $ 92,000 |
| Dinwiddie County Virginia | 1 | $ 325,000 | $ 325,000 | $ 249,000 |
| Emporia County Virginia | 1 | $ 245,000 | $ 245,000 | $ 272,000 |
| Fairfax City County Virginia | 1 | $ 645,000 | $ 645,000 | $ 172,000 |
| Goochland County Virginia | 1 | $ 325,000 | $ 325,000 | $ 1,101,000 |
| Hanover County Virginia | 1 | $ 355,000 | $ 355,000 | $ 137,000 |
| Hopewell County Virginia | 1 | $ 5,000 | $ 5,000 | $ 73,000 |
| Isle of Wight County Virginia | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| King William County Virginia | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| Lancaster County Virginia | 1 | $ 345,000 | $ 345,000 | $ 224,000 |
| Manassas Park County Virginia | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Middlesex County Virginia | 1 | $ 475,000 | $ 475,000 | $ 131,000 |
| Orange County Virginia | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
| Page County Virginia | 1 | $ 235,000 | $ 235,000 | $ 125,000 |
| Powhatan County Virginia | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Pulaski County Virginia | 1 | $ 125,000 | $ 125,000 | $ 25,000 |
| Radford County Virginia | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Rockbridge County Virginia | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Russell County Virginia | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Shenandoah County Virginia | 1 | $ 35,000 | $ 35,000 | $ 101,000 |
| Staunton County Virginia | 1 | $ 245,000 | $ 245,000 | $ 153,000 |
| Tazewell County Virginia | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Waynesboro County Virginia | 1 | $ 145,000 | $ 145,000 | $ 153,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for State Employees' in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 23,466 | $5,770,300,000 | $245,000 | $3,155,000 | $105,000 | $4,866,000 |
| Refinancing | 18,458 | $3,332,600,000 | $180,000 | $2,025,000 | $100,000 | $2,813,000 |
| Home Improvement | 13,885 | $944,925,000 | $68,000 | $2,005,000 | $105,000 | $2,038,000 |
| Other Purpose | 10,312 | $770,540,000 | $74,000 | $1,355,000 | $107,000 | $3,666,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 41,284 | $6,759,650,000 | $163,000 | $2,165,000 | $108,000 | $4,866,000 |
| Black or African American | 15,771 | $2,433,945,000 | $154,000 | $1,685,000 | $89,000 | $2,813,000 |
| Not Provided | 5,490 | $993,200,000 | $180,000 | $3,155,000 | $119,000 | $3,666,000 |
| Hispanic | 2,032 | $346,530,000 | $170,000 | $1,105,000 | $91,000 | $2,457,000 |
| American Indian or Alaskan Native | 647 | $84,995,000 | $131,000 | $825,000 | $87,000 | $532,000 |
| Asian | 604 | $141,720,000 | $234,000 | $1,375,000 | $125,000 | $800,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $3,335,000 | $175,000 | $505,000 | $138,000 | $344,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 66,121 | $10,818,365,000 | $163,000 | $3,155,000 | $104,000 | $4,866,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 45,445 | $7,947,955,000 | $174,000 | $2,165,000 | $110,000 | $4,866,000 |
| Application Denied By Financial Institution | 9,733 | $1,151,595,000 | $118,000 | $1,505,000 | $78,000 | $3,666,000 |
| Application Withdrawn By Applicant | 7,120 | $1,183,860,000 | $166,000 | $3,155,000 | $106,000 | $2,854,000 |
| File Closed For Incompleteness | 3,011 | $403,355,000 | $133,000 | $1,305,000 | $99,000 | $1,954,000 |
| Application Approved But Not Accepted | 807 | $130,785,000 | $162,000 | $1,445,000 | $99,000 | $1,278,000 |
| Loan Purchased By The Institution | 5 | $815,000 | $163,000 | $195,000 | $71,000 | $117,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 56,388 | $9,666,770,000 | $171,000 | $3,155,000 | $109,000 | $4,866,000 |
| Debt-To-Income Ratio | 5,168 | $639,290,000 | $123,000 | $1,355,000 | $61,000 | $624,000 |
| Credit History | 2,536 | $264,340,000 | $104,000 | $905,000 | $90,000 | $3,666,000 |
| Collateral | 1,559 | $171,405,000 | $109,000 | $1,005,000 | $102,000 | $2,457,000 |
| Unverifiable Information | 234 | $35,490,000 | $151,000 | $675,000 | $89,000 | $417,000 |
| Other | 183 | $33,165,000 | $181,000 | $1,505,000 | $146,000 | $2,074,000 |
| Employment History | 40 | $4,600,000 | $115,000 | $435,000 | $73,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $3,305,000 | $254,000 | $805,000 | $100,000 | $435,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.